MIRA INFORM REPORT

 

 

Report Date :

05.03.2012

 

IDENTIFICATION DETAILS

 

Name :

THE WEST COAST PAPER MILLS LIMITED

 

 

Registered Office :

Post Box No. 5, Bangur Nagar, Dandeli – 581 325, Uttara Kannada District, Karnataka

 

 

Country :

India

 

 

Financials (as on) :

31.03.2011

 

 

Date of Incorporation :

25.03.1955

 

 

Com. Reg. No.:

08-1936

 

 

Capital Investment / Paid-up Capital :

Rs.775.498 Millions

 

 

CIN No.:

[Company Identification No.]

L02101KA1955PLC001936

 

 

TAN No.:

[Tax Deduction & Collection Account No.]

BLRT03385E

 

 

PAN No.:

[Permanent Account No.]

AAACT4179N

 

 

Legal Form :

A Public Limited Liability Company. The Company’s Shares are listed on stock exchange.

 

 

Line of Business :

Manufacturers of Writing, Printing and Packaging Paper.

 

 

No. of Employees :

1500 (Approximately) 

 

 

RATING & COMMENTS

 

MIRA’s Rating :

A ( 66)

 

RATING

STATUS

PROPOSED CREDIT LINE

 

 

 

 

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

Maximum Credit Limit :

USD 27000000

 

 

Status :

Good

 

 

Payment Behaviour :

Regular

 

 

Litigation :

Clear

 

 

Comments :

Subject is a well-established and reputed company having fine track. Financial position of the company appears to be sound. Trade relations are reported as fair. Business is active. Payments are reported to be regular and as per commitments.

 

The company can be considered normal for business dealings at usual trade terms and conditions.

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – September 30, 2011

 

Country Name

Previous Rating

(30.06.2011)

Current Rating

(30.09.2011)

India

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

 

 

 

 

 

 

 

 

 

 

 

LOCATIONS

 

Registered Office / Factory :

Post Box No. 5, Bangur Nagar, Dandeli – 581 325, Uttara Kannada District, Karnataka, India.

Tel. No.:

91-8284-231391/231395

Fax No.:

91-8284-231225/230443/231250/232148

E-Mail :

info@westcoastpaper.com

sales@westcoastpaper.com

co.sec@westcoastpaper.com

wcpm@westcoastpaper.com

jkmandelia@westcoastpaper.com

vsubbiah@westcoastpaper.com

vvbhatt@westcoastpaper.com

pkedia@westcoastpaper.com

sspal@westcoastpaper.com

bkbhuyan@westcoastpaper.com

pkmundra@westcoastpaper.com

Website :

http://www.westcoastpaper.com

 

 

Corporate Office :

Chandra Kiran, 4th Floor, 10-A, Kasturba Road, Bangalore - 560 001, Karnataka, India

Tel. No.:

91-80- 22231828/ 22231837/4112001/0006

Fax No.:

91-80 -22241916  / 22231838

E-Mail :

liaison.ho@westcoastpaper.com

wcpm.sale@westcoastpaper.com

wcpm.karnataka@westcoastpaper.com

 

 

Zonal Office :

Located at

·         New Delhi

·         Kolkata

·         Mumbai

·         Chennai

 

 

Factory 1 :

Telecom Cable Plant

Sudarshan Telecom, Plot No. 386/387 KIADB, Electronic City Hebbal, Industrial Area, Mysore – 570 016, Karnataka, India

Tel. No.:

91-821-2404060

Fax No.:

91-821-2404061 / 2404062

E-Mail :

sales@sudarshantelecom.com

vkbajaj@sudarshantelecom.com

pkghosh@sudarshantelecom.com

 

 

 

 

DIRECTORS

 

Name :

Mr. S. K. Bangur

Designation :

Chairman and Managing Director

Qualification:

B.Com

Date of Appointment:

01.05.2003

 

 

Name :

Mrs. Shashi Devi Bangur

Designation :

Director

 

 

Name :

Mr. P. N. Kapadia

Designation :

Director

 

 

Name :

Mr. C. K. Somany

Designation :

Director

 

 

Name :

Mr. K. L. Chandak

Designation :

Executive Director

Qualification :

B.Com., F.C.A.

