MIRA INFORM REPORT

 

 

Report Date :

20.06.2012

 

IDENTIFICATION DETAILS

 

Name :

P.T. VIVERE MULTI KREASI

 

 

Registered Office :

Graha Vivere, 1st Floor Jalan Letjend. S. Parman No. 6 Jakarta Barat, 11480

 

 

Country :

Indonesia

 

 

Date of Incorporation :

December 2000

 

 

Com. Reg. No.:

No. AHU-81125.AH.01.02.TH.2008

 

 

Legal Form :

Limited Liability Company

 

 

Line of Business :

Trading and Marketing of Home and Office Furniture

 

 

No. of Employees :

123 persons     

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

Payment Behaviour :

No Complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2012

 

Country Name

Previous Rating

(31.12.2011)

Current Rating

(31.03.2012)

Indonesia

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

Name of Company

 

P.T. VIVERE MULTI KREASI

 

 

Address

 

Head Office

Graha Vivere, 1st Floor

Jalan Letjend. S. Parman No. 6

Jakarta Barat, 11480

Indonesia

Phones             - (62-21) 5365 1568 (Hunting)

Fax                   - (62-21) 5365 1609

E-mail               - marketing@viverecollection.com

Website            - http://www.viverecollection.com

Building Area     - 10 storey

Office Space      - 120 sq. meters

Region              - Commercial

Status               - Rent

 

 

Registration data

 

Date of Incorporation :

December 2000

 

Legal Form :

P.T. (Perseroan Terbatas) or Limited Liability Company

 

Company Reg. No. :

The Ministry of Law and Human Rights

No. AHU-81125.AH.01.02.TH.2008

Dated 3 November 2008

 

Company Status :

Private National Company

 

Permit by the Government Department :

The Department of Finance

NPWP No. 02.004.635.5-073.000

 

Related Company :

A Member Company of the VIVERE Group (see attachment)

 

 

 

 

CAPITAL AND OWNERSHIP

 

Capital Structure :

Authorized Capital                            : Rp. 1,000,000,000.-

Issued Capital                                  : Rp.    300,000,000.-

Paid up Capital                                : Rp.   300,000,000.-

 

Shareholders/Owners :

a. Mr. GEMA GRAHASARANA Tbk                                     - Rp. 299,900,000.-

    Address : Graha Vivere

                    Jl. Letjend. S. Parman No. 6

                    Jakarta Barat

                    Indonesia

b. Mr. Ir. Dedy Rochimat, MM                                           - Rp.        100,000.-

    Address : Jl. Tosiga 1/K5, RT. 009 RW. 004

                    Kelurahan Kebon Jeruk, Kecamatan Kebon

                    Jeruk, Jakarta Barat

                    Indonesia

 

 

BUSINESS ACTIVITIES

 

Lines of Business :

Trading and Marketing of Home and Office Furniture

 

Production Capacity :

Vivere Stores                                   - 13 stores

 

Total Investment :

None

 

Started Operation :

2001

 

Brand Name :

Vivere Collection

 

Technical Assistance :

None

 

Number of Employee :

123 persons                                   

 

Marketing Area :

Local       - 100%

 

Main Customer :

Corporate and Individuals

 

Market Situation :

Very Competitive

 

Main Competitors :

a. P.T. ADI NUSANTARA RAYA

b. P.T. CAHAYA BUANA PACIFIC

c. P.T. GRAHA VINOTTI KREASINDO

d. P.T. JAYA INDAH FURNITURE

e. Etc.

 

Business Trend :

Growing

 

 

BANKER, AUDITOR & LITIGATION

 

B a n k e r s :

a.   P.T. Bank CIMB NIAGA Tbk

      Jalan Asemka Raya No. 18-19

      Jakarta Barat

      Indonesia

b.   P.T. Bank CENTRAL ASIA Tbk

      Wisma 77

      Jalan Letjend. S. Parman Kav. 77

      Jakarta Barat

      Indonesia

c.   P.T. Bank OCBC NISP Tbk

      Wisma 77

      Jalan Letjend. S. Parman Kav. 77

      Jakarta Barat

      Indonesia

 

Auditor :

Internal Auditor

 

Litigation :

No litigation record in our database

 

 

FINANCIAL FIGURE

 

Annual Sales (estimated) :

2009 – Rp. 123.0 billion

2010 – Rp. 134.0 billion

2011 – Rp. 147.0 billion

 

Net Profit (estimated) :

2009 – Rp. 7.4 billion

2010 – Rp. 8.0 billion

2011 – Rp. 8.8 billion

 

Payment Manner :

Average

 

Financial Comments :

Satisfactory

 

 

KEY EXECUTIVES

 

Board of Management :

President Director                            - Mr. Tommy Diary AKA Tan Meng Kau

Director                                           - Mr. Ir. Dedy Rochimat, MM

 

