MIRA INFORM REPORT

 

 

Report Date :

27.06.2012

 

IDENTIFICATION DETAILS

 

Name :

AL SRAD LTD.

 

 

Formerly Known As :

IRANI GROUP

 

 

Registered Office :

84 Ben Zvi Road Panorama Building Tel Aviv         6810431           

 

 

Country :

Israel

 

 

Date of Incorporation :

15.05.1987

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

Manufacturers, importers and marketers of clothing, fashion wear and footwear for adults and children.

 

 

No. of Employees :

500

 

RATING & COMMENTS

 

MIRA’s Rating :

A

 

RATING

STATUS

PROPOSED CREDIT LINE

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

Fairly Large

 

Status :

Good

Payment Behaviour :

Regular

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2012

 

Country Name

Previous Rating

(31.12.2011)

Current Rating

(31.03.2012)

Israel

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D


Company name and address      

 

AL SRAD LTD.

(Also known as IRANI GROUP)

Telephone 972 3 681 62 58

Fax           972 3 681 62 57

84 Ben Zvi Road

Panorama Building

TEL AVIV  6810431            ISRAEL

 

 

HISTORY & LEGAL FORMATION

 

A private limited company incorporated as per file No. 51-119929-1 on the 15.05.1987, under the name A.L. SRAD MARKETING AND DISTRIBUTION LTD., which changed to present name on the 23.06.1988.

 

 

SHARE CAPITAL

 

Authorized share capital NIS 2,640.00, divided into -

                2,640 ordinary shares of NIS 1.00 each,

of which 186 shares amounting to NIS 186.00 were issued.

 

 

SHAREHOLDERS

 

Subject is fully owned by MIKHMORET YELLOW LTD., owned by the Irani Family (brothers Roni Irani, Joseph Irani, Eitan Irani and sister Vivi Irani).

 

 

DIRECTORS

 

1.    Roni Irani, Chairman and General Manager,

2.    Joseph Irani.

 

 

BUSINESS

 

Subject, directly and via subsidiaries, operate as manufacturers, importers and marketers of clothing, fashion wear and footwear for adults and children.

Group is operating retail store chains, under the names:

"Factory 54" - footwear, apparel and other fashion and sporting items - 6 stores, plus 1 outlet operated directly by subject),

"Paul & Shark", apparel, 1 store operated directly by subject

"Armani Jeans", Jeans, 2 stores operated directly by subject

"Diesel" - for "Diesel" jeans, 2 stores and 38 points of sale,

"Jeans Bar" - for “Levi’s” jeans, 6 stores, plus via affiliate “Factory 54” stores, via 3 Group’s direct point of sales and further 60 point of sales countrywide,

“Original's" - men's and women's comfort footwear, 20 stores.

 

Among clients are marketing/ retail chains, mainly: H&O FASHION, NEW HAMASHBIR LAZARCHAN.

 

Sole local agents of (representation of some agencies is by other companies in the Group - see more in OTHER COMPANIES below):

FILA, DIESEL, ASSICS, LOTTO, PAPA JEANS, GEOX, all of Italy,

CHEVIGNON, of France,

ROCKFORT, LEVI'S, FISHER PRICE, all of the U.S.A.

ECCO, of Denmark,

BIRKENSTOCK, of Germany

Also holds exclusive concession for MISS SIXTY (fashion), TEVA (shoes), ENERGY (fashion), kids branded shoes of "Disney", "Batman", "Bratz", etc

 

In September 2011 it was reported that Group received the representation of 10 fashion brands:

MARC JACOBS, ARMANI JEANS, PAUL & SHARK, M-MISSONI, MICHAEL KORS, RED ZENGA and ZENGA SPORT, VALENTINO, CK UNDERWEAR, REPETTO.

 

Among local suppliers (incl. buying office services overseas): S. SHENHAV TEXTILE, FC INTERNATIONAL TRADE (TEXTILE), TEXTILE CONNECTIONS, etc.

 

Operating from rented premises (shared by other Group members), on an area of over 2,500 sq. meters, in 84 Ben Zvi Road, Panorama Building, Tel Aviv and from stores nationwide.

 

Having 500 employees in subject (similar to 2011, had 400 employees in 2009) and 700 employees serving IRANI Group.

 

 

MEANS

 

Financial data not forthcoming, however IRANI Group is known to be financially solid.

 

There are 13 charges for unlimited amounts registered on the company's assets (financial and fixed assets), in favor of Israel Discount Bank Ltd. and Bank Leumi Le’Israel Ltd. (last charge placed October 2010).

 

 

REVENUES

 

(Note: IRANI Group refers mainly to subject, its subsidiaries and other companies co-owned by Irani family - see below OTHER COMPANIES)

IRANI Group 2006 consolidated sales reported to be NIS 340,000,000.

It was reported it ended 2006 with net profit of NIS 15,000,000-NIS 20,000,000.

IRANI Group 2007 consolidated sales reported to be NIS 442,000,000.

