MIRA INFORM REPORT

 

 

Report Date :

23.06.2012

 

IDENTIFICATION DETAILS

 

Name :

MIDDLE EAST PHARMACEUTICAL & CHEMICAL INDUSTRIES & MEDICAL APPLIANCES CO LTD

 

 

Registered Office :

Mipharma Building, Al Baqaa Jerash Street, Mobis Area, P O Box 1063, Amman 11821

 

 

Country :

Jordan

 

 

Financials (as on) :

31.12.2011

 

 

Date of Incorporation :

01.07.1993

 

 

Com. Reg. No.:

231, Amman

 

 

Legal Form :

Public Shareholding Company

 

 

Line of Business :

Manufacture of medical supplies and drugs

 

 

No. of Employees :

288

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No Complaints

Litigation :

Clear

 

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2012

 

Country Name

Previous Rating

(31.12.2011)

Current Rating

(31.03.2012)

Jordan

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 


SUMMARY

 

Company Name                         : MIDDLE EAST PHARMACEUTICAL & CHEMICAL INDUSTRIES &

                                                              MEDICAL APPLIANCES CO LTD

Doing Business As                                : MIDPHARMA

Country of Origin                                    : Jordan

Legal Form                                            : Public Shareholding Company

Registration Date                                   : 1st July 1993

Commercial Registration Number            : 231, Amman

Issued Capital                                        : JD 9,500,000

Paid up Capital                                      : JD 9,500,000

Total Workforce                                     : 288

Activities                                               : Manufacture of medical supplies and drugs.

Financial Condition                                 : Fair

Payments                                             : Nothing detrimental uncovered

Operating Trend                         : Steady

 

 


COMPANY NAME

 

MIDDLE EAST PHARMACEUTICAL & CHEMICAL INDUSTRIES & MEDICAL APPLIANCES CO LTD

 

 

DOING BUSINESS AS

 

MIDPHARMA

 

 

company ADDRESS

 

Registered & Physical Address

Building             : Mipharma Building

Street               : Al Baqaa Jerash Street

Area                 : Mobis Area

PO Box             : 1063

Town                 : Amman 11821

Country             : Jordan

Telephone         : (962-6) 4726723 / 4794444

Facsimile          : (962-6) 4725154

Email                : info@midpharma.com / main@midpharma.com

 

Premises

Subject operates from a suite of offices, a factory and warehousing covering an area of 12,000 square metres that are owned and located on the outskirts of Amman.

 

Branch Office (s)

 

     Location                                                                                          Description

 

·       Amman Airport Street                                                                        Rented sales office

7th Circle, Jabal Amman

Amman

     Tel: (962-6) 4726723 / 4794444

     Fax: (962-6) 4725154

 

 

KEY PRINCIPALS

 

     Name                                                                                              Position

 

·       Mazin Hamza Tantash                                                                       Chairman

 

·       Khalid Abdul Karim Al Dahla                                                              Vice Chairman

 

·       Zkrya Abokhlaf                                                                                  Director

 

·       Jameel A. Jobran                                                                              Director

 

·       Khalil Anzouqah                                                                                Director

 

·       Mahmoud Zaher                                                                                Finance Manager

 

·       Akram Shrem                                                                                   Production Manager

 

·       Adli El Sayed                                                                                    Purchasing Manager

 

 

LEGAL FORM & OWNERS

 

Date of Establishment  : 1st July 1993 (Production began in October 1997)

 

Legal Form                  : Public Shareholding Company

 

Commercial Reg. No.  : 231, Amman

 

Industrial Licence No.  : 5298/80/45/319

 

Issued Capital              : JD 9,500,000

 

Paid up Capital            : JD 9,500,000

 

Name of Shareholder (s)

 

·       Mazin Hamza Tantash

 

·       Khalid Abdul Karim Al Dahla

 

·       Zkrya Abokhlaf

 

·       Jameel A. Jobran

 

·       Khalil Anzouqah

 

·       Housing Bank

Parliament Street

PO Box: 7693

Amman

Tel: (962-6) 5667126

 

·       Members of the general public & private investors

 

 


OPERATIONS

 

Activities: Engaged in the manufacture of medical supplies and drugs, including antibiotics, analgesics-antipyretics, vitamins, haematinics, cardiovascular preparations, hypoglycemics, antiulcerants and antifungals.

