MIRA INFORM REPORT

 

 

Report Date :

20.06.2012

 

IDENTIFICATION DETAILS

 

Name :

VICTORY PLANT AND MACHINERY PRIVATE LIMITED

 

 

Registered Office :

Building No. 145/154, Shed No. 5 and 6, Mankoli Naka, Bhiwandi Bypass Road, Bhiwandi – 421 302, Maharashtra

 

 

Country :

India

 

 

Financials (as on) :

31.03.2010

 

 

Date of Incorporation :

16.03.2005

 

 

Com. Reg. No.:

11-152005

 

 

Capital Investment / Paid-up Capital :

Rs.0.400 Million

 

 

CIN No.:

[Company Identification No.]

U29266MH2005PTC152005

 

 

TAN No.:

[Tax Deduction & Collection Account No.]

PNEV04942A

 

 

PAN No.:

[Permanent Account No.]

AACCV0381Q

 

 

Legal Form :

Private Limited Liability Company

 

 

Line of Business :

Manufacturer and Exporter of Cable Making Machine

 

 

No. of Employees :

65 (Approximately)

 

RATING & COMMENTS

 

MIRA’s Rating :

B (32)

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Maximum Credit Limit :

USD 12000

 

 

Status :

Moderate

 

 

Payment Behaviour :

Slow but correct

 

 

Litigation :

Clear

 

 

Comments :

Subject is an established company having moderate track. Latest financials of the company are not available with government departments. However, trade relations are reported as fair. Business is active. Payments are reported to be slow but correct.

 

The company can be considered for business dealings with some caution.

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – September 30, 2011

 

Country Name

Previous Rating

(30.06.2011)

Current Rating

(30.09.2011)

India

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

 

 

 

 

 

 

 

 

 

 

 

INFORMATION PARTED BY

 

Name :

Mr. Sunil B.

Designation :

Accounts Department

Contact No.:

91-252-23204401

Date :

06.06.2012

 

 

LOCATIONS

 

Registered Office /Factory :

Building No. 145/154, Shed No 5 and 6, Mankoli Naka, Bhiwandi Bypass Road, Bhiwandi – 421 302, Maharashtra, India.

Tel. No.:

91-252-2320440 / 2320441 / 91-22-25891883

Fax No.:

91-22-25853255

Mobile No.:

91-9819388990 (Mr. P. G. Suboo)

E-Mail :

power@victorymachines.in

victorymachines@hotmail.com

chetan.joshi25@yahoo.co.in

chetan@cjassociates.in

Website:

http://www.victorymachines.in

Location :

Owned

 

 

DIRECTORS

 

As on 30.09.2010

 

Name :

Mr. Sabukutty Geevarghese Palathundil

Designation :

Director

Address :

Flat No. 504, Building No. 7, Mandargiri, Sidhachal Phase – II CHS., Pokhran Road No.2, Thane – 400 601, Maharashtra, India.

Date of Appointment :

16.03.2005

DIN No.:

01873948

 

 

Name :

Mrs. Lissy Sabu

Designation :

Director

Address :

Flat No. 504, Building No. 7, Mandargiri, Sidhachal Phase – II CHS., Pokhran Road No.2, Thane – 400 601, Maharashtra, India.

Date of Appointment :

16.03.2005

DIN No.:

01873987

 

 

MAJOR SHAREHOLDERS / SHAREHOLDING PATTERN

 

As on 30.09.2010

 

Names of Shareholders

No. of Shares

Mr. Sabukutty G. Palathundil

24000

Mrs. Lissy Sabu

16000

TOTAL

40000

As on 30.09.2010

 

Equity Share Break up (Percentage of Total Equity)

 

Category

Percentage

Directors or relatives of Directors

100.00

Total

100.00

 

 

BUSINESS DETAILS

 

Line of Business :

Manufacturer and Exporter of Cable Making Machine

 

 

Products :

·         Stranding Machines

·         Strip Rewinder

·         Fix Caterpillar

·         Armouring Machines

·         Copper Taping

·         Tabular Machines

 

 

 

Exports :

 

Products :

·         Finished Goods

Countries :

·         South Africa

·         UAE

·         Bangladesh

 

 

Terms :

 

Selling :

Cash and Credit

 

 

Purchasing :

Cash and Credit

 

 

 

GENERAL INFORMATION

 

Customers :

Manufacturing Companies

 

 

No. of Employees :

65 (Approximately)

 

 

Bankers :

The Federal Bank Limited, Ajit Darshan, 3, Petrol Pump Junction, Thane (West), Mumbai – 400 602, Maharashtra, India.