 

IRANI Group 2008 consolidated sales claimed to be between NIS 400,000,000 – NIS 500,000,000.

IRANI Group 2009 consolidated sales claimed to exceed NIS 450,000,000.

IRANI Group 2010 consolidated sales claimed to exceed NIS 450,000,000.

IRANI Group 2011 consolidated sales claimed to exceed NIS 500,000,000.

 

(Note: “reported” is based on media publications; “claimed to be” is data given by subject’s officials).

 

 

OTHER COMPANIES

 

The Irani Family also controls:

POLYMODE (1994) LTD. (known as DIESEL), 75% by subject, importers and marketers of clothes and shoes, specializing in jeans products, sole local agents of “Diesel Jeans”, “Miss Sixty” and “Energy”.

POLYMODE D.F. LTD., fashion accessories.

I. A. IL LTD., 74.5%, owned by the Irani Family, importers, marketers and retailers of men's and women's comfort footwear, operating under the name "Original's", and sole representatives of "Asics" sports ware and shoes.

BLUES VINTAGE LTD., fully owned by Avraham Irani (father of subject’s shareholders), importers and marketers of jeans products, sole local agents of “Levi’s Jeans”. Also operating 13 apparel retail chain stores ("Jeans Bar").

JAMES RICHARDSON - AL SRAD, LIMITED PARTNERSHIP, 25%, operating 3 duty free apparel shops in the Ben Gurion International Airport.

J.R-AL SRAD MANAGEMENT LTD.

IRANI INVESTMENT CO. LTD.

AVRAHAM IRANI INVESTMENTS & TRADE CO. LTD.

MIKHMORET YELLOW LTD. parent company, a holding company.

ATID CUSTOM CLEARING AND FORWARDING LTD., customs clearing and forwarding agents,

AL-SRAD IMPORT AND MARKETING (1991) LTD.

AL-SRAD INDUSTRIES LTD., real estate.

 

BANKERS

 

Bank Leumi Le’Israel Ltd., Tel Aviv Central Branch (No. 800), Tel Aviv.

U Bank Ltd., Tel Aviv Branch (No. 101), Tel Aviv.

Israel Discount Bank Ltd., Main Branch (No. 010), Tel Aviv.

 

 

CHARACTER AND REPUTATION

 

In September 2008 it was reported that THE BASIC SHOP sued subject and subsidiary POLYMODE for NIS 2 million, on the ground that THE BASIC SHOP was excluded from distributing the brand name jeans "Diesel".

We found no further information on this matter.

Apart from that, nothing unfavorable learnt.

 

Subject is considered one of the leading companies in their fields in the local market. In the jeans area, subject is among the leading local players with "Diesel" and “Levi’s” brands and via "Factory 54", in an estimated yearly market volume of NIS 500 million (reported sales of "Diesel" in 2009 were NIS 120 million).

AL SRAD Group is the 2nd largest advertiser in the local fashion market.

 

In 2005 the AL-SRAD Group received the concession for “Levi’s” and established BLUES VINTAGE LTD., after TANGO LTD., the former local agent, lost its concession. The IRANI Group invested resources in promoting the “Levi’s” brand which was the top leading one in Israel for many years, but then collapsed (after new brands entered).

 

Subsidiary I. A. IL is a leading company in its field of comfort shoes in the local market. Until 2006 operated the retail chain under the name "Rockfort", owned by Avi Avidor, which changed to "Original's" as part of a strategic change after the entrance of the IRANI Group.

 

In March 2006, it was reported that subject signed a cooperation agreement with Shabtai Mamon (TOP MAN) for joint import of fashion brands of “Sixty Group”.

 

In 2006, the IRANI Group acquired 50% of SPORT WERTHEIMER, among the leading local sporting goods chains, according to an estimated company value of NIS 15 million. SPORT WERTHEIMER had reported turnover is NIS 65 million.

In June 2012 it was reported that the Wertheimer family re-acquired the 50% held by IRANI Group of SPORT WERTHEIMER (according to the report having 31 stores and over NIS 100 million turnover). The transaction's price is not forthcoming.

 

According to reports, in 2007 subject opened a new concept jeans store in Tel Aviv, with investment of US$ 900,000 (including a advertising), and invested US$ 300,000 in a new concept store for "Miss Sixty" in the luxurious Ramat Aviv Shopping Mall. The shop is located adjacent to Group's other 2 shops of "Diesel" and "Jeans Bar". In May 2007, it was reported on a new 3,000 sq. meters “Factory 54” shop in the Arena Mall (Herzliya), with investment of US$ 5 million.

 

In February 2008, IRANI Group reportedly invested NIS 2.5 million in a new 900 sq. meters prestigious branch for “Factory 54” in Tel Aviv Port. On top of that, they will invest total of US$ 11 million in the expansion of its other stores in the chain. In August 2008, subsidiary POLYMODE invested NIS 1.5 million in a new branch for “Diesel” jeans in Tel Aviv. In addition, the Group is investing US$ 1 million in the "Original's" footwear chain, US$ 300,000 in and US$ 750,000 in “Jeans Bar” chain.

