MIRA INFORM REPORT

 

 

Report Date :

29.06.2012

 

IDENTIFICATION DETAILS

 

Name :

ARGYLE DIAMONDS LIMITED

 

 

Formerly Known As :

PEGARAH PTY. LTD. (initial)

 

 

Registered Office :

The Quadrant Level 8, 1 William Street  Perth Western Australia 6000

 

 

Country :

Australia

 

 

Financials (as on) :

31.12.2010

 

 

Date of Incorporation :

11.07.1984

 

 

Com. Reg. No.:

009102621

 

 

Legal Form :

Unlisted Australian Public Company

 

 

Line of Business :

Exploration, mining and processing of diamonds.

 

 

No. of Employees :

67,930 (Rio Tinto Group)

 

RATING & COMMENTS

 

MIRA’s Rating :

Ca

 

RATING

STATUS

PROPOSED CREDIT LINE

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

Limited with full security

 

Status :

Moderate

Payment Behaviour :

Unknown

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2012

 

Country Name

Previous Rating

(31.12.2011)

Current Rating

(31.03.2012)

Australia

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


IDENTIFICATION DETAILS

 

Verified Address

Subject name :              ARGYLE DIAMONDS LIMITED

Business address :        The Quadrant

Level 8, 1 William Street

Town :                           Perth

Province :                      Western Australia

Zip/postal code :            6000

Country :                       Australia

Tel :                              +61 8 94821166

Fax :                             +61 8 94821161

Website :                      www.argylediamonds.com.au

 

Registered address :      The Quadrant

Level 8, 1 William Street

Town :                           Perth

Province :                      Western Australia

Zip/postal code :            6000

Country :                       Australia

 

SUMMARY DETAILS

 

Executive Summary

Date founded or registered :        11/07/1984

Legal form :                               Unlisted Australian Public Company

Chief executive :                        Kim Truter

Issued & paid up capital :           AUD 1,602,000,000

Sales turnover :                          AUD 193,877,000 (Non-consolidated 12 months, 31/12/2010)

Net income :                              AUD -390,078,000 (Non-consolidated 12 months, 31/12/2010)

Total fixed assets :                     AUD 727,300,000 (Non-consolidated 12 months, 31/12/2010)

Line of business :                       Exploration, mining and processing of diamonds.

Staff employed :                         67,930 (Rio Tinto Group)

 

CREDIT RISK OPINION

 

Company Analysis

Country risk :                             Country risk is minimal

Operation trend :                        Operational trend is declining

Management experience :           Management is modestly experienced

Financial performance :              Financial performance is poor

Organization structure :              Organizational structure is flawed

Detrimental :                              Some detrimental records found

Payment history :                      No payment delays noted

Credit amount suggestion :         Fully secured terms.

Credit amount asked :                Not described.

Comments :                              It is strictly advisable to conduct business dealing on prepayment or L/C basis

due to the Subject's share equity deficit.

 

STATUTORY DETAILS

 

Registry Data

Registration date :                      11/07/1984

Legal form :                               Unlisted Australian Public Company

Registration no                          Australian Company Number: 009102621

Registered authority :                 Australian Securities and Investments Commission

Fiscal/ Tax no :                          Australian Business Number: 36009102621

Registry status :                        Live/Active

Previous name :                         CAPRICORN DIAMONDS LIMITED

CAPRICORN DIAMONDS PTY. LIMITED

CRA DIAMONDS PTY. LIMITED

ARGYLE CANTEEN SERVICES PTY. LIMITED

PEGARAH PTY. LTD. (initial)

Change of legal form :                 None reported.

 

MANAGEMENT / DIRECTORS

 

Key Management

Name :                          Kim Truter

Designation :                 Managing Director

 

BOARD OF DIRECTORS/ OTHER APPOINTMENTS

 

Appointments

Name :                          Shane Nicholas Johnson

Designation :                 Director

Appointment date :         13/04/11

Address :                      14 Plum Court

Kununurra, WA 6743

Australia

Biography :                    Born on 24-06-1973 in Hobart, Tasmania, Australia.

 

Name :                          Giles Hamilton Lenz

Designation :                 Director

Appointment date :         15/09/10

Address :                      250 Aldersyde Road

Bickley, WA 6076

Australia

Biography :                    Born on 05-06-1968 in Sydney, New South Wales, Australia.