 

 

Facilities :

Secured Loan

As on

31.03.2010

(Rs. in

Millions)

As on

31.03.2009

(Rs. in

Millions)

 

 

 

The Federal Bank OD A/c

4.086

3.470

Total

4.086

3.470

Unsecured Loan

As on

31.03.2010

(Rs. in

Millions)

As on

31.03.2009

(Rs. in

Millions)

 

 

 

P. G. Sabu

9.555

2.131

Total

9.555

2.131

 

 

 

Banking Relations :

--

 

 

Auditors :

 

Name :

D. Daniel and Company

Chartered Accountants

Address :

3, Trimurti Apartments, Dada Patil Marg, Naupada, Thane-400 602, Maharashtra, India.

Tel. No.:

91-22-25421213/ 25381414

PAN.:

AAOPD5441N

 

 

CAPITAL STRUCTURE

 

As on 30.09.2010

 

Authorised Capital :

No. of Shares

Type

Value

Amount

50000

Equity Shares

Rs.10/- each

Rs.0.500 million

 

 

 

 

 

Issued, Subscribed & Paid-up Capital :

No. of Shares

Type

Value

Amount

40000

Equity Shares

Rs.10/- each

Rs.0.400 million

 

 

 

 

 

 

 

FINANCIAL DATA

[all figures are in Rupees Millions]

 

ABRIDGED BALANCE SHEET

 

SOURCES OF FUNDS

 

31.03.2010

31.03.2009

31.03.2008

SHAREHOLDERS FUNDS

 

 

 

1] Share Capital

0.400

0.400

0.400

2] Share Application Money

0.000

0.000

0.000

3] Reserves & Surplus

2.649

1.552

0.914

4] (Accumulated Losses)

0.000

0.000

0.000

NETWORTH

3.049

1.952

1.314

LOAN FUNDS

 

 

 

1] Secured Loans

4.086

3.470

5.355

2] Unsecured Loans

9.555

2.131

2.611

TOTAL BORROWING

13.641

5.601

7.966

DEFERRED TAX LIABILITIES

0.000

0.000

0.000

 

 

 

 

TOTAL

16.690

7.553

9.280

 

 

 

 

APPLICATION OF FUNDS

 

 

 

 

 

 

 

FIXED ASSETS [Net Block]

8.502

2.264

2.565

Capital work-in-progress

0.000

0.000

0.000

 

 

 

 

INVESTMENT

0.000

0.000

0.000

DEFERREX TAX ASSETS

0.000

0.000

0.000

 

 

 

 

CURRENT ASSETS, LOANS & ADVANCES

 

 

 

 

Inventories

27.780

39.770

52.039

 

Sundry Debtors

46.878

54.762

29.895

 

Cash & Bank Balances

0.140

0.019

0.002

 

Other Current Assets

0.000

0.000

0.000

 

Loans & Advances

0.000

0.000

0.000

Total Current Assets

74.798

94.551

81.936

Less : CURRENT LIABILITIES & PROVISIONS

 

 

 

 

Sundry Creditors

35.499

39.903

37.088

 

Other Current Liabilities

30.155

48.217

37.584

 

Provisions

0.956

1.142

0.554

Total Current Liabilities

66.610

89.262

75.226

Net Current Assets

8.188

5.289

6.710

 

 

 

 

MISCELLANEOUS EXPENSES

0.000

0.000

0.005

 

 

 

 

TOTAL

16.690

7.553

9.280

 

 

 

PROFIT & LOSS ACCOUNT

 

 

PARTICULARS

31.03.2010

31.03.2009

31.03.2008

 

SALES

 

 

 

 

 

Income

87.275

128.340

122.497

 

 

Other Income

0.652

0.368

0.062

 

 

TOTAL                                     (A)

87.927

128.708

122.559

 

 

 

 

 

Less

EXPENSES

 

 

 

 

 

Manufacturing Expenses

63.693

99.551

95.112

 

 

Direct Expenses

13.819

18.495

19.007

 

 

Administrative and Office Expenses

5.806

6.414

4.762

 

 

Selling Expenses

1.641

1.378

1.191

 

 

Preliminary Expenses written off

0.000

0.005

0.005

 

 

TOTAL                                     (B)

84.959

125.843

120.077

 

 

 

 

 

Less

PROFIT BEFORE INTEREST, TAX, DEPRECIATION AND AMORTISATION (A-B)      (C)

2.968

2.865

2.482

 

 

 

 

 

Less

FINANCIAL EXPENSES                         (D)

1.030

1.467

1.014

 

 

 

 

 

 

PROFIT BEFORE TAX, DEPRECIATION AND AMORTISATION (C-D)                                       (E)

1.938

1.398

1.468

 

 

 

 

 

Less/ Add

DEPRECIATION/ AMORTISATION                     (F)

0.350

0.381

0.355

 

 

 

 

 

 

PROFIT BEFORE TAX (E-F)                               (G)

1.588

1.017

1.113

 

 

 

 

 

Less

TAX                                                                  (H)

0.491

0.423

0.377

 

 

 

 

 

 

PROFIT AFTER TAX (G-H)                                (I)

1.097

0.594

0.736

 

 

 

 

 

 

Earnings Per Share (Rs.)

