MIRA INFORM REPORT

 

 

Report Date :

21.06.2012

 

IDENTIFICATION DETAILS

 

Name :

M TEX INDUSTRIES LIMITED

 

 

Registered Office :

2, Oduduwa Road, Apapa, Lagos State

 

 

Country :

Nigeria

 

 

Date of Incorporation :

19.10.2004

 

 

Com. Reg. No.:

RC: 609285

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

Manufacturing of Foam Tape Edge

 

 

No. of Employees :

Over 20 employee

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2012

 

Country Name

Previous Rating

(31.12.2011)

Current Rating

(31.03.2012)

Nigeria

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 


Company name

 

M TEX INDUSTRIES LIMITED

 

OPERATIONS

 

The company engages in Manufacturing of Foam Tape Edge

 

COMPANY LOCATION

 

The company address located at 10, Oke Street, Ahmadiyya Bus Stop, Ojokoro, Lagos State, Nigeria.

 

 

IDENTIFICATION

 

COMPANY NAME:                                 M TEX INDUSTRIES LIMITED

REGISTERED NAME:                            M TEX INDUSTRIES LIMITED

REGISTERED ADDRESS:                      2, Oduduwa Road, Apapa, Lagos State, Nigeria

HEAD OFFICE ADDRESS:                     10, Oke Street, Ahmadiyya Bus Stop, Ojokoro, Lagos State,

Nigeria

Currency: All monetary quoted in this report are in Nigerian Naira, the local currency or unless otherwise stated. The exchange rate is N150 to 1 US $.

 

 

SUMMARY

 

NATURE OF PREMISES:                       Leased office space approximately 500 square meters

DATE INCORPORATED:                        19th October, 2004

YEAR BEGAN OPERATIONS:                2004

LEGAL FORM:                                      Private Limited Company

REGISTRATION NO:                             RC: 609285

SHARE CAPITAL:                                 2,000,000.00

ISSUED CAPITAL:                                2,000,000.00

PAID-UP CAPITAL:                               2,000,000.00

STAFF STRENGHT:                              Over 20

 

 

OWNERSHIP/SHAREHOLDING STRUCTURE

 

Names                                                                                                             %Held

  1. Ahmed Irshad                                                                                        70%

24, Burma Road, Apapa, Lagos State, Nigeria

 

  1. Ali Ramzan                                                                                           10%                             

42, Avenue Faidherebe, Dakar Pakistan

 

  1. Turaki Ahmed                                                                                        10%                             

2, Oduduwa Road, Apapa, Lagos State, Nigeria

 

  1. Aliyu Ismaila                                                                                          15%                             

24, Burma Road, Apapa, Lagos State, Nigeria

 

 

DIRECTORS                                             

 

  1. Ahmed Irshad
  2. Ali Ramzan
  3. Turaki Ahmed
  4. Aliyu Ismaila

 

 

BACKGROUND

 

M Tex Industries Limited was incorporated on 19th October, 2004 with Registration Number (RC: 609285). The corporate office occupies spacious premises comprising an edifice factory and administrative blocks. It is well fenced and located at 10, Oke Street, Ahmadiyya Bus Stop, Ojokoro, Lagos State, Nigeria.

 

During our visit on 14th April, 2012, Okegbemi Adenike the Account Officer (234-802-422-5463) who acknowledged our document and confirmed that the company is into Manufacturing of Foam Tape Edge and their major client includes: Mouka and Vita Foam Companies. She later stated that major information could be only supplied by the Managing Director who was not available as she could not divulge any information without due authority from the management. We sighted some of their machines even though we were not allowed to move near the equipment they distance us from the machines.

 

Conclusion:  Based on our visit, good number of personnel sighted including their facilities, we are of the opinion that the company is very active. As such, any business relationship with the company should be mutually beneficial

 

MAJOR CLIENTS

·         MOUKA FOAM

·         VITA FOAM

 

 

TYPES OF CUSTOMERS

·        General Public

·        Group of Companies

 

 

PERFORMANCE RANKING

* Quality of Management:          GOOD

* Ethics & Integrity:                     GOOD

* Ownership Structure:               GOOD

 

 

FINANCES 

 

Subject Audited Accounts was not available as at the time of compiling this report. However, based on the services rendered and the industry the company belongs to, the Company’s estimated turnover could be put at $1 Million (One Million Dollars).

 

 

INDUSTRIAL OVERVIEW/ OPERATING ENVIRONMENT

 

Subject is operating in an industry with very great potentials. This sector in Nigeria has a lot to explore when it comes to the need for expansion, improvement of product quality, work force development and general technical expertise. Mainly, private individuals dominate this sector. Despite the huge capital required for setting up this investment, it has grown in its leaps and bounds over the decades in the nation, although, the efforts of the Federal Government cannot be ruled out. The government has put in place different policies that support private individuals to secure loans/ mortgages from banks and other financial institutions. However, to record a groundbreaking in this sector, foreign investors are inevitable.

 

This sector of the economy has great potentials for intending investors.

 

CMT REPORT

(Corruption, Money Laundering & Terrorism)

 

Public Notice from various sources including but not limited to: The Courts, Nigerian Prison Service, Economic & Financial Crimes Commission (EFCC), National Drug Law Enforcement Agency (NDLEA), National Agency for Food & Drugs administration and Control (NAFDAC), Independent Corrupt Practices and Other Related Offences Commission (ICPC) Etc.

 

No negative information on subject from the above agencies as at the time of compiling this report.

 

OFFICIAL REMARKS

 

Having carried out all necessary verifications on the company, our investigations revealed that M Tex Industries Limited is duly registered in Nigeria with a registered address is located at 2, Oduduwa Road, Apapa, Lagos State, Nigeria, while its operational address is located at 10, Oke Street, Ahmadiyya Bus Stop, Ojokoro, Lagos State, Nigeria.

 

Information contained in the report is mostly from secondary sources only.


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.55.86

UK Pound

1

Rs.87.93

Euro

1

Rs.70.88

 

INFORMATION DETAILS

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.