Date of Appointment :

18.12.1971

 

 

Name :

Mr. R. N. Modi

Designation :

Director

  

 

Name :

Mr. Saurabh Bangur

Designation :

Director

 

 

Name :

Lt. Gen.[Retd.] Utpal Bhattacharyya

Designation :

Director

  

 

Name :

Mr. Krishna Kumar Karwa

Designation :

Director

  

 

Name :

Mr. Sanjay Kothari

Designation :

Director

 

 

Name :

Mr. M. P. Taparia

Designation :

Director

 

 

KEY EXECUTIVES

 

Name :

Mr. P K Mundra

Designation :

V P (Finance) and Company Secretary

 

 

 

Management

 

Paper and Duplex Board Division, Dandeli :-

Name :

Mr. J.K.Mandelia

Designation :

President (Corporate)

 

 

Name :

Mr. V. Subbiah

Designation :

Vice-President (Marketing)

 

 

Name :

Mr. V.V.Bhatt,

Designation :

Vice-President (Marketing)

 

 

Name :

Mr. S. S. Pal

Designation :

President (Technical)

 

 

Name :

Mr. A. Bhaskar Reddy

Designation :

President (Commercial)

 

 

Name :

Mr. B.K Bhuyan

Designation :

Vice-President (Operations)

 

 

Name :

Mr. B.H Rathi

Designation :

Vice-President (Operations)

 

 

 

Telecom Cable Division

Name :

Mr. V. Bangur

Designation :

Chief Executive Officer

 

 

Name :

Mr. P. D. Kulkarni

Designation :

Vice-President [Operations]

 

 

MAJOR SHAREHOLDERS / SHAREHOLDING PATTERN

 

As on 31.12.2011

 

Category of Shareholders

No. of Shares

Percentage of Holding

A) Shareholding of Promoter and Promoter Group

 

 

1) Indian Public

 

 

Individual / Hindu Undivided Family

5143394

8.20

Bodies Corporate

27576570

43.95

Sub Total

32719964

52.14

(2) Foreign

 

 

Total shareholding of Promoter and Promoter Group (A)

32719964

52.14

B) Public Shareholding

 

 

1) Institutions

 

 

Mutual Funds/ UTI

2810063

4.48

Financial Institutions/Banks

30550

0.05

Insurance Companies

3021611

4.82

Sub Total

5862224

9.34

Non Institutions

 

 

a) Bodies Corporate

7882295

12.56

 

 

 

Individuals-

 

 

Individuals shareholders holding nominal share capital up to Rs. 0.100 Million

12000324

19.12

Individual shareholders holding nominal share capital in excess of Rs. 0.100 Million

3741879

5.96

Any Other (Specify)

542222

0.86

Clearing Members

99575

0.16

Foreign Nationals

12050

0.02

Trusts

16531

0.03

Non Resident Indians

414066

0.66

Sub Total

24166720

38.51

Total Public shareholding (B)

3028944

47.86

Total (A)+(B)

62748908

100.000

(C) Shares held by Custodians and against which Depository Receipts have been issued

--

--

(1) Promoter and Promoter Group

--

--

(2) Public

--

--

Sub Total

--

--

Total (A)+(B)+(C)

62748908

--

 

 

BUSINESS DETAILS

 

Line of Business :

Manufacturers of Writing, Printing and Packaging Paper.

 

 

Products :

  • Writing and Printing Paper
  • Industrial Paper
  • Uncoated Paper
  • Surface size Paper
  • Speciality Paper
  • Packaging Paper
  • Coated Paper
  • Cream Wove Paper (Notebooks)
  • MG Poster Paper and Board
  • Copier Paper
  • Branded Copier
  • Maplotho Paper (Commercial Printing)
  • MG - Manila/Bristol Board
  • HL - stiffener cover paper

 

Optical fibre cable

  • Duct cable
  • Ariel fig 8 cable
  • ADSS cable
  • Armoured cable
  • CATV cable
  • Mini cable

 

Power (6 windmills)

  • MICR Cheque paper
  • Parchment paper,
  • Security paper
  • Coated Duplex board (multilayer board)

 

 

Item Code No. (ITC Code)

 

Product Description

480200.00

Uncoated Paper and Paper Boards used for Writing and Printing

480500.00

Other Uncoated Paper and Paper Boards and Paper Boards in Sheets or Rolls

900100.00

Optical Fibre Cables

 

PRODUCTION STATUS

 

As on 31.03.2011

 

Particulars

 

Unit

Installed Capacity

Actual Production

 

 

 

 

 

Paper/Paper Board and Multilayer Board

 

M.T.

