MIRA INFORM REPORT

 

 

Report Date :           

03.03.2012

 

IDENTIFICATION DETAILS

 

Name :

UMICORE MALAYSIA SDN. BHD.

 

 

Formerly Known As :

LARVIK PIGMENT (ASIA PACIFIC) SDN. BHD.

 

 

Registered Office :

C/O Systems Associates Sdn. Bhd., Plaza 138, Suite 18.03, 18th Floor, 138, Jalan Ampang, Kuala Lumpur, Wilayah Persekutuan , Zip/Postal Code       50450

 

 

Country :

Malaysia

 

 

Financials (as on) :

31.12.2010 (Non Consolidated)

31.12.2011 (Group)

 

 

Date of Incorporation :

02.01.1993

 

 

Com. Reg. No.:

254753-U

 

 

Legal Form :

Private Company Limited By Shares

 

 

Line of Business :

Manufacturing and sale of zinc dust paint grade and trading of ferrous and non

ferrous metals

 

 

No. of Employees :

60 employees (Subject); 14,743 (Umicore Group)

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Maximum Credit Limit :

USD 1,200,000

 

 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – September 30th, 2011

 

Country Name

Previous Rating

                   (30.06.2011)                  

Current Rating

(30.09.2011)

Malaysia

a2

a2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 


 Bottom of Form

Identification details  Bottom of Form

 

 

Verified Address

 

Subject name                :           UMICORE MALAYSIA SDN. BHD.

 

Business address          :           PLO 376, Jalan Perak 4

Pasir Gudang Industrial Estate

Town                             :           Pasir Gudang

Province                        :           Johor Darul Takzim

Zip/postal code              :           81700

Country                         :           Malaysia

Tel                                :           +60 7 2524431

Fax                               :           +60 7 2524436

Email                            :           umicore.malaysia@umicore.com 

Website                                    :           www.umicore.com

 

Registered address        :           C/o SYSTEMS ASSOCIATES SDN. BHD.

Plaza 138, Suite 18.03, 18th Floor

138, Jalan Ampang

Town                             :           Kuala Lumpur

Province                        :           Wilayah Persekutuan

Zip/postal code              :           50450

Country                                                           :                       Malaysia

 

 

Summary details

 

Executive Summary

 

Date founded or registered          :   02/01/1993

Legal form                                 :   Private Company Limited By Shares

Chief executive                          :   Andre Hulsbosch

Issued & paid up capital             :   MYR 21,285,776

Sales turnover                            :   MYR 133,218,121 (Non-Consolidated 12 months, 31/12/2010)

Net income                                :   MYR 8,387,601 (Non-Consolidated 12 months, 31/12/2010)

Total fixed assets                       :   MYR 58,701,318 (Non-Consolidated 12 months, 31/12/2010)

Line of business             :   Manufacturing and sale of zinc dust paint grade and trading of ferrous and non

ferrous metals.

Staff employed                                                                        :   60 employees (Subject); 14,743 (Umicore Group)

 

 

 

Credit risk opinion

 

Company Analysis

 

Country risk                               :   Country risk is minimal

Operation trend                          :   Operational trend is progressing

Management experience :   Management is adequately experienced

Financial performance                :   Financial performance is good

Organization structure                :   Organizational structure is stable

Detrimental                    :   No detrimental records found

Payment history                                    :   No payment delays noted

Credit amount suggestion     :   USD 1,200,000

Credit amount asked                  :   Not described.

Comments                                :   Larger credit can still be considered. The Subject is well positioned in the

market and the financial stability of the group is positive.

 

 

Statutory details

 

Registry Data

 

Registration date                                   :   02/01/1993

Legal form                                            :   Private Company Limited By Shares

Registration no                                         254753-U

Registered authority                              :   Companies Commission of Malaysia

Registry status                                     :   Live/Active

Previous name                                      :   The Subject was established under the LARVIK PIGMENT (ASIA

                                                            PACIFIC) SDN. BHD. and changed to the current style on 29-10-2001.

Change of legal form                                                                                   :   None reported.

