MIRA INFORM REPORT

 

 

Report Date :           

05.03.2012

 

IDENTIFICATION DETAILS

 

Name :

SEGAMAT PANEL BOARDS SDN. BHD.

 

 

Formerly Known As :

IMMEDIATE EXPANSION SDN. BHD

 

 

Registered Office :

C/O Symphony Corporatehouse Sdn Bhd Suite 6-1a, Level 6, Menara Pelangi, Jalan Kuning, Taman Pelangi, Johor Bahru , Johor Darul Takzim , Zip/Postal Code            80400

 

 

Country :

Malaysia

 

 

Financials (as on) :

30.06.2011

 

 

Date of Incorporation :

09.08.2001

 

 

Com. Reg. No.:

555843-X

 

 

Legal Form :

Private Company Limited By Shares

 

 

Line of Business :

Manufacturer of wood based thin panels (MDF and Particleboard)

 

 

No. of Employees :

200 employees

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Maximum Credit Limit :

USD 1,200,000

 

 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – September 30th, 2011

 

Country Name

Previous Rating

                   (30.06.2011)                  

Current Rating

(30.09.2011)

Malaysia

a2

a2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D


 Bottom of Form

Identification details  Bottom of Form

 

 

Verified Address

 

Subject name                :           SEGAMAT PANEL BOARDS SDN. BHD.

 

Business address          :           Plot 201, Kawasan Perindustrian

Segamat II Kawasan Perindustrian Segamat II

Mukim Pagoh

Town                             :           Segamat

Province                        :           Johor Darul Takzim

Zip/postal code              :           85000

Country                         :           Malaysia

Tel                                :           +60 7 9279989

Fax                               :           +60 7 9279969

Email                            :           inquiries@spb.com.my 

Website                                    :           www.spb.com.my 

 

Registered address        :           C/o SYMPHONY CORPORATEHOUSE SDN BHD Suite 6-1A, Level 6, Menara

Pelangi

Jalan Kuning, Taman Pelangi

Town                             :           Johor Bahru

Province                        :           Johor Darul Takzim

Zip/postal code              :           80400

Country                                                           :                       Malaysia

 

 

Summary details

 

Executive Summary

Date founded or registered          :   09/08/2001

Legal form                                 :   Private Company Limited By Shares

Chief executive                          :   Hans Peter Fitch

Issued & paid up capital             :   MYR 2,500,000

Sales turnover                            :   MYR 62,764,673 (Non-Consolidated 12 months, 30/06/2011)

Net income                                :   MYR 1,858,787 (Non-Consolidated 12 months, 30/06/2011)

Total fixed assets                       :   MYR 125,332,010 (Non-Consolidated 12 months, 30/06/2011)

Line of business             :   Manufacturer of wood based thin panels (MDF and Particleboard).

Staff employed                                                                        :   200 employees

 

 


Credit risk opinion

 

Company Analysis

Country risk                               :   Country risk is minimal

Operation trend                          :   Operational trend is leveling off

Management experience :   Management is adequately experienced

Financial performance                :   Financial performance is good

Organization structure                :   Organizational structure is stable

Detrimental                    :   No detrimental records found

Payment history                                    :   No payment delays noted

Credit amount suggestion     :   USD 1,200,000

Credit amount asked                                      :   Not described.

 

 

Statutory details

 

Registry Data

 

Registration date                                   :   09/08/2001

 

Legal form                                            :   Private Company Limited By Shares

 

Registration no                                         555843-X

 

Registered authority                              :   Companies Commission of Malaysia

 

Registry status                                     :   Live/Active

 

Previous name                                      :   The Subject was established under the name IMMEDIATE

                                                            EXPANSION SDN. BHD. and changed to the current style on 31-07-

                                                            2002.

 

Change of legal form                                                                                   :   None reported.

 

 

Management / directors

 

Key Management

Name                :           Hans Peter Fitch

Designation       :           Managing Director

 

Name                :           Sue Lim Siew Eng

Designation       :           General Manager for Administration & Sales

 

Name                :           Koichi Saito

Designation    :                       Production Manager

 

 

 


Board of directors / other appointments

 

Appointments

Name                            :           Hans Peter Fitch

Designation                   :           Director

Identification no              :           761241657

Appointment date           :           18/09/02

Address                        :           No. 41, Jalan Pelangi Pagi

Country Heights

43000 Kajang Selangor Darul Ehsan Malaysia

Biography                   :      Mr. Peter Fitch, originally from the United Kingdom, was appointed as Managing Director of Segamat Panel Boards Sdn Bhd since the company was set up in 2002. Mr. Fitch graduated with a Bachelor of Science in Process / Chemical Engineering from the University of Reading in UK in year 1983.

 

Mr. Fitch has over 15 years experience in the wood based panel business and an additional 12 years experience in the Manufacturing, Engineering and Project related business. He has worked for such prestigious international companies as Unilever, HJ Heinz and the London International Group.

 

Some of his more recent appointments have been as Manufacturing Manager for LRC (M) Sdn Bhd, Operations Manager for Takeuchi MDF, and Project Director for PTP (China).