320000

267005

Optical Fibre Cables

 

km.

83500

27951

JFTC

 

Ckm.

1542000

78

Control Cable

 

Ckm.

3000

251

Signal Cable

 

Ckm.

5184

--

Quad Cable

 

Ckm.

3456

--

Wind Mills

 

M.W/Kwh.

1.75

1456700

 

 

GENERAL INFORMATION

 

No. of Employees :

1500 (Approximately) 

 

 

Bankers :

·         Central Bank of India, Uttara Kannada District, Karnataka, India

·         Oriental Bank of Commerce, Uttara Kannada District, Karnataka, India

·         State Bank of Mysore,  Uttara Kannada District, Karnataka, India

·         Syndicate Bank,  Uttara Kannada District, Karnataka, India

·         Export- Import Bank of India

·         ICGI Bank Limited

·         Industrial Development Bank of India Limited

·         ICICI Bank Limited

·         Barclays Bank Plc. Mauritius

·         IDBI Bank Limited

·         Barclays Bank Plc

 

 

Facilities :

Secured Loans

Particulars

31.03.2011

31.03.2010

 

Rs. In Millions

i) 650 Nos. of 12.5% Non- Convertible secured redeemable debenture of Rs. 1.000 million each

0.000

650.000

ii) working Capital Facilities from Banks:

169.113

261.926

B) Term Loans

 

 

a) International Finance Corporation (IFC), Washington

1783.200

1795.600

b) Barclays Bank Plc. Mauritius

668.700

897.800

c) ICICI Bank Limited, Singapore – Led Syndicate

4896.086

4790.504

d) Central Bank of India

0.000

1000.000

e) State Bank of Mysore

1090.000

0.000

Total

8607.099

9395.830

 

Notes:

1. The Working Capital facilities from banks are secured by joint hypothecation of stores, spares, raw materials, stock-in-process, finished goods, book debts etc., ranking pari-passu inter-se.

 

2. Term loans from IFC, Washington, Barclays Bank Plc and ICICI Bank Limited, are secured by way of hypothecation on all movable assets both present and future and are secured by equitable mortgage of immovable assets , both present and future on pari-passu basis.

 

3. 12.5% Secured Redeemable Non-convertible Debentures and loan from Central Bank of India were secured by second charge by way of hypothecation on all movable assets, plant and machinery acquired / to be acquired under the project on pari-passu basis.

 

4. Loans from State Bank of Mysore are secured by second charge on plant and machinery acquired / to be acquired under the project whereas part of the loan amounting to Rs.440.000 Millions is also secured by hypothecation of Cenvat receivables.

 

 

Unsecured Loans

 

31.03.2011

31.03.2010

 

Rs. In Millions

Loan from Banks

2477.500

2050.000

Interest – free loan under Sales – tax Deferral Scheme

1040.039

901.314

Total

3517.539

2951.314

 

 

 

Banking Relations :

Satisfactory

 

 

Auditors :

 

Name :

·         Baltliboi and Purohit

            Chartered Accountants

 

Cost Auditors

·         Narottam L. Tola

      Chartered Accountants

 

Legal Advisor

  • Khaitan and Company

 

 

Group Companies:

·          Sudarshan Telecom, Mysore

·          Rama News Print and Papers Limited

·          The Kilkotagiri Tea and Coffee Estates Company Limited

·          The Thirumbadi Rubber Company Limited

 

 

Associates :

·         Fort Gloster Industries Limited, Kolkata (FGI)

·         Rama Newsprint and Papers Limited (RNPL)

 

 

CAPITAL STRUCTURE

 

As on 31.03.2011

 

Authorised Capital :

No. of Shares

Type

Value

Amount

150000000

Equity Shares

Rs. 2/- each

Rs. 300.000

millions

6500000

Cumulative Redeemable Non-convertible Preference shares

Rs. 100/- each

Rs. 650.000

 millions

 

Total

 

Rs. 950.000

 millions

 

Issued, Subscribed & Paid-up Capital :

No. of Shares

Type

Value

Amount

662748908

Equity Shares

Rs. 2/- each

Rs.125.498 Millions

6500000

8.5% Cumulative Redeemable Non-convertible Preference shares

Rs. 100 each

Rs. 650.000

Millions

 

Total

 

Rs.775.498 Millions

 

Note:

 

Out of the above Equity Shares-

 

1) 7500000 Shares of Rs. 2/- each fully paid were allotted as Bonus shares by capitalization of General Reserve.