 

Name :                          Paul William Mullins

Designation :                 Director

Appointment date :         23/08/11

Address :                      60 Jenkins Avenue

Nedlands, WA 6009

Australia

Biography :                    Born on 18-07-1959 in Mary Kathleen, Queensland, Australia.

 

Name    :                       John Michael Kirkwood

Designation :                 Company Secretary

Appointment date :         01/08/08

Address :                      Unit 4, 24 Cook Street

Crawley, WA 6009

Australia

Biography :                    Born on 26-05-1961 in Newcastle Upon Tyne, United Kingdom.

Staff employed :             67,930 (Rio Tinto Group)

 

Key Advisors

Auditors :                      PRICE WATERHOUSE COOPERS

Unit QV1, 250 St Georges Terrace

Perth, WA 6000

Australia

 

SHARE CAPITAL

 

Composition

Authorized Capital :        AUD 1,602,000,000

No of shares :                2 Class A Shares / 1,601,999,998 Class B Shares

Share par value :            AUD 1

Issued capital :              AUD 1,602,000,000

Paid up capital :             AUD 1,602,000,000

 

OWNERSHIP / SHAREHOLDERS

 

How listed : Full List

 

Composition

Shareholder name :        RIO TINTO LIMITED

Address :                      Level 33 , 120 Collins Street

Melbourne, VIC 3000

Australia

No. of shares :               2 Class A Shares / 1,601,999,998 Class B Shares

% of shares :                 100%

RELATED COMPANIES & CORPORATE AFFILIATIONS

 

Structure

Name :                          Jointly held by RIO TINTO LIMITED / RIO TINTO PLC

Affiliation type :              Parent Company

Address :                      Level 33 120 Collins Street

Melbourne, VIC 3000

Australia

2 Eastbourne Terrace

London W2 6LG

United Kingdom

Comments :                  RIO TINTO LIMITED / RIO TINTO PLC together is engaged in minerals

exploration, development, production and processing. The Company’s product

groups include aluminum, copper, diamonds and minerals, energy, and iron ore.

Its major products are aluminum, copper, diamonds, coal, iron ore, uranium,

molybdenum, gold, borates, titanium dioxide, salt and talc. The Company’s

businesses include open pit and underground mines, mills, refineries and

smelters, as well as a number of research and service facilities.

 

Name :                          COAL & ALLIED INDUSTRIES LIMITED

Affiliation type :              Sister Company

Address :                      123 Albert Street

Brisbane, 4000 Australia

Australia

Comments :                  Coal mining.

 

Name :                          HAMERSLEY IRON PTY LIMITED

Affiliation type :              Sister Company

Address :                      152-158 St Georges Terrace

Perth, WA 6000

Australia

Comments :                  Iron ore mining.

 

Name :                          RIO TINTO DIAMONDS NV

Affiliation type :              Sister Company

Address :                      Diamond Exchange Building

Hoveniersstraat 53

2018 Antwerpen

Belgium

Comments :                  Sales of diamonds.

 

Name :                          IRON ORE COMPANY OF CANADA INC.

Affiliation type :              Sister Company

Address :                      1000 Sherbrooke Street West, Suite 1920

Montreal, QC H3A 3G4

Canada

Comments :                  Iron ore mining

 

Name :                          KESTREL COAL PTY LIMITED

Affiliation type :              Sister Company

Address :                      123 Albert Street

Brisbane, QLD 4000

Australia

Comments :                  Operator of Kestrel Mines.

 

Name :                          KESTREL COAL SALES PTY LIMITED

Affiliation type :              Sister Company

Address :                      123 Albert Street

Brisbane, QLD 4000

Australia

Comments :                  Export & distribution of coal produced from Kestrel Mine, Queensland.

 

Name :                          QUEENSLAND COAL PTY. LIMITED

Affiliation type :              Sister Company

Address :                      123 Albert Street

Brisbane, QLD 4000

Australia

Comments :                  Queensland Coal Pty. Limited engages in coal mining and exploration. The

company was incorporated in 1909 and is based in Brisbane, Australia.

Queensland Coal Pty. Limited operates as a subsidiary of Rio Tinto Group.

 

Name :                          RIO TINTO ALCAN INC.

Affiliation type :              Sister Company

Address :                      Canada

Comments :                  Bauxite mining; alumina refining; production of specialty alumina; aluminium

smelting; engineered products

 

Name :                          RIO TINTO ALUMINIUM (HOLDINGS) LIMITED

Affiliation type :              Sister Company

Address :                      Australia

Comments :                  Bauxite mining; alumina production; primary aluminium smelting.

