MIRA INFORM REPORT

 

 

Report Date :

25.06.2012

 

IDENTIFICATION DETAILS

 

Name :

KSHATRIYA IMPEX PRIVATE LIMITED

 

 

Registered Office :

1, Bhoir Industrial Estate,  Pokharan, Road No.1, Upvan, Thane (West)  Thane -400606, Maharashtra

 

 

Country :

India

 

 

Financials (as on) :

31.03.2011

 

 

Date of Incorporation :

28.02.1997

 

 

Com. Reg. No.:

11-106214

 

 

Capital Investment/ Paid-up Capital:

Rs.3.939 Millions

 

 

CIN No.:

[Company Identification No.]

U51496MH1997PTC106214

 

 

TAN No.:

[Tax Deduction & Collection Account No.]

PNEKO5091C

 

 

PAN No.:

[Permanent Account No.]

AABCK5646E

 

 

Legal Form :

Private Limited Liability Company

 

 

Line of Business :

Manufacturer  of Laminate Film

 

 

No. of Employees:

10 (Approximately)

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B (27)

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Maximum Credit Limit :

USD 38000

 

 

Status :

Moderate

 

 

Payment Behaviour :

Slow

 

 

Litigation :

Clear

 

 

Comments :

Subject is an established company having moderate track. Profitability of the company appears to be very low.

 

However, trade relations are reported as fair. Business is active. Payments are reported to be slow.

 

The company can be considered for business dealings with some caution.   

 

 

NOTES:

 

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – September 30, 2011

 

Country Name

Previous Rating

(30.06.2011)

Current Rating

(30.09.2011)

India

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

INFORMATION PARTED BY

 

Name :

Ms. Supriya

Designation :

Accountant

Contact No.:

91-22-257704144

Date :

22.06.2012

 

 

LOCATIONS

 

Registered Office :

1, Bhoir Industrial Estate,  Pokharan, Road No.1, Upvan, Thane (West)  Thane -400606, Maharashtra, India

Tel. No.:

91-22-25770401/14

Fax No.:

91-22-25777583

E-Mail :

ksh@vsnl.net

kshatriyaimpex@gmail.com

Website :

www.kshatriyaimpex.in

Location :

Owned

 

 

Head Office :

217, Hiranandani Industrial Estate Office L.B.S Marg, Kanjumag (West) Opposite Kanjurmarg Railway Station Mumbai -400078, Maharashtra, India

Tel. No.:

91-22-25770401/25770414

Fax No.:

91-22-25777583

E-Mail :

mail-ksh@vsal.net

superlam@bron7.vsnl.net.in

 

 

Factory  :

Radheshyam Industrial Complex Taluka Shahapur At.Asangaon, Thane, Maharashtra, India

 

 

 

 

DIRECTORS

 

As on 28.09.2011

 

Name :

Mrs. Asha Rambahadur Singh

Designation :

Director

Address :

403, Devprayag CHS Limited, Bhakti Mandir Road, Panchpakhad, Thane – 400602, Maharashtra, India

Date of Appointment :

28.02.1997

Din No.:

00857459

 

 

Name :

Mr. Rambahadur Ramsamujh Singh

Designation :

Director

Address :

403, Devprayag CHS Limited, Bhakti Mandir Road, Panchpakhad, Thane – 400602, Maharashtra, India

Date of Appointment :

28.02.1997

Din No.:

00857435

Other Directorship:

S.No.

CIN/LLPIN

Name of the Company/ LLP

Current designation of the Director/ Designated Partner

Date of appointment at current designation

Original date of appointment

Date of cessation

Company/ LLP Status

Defaulting status

1

U51496MH1997PTC106214

KSHATRIYA IMPEX PRIVATE LIMITED

Director

28/02/1997

28/02/1997

-

Active

NO

2

U01111MH2007PTC175065

BRIHASPATI KRISHI UTPADAK PRIVATE LIMITED

Director

16/10/2007

16/10/2007

-

Active

YES

 

 

 

 

MAJOR SHAREHOLDERS / SHAREHOLDING PATTERN

 

As on 28.09.2011

 

Names of Shareholders

 

No. of Shares

Asha Rambahadur Singh

 

136498

Rambahadur Ramsamujh Singh

 