 

2) Preference shares are redeemable at the end of5 years from the date of allotment i.e. 30.03.2009, however, the company redeem at anytime at its option after one year from the date of allotment.

3) Equity share warrants have been forfeited and transferred to reserves and surplus.

 

 

FINANCIAL DATA

[all figures are in Rupees Millions]

 

ABRIDGED BALANCE SHEET

                 

SOURCES OF FUNDS

 

31.03.2011

31.03.2010

31.03.2009

SHAREHOLDERS FUNDS

 

 

 

1] Share Capital

775.498

775.498

770.751

2] Share Application Money

0.000

0.000

115.000

3] Reserves & Surplus

5929.275

5237.828

4792.021

4] (Accumulated Losses)

0.000

0.000

0.000

NETWORTH

6704.773

6013.326

5677.772

LOAN FUNDS

 

 

 

1] Secured Loans

8607.099

9395.830

9442.094

2] Unsecured Loans

3517.539

2951.314

2294.412

TOTAL BORROWING

12124.638

12347.144

11736.506

DEFERRED TAX LIABILITIES

685.897

664.909

400.192

 

 

 

 

TOTAL

19515.308

19025.379

17814.470

 

 

 

 

APPLICATION OF FUNDS

 

 

 

 

 

 

 

FIXED ASSETS [Net Block]

15283.172

8056.256

2068.171

Capital work-in-progress

0.865

7468.980

11200.452

 

 

 

 

INVESTMENT

467.120

467.120

460.464

DEFERREX TAX ASSETS

0.000

0.000

0.000

 

 

 

 

CURRENT ASSETS, LOANS & ADVANCES

 

 

 

 

Inventories

2009.507
1790.554
1436.828

 

Sundry Debtors

731.595
342.417
434.045

 

Cash & Bank Balances

757.881
1165.909
2844.338

 

Other Current Assets

0.000
0.000
0.000

 

Loans & Advances

2274.673
1833.121
1432.547

Total Current Assets

5773.656
5132.001
6147.758

Less : CURRENT LIABILITIES & PROVISIONS

 
 
 

 

Sundry Creditors

1711.969
1799.305
1820.216

 

Other Current Liabilities

64.181
61.847
94.978

 

Provisions

233.355

237.826

147.181

Total Current Liabilities

2009.505
2098.978
2062.375

Net Current Assets

3764.151
3033.023
4085.383

 

 

 

 

MISCELLANEOUS EXPENSES

0.000

0.000

0.000

 

 

 

 

TOTAL

19515.308

19025.379

17814.470

 

 

PROFIT & LOSS ACCOUNT

 

 

PARTICULARS

31.03.2011

31.03.2010

31.03.2009

 

SALES

 

 

 

 

 

Income

10647.300

6239.071

6197.514

 

 

Other Income

124.848

63.224

78.827

 

 

TOTAL                                     (A)

10772.148

6302.295

6276.341

 

 

 

 

 

Less

EXPENSES

 

 

 

 

 

Raw Materials Cost

3749.128

2230.290

2318.290

 

 

Manufacturing Expenses

3592.611

1997.266

1947.067

 

 

Payments to Employees

616.572

551.761

545.268

 

 

Administrative Expenses

403.552

291.377

309.795

 

 

Variation in Stock of Finished Goods

(42.227)

57.602

(125.139)

 

 

TOTAL                                     (B)

8319.636

5128.296

4995.281

 

 

 

 

 

Less

PROFIT BEFORE INTEREST, TAX, DEPRECIATION AND AMORTISATION (A-B)      (C)

2452.512

1173.999

1281.060

 

 

 

 

 

Less

FINANCIAL EXPENSES                         (D)

560.573

121.573

77.441

 

 

 

 

 

 

PROFIT BEFORE TAX, DEPRECIATION AND AMORTISATION (C-D)                                       (E)

1891.939

1052.426

1203.619

 

 

 

 

 

Less/ Add

DEPRECIATION/ AMORTISATION                     (F)

961.055

237.705

199.028

 

 

 

 

 

 

PROFIT BEFORE TAX (E-F)                               (G)

930.884

814.721

1004.591

 

 

 

 

 

Less

TAX                                                                  (I)

30.066

267.700

99.209

 

