MIRA INFORM REPORT

 

 

Report Date :           

23.06.2012

 

IDENTIFICATION DETAILS

 

Name :

SAN MARCO CERAMICS PTY. LTD.

 

 

Registered Office :

691-693 High Street, Thornbury, Victoria, Zip/postal code 3071

 

 

Country :

Australia

 

 

Date of Incorporation :

19.11.1980

 

 

Com. Reg. No.:

005742003

 

 

Legal Form :

Australian Proprietary Company

 

 

Line of Business :

Import and distribution of tiles

 

 

No. of Employees :

10

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

Payment Behaviour :

No Complaints

Litigation :

Clear

 


 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2012

 

Country Name

Previous Rating

(31.12.2011)

Current Rating

(31.03.2012)

Australia

a1

a1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 


 Bottom of Form

Identification details  Bottom of Form

 

 

Verified Address

Subject name :              SAN MARCO CERAMICS PTY. LTD.

 

Business address :        2 Cnr Wood and Hanrahan Street

Town :                           Thomastown

Province :                      Victoria

Zip/postal code :            3074

Country :                       Australia

Tel :                              +61 3 94664799

Fax :                             +61 3 94664755

Email :                          damian@cerdomus.com.au

Website :                      www.sanmarcoceramics.com.au

 

Registered address :      691-693 High Street

Town :                           Thornbury

Province :                      Victoria

Zip/postal code :            3071

Country :                       Australia

 

 

Summary details

 

Executive Summary

Date founded or registered :        19/11/1980

Legal form :                               Australian Proprietary Company

Chief executive :                        Graziella Turco

Issued & paid up capital :           AUD 4

Sales turnover :              AUD 4,000,000 (Estimated Non-consolidated 12 months, 30/06/2011)

Line of business :                       Import and distribution of tiles.

Staff employed :                         10 employees

 

 

Credit risk opinion

 

Company Analysis

Country risk :                             Country risk is minimal

Operation trend :                        Operational trend is steady

Management experience :           Management is adequately experienced

Financial performance :              Financial performance is fair

Organization structure :              Organizational structure is stable

Detrimental :                              No detrimental records found

Payment history :                      No payment delays noted


Statutory details

 

Registry Data

Registration date :          19/11/1980

Legal form :                   Australian Proprietary Company

Registration no              Australian Company Number: 005742003

Registered authority :     Australian Securities and Investments Commission

Fiscal/ Tax no :              Australian Business Number: 34492061078

Registry status :            Live/Active

Previous name :             None reported.

Change of legal form :     None reported.

 

 

Management / directors

 

Key Management

Name :              Graziella Turco

Designation :     Managing Director

 

Name :              Luigi Turco

Designation :     Director

 

 

Board of directors / other appointments

 

Appointments

Name :                          Luigi Turco

Designation :                 Director and Company Secretary

Appointment date :         19/11/80

Address :                      55 Maltravers Road

Ivanhoe East, VIC 3079

Australia

Biography :                    Born on 11-05-1940 in Foggia, Italy.

 

Name :                          Graziella Turco

Designation :                 Director

Appointment date :         19/11/80

Address :                      55 Maltravers Road

Ivanhoe East, VIC 3079

Australia

Biography :                    Born on 13-05-1941 in Castelvecchio, Italy.

 


Name :                          Domenico Turco

Designation :                 Director

Appointment date :         10/06/11

Address :                      2 Mount Street

Eaglemont, VIC 3084

Australia

Biography :                    Born on 14-11-1960 in Melbourne, Victoria, Australia.

Staff employed :             10 employees

           

 

Share capital

 

Composition

Authorized Capital :        AUD 4

No of shares :                4 Ordinary Shares

Share par value :            AUD 1

Issued capital :              AUD 4

Paid up capital :             AUD 4

 

 

ownership / shareholders

 

How listed :                   Full List

 

Composition

Shareholder name :        Graziella Turco

Address :                      55 Maltravers Road

Ivanhoe East, VIC 3079

Australia

No. of shares :               2 Ordinary Shares

% of shares :                 50%

 

Shareholder name :        Luigi Turco

Address :                      55 Maltravers Road

Ivanhoe East, VIC 3079

Australia

No. of shares :               2 Ordinary Shares

% of shares :                 50%

 

 

Related companies & corporate Affiliations

 

Structure

Related companies and corporate affiliations comments : None reported.

 

Bank & mortgages

 

Bank Details

Name of bank :              Commonwealth Bank of Australia

Address :                      Australia

Account details :            Current Account

 

Comments :                  It is generally not the policy of local banks to provide credit status information to

non related parties, however interested parties would be advised to consult first

with the Subject if banker's references are required.

 

Mortgages :                  None reported.

 

Legal Fillings

Bankruptcy fillings :        None reported.

Court judgements :         None reported.

Tax liens :                     None reported.

Others :                        None reported.