 

Related companies and corporate

affiliations comments:     Other companies of the Rio Tinto Group should be considered affiliates of the

Subject.

 

BANK & MORTGAGES

 

Bank Details

Name of bank :              National Australia Bank Limited

Address :                      Australia

Account details :            Current Account

Comments :                  It is generally not the policy of local banks to provide credit status information to

non related parties, however interested parties would be advised to consult first

with the Subject if banker's references are required.

Mortgages :                   None reported.

 

Legal Fillings

Bankruptcy fillings :        None reported.

Court judgements :         None reported.

Tax liens :                     None reported.

Others :                        None reported.

 

FINANCIAL DATA

 

Description

Source of financial statement :    Commercial Registry Filings

Financial statement date :          31/12/10

Type of accounts :                     Full audited

Currency :                                 Australia Dollar (AUD)

Exchange rate :                         1 USD = AUD 0.99 as of 27-06-2012

 

Summarized Financial Information

Consolidation type :                   Non Consolidated           Non Consolidated           Group Consolidated

Currency :                                 Australia Dollar (AUD)    Australia Dollar (AUD)    US Dollar (USD)

Denomination :                          (x1) One                        (x1) One                        (x1) One

Date of financial year end :          31/12/10                        31/12/09                        31/12/11

Length of accounts :                   12 months                     12 months                     12 months

Sale turnover / Income : 193,877,000                  159,460,000                  60,537,000,000

Profit before tax :                       -562,397,000                 -429,830,000                13,214,000,000

Net income :                              -390,078,000                -297,436,000                 4,365,000,000

Non current assets :                   544,124,000                 734,026,000                  97,559,000,000

Current assets :                         183,177,000                  237,333,000                 21,986,000,000

Inventories :                               61,765,000                   113,776,000                 5,307,000,000

Total assets :                            727,301,000                  971,359,000                 119,545,000,000

Current liabilities :                      724,629,000                  1,011,528,000                14,966,000,000

Non current liabilities :                230,042,000                 198,915,000                 45,371,000,000

Total liabilities :                          954,671,000                 1,210,443,000               60,337,000,000

Share equity :                            -227,370,000                 -239,084,000                 59,208,000,000

Reserve :                                   6,922,000                      5,130,000

Retained earning :                      -1,036,292,000              -646,214,000                27,784,000,000

 

Comments :      The non consolidated financial information above relates to the Subject only.

The group’s consolidated financial information above relates to the Subject’s

jointly Ultimate Holding Company TINTO LIMITED / RIO TINTO PLC and all its

subsidiaries which include the Subject.

 

OPERATION DETAILS

 

Main activities :              The Subject engages in exploration and mining of diamonds.

The diamonds produced by the Argyle mine are found in a range of colours

including white, champagne and pink. Argyle is the world's primary source

of rare pink diamonds, which have become Argyle’s signature stone.

The diamonds recovered at the mine are sent to Rio Tinto Diamonds’

sales and marketing office in Antwerp Belgium, where they are sorted and

prepared for sale. The majority of the diamonds from the Argyle mine are

sold as rough diamonds, primarily to an Indian customer base comprising

diamond traders and manufacturers.

The rare pink diamonds from the Argyle mine are all cut and polished and

sold as loose polished diamonds to an international customer base. The

Argyle Pink Diamonds business has its headquarters in Perth, Western

Australia, also the location of its state-of-the art cutting factory. The Perth

factory cuts and polishes the finest pink diamonds from the Argyle Mine

that are then sold via an exclusive tender.

The Subject is ultimately owned by Rio Tinto Limited. Rio Tinto Limited is

one of the world's largest mining company.

Rio Tinto Limited engages in exploring, developing, processing, and

producing minerals primarily in Australia. The company offers bauxite,

alumina, and aluminum; copper, gold, silver, and molybdenum; diamonds,

borates, titanium dioxide feed stocks, high purity iron, metal powders,

zircon, and rutile; thermal and coking coal, and uranium; and iron ore and

salt. It also has operations in Europe, South America, Asia, and Africa. Rio

Tinto Limited was founded in 1873 and is headquartered in Melbourne,

Australia.