 

In April 2008, it was reported that ECCO of Denmark gave IRANI Group the concession for selling the ECCO shoes in Israel. It was reported that the Group’s flagship store was opened in the Arena Shopping Mall (4,000 sq. meters store) in Herzliya with an investment of US$ 13 million, and 5 more stores are planned to be opened countrywide.

 

In September 2008 IRANI Group launched an outlet for brands in Bilu Center, with US$ 3 million investment, that is on top of US$ 2 million investment  in the participation by their landlord (ISRAEL MALLS). 150 brands will be sold, of subject as well as other leading brands of other importers. The Group also plans to open a large “Factory 54” branch on an area of 2,700 sq. meters in Rishon Le-Zion (investment of US$ 3.5 million also with the landlord GAZIT ISRAEL).

 

In November 2008 IRANI Group reportedly lost the “Tony Mora” footwear brand to Y.A. MARKETING, after subject’s Group did not wish to invest in the development and expansion of the brand.

 

In November 2008 it was reported that I. A. IL will open an “Asics” concept store in Tel Aviv Port with an investment of NIS 600,000.

 

In April 2009 it was reported on NIS 2.5 million advertising campaign for the Group’s brands.

 

In July 2009 it was reported that subject together with Avi Avigdor purchased 50% of FEETMIND, representatives of FITLOPS, a flip flops brand.

 

According to a report from September 2010 the local “Levi’s” brand annual sales amount to NIS 44 million, of which NIS 32 million directly via subject’s Group stores.

 

In December 2010 it was reported that IRANI Group rented a space in the Sarona Compound of 373 sq. meters and is investing NIS 3 million in the store it is intending to open there.

 

In mid 2010 Group received the representation of PAUL & SHARK, and together with the a/m brands the Group received lately, opened 3 new stores in the Ramat Aviv Mall of PAUL & SHARK, ARMANI JEANS and a Factory 54.

 

In April 2011 group received the representation of FISHER PRICE clothing and shoes, and in June 2011 it was reported that group opened a kids footwear chain store under the name 'Cube', in which Group's shoe brand will be sold for kids, first store in Petach Tikva, intending to reach 8 stores.

 

Subject cooperates with JAMES RICHARDSON, the leading Duty-Free retailer in Israel's international gateway, in the fashion compound in the Ben Gurion International Airport. In March 2012 it was reported that the two are going to open jointly in summer 2012 2 shops in the Airport compound of 'Victoria Secret Beauty Accessories', each shop with investment of NIS 1 million. The partners won the Ben Gurion Airport tender to operate 'Victoria Secret' duty-free shop.

In June 2012 it was reported that JACQUES COBE, which operates a lingerie shop in the Airport (in the non-duty free area), filed a motion to the Petach Tikva District Court to halt a/m tender, claiming he the winning partners intend to deprive JACQUES COBE from receiving 15% of revenues.

 

According to reports from the beginning of 2012, total revenues of the local fashion market are NIS 10 billion per annum.

Based on surveys, around 50% and more is women's fashion. Moreover, 40% of fashion stores in Israel belong to fashion chains, the rest being private shops.

 

Despite the fears due to the slow-down trend in the local economy, mainly since mid 2011, sales by the local fashion –clothing and footwear- branch in 2011 witnessed a growth. The income of fashion chains (which covers 1,350 shops, the major chunk of fashion sales in Israel) summed up to NIS 4.52 billion, representing a 5.7% rise from 2010 in money terms. Sales during the year characterized in ups and downs, though eventually they came higher than 2010, a year which was better than 2009, when the branch suffered from slow-down (coupled with the general local economic environment) and overall sales indicators were negative. 2010 sales were only marginally positive.

 

Sales have been also influenced by the entrnce of new international fashion players to the already highly competitive local market (GAP, H&M in 2009/2010, Forever 21 in 2011).

According to sources in the local fashion branch, in recent months the branch entered again a freezing mode. It may be explained by several factors, including the present slow-down in local economy, the fierce competition and more.

 

According to the Central Bureau of Statistics (CBS), private consumption expenditure by Israeli households in 2011 in clothing, footwear and personal effects rose by mere 1.3% from 2010, after a 9.5% increase from 2009.

 

According to CBS, import of Clothing and Footwear in 2011 kept the rising trend from 2010: import rose by close to 19%, after rising 13.4% in 2010 from 2009, summing up to US$ 1,707.3 million (in 2009 the local market experienced a slow-down). Most import comes from China. Main other countries of origin for textile goods are France, Italy, Hong Kong and Turkey, Spain and the U.S.A.

 

 

SUMMARY

 

Good for trade engagements.

 

Note: Since the beginning of 2012 Israel Post started using a new area code method of 7 digits (the old method of 5 digits will still be valid till end of 2012).

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.57.07

UK Pound

1

Rs.88.96

Euro

1

Rs.71.40

 

 

INFORMATION DETAILS

 

Report Prepared by :

PRL

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.