257396

N.D Sanghrahjka

 

2

Omprakash

 

2

Rashmi Singh

 

2

Total

 

393900

 

 

As on 28.09.2011

 

Category

 

Percentage

 

 

 

Directors or relatives of directors

 

100.00

Total

 

100.00

 

 

BUSINESS DETAILS

 

Line of Business :

Manufacturer  of Laminate Film

 

 

Terms :

 

Selling :

Depends

 

 

Purchasing :

Depends

 

 

 

 

GENERAL INFORMATION

 

Suppliers :

·         New Hindustan Transport

·          Amisha Clearing Agency

·         Bharat Paper Mart

·         Gujarat Polymers

·         Henkel CAC Private Limited

·         Jash Pharama Chem

·         J.J Enterprises

·         Mahavir Marketing

·         Nisarg Chemicals

·         Ruchi Chem

·         Shan Packaging

·         Shiv Mangal Enterprises

·         Shree sai Chemicals

·         Harsh Sales Corporation

·         M.R Traders

·         S.S. Industries

 

 

Customers :

Manufacturer

·         Bshambler Dayal Shri Niwas and Sona

·         Ceekay Enterprises

·         Chanlngers Polymers

·         Chemocrate Sales

·         Daya Sales

·         Hieena Impex

·         H.M.K Enterprises

·         Indo Colur Trading Company

·         Nirmal Agencies

·         Raj Borax Limited

·         Vishal Enterprises

·         Manishan Organic   

 

 

No. of Employees :

10 (Approximately)

 

 

Bankers :

·         The Karur Vysya Bank Limited, Then Branch, Shop No.1,2,3, Vihang Vihar CHS Limited, M L Dhingra Road, Panchpakhadi, Thane (West) Thane -400602, Maharashtra, India

·         Citi Bank

 

 

Facilities :

Rs. In Millions

SECURED LOAN

31.03.2011

31.03.2010

Cash Credit Against Hypothecation of Stock

16.027

14.741

Term Loan

3.603

5.730

Total

19.630

20.471

 

 

 

 

UNSECURED LOAN

31.03.2011

31.03.2010

Loan From Directors

 

 

R. B.Singh

3.096

0.205

Asha Singh

0.575

0.575

Loan From Others

 

 

N.D Sanghrajka

0.120

0.120

Om Praskash SIngh

0.200

0.200

Citi Bank

0.298

0.503

Total

4.289

1.603

 

 

 

Banking Relations :

--

 

 

Auditors :

 

Name :

Awadesh Singh

Chartered Accountant

Address :

403, B –Ambar Lokrachana CHS Limited, Amar Nagar Mulund West, Mumbai – 400082, Maharashtra, India

Pan No.:

AUAPS7659H

 

 

 

 

CAPITAL STRUCTURE

 

As on 31.03.2011

 

Authorised Capital :

No. of Shares

Type

Value

Amount

 

 

 

 

1000000

Equity Share

Rs.10/- each

Rs.10.000 Millions

 

 

 

 

 

Issued, Subscribed & Paid-up Capital :

No. of Shares

Type

Value

Amount

 

 

 

 

393900

Equity Share

Rs.10/- each

Rs.3.939 Millions

 

 

 

 

 


 

FINANCIAL DATA

[all figures are in Rupees Millions]

 

ABRIDGED BALANCE SHEET

 

SOURCES OF FUNDS

 

31.03.2011

31.03.2010

31.03.2009

SHAREHOLDERS FUNDS

 

 

 

1] Share Capital

3.939

2.439

2.439

2] Share Application Money

0.000

4.500

0.000

3] Reserves & Surplus

5.486

2.324

2.258

4] (Accumulated Losses)

0.000

0.000

0.000

NETWORTH

9.425

9.263

4.697

LOAN FUNDS

 

 

 

1] Secured Loans

19.630

20.471

15.202

2] Unsecured Loans

4.289

1.603

5.706

TOTAL BORROWING

23.919

22.074

20.908

DEFERRED TAX LIABILITIES

0.000

0.000

0.000

 

 

 

 

TOTAL

33.344

31.337

25.605

 

 

 

 

APPLICATION OF FUNDS

 

 

 

 

 

 

 

FIXED ASSETS [Net Block]