Product & services :       Rough diamonds

Argyle Pink Diamonds

 

Purchases

International :                 Asia, Europe

 

Sales

Local :                          Yes

International :                Belgium

Key events :                  20 June 2012

Rio names new chief for Argyle mine

Rio Tinto has appointed a new managing director for Australia's premier

diamond mine, adding further intrigue to the company's review of its

diamond operations.

Canadian-based executive Kim Truter was this afternoon announced as

the new managing director of the Argyle diamond mine in Western

Australia's Kimberley region, despite that mine being one of three under

consideration for divestment.

Rio announced in late March that it was reviewing the future of its diamond

business - and while it may retain the assets - most analysts expect

divestments.

Mr Truter has been working as the chief operating officer at the Diavik

diamond mine in Canada – which Rio runs in a joint venture with Canadian

diamond company Harry Winston.

Rio is understood to want to run the assets in a business-as-usual mode

while the review is taking place, and Mr Truter's experience in underground

mining is considered to be ideal for Argyle as it transitions from an open pit

into and underground mine.

Harry Winston is considered to be a prime suitor for the diamond assets

that both Rio and BHP Billiton have put into the shop window over the past

seven months.

Harry Winston chief executive Robert Gannicott recently indicated he did

not expect a resolution for either Rio or BHP's diamond reviews until the

end of 2012.

 

21 February 2012

Rio Tinto discovers Australia’s biggest rough pink diamond at Argyle

Australia’s biggest pink rough diamond has been discovered at Rio

Tinto’s Argyle mine, the world’s largest producer of rare pink diamonds.

The 12.76 carat diamond was unearthed at the Argyle open pit in the East

Kimberley region of Western Australia.

The diamond will be known as The Argyle Pink Jubilee.

The Argyle Pink Jubilee is a light pink diamond, similar in colour to The

Williamson Pink, which is the diamond that Her Majesty The Queen

received as a wedding gift and was subsequently set into a brooch for her

Coronation.

Expert diamond polisher Richard How Kim Kam, who has worked for

Argyle for 25 years, started work on polishing the amazing pink diamond in

Perth today.

After two months of careful assessment and planning, it will take about 10

days to cut and polish the diamond as a single stone. Richard said “I’m

going to take it very carefully. I know the world will be watching.”

When the diamond has been cut and polished it will be graded by a team of

international experts and showcased to the world before being sold as part

of the iconic Argyle Pink Diamonds Tender later this year.

Argyle Pink Diamonds Manager Josephine Johnson said “This rare

diamond is generating incredible excitement. A diamond of this calibre is

unprecedented – it has taken 26 years of Argyle production to unearth this

stone and we may never see one like this again. The individual who gets to

wear this remarkable pink diamond will be incredibly lucky indeed.”

More than 90 per cent of the world’s pink diamonds come from the Argyle

mine.

Large pink diamonds tend to go to museums, are gifted to royalty or end up

at auction houses like Christie’s auctions. Christie’s has only auctioned 18

polished pink diamonds over 10 carats in its 244 year history.

About Rio Tinto

Rio Tinto is a leading international mining group headquartered in the UK,

combining Rio Tinto plc, a London and New York Stock Exchange listed

company, and Rio Tinto Limited, which is listed on the Australian Securities

Exchange.

Rio Tinto's business is finding, mining, and processing mineral resources.

Major products are aluminium, copper, diamonds, thermal and

metallurgical coal, uranium, gold, industrial minerals (borax, titanium

dioxide and salt) and iron ore. Activities span the world and are strongly

represented in Australia and North America with significant businesses in

Asia, Europe, Africa and South America.

 

27 September 2011

Diamonds not forever for Rio Tinto

Diamonds are increasingly friendless among the world’s big miners, with

Rio Tinto following BHP Billiton’s example and investigating an exit from

the precious stones sector.

Rio Tinto said this afternoon that it would review its diamond business and

would consider divesting its three mines, including the Argyle diamond

mine in Australia’s Kimberley Region.

Unlike the aluminium and nickel businesses that the major miners are

struggling to make profits from, diamonds continue to be profitable, but the

sector tends to be small and the big miners appear to think their efforts are

better focused on larger scale commodities.

'Valuable business'

Rio’s diamonds spokesman Harry Kenyon-Slaney stressed that diamonds

were far from a struggling sector.

“The diamonds market outlook is very positive, with demand growing

strongly and lack of new discoveries limiting supply. We have a valuable,

high-quality diamonds business, but given its scale we are reviewing

whether we can create more value through a different ownership

structure,’’ he said.