 

 

 

 

 

PROFIT AFTER TAX (G-I)                                  (J)

900.818

547.021

905.382

 

 

 

 

 

Add

PREVIOUS YEARS’ BALANCE BROUGHT FORWARD

330.174

49.321

31.658

 

 

 

 

 

Less

APPROPRIATIONS

 

 

 

 

 

Interim Dividends on Preference Shares

55.250

55.250

0.303

 

 

Proposed Dividend on Equity Shares

125.498

125.498

125.498

 

 

Tax on Proposed Dividends

28.623

30.718

21.380

 

 

Capital Redemption Reserve Account

650.000

0.000

650.000

 

 

General Reserve

90.082

54.702

90.538

 

BALANCE CARRIED TO THE B/S

281.539

330.174

49.321

 

 

 

 

 

 

EARNINGS IN FOREIGN CURRENCY

 

 

 

 

 

Export Earnings

546.408

(208.541)

244.614

 

 

Commission Earnings

546.408

(208.541)

244.614

 

 

Other Earnings

 

 

 

 

TOTAL EARNINGS

 

 

 

 

 

 

 

 

 

Earnings Per Share (Rs.)

14.36

8.80

15.74

 

 

QUARTERLY RESULTS

 

PARTICULARS

 

30.06.2011

1st Quarter

30.09.2011

2nd Quarter

31.12.2011

3rd Quarter

Net Sales

2877.080

3422.740

3294.660

Total Expenditure

2255.790

2708.750

2822.760

PBIDT (Excl OI)

621.290

713.990

471.900

Other Income

1.730

1.120

2.560

Operating Profit

623.020

715.110

474.460

Interest

129.630

186.600

208.420

Exceptional Items

0.000

0.000

0.000

PBDT

493.390

528.510

266.040

Depreciation

250.660

571.150

571.150

Profit Before Tax

242.730

(42.640)

(305.110)

Tax

87.980

(14.660)

(88.610)

Provisions and contingencies

0.000

0.000

0.000

Profit After Tax

154.750

(27.980)

(216.500)

Extraordinary Items

0.000

0.000

0.000

Prior Period Expenses

0.000

0.000

0.000

Other Adjustments

0.000

0.000

0.000

Net Profit

154.750

(27.980)

(216.500)

 

KEY RATIOS

 

PARTICULARS

 

 

31.03.2011

31.03.2010

31.03.2009

PAT / Total Income

(%)

8.36

8.68

14.43

 

 

 

 

 

Net Profit Margin

(PBT/Sales)

(%)

8.74

12.93

16.21

 

 

 

 

 

Return on Total Assets

(PBT/Total Assets}

(%)

4.42

6.18

12.23

 

 

 

 

 

Return on Investment (ROI)

(PBT/Networth)

 

0.14

0.14

0.18

 

 

 

 

 

Debt Equity Ratio

(Total Liability/Networth)

 

2.11

2.40

2.43

 

 

 

 

 

Current Ratio

(Current Asset/Current Liability)

 

2.87

2.44

2.98

 

 

LOCAL AGENCY FURTHER INFORMATION

 

Performance

 

The working results of the Company reflect a crystallised narrative of its strong and rapid pace as well as its innate and intrinsic strength for sustained future growth. The Company has been able to register fairly satisfactory working results compared to the previous year due to expanded capacity of paper production. Teething problems associated with the operation of the equipment installed under the said expansion programme have been jointly overcome by the Company and the suppliers. The Company has been able to absorb and adapt to the hike in the costs of inputs: Raw Material, Chemicals, Coal, Furnace Oil, among others. It is to be noted that the results have been achieved in spite of the formidable odds posed by the hike in costs. It is expected that the full harvest of the expansion programme will be reaped in the course of the ensuing year for which indications are positive.

 

The Company posted gross profit of Rs. 1891.900 Millions as against Rs. 1052.400 Millions in the previous year – higher by Rs. 839.500 Millions (80%) whereas net profit also increased from Rs. 547.000 Millions to Rs. 900.800 Millions - by Rs. 353.800 Millions (65%).

 

Division-Wise Performance

 

Paper and Duplex Board Divisions

 

The production of paper, paperboard and Elemental Chlorine Free (ECF) bleached Hardwood Pulp was 2,67,005 MT (including 95,475 MT on new Paper M/c No.VI) against 1,73,638 MT in the last year, higher by 93,367 MT. The sale of paper, paperboard and ECF bleached Hardwood Pulp was 2,67,994 MT against 1,75,194 MT in the last year, higher by 92,800 MT.