 

 

Management / directors

 

Key Management

Name                :           Andre Hulsbosch

Designation       :           Managing Director

 

Name                :           Fadzilah Rahmat

Designation       :           Financial Manager

 

 

Board of directors / other appointments

 

Appointments

 

Name                            :           Luc Georges Boutet

Designation                   :           Director

Identification no              :           08CL70810

Appointment date           :           20/03/03

Address                        :           7/208, Moo Ban Phonphet Chaeng Wattana Road Klongkluer, Parkkred

Nonthaburi 11120, Thailand

 

Name                            :           Chan Toye Ying

Designation                   :           Director and Company Secretary

Identification no              :           541214-06-5136

Appointment date           :           18/04/94

Address                        :           18, Jalan Upic

Taman Prima Ukay

53100 Saujana Melawati

Kuala Lumpur Wilayah Persekutuan Malaysia

 

Name                            :           Andre Hulsbosch

Designation                   :           Director

Identification no              :           E1655883

Appointment date           :           23/04/08

Address                        :           Block B, 20-E2, Straits View Condominium

No. 8, Jalan Permas Selatan

Bandar Baru Permas Jaya

81750 Johor Bahru Johor Darul Ehsan Malaysia

 

Name                            :           Guy W.J.C.Beke

Designation                   :           Director

Identification no              :           EG616724

Appointment date                    :                       11/01/06

Address                        :           Vuurgatstraat 12

3090 Overijse

Belgium

 

Name                            :           Lee Wai Ngan

Designation                   :           Company Secretary

Identification no              :           580814-10-6300

Appointment date           :           20/05/94

Address                        :           5-10, Block A, Shang Villa

Jalan SS 7/15

Kelana Jaya

47301 Petaling Jaya Selangor Darul Ehsan Malaysia

Staff employed               :           60 employees (Subject); 14,743 (Umicore Group)

 

Key Advisors

 

Auditors            :           PRICEWATERHOUSECOOPERS Level 10, 1 Sentral

Jalan Travers

Kuala Lumpur Sentral

50470 Kuala Lumpur

Malaysia

 

 

Share capital

 

Composition

Authorized Capital                                 :   MYR 25,000,000

No of shares                                         :   25,000,000 Ordinary Shares

Share par value                                     :   MYR 1

Issued capital                                       :   MYR 21,285,776

Paid up capital                                                                                              :   MYR 21,285,776

 

 

ownership / shareholders

 

How listed                                            :   Full List

 

Composition

Shareholder name          :   UMICORE FINANCE LUXEMBOURG S.A.

 Address                       :   65, boulevard Grande-Duchesse Charlotte

L-1331, Luxembourg

Luxembourg

No. of shares                 :   21,285,776 Ordinary Shares

% of shares                            :   100%

 

 

Related companies & corporate Affiliations

 

Structure

Name                            :   N.V. UMICORE S.A.

Affiliation type                :   Ultimate Holding Company

Address                        :   Broekstraat 31 rue du Marais

    B-1000 Brussels

   Belgium

 

Comments                                            :   Umicore SA, together with its subsidiaries, operates as a materials technology company worldwide. It operates in four segments: Catalysis, Energy Materials, Performance Materials, and Recycling.

 

The Catalysis segment engages in the production of catalysts used in automotive emission abatement systems for light-duty and heavy-duty vehicles. It also produces organic and inorganic precious-metals-based catalysts for the fine chemicals, life science, and pharmaceutical industries.

 

The Energy Materials segment produces cobalt and nickel chemical compounds used in rechargeable batteries; fine powders used in hard-metal and diamond tools; metallic compounds for ceramics and catalytic applications; germanium materials, including substrates for photovoltaics and LEDs; materials for photonics and lenses; optical assemblies for night vision applications; and metallic targets for producing ultra-thin coatings on a range of applications, including photovoltaics and displays.

 

The Performance Materials segment offers zinc roofing, and rainwater and facade systems for the construction industry; electrolytes for electronic, wear protection, and decorative applications; platinum equipment for the production of glass and platinum gauzes for fertilizer production, as well as systems for the abatement of nitrous oxide; contact, brazing, and other specialty materials for use in applications areas, such as electrical, automotive, and construction; and fine powders and oxides used in providing corrosion or UV protection properties to paints and other materials.