12.222

13.641

14.732

Capital work-in-progress

0.000

0.000

0.000

 

 

 

 

INVESTMENT

0.050

0.050

0.050

DEFERREX TAX ASSETS

0.000

0.000

0.000

 

 

 

 

CURRENT ASSETS, LOANS & ADVANCES

 

 

 

 

Inventories

14.217

12.330

7.182

 

Sundry Debtors

13.146

7.916

6.991

 

Cash & Bank Balances

0.173

0.941

0.379

 

Other Current Assets

2.024

1.642

0.459

 

Loans & Advances

2.344

2.568

2.890

Total Current Assets

31.904

25.397

17.901

Less : CURRENT LIABILITIES & PROVISIONS

 

 

 

 

Sundry Creditor

8.780

6.136

4.715

 

Other Current Liabilities

0.813

0.449

1.151

 

Provisions

1.336

1.166

1.212

Total Current Liabilities

10.929

7.751

7.078

Net Current Assets

20.975

17.646

10.823

 

 

 

 

MISCELLANEOUS EXPENSES

0.097

0.000

0.000

 

 

 

 

TOTAL

33.344

31.337

25.605

 


PROFIT & LOSS ACCOUNT

 

 

PARTICULARS

 

31.03.2011

31.03.2010

31.03.2009

 

SALES

 

 

 

 

 

Income

69.091

75.018

75.924

 

 

Other Income

NA

NA

NA

 

 

TOTAL                                    

NA

NA

NA

 

 

 

 

 

 

EXPENSES

NA

NA

NA

 

 

 

 

 

 

PROFIT BEFORE TAX (E-F)                             

0.242

0.116

1.142

 

 

 

 

 

Less

TAX                                                                 

0.080

0.050

0.270

 

 

 

 

 

 

PROFIT AFTER TAX (G-H)                               

0.162

(0.066)

0.872

 

 

 

 

 

 

Earnings Per Share (Rs.)

0.41

-

-

 

 

 

 

KEY RATIOS

 

PARTICULARS

 

 

31.03.2011

31.03.2010

31.03.2009

Net Profit Margin

(PBT/Sales)

(%)

0.35

0.15

1.50

 

 

 

 

 

Return on Total Assets

(PBT/Total Assets}

(%)

0.55

0.30

3.50

 

 

 

 

 

Return on Investment (ROI)

(PBT/Networth)

 

0.03

0.01

0.24

 

 

 

 

 

Debt Equity Ratio

(Total Liability/Networth)

 

3.70

3.22

5.96

 

 

 

 

 

Current Ratio

(Current Asset/Current Liability)

 

2.92

3.28

2.53

 

 

LOCAL AGENCY FURTHER INFORMATION

 

 

Check List by Info Agents

Available in Report [Yes/No]

Year of Establishment

Yes

Locality of the Firm

Yes

Constitution of the firm

Yes

Premises details

Yes

Type of Business

Yes

Line of Business

Yes

Promoters background

Yes

No. of Employees

Yes

Name of Person Contacted

Yes

Designation of contact person

Yes

Turnover of firm for last three years

Yes

Profitability for last three years

Yes

Reasons for variation <> 20%

-

Estimation for coming financial year

No

Capital the business

Yes

Details of sister concerns

No

Major Suppliers

Yes

Major Customers

Yes

Payment Terms

Yes

Export / Import Details [If Applicable]

No

Market Information

-

Litigations that the firm / promoter involved in

-

Banking Details

Yes

Banking Facility Details

Yes

Conduct of the banking account

-

Buyer visit details

-

Financials, if provided

Yes

Incorporation details, if applicable

Yes

Last accounts filed at ROC

Yes

Major Shareholders, if applicable

Yes

 

Operation: The Company has earned profit to the tune Rs.0.242 Millions during the year ended 31.03.2011. The Company is nor declaring dividend to its shareholders

 

 

Form : 8

 

Corporate identity number of the company

U51496MH1997PTC106214

Name of the company

KSHATRIYA IMPEX PRIVATE LIMITED

Address of the registered office or of the principal place of  business in India of the company

1, Bhoir Industrial Estate,  pokharan, Road No.1, Upvan, Thane (West)  Thane -400606, Maharashtra, India

Email: ksh@vsnl.net

This form is for

Modification  of charge

Charge identification (ID) number of the charge to be modified

90145767

Type of charge

·         Movable property (not being pledge) 

·         Book Debts

·         Others

Particular of charge holder

The Karur Vysya Bank Limited, Then Branch, Shop No.1,2,3, Vihang Vihar CHS Limited, M L Dhingra Road, Panchpakhadi, Thane (West) Thane -400602, Maharashtra, India

Email: adlalwani@rediffmail.com

Nature of instrument creating charge

 1.Agreement For Credit Facillities.