 

Name                            :           Shigetoyo Takeuchi

Designation                   :           Director

Identification no              :           MZ0549633

Appointment date           :           18/09/02

Address                                  :                       87, Cashew Road

#06-03 Cashew Heights

Singapore 679658, Singapore

 

Name                            :           Koichi Saito

Designation                   :           Director

Identification no              :           TZ0460782(P)

Appointment date           :           15/09/05

Address                       :      No. 50, Jalan Mutiara Emas

Taman Mount Austin

81100 Johor Bahru Johor Darul Takzim Malaysia

Biography                     :    Mr. Saito Koichi, originally from Japan, was appointed as Factory Manager on 1st April 2009. Before that, he was the Manufacturing Manager of SEGAMAT PANEL BOARDS SDN. BHD. Mr. Saito graduated with the Bachelor of Science in Engineering (Kogaku-shi) from the Akita University, Japan.

 

Mr. Saito has over 26 years experience in the wood based business, manufacturing, Engineering and related industries such as 6 years Particleboard Production / QC Operator in Hitech Wood Japan; 3 years Sawmill Engineer and Factory Manager in Olympic Wood Product USA; 6 years Production Manager in Takeuchi MDF and another 6 years as Production / Factory Manager in Matak Furniture in Malaysia.

 

Name                            :           Leong Siew Foong

Designation                   :           Company Secretary

Identification no              :           671205-10-5330

Appointment date           :           30/08/06

Address                        :           No. 3, Jalan Bayam

Taman Kota Besar

81900 Kota Tinggi Johor Darul Takzim Malaysia

 

Name                            :           Shahniza Anom Binti Elias

Designation                   :           Company Secretary

Identification no              :           680929-01-5802

Appointment date           :           16/09/05

Address                        :           No. 63, Jalan Tembaga Merah 9

Taman Sri Skudai

81300 Johor Bahru Johor Darul Takzim Malaysia

Staff employed                                                :                       200 employees

 

Key Advisors

Auditors                       BDO

12th Floor, Menara Uni.Asia

1008, Jalan Sultan Ismail

50250 Kuala Lumpur

Malaysia

 

 

Share capital

 

Composition

Authorized Capital                                 :   MYR 5,000,000

No of shares                                         :   5,000,000 Ordinary Shares

Share par value                                     :   MYR 1

Issued capital                                       :   MYR 2,500,000

Paid up capital                                      :   MYR 2,500,000

 

Changed in capital                                 :   The Subject increased its share capital from MYR 100,000 to MYR

5,000,000 on 03-07-2002.

 

 

 

ownership / shareholders

 

How listed                                            :   Full List

 

Composition

Shareholder name          :   KAZO TRADING PTE. LTD.

Address                        :   Manhattan House #13-01

151 Chin Swee Road

Singapore 169876

Singapore

No. of shares                 :   2,500,000 Ordinary Shares

% of shares                            :   100%

 

 

Related companies & corporate Affiliations

 

Structure

Name                :   KAZO TRADING PTE LTD

Affiliation type    :   Parent Company

Address            :   Manhattan House #13-01

151 Chin Swee Road

Singapore 169876

Singapore

Comments        :   Importers, exporters and dealers in wood, medium density fibreboard and plywood.

 

Name                :   U. C. GRAVURE SDN. BHD.

Affiliation type    :   Sister Company

Address          :   Plot 201, Kawasan Perindustrian Segamat II,

Mukim Pogoh

85000 Segamat Johor Darul Takzim Malaysia

 

 

Bank & mortgages

 

Bank Details

Name of bank    :   Ambank (M) Berhad

Address            :   Malaysia

Account details  :   Current Account

 

Comments                                             :   It is generally not the policy of local banks to provide credit status information to non related parties, however interested parties would be advised to consult first with the Subject if banker's references are required.

 


Mortgages       

Total of Charge: 8,000,000.00

Date of Creation: 28-03-2011

Name of Chargee: AMBANK (M) BERHAD Charge Status: UNSATISFIED

 

Legal Fillings

Bankruptcy fillings          :   None reported.

Court judgements           :   None reported.

Tax liens                       :   None reported.

Others                          :   None reported.

 

 

financial data

 

Description

Source of financial statement                   :   Commercial Registry Filings

Financial statement date                         :   30/06/11

Type of accounts                                    :   Full audited

Currency                                                :   Malaysia, Ringgit (MYR)

Exchange rate                                        :   1 USD = MYR 3.00 as of 03-03-2012

 

 

Summarized Financial Information

Consolidation type                           :

Non Consolidated

Non Consolidated

Currency                                           :

Malaysia, Ringgit (MYR)

Malaysia, Ringgit (MYR)

Denomination                                   :

(x1) One

(x1) One

Date of financial year end                :

30/06/11

30/06/10

Length of accounts                           :

12 months

12 months

Sale turnover / Income                         :

62,764,673

62,134,961

Profit before tax                                  :

1,798,257

1,941,653

Net income                                        :

1,858,787

3,080,805

Non current assets                             :

111,720,879

100,406,091

Current assets                                    :

13,611,131

16,378,848

Total assets                                       :

125,332,010

116,784,939

Current liabilities                                 :

72,009,526

16,882,000

Non current liabilities                           :

6,963,929

55,497,364

Total liabilities                                    :

78,973,455

72,379,364

Share equity                                       :

46,358,555

44,405,575

Retained earning                                 :

43,858,555

41,905,575

 

 


Operation details

 

Main activities                                       :   The Subject is engaged in manufacturing of wood based thin panels such as Medium Density Fibreboard (MDF) and Particleboard.