Rio’s other two mines are in Zimbabwe and Canada and they have an

interest in a diamond project in India.

BHP revealed late last year that it wants to exit the diamonds business,

and is still seeking a buyer for its Ekati mine in Canada.

“It makes sense to divest the diamond business because they need to

focus on their increased spending on the other bigger projects,” said Stan

Shamu, a Melbourne-based market strategist at IG Markets. “Rio’s main

business is iron ore and copper.”

Costs weigh on profit

An industry analyst estimated Rio Tinto's diamonds business could fetch

around $US2 billion ($1.9 billion), though this is well north of its book value

of $US1.2 billion. The analyst declined to be named as he is not the lead

analyst on the company.

Earlier this month, Bank of America put a $US2.5 billion price tag on the

unit.

Net earnings from Rio Tinto's diamonds business slumped 86 per cent to

$US10 million last year on revenue of $US727 million, as the group was hit

by lower production and higher costs at Argyle. The previous year was also

boosted by a tax benefit.

The open-pit Argyle mine, undergoing a $US2.1 billion expansion

underground, is the largest diamond producer in the world by volume and

the largest source for pink diamonds, however only 0.1 per cent are

actually considered pink.

 

Diamond price jumps

Diamond prices jumped 22 per cent last year, as measured by the

Rapaport Diamond Trade Index. De Beers, the supplier of about a third of

the world’s rough diamonds, reported a 27 per cent increase in sales last

year on higher demand for the luxury gems in the US, China and India.

Harry Winston Diamond Corp and groups led by KKR and Apollo Global

Management are in talks to buy BHP’s Ekati diamond mine in Canada,

said two people with knowledge of the matter this month.

The sale may fetch $US500 million to $US750 million and an agreement

could be struck in about a month, said the people, who declined to be

identified as the process is private.

The Ekati project, which produces about 11 per cent of the world’s

diamonds by value, according to BHP’s website, is near Rio’s Diavik

mine, 40 per cent-owned by Harry Winston.

Rio and BHP should spin off their diamond units because they are “major

cash drains”, Citigroup said in a report in September. “They are cash

intensive and if floated they would have a higher multiple than currently

exists within a larger mining house,” the report said.

Rio shares were up 15 cents, or 0.3 per cent, at $63.90 in afternoon trade,

on par with BHP's gains but slightly underperforming a 0.5 per cent rise in

the broader market.

 

14 September 2010

Rio invests $803m in Argyle underground diamond mine

PERTH (miningweekly.com) – Global diversified giant Rio Tinto will invest

$803-million to complete the underground development of its Argyle

diamond mine, in Western Australia, it announced on Tuesday.

The underground operation would extend the life of Argyle, which is an

openpit mine, until at least 2019.

Construction activity at the underground project, which was slowed in 2009

during the global economic downturn, would ramp up during the first half of

next year, with targeted production rates of nine-million tons a year

forecasted within two years.

“This investment in the Argyle underground underlines our commitment to,

and confidence in the world diamond industry,” said Rio Tinto diamonds

and minerals CEO Harry Kenyon-Slaney on Tuesday.

Kenyon-Slaney said that the diamond market continued to recover after the

global financial crisis and that long-term industry fundamentals remained

healthy.

“A significant supply gap is expected to emerge in the medium to long term

and the outlook for demand is strong, driven by the growth of emerging

markets. Argyle is well positioned to capture the new demand,” he added.

The $803-million funding will cover project development and construction of

extraction services, crushers, a conveyor and pump stations at the mine in

the Kimberley region of Western Australia.

Kenyon-Slaney said that the extended mine life from the underground

project would also generate enduring benefits for this region, building on

Argyle’s significant contribution to economic development of the past

quarter of a century.

The Argyle mine is the world’s largest producer of pink diamonds,

producing more than 90% of global supplies. It also produces a significant

amount of champagne and cognac diamonds, as well as white diamonds.

CEO Tom Albanese has said earlier this year that growth was the group’s

“first priority” for its cash flow and that it remains keen to invest in

Australia.

The miner expects capital expenditure to approach $6-billion this year,

growing to $9-billion in 2011.

 

History :                        An Australian company, Ashton Mining Ltd, started exploring for diamonds

in the Kimberley in 1972, under the Kalumburu Joint Venture (the name

Kalumburu was adopted from a nearby settlement). The project

commenced following a proposal from a geologist with diamond exploration

experience in Africa, to explore the Kimberley region for diamonds.