Board of Commissioners :

President Commissioner                   - DR. Pulung Perangin Angin

Commissioners                                - Mrs. Sri Martini

 

Signatories :

President Director (Mr. Tommy Diary AKA Tan Meng Kau) or the Director (Mr. Ir. Dedy Rochimat, MM) which must be approved by Board of Commissioner

 

 

CAPABILITIES

 

Management Capability :

Good

 

Business Morality :

Good

 

Credit Risk :

Average

 

Credit Recommendation :

Credit should be proceeded with monitor

 

Proposed Credit Limit :

Small amount – periodical review

 

 

OVERALL PERFORMANCE

 

Based on investigation the correct name of the Subject is P.T. VIVERE MULTI KREASI not VIUERA as stated in your order Ref. No. 184064 dated 15 June 2012.

 

P.T. VIVERE MULTI KREASI (P.T. VMK) was incorporated in Jakarta in December 2000 by P.T. GEMA GRAHASARANA Tbk and Mr. Ir. Dedy Rochimat, MM an Indonesian businessman of Chinese origin.

 

The company notary deed has been changed a couple of times and according to the latest revision of notary documents of Dr. Irawan Soerodjo, SH., MS No. 4 dated 1 July 2008 the company authorized capital amounted at Rp. 1,000,000,000 issued capital of Rp. 300,000,000 entirely paid up. With this time the composition of its shareholders has been changed to become P.T. GEMA GRAHASARANA Tbk (99.67%) and Mr. Ir. Dedy Rochimat, MM (0.03%). The deed of amendment was approved by the Ministry of Law and Human Rights in its decision letter No. AHU-81125.AH.01.02.TH.2008 dated November 3, 2008.

 

We observe the majority shareholder P.T. GEMA GRAHASARANA Tbk., is a public listed company engaged in Interior Contracting Services and Furniture Manufacturing which majority business stakes is controlled by Mr. Ir. Dedy Rochimat. He is also founder and business stakes owner of the VIVERE Group, a small sized business group in design interior and contracting services, wooden furniture industry.

 

P.T. VMK or VIVERE started to be operating since 2001 engaged in the field of trading and marketing of home and office furniture. VIVERE is a lifestyle brand that offers wide-ranging interior collection for home. The brand endorses contemporary designs, expressed by clean lines and embellished with a light Asian touch. The result is a universal style that brings forth a beautiful atmosphere for life. VIVERE core competencies are in home furnishings and accessories. In 2005, the business expanded into selling office system-working chairs & furnishings branded as VIVERE Working. In 2008, it further evolves into selling Classic collection to meet the great demand of collector & fans from Indonesia. By 2010, the business added another business category, which is VIVERE Kitchen. While VIVERE Collection & VIVERE Kitchen is tailored to target the retail market, both also have establishment for project based merchants or other business properties. VIVERE Working, which showroom located right in the heart of the head office itself (Graha VIVERE), alternatively focuses on project based only. The VIVERE stores sells of various types of home and office furniture.

 

The whole products are Home Furniture including home collection, living room, dining room, bedroom, home working, designer corner, home series (Capri collection, Donata collection, Eriko collection, Gemma collection, Maya collection, Skyline collection, U collection, Maha collection, Famous collection, Vassa series) and home inspiration (décor idea). P.T. VMK latest home accessories collection is the Padma series. Symbolizing grace and beauty, Padma is all about nostalgic floral pattern with romantic color of soft pink, purple and maroon. To create total romantic & feminine look in the living room, put padma cushion at your sofa, cover the coffee table with padma runner, and lit padma candle with magnolia scent in the living room.

 

Working collection products are workstation, chair, sofa & coffee table, executive desk, storage & cabinet, carpet by TANDUS, and demountable wall. Culture collection is (Indonesian Art, Asian Art and Special Art). Classic collection products sells by VIVERE are living room, bedroom, dining room, study room, classic accessories and classic inspiration. VIVERE Complements are stylish and functional home accessories that constantly follow the latest international trends. The collection includes dining ware, bathroom accessories, bedroom essentials and living room accoutrements. VIVERE's attractive accessory items are naturally perfect as personal gifts for your friends, family and colleagues. The types of VIVERE Collection are accessories collection, bathroom accessories, dining ware, flowers & vase, lightings, office accessories and wine accessories.

 

VIVERE Wardrobe combines sleek modern design with smart storage system to create a beautiful storing space for your fashion and precious collection. The exterior and interior of VIVERE Wardrobe is designed with great flexibility, adjusting to the available space at home and to the individuals storing needs (what kind of clothing, how many clothing). Exterior Wardrobe is
the exterior body of VIVERE Wardrobe is built by using factory made modular panels system, and quality hardware system to ensure the durability and flexibility. These highly precise modular panels could be easily joint, extended and adjusted to match the size of your space, whether it is a compact apartment space or a spacious house. The body could be finished with variety of colors, door style and wide ranging of finishing materials such as glasses, veneer, uv gloss, HPL and many more, all to add flair and style to your wardrobe, creating a designer look with great practicality.