Date of instrument Creating the charge

29.11.2011

Amount secured by the charge

Rs.50.225 Millions

Brief of the principal terms an conditions and extent and operation of the charge

Rate of interest

As Stipualted By Bank From Time To Time

 

Terms of repayment

As Stipualted By Bank From Time To Time

 

Margin

As Stipualted By Bank From Time To Time

 

Extent and Operation of the charge:

First charge (present and future)=total limit Rs..50.225 Millions (OCC =Rs..10.000 Millions, T.L.-B=Rs..32.00 Millions, HPL-M=Rs..3.350 Millions, OCC=Rs..5.000 Millions, HPLM ii  = Rs..5.000 Millions HPLM iii = Rs..0.950 Millions , short term loan =Rs..2.500 Millions, ILC=Rs..2.500 Millions, HPLM iv=0.350 Millions FLC Rs.5.000 Millions, foreign letter of credit=Rs..15.000 Millions and credit equivalent limit Rs..1.875 Millions) and/or as stipulated by bank from time to time

 

Others:

As Stipulated By Bank From Time To Time And As Per Agreement Attached And As Per Sanction Letter Of The Bank

Short particulars of the property or asset(s) charged (including complete address and location of the property)

first charge(present and future on following assets)

(1)hypothecation of all stock/goods/inventories/products kept at borrower place/premises/factories/godowns/etc or whereeverelse or in transit  including brought under l.c./bank finance

 

(2)Hypothecation Of All Book Debts And Receivables

 

3)Hypothecation Of All Current, Fixed and Movable Assets

 

(4)Hypothecation Of All Plant and Machinery and  Furniture and Fixtures

 

(5)Hypothecation Of All Assets Purchased Out Of Bank Finance

 

(6) emg of ind.gala bearing no a and a1 in the radheshyam ind.complex ,at survey no 165/4 and 171 situated at vill. asangaon,taluka shahpur,thane

 

(7)emg of land at Plot No A-30,near S.B.I.,MIDC, Badlapur

Industrial .Area, Kulgaon,Badlapur,Thane with building

Particulars of the present modification

By this modification limit enhanced from Rs..33.350 Millions to 50.225 Millions (OCC=Rs..100.00 Millions, T.L.-B=Rs..3.200 Millions, HPL-M=Rs.33.50 Millions, OCC=Rs.5.000Millions, HPLM ii=Rs..0.5005lacs

HPLM iii=Rs..0.950 Millions, short term loan=Rs..2.500 Millions, ILC=Rs.2.500Millions, HPLM iv=0.500 Millions FLC Rs..5.000 Millions foreign letter of credit=Rs..150Millions &credit equivalent limit Rs..1.875 Millions),continued security as given by original charge as well as by modification, terms and conditions as per agreement attached & as per sanction letter

 

FIXED ASSETS:

·         Factory Shed

·         Land and Building

·         Furniture and Fixtures

·         Plant and Machinery

·         Electrical Installation

·         Air Condition

·         Computer

·         Fax Machine

·         Generator

·         Motor Cycle

·         Tools and Equipment

·         Mobile

·         Motor Car

·         Telephone Equipment

·         Office Equipment 

 

AS PER WEB SITE DETAILS

 

Profile

 

KIPL is an private limited company promoted by a experienced Techno-commercial person having wide national and international business experience. The company was established in Feb.1997 and started manufacturing operation in feb.1999. Their factory is located near Mumbai in Thane district of Maharashtra. They have capacity to manufacture 600000 running meters pa. of cold lamination film with 100% indigenous technology developed in house. The company is headed by Mr.R.B.Singh and supported by an small but very capable and sincer cohesive team of Technical as well commercial members.