27.43

--

--

 

Particulars

 

 

31.03.2012

31.03.2011

Sales Turnover (Approximately)

 

85.000

(Some orders were cancelled)

120.000

 

The above information has been parted by Mr. Sunil B.

 

 

KEY RATIOS

 

PARTICULARS

 

 

31.03.2010

31.03.2009

31.03.2008

PAT / Total Income

(%)

1.24

0.46

0.60

 

 

 

 

 

Net Profit Margin

(PBT/Sales)

(%)

2.22

0.79

0.90

 

 

 

 

 

Return on Total Assets

(PBT/Total Assets}

(%)

1.90

1.05

1.31

 

 

 

 

 

Return on Investment (ROI)

(PBT/Networth)

 

0.52

0.52

0.84

 

 

 

 

 

Debt Equity Ratio

(Total Liability/Networth)

 

26.32

48.59

63.31

 

 

 

 

 

Current Ratio

(Current Asset/Current Liability)

 

1.12

1.05

1.08

 

 

 

LOCAL AGENCY FURTHER INFORMATION

 

Check List by Info Agents

Available in Report (Yes / No)

1) Year of Establishment

Yes

2) Locality of the firm

Yes

3) Constitutions of the firm

Yes

4) Premises details

No

5) Type of Business

Yes

6) Line of Business•

Yes

7) Promoter’s background

Yes

8) No. of employees

Yes

9) Name of person contacted

Yes

10) Designation of contact person

Yes

11) Turnover of firm for last three years

Yes

12) Profitability for last three years

Yes

13) Reasons for variation <> 20%

Yes

14) Estimation for coming financial year

Yes

15) Capital in the business

Yes

16) Details of sister concerns

No

17) Major suppliers

No

18) Major customers

No

19) Payments terms

Yes

20) Export / Import details (if applicable)

Yes

21) Market information

--

22) Litigations that the firm / promoter

--

23) Banking Details

Yes

24) Banking facility details

Yes

25) Conduct of the banking account

--

26) Buyer visit details

--

27) Financials, if provided

Yes

28) Incorporation details, if applicable

Yes

29) Last accounts filed at ROC

Yes

30) Major Shareholders, if available

Yes

 

NOTE:

 

Registered office address of the company has been shifted from “Plot No.268, Pande Industrial Estate, pokharan Road, No.1, Uovan, Thane – 400606, Maharashtra, India” to “Old Kiran Mill Compound, Next to Air Force Colony, Kolshet Village, Kolshet, Thane – 400 607, Maharashtra, India” w.e.f. 27.03.2008. The registered office address again shifted from “Old Kiran Mill Compound, Next to Air Force Colony, Kolshet Village, Kolshet, Thane – 400 607, Maharashtra, India” to the present address w.e.f. 01.08.2011

 

FINANCIAL HIGHLIGHTS:

 

The Company has achieved a financial turnover of Rs.87.275 millions during the year, less than 75% of the previous year. The Company registered a profit of Rs.1.588 millions before tax.

 

BANKERS CHARGES REPORT AS PER REGISTRY

 

Corporate identity number of the company

U29266MH2005PTC152005

Name of the company

VICTORY PLANT AND MACINERY PRIVATE LIMITED

Address of the registered office or of the principal place of  business in India of the company

Old Kiran Mill Compound, Next to Air Force Colony, Kolshet Village, Kolshet, Thane – 400 607, Maharashtra, India.

Email : chetan.joshi25@yahoo.co.in

This form is for

Modification of charge

Charge identification (ID) number of the charge to be modified

10099393

Type of charge

Book Debts

Movable Property (not being pledge)

Floating Charge

Particular of charge holder

The Federal Bank Limited, Near Ajit Darshan, Teen Petrol Pump Junction, Thane (West), Mumbai – 400 602, Maharahstra, India.

Email : aparnajishics@rediffmail.com

Nature of instrument creating charge

Single Counter Guarantee

Date of instrument Creating the charge

19.11.2010

Amount secured by the charge

Rs.5.000 Millions

Brief of the principal terms and conditions and extent and operation of the charge

Rate of Interest

Commission as per rules

 

Terms of Repayments

Lumpsun

 

Margin

Cash Margin – 20%

 

Extent and operation of the charge

The charge is reduced from Rs.10.000 millions to Rs.5.000 millions

Short particulars of the property or asset(s) charged (including complete address and location of the property)

Hypothecation of stock, work in progress, goods in transit, advance payment to suppliers with 25% margin and book debts with 40% margin.