 

The Subject was established in August 2001 and its major shareholder is Mr. Shigetoyo Takeuchi. He is the son of Mr. Hikozo Takeuchi the founder of Takeuchi MDF and the co-founder of Merbok MDF.

 

 

The Subject's factory is located at Segamat in the state of Johor and production started since 2nd April 2003.

 

 

 

Product & services                                 :   Thin Panel Medium Density Fibreboard (MDF)

Thin Panel Particleboard

Thick Panel Particleboard

Thin Paper Overlay Medium Density Fibreboard (MDF)

 

Purchases

Local                                                    :   Yes

International                                          :   Japan, China

 

Sales

Local                                                    :   Yes

International                                          :   Japan, Singapore, United Arab Emirates, Philippines, India

 

 

Property & Assets

Premises                                              :   The Subject operates from headquarters located at the verified heading address consisting of production facilities, warehouse and administrative office.

Branches                                                                                                       :   None reported.

 

 

Summarized country risk

 

Gross Domestic Products (GDP) & Economic Overview

 

Central bank                                          :   Central Bank of Malaysia

 

Reserve of foreign exchange & gold         :   US$133.7 billion as of 13 January 2012

Gross domestic product - GDP               :   US$ 247.781 billion

 

GPP (Purchasing power parity)               :   442.01 billion of International dollars

 

GDP per capita - current prices               :   US$ 8,624

 

GDP - composition by sector                  :   agriculture: 9.4% industry: 40.9% services: 49.7%

 

Inflation                                                 2008: 5.4%

2009: 0.6%

2010: 1.7%

 

Unemployment                                      2008 : 3.3 %

2009 : 3.6 %

2010: 3.3 %

Public debt

(General Government gross

debt as a % GDP)                                  2008: 42.8  %

2009: 55.4 %

2010:   54.2%

 

Government bond ratings                        Standard & Poor's: A-/Stable/A-2

Moody's rating: A3

Moody's outlook: STA

 

Market value of publicly traded shares      US$ 420 billion

 

Largest companies in the country           :   CIMB Group Holdings (Banking), Sime Darby (Conglomerates), Public Bank (Banking), Maybank (Banking), Tenaga Nasional(Utilities), Petronas Chemicals, Maxis Berhad

 

Trade & Competitiveness Overview

Total exports                                         US$210.3 billion

 

Exports commodities                             electronic equipment, petroleum and liquefied natural gas, wood and

wood products, palm oil, rubber, textiles, chemicals

 

Total imports                                         US$156.2 billion

 

Imports commodities                              electronics, machinery, petroleum products, plastics, vehicles, iron and

steel products, chemicals

 

Export - major partners                           US 15.6%, Singapore 14.6%, Japan 9.1%, China 8.8%, Thailand 5%,

HongKong 4.6%

 

Import - major partners                           Japan 13%, China 12.9%, Singapore 11.5%, US 10.8%, Taiwan 5.7%,

Thailand 5.3%, South Korea 4.9%, Germany 4.6%, Indonesia 4.2%

 

FDI Inflows                                            2007: US$8,538 million

2008: US$7,318 million

2009: US$1,381 million

 

FDI Outflows                                          2007: US$11,280 million

2008: US$14,988 million

2009: US$8,038 million

 

Best countries for doing business            21 out of 183 countries

 

Global competitiveness ranking               26 (ranking by country on a basis of 133, the first is the best)

 

Country and Population Overview

Total population                                    : 28.23 million

Total area                                             : 329,847 km2

Capital                                                 :  Kuala Lumpur

Currency                                                                                                      :   Malaysia Ringgits (MYR)

Internet users as % of total population  : 57.61%

 

 

Payment history

 

Purchase Term

International                                          :   L/C, Prepayment, Telegraphic transfer, Credit 30-90 days

 

Sales Term

Local                                                    :   Prepayment, Bank transfer, Credit 30-90 days

International                                          :   L/C, Telegraphic transfer, Credit 30-90 days

 

Trade Reference/ Payment Behaviour

Comments                                            :   As local and international trade references were not supplied, the Subject's payment track record history cannot be appropriately determined but based on our research, payments are believed to be met without delay.

 

 

Investigation Note

Sources                                               :   Interviews and material provided by the Subject

 

:   Other official and local business sources

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.49.35

UK Pound

1

Rs.78.68

Euro

1

Rs.65.63

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.