O ur main product is cold lamination film in general as well as UV grade material finds usage in lamination of print media and photographs. In the operation of this period company has made good impact in user industry and now has created a place in their business and mind. The company has strong representation in entire country through a net work of distributors


CMT REPORT (Corruption, Money Laundering & Terrorism]

 

The Public Notice information has been collected from various sources including but not limited to: The Courts, India Prisons Service, Interpol, etc.

 

1]         INFORMATION ON DESIGNATED PARTY

No records exist designating subject or any of its beneficial owners, controlling shareholders or senior officers as terrorist or terrorist organization or whom notice had been received that all financial transactions involving their assets have been blocked or convicted, found guilty or against whom a judgement or order had been entered in a proceedings for violating money-laundering, anti-corruption or bribery or international economic or anti-terrorism sanction laws or whose assets were seized, blocked, frozen or ordered forfeited for violation of money laundering or international anti-terrorism laws.

 

2]         Court Declaration :

No records exist to suggest that subject is or was the subject of any formal or informal allegations, prosecutions or other official proceeding for making any prohibited payments or other improper payments to government officials for engaging in prohibited transactions or with designated parties.

 

3]         Asset Declaration :

No records exist to suggest that the property or assets of the subject are derived from criminal conduct or a prohibited transaction.

 

4]         Record on Financial Crime :

            Charges or conviction registered against subject:                                                              None

 

5]         Records on Violation of Anti-Corruption Laws :

            Charges or investigation registered against subject:                                                          None

 

6]         Records on Int’l Anti-Money Laundering Laws/Standards :

            Charges or investigation registered against subject:                                                          None

 

7]         Criminal Records

No available information exist that suggest that subject or any of its principals have been formally charged or convicted by a competent governmental authority for any financial crime or under any formal investigation by a competent government authority for any violation of anti-corruption laws or international anti-money laundering laws or standard.

 

8]         Affiliation with Government :

No record exists to suggest that any director or indirect owners, controlling shareholders, director, officer or employee of the company is a government official or a family member or close business associate of a Government official.

 

9]         Compensation Package :

Our market survey revealed that the amount of compensation sought by the subject is fair and reasonable and comparable to compensation paid to others for similar services.

 

10]        Press Report :

            No press reports / filings exists on the subject.

 

CORPORATE GOVERNANCE

 

MIRA INFORM as part of its Due Diligence do provide comments on Corporate Governance to identify management and governance. These factors often have been predictive and in some cases have created vulnerabilities to credit deterioration.

 

Our Governance Assessment focuses principally on the interactions between a company’s management, its Board of Directors, Shareholders and other financial stakeholders.

 

CONTRAVENTION

 

Subject is not known to have contravened any existing local laws, regulations or policies that prohibit, restrict or otherwise affect the terms and conditions that could be included in the agreement with the subject.

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.56.99

UK Pound

1

Rs.88.97

Euro

1

Rs.71.57

 

 

INFORMATION DETAILS

 

 

Information Gathered by :

SBA

 

 

Report Prepared by :

BYI

 

 

SCORE & RATING EXPLANATIONS

 

SCORE FACTORS

 

RANGE

POINTS

HISTORY

1~10

3

PAID-UP CAPITAL

1~10

3

OPERATING SCALE

1~10

3

FINANCIAL CONDITION

 

 

--BUSINESS SCALE

1~10

3

--PROFITABILIRY

1~10

3

--LIQUIDITY

1~10

3

--LEVERAGE

1~10

3

--RESERVES

1~10

3

--CREDIT LINES

1~10

3

--MARGINS

-5~5

-

DEMERIT POINTS

 

 

--BANK CHARGES

YES/NO

YES

--LITIGATION

YES/NO

NO

--OTHER ADVERSE INFORMATION

YES/NO

NO

MERIT POINTS

 

 

--SOLE DISTRIBUTORSHIP

YES/NO

NO

--EXPORT ACTIVITIES

YES/NO

NO

--AFFILIATION

YES/NO

NO

--LISTED

YES/NO

NO

--OTHER MERIT FACTORS

YES/NO

YES

TOTAL

 

27

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

 

RATING EXPLANATIONS

 

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

-

NB

                                       New Business

-

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.