 

Interior Wardrobe is the interior of VIVERE Wardrobe is custom built according to the needs of the individuals. You can add shelving, drawers, hanger, and displays as you like, following the way you want to store and organize your clothing and jewelry collection. For sure, these interior fittings make organizing more efficient and practical. 

VIVERE Kitchen is developed to accommodate four important activities that goes beyond cooking. It is also built to impress, socialize and entertain at the same time. VIVERE Kitchen is developed with modern open concept. Blend in with another area at home (living or dining room), the open concept kitchen allows the entire family or guests of your dinner gathering to gather round, having meal, and share the moment while the host prepare for dinner. Now, you can cook, impress and entertain at the same time. VIVERE has 13 stores that spread across lifestyle malls and other prestigious venues in Jakarta, Medan and Surabaya, and the number is still growing. We observe the operation of P.T. VMK or VIVERE has been growing and developing well in the last three years.

 

Generally the demand for furniture products has basically been increasing in the last five years. However, the lack of woods as the basic materials becomes serious problem faced by wooden furniture producers. Therefore, lots of wooden furniture producers can not fulfill the market demand. Besides, the price of woods in the country has highly been increasing in the last several years. In addition, the tight government policy in wooden products seems to burden the wooden product industries. The demand for wooden furniture products is estimated to be rising next year. However, the lack of woods and high prices of woods are estimated to influence the performance of wooden furniture products.

 

The Growth and Export Value of Indonesian Furniture, 2005 – 2011*

 

Year

Volume (Ton)

Value (US$ Billion)

2005

836.155

1,79

2006

835.612

1,81

2007

898.882

1,96

2008

825.538

2,65

2009

973,250

2,25

2010

987,890

2,72

2011*

975,230

2,30

           Source: ASMINDO

           *) Estimated

 

Until this time P.T. VMK has not been registered with Indonesian Stock Exchange, so that they shall not obliged to announce their financial statement. The management of P.T. VMK is very reclusive towards outsiders and rejected to disclose its financial condition.

 

We observed that total sales turnover of the company in 2009 amounted to Rp. 123.0 billion rose to Rp. 134.0 billion in 2010 increased to Rp. 147.0 billion in 2011 and projected to go on rising by at least 5% in 2012. The operation in 2011 yielded an estimated net profit of at least Rp. 8.8 billion and the company has an estimated total networth of at least Rp. 25.0 billion. So far, we did not heard that the company having been black listed by the Central Bank (Bank Indonesia). The company usually pays its debts punctually to suppliers.  

 

The management of P.T. VMK is led by Mr. Tommy Diary AKA Tan Meng Kau (45) a businessman and professional manager with experience in trading and marketing of home and office furniture. He graduated Master of Management from Sekolah Tinggi Management Prasetia Mulya (Prasetia Mulya Business School) in 1994 – 1997. Daily activity he is assisted by Mr. Ir. Dedy Rochimat, MM (55) a businessman and professional manager with experience in design interior and furniture manufacturing, panel laminated and component furniture manufacturing etc. He graduated from Institute Sains dan Teknologi Nasional (ISTN) in 1992 and Master of Management from Sekolah Tinggi Management Prasetia Mulya (Prasetia Mulya Business School) in 1995. The company's management is handled by professional staff in the above business. They have wide relations with private businessmen within and outside the country. So far, we did not hear that the management of the company being filed to the district court for detrimental cases or involved in any business malpractices. The company’s litigation record is clean and it has not registered with the black list of Bank of Indonesia. P.T. VIVERE MULTI KREASI is sufficiently fairly good for business transaction.

 

 

Attachment:

 

 

List of the VIVERE Group Members

 

 

1.          GEMA GRAHASARANA Tbk, P.T. (Design Interior and Furniture Manufacturing and Investment Holding)

2.          IFM GRAHA SARANA, P.T. (Movers and Logitsic Services)

3.          LAMINATECH KREASI SARANA, P.T. (Manufacturers and Trader of Panel Laminated and Furniture Components)

4.          PRASETYA GEMA MULIA, P.T. (Electrical Contracting Services)

5.          REKAGUNA ABDIJAYA, P.T. (Architect Design Consultant)

6.          VINOTINDO GRAHASARANA, P.T. (Investment Holding)

7.          VIRUCCI INDOGRIYA SARANA, P.T. (Investment Holding)

8.          VIVERE MULTI KREASI, P.T. (Trading and Markets of Home and Office Furnitures)

9.          Etc.


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.56.01

UK Pound

1

Rs.87.85

Euro

1

Rs.70.54

 

 

INFORMATION DETAILS

 

Report Prepared by :

PRL

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.