The geologist was employed to devise an exploration program that was

based on geology studies at the University of Western Australia. These

studies suggested there were similarities between a rock known to exist in

northern Western Australia (and later known as lamproite) and kimberlite,

the diamond-bearing rock found in other parts of the world.

The exploration program began in 1972 and over the next few years small

diamond and alluvial deposits were discovered.

In 1976 CRA Ltd (later to become Rio Tinto Ltd) took over management of

the group, which became known as the Ashton Joint Venture. CRA

introduced a number of specific exploration objectives, including finding a

diamond that was larger than a quarter of a carat, then to find a

diamond-bearing pipe and finally a diamond-bearing pipe with a diamond

grade high enough to justify a mine.

The basic search method used was to collect sediment samples from the

bottom of the Kimberley waterway beds. The theory was that, as the area

is well watered in the wet season, if it did contain any exposed pipes, they

might be crossed by creeks or rivers. As a result diamonds and indicator

minerals would have been washed downstream as the tops of the pipes

were eroded.

Helicopters were used extensively due to the remote nature of the

Kimberley and lack of roads and infrastructure.

In 1977 testing of the diamond-bearing Big Spring No.1 pipe and others

nearby found small diamonds. Big Spring contributed to the explorers'

knowledge of the geology of Australian diamonds, particularly with regard

to the presence of diamonds in lamproite.

Between 1977 and 1980 significant effort went into assessing a series of

pipes in the Ellendale area. A central treatment plant was constructed, and

12,000 diamonds were recovered from 230,000 tonnes of lamproite.

However, it was decided that the grade of the Ellendale deposits was not

high enough to warrant the establishment of a mine.

In August 1979, diamonds were found in a sample collected from Smoke

Creek, in the Ragged Ranges. Smoke Creek runs 35kms from the Matsu

Range to Lake Argyle. Exploration crews began to work their way along the

creek, finding an increasing number of stones as they progressed.

By October 1979 they had discovered the main Argyle mine pipe known as

the AK1 pipe, after one of the geologists first spotted a small diamond

embedded in an anthill. Following the October 1979 find, it took three years

to assess the deposit.

In 1983 a decision was taken to establish a mine. The Argyle Diamond

Mines Joint Venture and the Ashton Exploration Joint Venture were formed

to replace the Ashton Joint Venture.

Alluvial mining commenced at Smoke Creek in 1983, and the construction

of the nearby Argyle mine began in 1984. Argyle Diamonds was named

after Lake Argyle, which lies to the north of the site.

The $450 million construction of the AK1 process plant and associated

infrastructure took just 18 months, and the fact that it was completed on

schedule and on budget was a tribute to the skills and engineering feats of

the workforce.

The Argyle Diamond Mine was commissioned in December 1985.

 

 

Property & Assets

Premises :                    The Subject operates from premises located at the verified heading

address consisting of an administrative office.

Branches :                    In addition, the Subject operates from a diamond mine located at:

Argyle House

PO Box 508, Kununurra WA, Australia 6743

Telephone: +61 8 91684901

Fax: +61 8 91684902

page 19 / 22

 

SUMMARIZED COUNTRY RISK

 

Gross Domestic Products (GDP) & Economic Overview

Central bank :                                        Reserve Bank of Australia

Reserve of foreign exchange & gold :       US$ 41.385 billion

Gross domestic product - GDP :             US$ 1.235 trillion

GPP (Purchasing power parity) :             918.529 billion of International dollars

GDP per capita - current prices :             US$ 55,590

GDP - composition by sector :                agriculture: 4.1%

industry: 26%

services: 70%

Inflation :                                               2008: 4.4%

2009: 1.8%

2010: 2.8%

Unemployment rate :                              2008: 4.2%

2009: 5.6%

2010: 5.2%

Public debt

(General Government gross debt as

a % GDP):                                            2008: 11.6%

2009: 17.6%

2010: 22.3%

Government bond ratings :                      Standard & Poor's: AAA/Stable/A-1+

Moody's rating: Aaa

Moody's outlook: STA

Market value of publicly traded

shares:                                                             US$1.258 trillion