 

Subject is ISO 9001:2000 certified.

 

Import Countries: Germany, France, Italy and the United Kingdom

 

Operating Trend: Steady

 

Subject has a workforce of 288 employees.

 

 

FINANCIAL DATA

 

Financial highlights provided by local sources are given below:

 

Currency: Jordanian Dinars (JD 000,000’s)

 

Balance Sheet                                                                                                        31/12/11          31/12/10

 

Assets

Cash & Near Cash Items

0.70

0.28

Short-Term Investments

0.37

0.34

Accounts & Notes Receivable

4.41

7.22

Inventories

5.53

5.83

Other Current Assets

1.87

1.99

Total Current Assets

12.88

15.66

Net Fixed Assets

11.47

11.55

Other Long-Term Assets

0.92

0.92

Total Long-Term Assets

12.39

12.47

Total Assets

25.26

28.13

Liabilities & Shareholders' Equity

Accounts Payable

0.99

0.57

Short-Term Borrowings

11.94

10.03

Other Short-Term Liabilities

3.56

4.28

Total Current Liabilities

16.50

14.88

Long-Term Borrowings

0.32

0.48

Total Long-Term Liabilities

0.32

0.48

Total Liabilities

16.82

15.37

Total Preferred Equity

0.00

0.00

Minority Interest

0.00

0.00

Share Capital & APIC

11.92

11.92

Retained Earnings & Other Equity

-3.48

0.84

Total Equity

8.44

12.76

Total Liabilities & Equity

25.26

28.13

 

Statement of Income

 

Revenue

5.98

12.83

Cost of Revenue

5.74

5.54

Gross Profit

0.24

7.30

Operating Expenses

3.48

5.88

Operating Income

-3.24

1.42

Interest Expense

0.91

0.69

Net Non-Operating Losses (Gains)

0.17

0.29

Income Before XO Items

-4.32

0.44

Extraordinary Loss Net of Tax

0.00

0.00

Minority Interests

0.00

0.00

Net Income

-4.32

0.44

Total Cash Preferred Dividends

0.00

0.00

Net Inc Avail to Common Shareholders

-4.32

0.44

Abnormal Losses (Gains)

-0.02

-0.03

Normalized Income

-4.33

0.41

 

Local sources consider subject’s financial condition to be Fair.

 

 

BANKERS

 

·       Arab Bank Plc

Shmeisani Branch

PO Box: 950545 & 950544

Amman 11195

Tel: (962-6) 5607231 / 5607115

Fax: (962-6) 5606793 / 5606830

 

·       Housing Bank

Parliament Street

PO Box: 7693

Amman

Tel: (962-6) 5667126

Acc No. 027 042278-01

 

·       Union Bank for Saving & Investment (UBSI)

Chamber of Commerce Building

Shmeisani

PO Box: 35104

Amman

Tel: (962-6) 5666148 / 5666170 / 5666171 / 5675558

Fax: (962-6) 5666149

 

 

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 

Date of transaction                              October 2006

Amount overdue                         0

Payment terms                                      60 days

Payment Method                                   Letters of Credit

Paying record                                        No Complaints

Currency                                               US Dollars

 

 

GENERAL COMMENTS

 

 

Established in 1993, Middle East Pharmaceutical & Chemical Industries & Medical Appliances Co Ltd is a leading manufacturer of medical supplies and drugs in Jordan.

 

During the course of this investigation nothing detrimental was uncovered regarding subject’s operating history or the manner in which payments are fulfilled. As such the company is considered to be a fair trade risk and the above credit figure  is deemed to be admissible.

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.56.99

UK Pound

1

Rs.88.97

Euro

1

Rs.71.57

 

INFORMATION DETAILS

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.