 

The turnover during the year was Rs. 10796.300 Millions as against Rs. 6118.100 Millions in the previous year (both inclusive of excise duty), higher by Rs.4678.200 Millions, due to increased production/sale.

 

Excise duty on paper and paperboard increased from 4% to 5% with effect from March 1, 2011, and passed on to the market.

 

Cable Division – Mysore

 

Production and sales of optical fibre cable in terms of quantity increased during the year  to 27,951 km and 27,985 km, as against 18,003 km and 17,790 km in the previous year. Sales of optical fibre cable in terms of value, however, reduced to Rs. 277.500 Millions as against Rs. 381.300 Millions (both inclusive of excise duty) during the previous year on account of lower demand of higher sizes and stiff competition among the private telecom operators which resulted in lower sales realisation. Part of the facilities of the non-operating PIJF plant were utilized for manufacturing Control Cable. Its production and sale was 248 kms, worth Rs.12.500 Millions. Total turnover of the cable division during the year was Rs. 290.000 Millions as against Rs. 381.300 Millions (both inclusive of excise duty) during the previous year.

 

Management Discussion and Analysis

 

Overview

 

The dominant theme in the global paper industry is one of consolidation, leading to a concentration of capacity in the hands of fewer companies.

 

Countries like China and Indonesia have a per capita consumption estimated at 42kg and 23kg respectively. Developed countries like the US, Canada, Germany and the UK enjoy higher per capita consumption of 300 kg, 243 kg, 233 kg and 202 kg, respectively

 

Outlook

 

Paper division

 

The Indian paper industry is estimated to grow at a CAGR of 10.7% from 317 billion 2009-10 to Rs. 526 billion by 2014-15, catalysed by the growth in the country’s service sector. The 6,00,000 TPA copier paper market is expected to grow at 14% over the next few years. The printing and publishing industry is expected to grow at CAGR of 15% over the next few years, increasing the demand for overall paper industry.

 

Cable division

 

OFC demand is projected to grow by 20% to over 6 million FKM in the current year. The increase in the demand for OFC will be driven by the use of cable TV, roll out of broadband networks using OFC and the use of OFC for laying and expanding national long distance networks. As OFC demand increases and no major capacities are expected, the division’s performance is set to improve further. The Company has been successful in making inroads into the export market in Europe, Vietnam, Bangladesh, Egypt and Dominican Republic and focuses its efforts in this direction.

 

Diversification and new product development

 

Sudarshan Telecom set up the manufacture of PIJF copper telephone cables in 2002, unfortunately the demand started due to the focus of market presence comprises a dealership network across 38 cities in 15 states telecom operators on wireless telephony. The demand shifted towards optical fibre cables and ultimately the PIJF plant operation was suspended during 2007. During the year , the Company took a decision to restart the use of copper telephone cable infrastructure with marginal investments to manufacture control cables, railway signalling and quad cables. Accordingly, all the required balancing equipment was installed and obtained BIS approval for manufacturing control cable and approval from Railways for manufacturing of signalling and quad cables. We have started getting orders for control, signalling and quad cables. Control cable worth Rs. 1.26 crore was manufactured and sold in 2009-10 and the order worth of Rs. 4.10 crore is pending for dispatch as on March 31, 2011.

 

Company overview

 

Subject is the flagship company of the SK Bangur Group (incorporated in 1955). The Company is one of the leading integrated paper and paperboard manufacturing companies in India with an installed capacity of 3,20,000 tonnes per annum of paper. The Company manufactures the following:

 

Writing and printing paper (uncoated, surface size paper and specialty paper) and industrial paper The Company operates in various segments – paper/paperboard (including duplex board) at Dandeli and telecommunication cables at Mysore, apart from wind mills (1.75 MW) in (packaging paper).

 

Within the uncoated paper segment, the Company manufactures maplitho paper (commercial printing), MG poster

paper and board, creamwove paper (notebooks), maplitho deluxe (computer stationery), MG (Manila/Bristol board), HL (stiffener paper used by FMCG companies to support wrapping).

 

The surface size paper manufactured by the Company comprised copier paper, surface-sized papers with additives, while specialty paper comprised MICR cheque paper, parchment paper and security paper.