Largest companies in the country :          Commonwealth Bank (Banking), BHP Billiton (Materials), Westpac Banking Group (Banking), Rio Tinto (Materials), National Australia Bank (Banking), ANZ Banking (Banking), Telstra (Telecommunications) Trade & Competitiveness Overview

Total exports :                                       US$210.7 billion

Exports commodities :                           coal, iron ore, gold, meat, wool, alumina, wheat

Total imports :                                       US$187.2 billion

Imports commodities :                            machinery and transport equipment, computers and office machines,

telecommunication equipment and parts, crude oil and petroleum products

Export - major partners :                         Japan 18.9%, China 14.2%, South Korea 8%, US 6%, NZ 5.6%, India

5.5%, UK 4.2%

Import - major partners :                         China 15.5%, US 12.8%, Japan 9.6%, Singapore 5.6%, Germany 5.2%,

UK 4.3%, Thailand 4.2%

FDI Inflows :                                          2007: US$45,477 million

2008: US$46,722 million

2009: US$22,572 million

FDI Outflows :                                        2007: US$16,822 million

2008: US$32,819 million

2009: US$18,426 million

Best countries for doing business :          10 out of 183 countries

Global competitiveness ranking :             16 (ranking by country on a basis of 133, the first is the best)

 

Country and Population Overview

Total population :                                   22.23 million

Total area :                                            7,692,024 km2

Capital :                                                Canberra

Currency :                                             Australian dollars (AUD)

Internet users as % of total

population:                                            74.00%

 

PAYMENT HISTORY

 

Purchase Term

International : Prepayment, Telegraphic transfer, D/P, Credit 30-120 days

 

Sales Term

International : Telegraphic transfer, Prepayment, D/P, Credit 30-120 days

 

Trade Reference/ Payment

 

Behaviour

Comments : As local and international trade references were not supplied, the Subject's

payment track record history cannot be appropriately determined but based

on our research, payments are believed to be met without delay.

 

Investigation Note

Sources            : Interviews and material provided by the Subject

: Other official and local business sources


DIAMOND INDUSTRY – INDIA

 

-          From time immemorial, India is well known in the world as the birthplace for diamonds.  It is difficult to trace the origin of diamonds but history says that in the remote past, diamonds were mined only in India. Diamond production in India can be traced back to almost 8th Century B.C.  India, in fact, remained undisputed leader till 18th Century when Brazilian fields were discovered in 1725 followed by emergence of S. Africa, Russia and Australia.

-          The achievement of the Indian diamond industry was possible only due to combination of the manufacturing skills of the Indian workforce and the untiring and unflagging efforts of the Indian diamantaires, supported by progressive Government policies.

-          The area of study of family owned diamond businesses derives its importance from the huge conglomerate of family run organizations which operate in the diamond industry since many generations.

-          Some of the basic traits of family run business enterprises include spirit of entrepreneurship, mutual trust lowers transaction costs, small, nimble and quick to react, information as a source of advantage and philanthropy.

-          Family owned diamond businesses need to improve on many fronts including higher standard of corporate governance, long-term performance – focused strategies, modern management and technology.

-          The diamond jewellery industry in India today may be more than Rs 60000 mil and is rated amongst the fastest growing  in the world. Indi ranks third in the world in domestic diamond consumption.

-          Utmost caution is to be exercised while dealing with some medium and large diamond traders which are usually engaged in fictitious import – export, inter-company transactions, financially assisted by banks. In the process, several public sector banks lost several hundred million rupees. They mostly diverted borrowed money for diamond business into real estate and capital markets.

-          Excerpts from Times of India dated 30th October 2010 is as under –

 

DIAMOND SAGA – DIRTY DOZEN STUCK WITH 2K CR DEBT

This could be the biggest credibility crisis the Indian diamond industry has ever faced. Fifteen banks run the risk of losing Rs 2000 crore lent to a dozen diamond firms in Surat. Until about two months ago, they had not repaid  these dues. Bankers believe many diamantaires borrowed money during the economic downturn two years ago and diverted funds to businesses like real estate and capital markets. Many of themselves made money from these businesses but their diamond companies have gone sick and declared insolvency.

-          Most of the money borrowed from the banks in the name of their diamond business has been diverted in real estate and the share market. The banks are not in a position to seize their properties because in many cases, these were purchased in the name of their relatives and friends.


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.56.92

UK Pound

1

Rs.88.91

Euro

1

Rs.71.25

 

 

INFORMATION DETAILS

 

Report Prepared by :

PRL

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.