 

The Recycling segment treats complex waste streams containing precious and other non-ferrous metals; and produces semi-finished precious metals-based products for jewelry and industrial applications, as well as recycles scrap and residues from the jewelry industry. The company was founded in 1837 and is headquartered in Brussels, Belgium.

 

Name                            :   UMICORE FINANCE LUXEMBOURG S.A.

Affiliation type                :   Parent Company

Address                        :   65, boulevard Grande-Duchesse Charlotte

L-1331, Luxembourg

Luxembourg

 

Comments                    :   Investment holding company.

 

Name                            :   UMICORE MARKETING SERVICES AUSTRALIA PTY. LTD.

Affiliation type                :   Sister Company

Address                        :   Level 5, 606 St. Kilda Road

Melbourne, VIC 3004

Australia

 

Name                            :   UMICORE HUNAN FUHONG ZINC CHEMICALS CO., LTD.

Affiliation type                :   Sister Company

Address                        :   Changsha, Hunan Province, China

 

 

Name                :   UMICORE JUBO THIN FILM PRODUCTS (BEIJING) CO., LTD.

Affiliation type    :   Sister Company

Address            :   No.5, Xingguang the 4th Street

Tongzhou Park, Zhong Guan Cun Science Park

Tongzhou District

Beijing 101111

China

 

Name                :   UMICORE MARKETING SERVICES UK LIMITED

Affiliation type    :   Sister Company

Address            :   Four Rivers House Fentiman Walk Hertford SG14 1DB Hertfordshire, United Kingdom

 

Name                :   UMICORE USA INC. Affiliation type     :   Sister Company

Address            :   3600 Glenwood Avenue, Suite 250

Raleigh NC 27612

United States

 

Name                :   UMICORE BUILDING PRODUCTS USA INC.

Affiliation type    :   Sister Company

Address            :   3600 Glenwood Avenue, Suite 250

Raleigh NC 27612

United States

 

Name                :   UMICORE THIN FILM PRODUCTS TAIWAN CO., LTD.

Affiliation type    :   Sister Company

Address            :   No. 22, Aly. 4, Ln. 711, Bo'ai St.

Zhubei City

Hsinchu County 302

Taiwan

 

Name                :   UMICORE SPECIALTY CHEMICALS SUBIC INC.

Affiliation type    :   Sister Company

Address            :   Subic Shipyard Special Export Processing Zone

Sitio Malinta, Asinan Proper

2209 Subic Zambales

Philippines

 

Related companies and corporate affiliations comments

Other companies of the Umicore Group should be considered affiliates of the Subject.

 

 

Bank & mortgages

 

Bank Details

Name of bank    :   Malayan Banking Berhad

Address            :   Malaysia

Account details  :   Current Account

 

Name of bank    :   HSBC Bank Malaysia Berhad

Address            :   Malaysia

Account details  :   Current Account

 

Comments                                            :   It is generally not the policy of local banks to provide credit status information to non related parties, however interested parties would be advised to consult first with the Subject if banker's references are required.

Mortgages                                          

Total of Charge: 10,000,000.00

Date of Creation: 15-06-1995

Name of Chargee: MALAYAN BANKING BERHAD

Charge Status: FULLY SATISFIED

 

Total of Charge: 2,000,000.00

Date of Creation: 28-04-1997

Name of Chargee: MALAYAN BANKING BERHAD

Charge Status: FULLY SATISFIED

 

Total of Charge: 2,800,000.00

Date of Creation: 19-04-2004

Name of Chargee: MALAYAN BANKING BERHAD

Charge Status: UNSATISFIED

 

Total of Charge: 10,000,000.00

Date of Creation: 03-04-2007

Name of Chargee: HSBC BANK MALAYSIA BERHAD

Charge Status: UNSATISFIED

 

Total of Charge:18,200,000.00

Date of Creation: 29-05-2007

Name of Chargee: MALAYAN BANKING BERHAD

Charge Status: UNSATISFIED

 

Legal Fillings

Bankruptcy fillings          :   None reported.

Court judgements           :   None reported.

Tax liens                       :   None reported.

Others                          :   None reported.