 

 

financial data

 

Description

Source of financial statement :    External Sources

Financial statement date :          30/06/11

Type of accounts :                     Estimated key figures

Currency :                                 Australia Dollar (AUD)

Exchange rate :                         1 USD = AUD 1.00 as of 22-06-2012

 

Summarized Financial Information

Consolidation type :                   Non Consolidated

Currency :                                 Australia Dollar (AUD)

Denomination :                          (x1) One

Date of financial year end :          30/06/11

Length of accounts :                   12 months

Sale turnover / Income : 4,000,000

 

Comments :                              The Subject is classified as a small proprietary company by the Australian

Securities & Investments Commission hence is not required to disclose their

financial statement.

 

A proprietary company is defined as small for a financial year if it satisfies at least two of the following:

 

- The consolidated revenue for the financial year of the company and any entities it controls is less than $25 million;

 

-The value of the consolidated gross assets at the end of the financial year of the company and any entities it controls is less than $12.5 million, and


-The company and any entities it controls have fewer than 50 employees at the end of the financial year.

 

 

Operation details

 

Main activities :                          The Subject engages in import and distribution of tiles.

 

Product & services :

·         Floor and wall tiles

·         Porcelain tiles

·         Bathroom tiles

·         Kitchen ceramic tiles

·         Marble tiles

·         Mosaic tiles

·         Outdoor floor tiles

·         Tiling tools

·         Adhesive & Grout

 

Brand

San Marco Ceramics

 

Purchases

International :                 Turkey, Italy, China, Spain, India, Thailand, Malaysia

 

Sales

Local :                          Yes

International :                 No exports.

 

Property & Assets

Premises :                    The Subject operates from premises located at the verified heading

address consisting of an administrative office and retail store.

 

Branches :                    In addition, the Subject operates from a retail store located at:

 

178 Whitehorse Rd Cnr Alfred Street

Blackburn, Victoria 3130

Australia

Tel: +61 3 98775980


Summarized country risk

 

Central bank                                          :   Reserve Bank of Australia

Reserve of foreign exchange & gold         :   US$ 41.385 billion

Gross domestic product – GDP               :   US$ 1.235 trillion

 

GPP (Purchasing power parity)               :   918.529 billion of International dollars

 

GDP per capita - current prices               :   US$ 55,590

 

GDP - composition by sector                  :   agriculture: 4.1% industry: 26% services: 70%

 

Inflation :                                               2008: 4.4%

2009: 1.8%

2010: 2.8%

 

Unemployment rate                                2008: 4.2 %

2009: 5.6 %

2010:5.2  %

 

Public debt

(General Government gross

debt as a % GDP)                                  2008:  11.6%

2009:  17.6%

2010:    22.3 %

 

Government bond ratings                        Standard & Poor's: AAA-/Stable/A-1+

Moody's rating: Aaa

Moody's outlook: STA

 

Market value of publicly traded shares      US$ 1.258 trillion

 

Largest companies in the country            Commonwealth Bank (Banking), BHP Billiton (Materials), Westpac

Banking Group (Banking), Rio Tinto (Materials), National Australia Bank (Banking), ANZ Banking (Banking), Telstra (Telecommunications)

 

Trade & Competitiveness Overview

 

Total exports                                         US$210.7 billion

 

Exports commodities                             coal, iron ore, gold, meat, wool, alumina, wheat

 

Total imports                                         US$187.2 billion

 

Imports commodities                             machinery and transport equipment, computers and office machines, telecommunication equipment and parts, crude oil and petroleum products

 

Export - major partners                           Japan 18.9%, China 14.2%, South Korea 8%, US 6%, NZ 5.6%, India

5.5%, UK 4.2%

 

Import - major partners                           China 15.5%, US 12.8%, Japan 9.6%, Singapore 5.6%, Germany

5.2%, UK 4.3%, Thailand 4.2%

 

FDI Inflows                                            2007: US$45,477 million

2008: US$46,722 million

2009: US$22,572 million

 

 

 

FDI Outflows                                                                          2007: US$16,822 million

2008: US$32,819 million

2009: US$18,426 million

 

 

Best countries for doing business           :   10 out of 183 countries

Global competitiveness ranking               :   16 (ranking by country on a basis of 133, the first is the best)

 

 

Country and Population Overview

Total population                                    : 22.23 million

Total area                                             : 7,692,024 km2

Capital                                                 :  Canberra

Currency                                                                                                      :   Australian Dollars (AUD)

Internet users as % of total population     : 74.00%

 

 

Payment history

 

Purchase Term

International :                 Prepayment, Telegraphic transfer, D/P, Credit 30-90 days

 

Sales Term

Local :                          Cash, Prepayment, D/P, Bank transfer, Credit 30-90 days

 

Trade Reference/ Payment Behaviour

Comments :                  As local and international trade references were not supplied, the Subject's

payment track record history cannot be appropriately determined but based

on our research, payments are believed to be met without delay.

 

Investigation Note

Sources :                      Interviews and material provided by the Subject

Other official and local business sources


 FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.56.99

UK Pound

1

Rs.88.97

Euro

1

Rs.71.57

 

INFORMATION DETAILS

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.