 

Hypothecation of plant and machinery valued at Rs.6.132 millions

 

Floating charge on movable asset whatsoever. 

Date of instrument modifying the charge

31.03.2008

Particulars of the present modification

The existing charge for Bank Guarantee is reduced as BG Limit reduced from Rs.10.000 millions to Rs.5.000 millions

 

FIXED ASSETS:

·         Air Conditioner

·         Computer

·         Office Cabins

·         Office Furniture

·         Plant and Machinery

·         Office Equipments

·         Store Racks

 

 


CMT REPORT (Corruption, Money Laundering & Terrorism]

 

The Public Notice information has been collected from various sources including but not limited to: The Courts, India Prisons Service, Interpol, etc.

 

1]         INFORMATION ON DESIGNATED PARTY

No records exist designating subject or any of its beneficial owners, controlling shareholders or senior officers as terrorist or terrorist organization or whom notice had been received that all financial transactions involving their assets have been blocked or convicted, found guilty or against whom a judgement or order had been entered in a proceedings for violating money-laundering, anti-corruption or bribery or international economic or anti-terrorism sanction laws or whose assets were seized, blocked, frozen or ordered forfeited for violation of money laundering or international anti-terrorism laws.

 

2]         Court Declaration :

No records exist to suggest that subject is or was the subject of any formal or informal allegations, prosecutions or other official proceeding for making any prohibited payments or other improper payments to government officials for engaging in prohibited transactions or with designated parties.

 

3]         Asset Declaration :

No records exist to suggest that the property or assets of the subject are derived from criminal conduct or a prohibited transaction.

 

4]         Record on Financial Crime :

            Charges or conviction registered against subject:                                                  None

 

5]         Records on Violation of Anti-Corruption Laws :

            Charges or investigation registered against subject:                                                          None

 

6]         Records on Int’l Anti-Money Laundering Laws/Standards :

            Charges or investigation registered against subject:                                                          None

 

7]         Criminal Records

No available information exist that suggest that subject or any of its principals have been formally charged or convicted by a competent governmental authority for any financial crime or under any formal investigation by a competent government authority for any violation of anti-corruption laws or international anti-money laundering laws or standard.

 

8]         Affiliation with Government :

No record exists to suggest that any director or indirect owners, controlling shareholders, director, officer or employee of the company is a government official or a family member or close business associate of a Government official.

 

9]         Compensation Package :

Our market survey revealed that the amount of compensation sought by the subject is fair and reasonable and comparable to compensation paid to others for similar services.

 

10]        Press Report :

            No press reports / filings exists on the subject.

 


 

CORPORATE GOVERNANCE

 

MIRA INFORM as part of its Due Diligence do provide comments on Corporate Governance to identify management and governance. These factors often have been predictive and in some cases have created vulnerabilities to credit deterioration.

 

Our Governance Assessment focuses principally on the interactions between a company’s management, its Board of Directors, Shareholders and other financial stakeholders.

 

 

CONTRAVENTION

 

Subject is not known to have contravened any existing local laws, regulations or policies that prohibit, restrict or otherwise affect the terms and conditions that could be included in the agreement with the subject.

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.56.01

UK Pound

1

Rs.87.85

Euro

1

Rs.70.54

 

INFORMATION DETAILS

 

Information Gathered by :

PDT

 

 

Report Prepared by :

BSN


 

SCORE & RATING EXPLANATIONS

 

SCORE FACTORS

 

RANGE

POINTS

HISTORY

1~10

4

PAID-UP CAPITAL

1~10

3

OPERATING SCALE

1~10

4

FINANCIAL CONDITION

 

 

--BUSINESS SCALE

1~10

4

--PROFITABILIRY

1~10

3

--LIQUIDITY

1~10

3

--LEVERAGE

1~10

4

--RESERVES

1~10

4

--CREDIT LINES

1~10

3

--MARGINS

-5~5

-

DEMERIT POINTS

 

 

--BANK CHARGES

YES/NO

YES

--LITIGATION

YES/NO

NO

--OTHER ADVERSE INFORMATION

YES/NO

NO

MERIT POINTS

 

 

--SOLE DISTRIBUTORSHIP

YES/NO

NO

--EXPORT ACTIVITIES

YES/NO

YES

--AFFILIATION

YES/NO

NO

--LISTED

YES/NO

NO

--OTHER MERIT FACTORS

YES/NO

YES

TOTAL

 

32

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 


 

RATING EXPLANATIONS

 

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

-

NB

                                       New Business

-

 

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.