 

 

financial data

 

Description

Source of financial statement                 :   Commercial Registry Filings

Financial statement date                       :   31/12/10

Type of accounts                                  :   Full audited

Currency                                              :   Malaysia, Ringgit (MYR)

Exchange rate                                      :   1 USD = MYR 3.00 as of 01-03-2012

 

 

Summarized Financial Information

Consolidation type                                                                                       :   Non Consolidated                Non Consolidated               Group Consolidated Currency                                                                                                                      :   Malaysia, Ringgit (MYR)       Malaysia, Ringgit (MYR)     Euro (EUR) Denomination                :   (x1) One                                              (x1) One                                (x1) One

Date of financial year end                                                                            :   31/12/10                             31/12/09                            31/12/11

 

Length of accounts                                                                                      :   12 months                           12 months                         12 months

 

Sale turnover / Income                                                                                 :   133,218,121                        106,215,444                       14,480,900,000

 

Profit before tax                                                                                            :   10,193,451                          20,751,280                        410,200,000

 

Net income                                                                                                   :   8,387,601                            14,744,468                        334,200,000

 

Non current assets                                                                                      :   14,133,279                          13,483,738                        1,418,500,000

 

Current assets                                                                                             :   44,568,039                          52,943,995                        2,294,600,000

 

Inventories                                                                                                    :   18,752,470                          30,316,390                        1,305,000,000

 

Total assets                                                                                                 :   58,701,318                          66,427,733                        3,713,200,000

 

Current liabilities                                                                                         :   18,451,107                          20,239,655                        1,599,900,000

 

Non current liabilities                                                                                  :   809,000                              390,000                             391,500,000

 

Total liabilities                                                                                             :   19,260,107                          20,629,655                        1,991,400,000

 

Share equity                                                                                                 :   39,441,211                          45,798,078                        1,721,700,000

 

Retained earning                                                                                         :   18,155,435                          24,512,302                        1,461,000,000

 

Comments                                           :   The non-consolidated financial information above relates to the Subject

                                                            only.

 

The group’s consolidated financial information above relates to the Subject’s Ultimate Holding Company N.V. Umicore S.A. and all its subsidiaries which include the Subject.

 

 

 

 

 

 

Operation details

 

Main activities                                    :   The Subject is engaged in manufacturing and sales of zinc dust paint grade and trading of ferrous and non ferrous metals.

 

The Subject's fine zinc powder production plant is located at Pasir Gudang, Johor, Malaysia.

 

The plant was commissioned in 1994.  It processes secondary zinc utilizing Larvik distillation technology to produce fine zinc powder primarily for anti-corrosion paint markets in Asia and the Middle East. Annual capacity of the plant is 11,000 tonnes.

 

The Subject is ultimately owned by NV UMICORE SA, headquartered in Brussels, Belgium.

 

UMICORE SA is a global materials technology group. It focuses on application areas, such as materials science, chemistry and metallurgy. The Company’s activities are centred on four business areas:

 

1) Catalysis

The segment comprises the Automotive Catalysts and Precious Metals Chemistry business units. Their activities centre on the development and production of catalyst formulations and systems that are used to abate emissions from combustion engines, as well as in chemical and life science applications.

 

2) Energy Materials

The segment comprises the Cobalt & Specialty Materials, Electro-Optic Materials and Thin Film Products business units. These units develop and produce materials that are used in energy storage (rechargeable batteries) and the production of clean energy. The refining of metals used in these applications and coming from secondary sources belongs to the scope of activity of these units.

 

3) Performance Materials

The segment comprises the Building Products, Electroplating, Platinum Engineered Materials, Technical Materials and Zinc Chemicals business units. These units develop and produce functional materials that are used in decorative, electronic, electrical, high purity glass and construction applications, mainly. The Zinc Chemicals business unit also recycles secondary zinc products to secure part of its supply requirements. The segment also includes Umicore’s shareholding in Element Six Abrasives.

 

4) Recycling

The segment consists of the business units Precious Metals Refining, Jewellery & Industrial Metals, Precious Metals Management and Battery Recycling. Their activities focus on the recycling of end-of-life products and the refining of industrial residues which contain precious and special metals.

 

 

Product & services                              :   Fine zinc powder

Ferrous and non ferrous metals

 

 

Brand                                                 :   STANDARD 5EP, STANDARD 7EP, SUPER EXTRA EP, SUPER

                                                          FINE EP

 

Purchases

International                                         :   Europe, Taiwan

 

Sales

Local                                                   :   Yes

International                                         :   Bahrain, China, Egypt, India, Indonesia, Iran, Japan, Jorden, Kuwait, Oman, Philippines, Qatar, Saudi Arabia, Singapore, Thailand, United Arab Emirates, Vietnam

 

Property & Assets

Premises                                             :   The Subject operates from premises located at the verified heading address consisting of production facilities, warehouse and administrative office.

Branches                                             :   None reported.

 

Other property                                      :   Total NBV of property, plant and equipment as of 31-12-2010 was MYR

14,133,279.

 


Summarized country risk

 

Gross Domestic Products (GDP) & Economic Overview

 

Central bank                                          :   Central Bank of Malaysia

Reserve of foreign exchange & gold         :   US$133.7 billion as of 13 January 2012

Gross domestic product - GDP               :   US$ 247.781 billion

 

GPP (Purchasing power parity)               :   442.01 billion of International dollars

 

GDP per capita - current prices               :   US$ 8,624

 

GDP - composition by sector                  :   agriculture: 9.4% industry: 40.9% services: 49.7%

 

Inflation                                                 2008: 5.4%

2009: 0.6%

2010: 1.7%

 

Unemployment                                      2008 : 3.3 %

2009 : 3.6 %

2010: 3.3 %

Public debt

(General Government gross

debt as a % GDP)                                  2008: 42.8  %

2009: 55.4 %

2010: 54.2%

 

Government bond ratings                        Standard & Poor's: A-/Stable/A-2

Moody's rating: A3

Moody's outlook: STA

 

Market value of publicly traded shares      US$ 420 billion

 

Largest companies in the country           :   CIMB Group Holdings (Banking), Sime Darby (Conglomerates), Public Bank (Banking), Maybank (Banking), Tenaga Nasional(Utilities), Petronas Chemicals, Maxis Berhad

 

Trade & Competitiveness Overview

Total exports                                         US$210.3 billion

 

Exports commodities                             electronic equipment, petroleum and liquefied natural gas, wood and

wood products, palm oil, rubber, textiles, chemicals

 

Total imports                                         US$156.2 billion

 

Imports commodities                              electronics, machinery, petroleum products, plastics, vehicles, iron and

steel products, chemicals

 

Export - major partners                           US 15.6%, Singapore 14.6%, Japan 9.1%, China 8.8%, Thailand 5%,

HongKong 4.6%

 

Import - major partners                           Japan 13%, China 12.9%, Singapore 11.5%, US 10.8%, Taiwan 5.7%,

Thailand 5.3%, South Korea 4.9%, Germany 4.6%, Indonesia 4.2%

 

FDI Inflows                                            2007: US$8,538 million

2008: US$7,318 million

2009: US$1,381 million

 

FDI Outflows                                          2007: US$11,280 million

2008: US$14,988 million

2009: US$8,038 million

 

Best countries for doing business            21 out of 183 countries

 

Global competitiveness ranking               26 (ranking by country on a basis of 133, the first is the best)

 

Country and Population Overview

Total population                                    : 28.23 million

Total area                                             : 329,847 km2

Capital                                                 :  Kuala Lumpur

Currency                                                                                                      :   Malaysia Ringgits (MYR)

Internet users as % of total population  : 57.61%

 

 

Payment history

 

Purchase Term

Local                                                    :   Prepayment, Document against payment, Credit 30-90 days

International                                          :   L/C, Document against payment, Credit 30-90 days

 

Sales Term

Local                                                    :   Prepayment, Document against payment, Credit 30-90 days

International                                          :   L/C, Document against payment, Credit 30-90 days

 

 

Trade Reference/ Payment Behaviour

 

Comments                                            :   As local and international trade references were not supplied, the Subject's payment track record history cannot be appropriately determined but based on our research, payments are believed to be met without delay.

 

 

Investigation Note

 

Sources                                               :   Interviews and material provided by the Subject

 

:   Other official and local business sources


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.49.35

UK Pound

1

Rs.78.68

Euro

1

Rs.65.63

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.