 

Located in Dandeli (North Karnataka), the Company’s manufacturing facilities are spread across 240 acres with the river Kali flowing close by. The Company invested in a sophisticated ECF pulp manufacturing capacity in a state-ofthe- art, fully-automated and fullyintegrated paper manufacturing line. The Company is self-sufficient in power, with thermal power generation capacity of 70.3 MW, apart from 12.84 MW multi-fuel-based power plants; there is a surplus of 20 MW which the Company can export once permission to lay a 110 KVA line is granted by the government

 

The Company’s registered office is in Dandeli, corporate office in Bangalore, and four zonal offices at Mumbai  Maharashtra), Kolkata (West Bengal), Chennai (Tamil Nadu) and New Delhi (Delhi). The Company’s well-established Tamil Nadu.

 

Contingent Liabilities not provided in respect of:

(Rs. In Millions)

Particulars

31.03.2011

31.03.2010

a) Bank Guarantee outstanding

359.966

195.810

b) Letters of credit outstanding

268.524

414.443

c) Corporate Guarantees given by the company to the bankers and Institution

1206.754

1213.242

d) Demand raised by the income tax department disputed by the company

551.865

632.269

Demand raised by sales tax department disputed by the company

3.066

3.066

e) Claims against the Company, not acknowledged as debts

210.000

0.000

 

 

Unaudited Financial Results for the Quarter Ended 31.12.2011

 

Particulars

 

Quarter Ended

Nine Month  Ended

31.12.2011

30.09.2011

31.12.2011

Unaudited

Audited

Net Sales/ Income from Operations

3284.861

3413.536

9560.538

Other Operating Income

9.804

9.203

33.943

Total Income from Operations

3294.665

3422.739

9594.481

 

 

 

 

Expenditure:

 

 

 

(Increase) /Decrease in stock

184.402

(116.466)

(303.514)

Consumption of Raw Materials

1283.835

1332.202

3704.837

Purchase of traded goods

2.421

109.111

111.532

Employees Cost

170.453

163.558

497.703

Depreciation

571.151

571.151

1713.453

Other Expenditure

1181.654

1220.340

3699.116

Total

3393.916

3279.896

9423.127

 

 

 

 

Profit from Operation before Other Income, Interest and Exceptional Items

(99.251)

142.843

171.354

Other Income

2.558

1.122

5.412

Profit before Interest and Exceptional Items

(96.693)

143.965

176.766

Interest and Finance Charges (Net)

208.422

186.600

524.650

Profit after Interest but before Exceptional Items

(305.115)

(42.635)

(347.884)

Exceptional Items

0.000

0.000

0.000

Profit before Tax

(305.115)

(42.635)

(347.884)

Tax Expense

a)       Current Tax (including FBT in previous periods)

b)       MAT Credit Entitlement

c)       Deferred Tax

 

0.000

 

 

0.000

(88.612)

 

0.000

 

 

0.000

(146.56)

 

0.000

 

 

0.000

(94.089)

Net Profit after Tax

(216.503)

(279.79)

(253.795)

Paid up Equity share capital (Face value Rs. 2 per share)

125.498

125.498

125.498

Reserves excluding Revaluation Reserves

 

 

 

Earnings Per Share

 

 

 

Basic and Diluted Eps For The Period (Not Annualised) And For The Previous Year/Period

(3.45)

(0.45)

(4.04)

 

 

 

 

Public Shareholding

 

 

 

Number Of Shares

30028944

30154044

30028944

Percentage Of Shareholding

47.86%

48.06%

47.86%

 

 

 

 

Promoters And Promoter Group Shareholding

 

 

 

Pledged/ Encumbered

 

 

 

Number Of Shares

--

--

--

Percentage Of Shares (As A % Of The Total Shareholding Of Promoter And Promoter Group)

--

--

--

Percentage Of Shares (As A % Of The Total Share Capital Of The Company)

--

--

--

 

 

 

 

Non-Encumbered

 

 

 

Number Of Shares

32719964

32594864

32719964

Percentage Of Shares (As A % Of The Total Shareholding Of Promoter And Promoter Group)

100.00

100.00

100.00

Percentage Of Shares (As A % Of The Total Share Capital Of The Company)

52.14

51.94

52.14

 

Notes:

 

·         Paper and Paper Board production was 74587 MT as against 74526 MT in the corresponding quarter of previous year.

 

·         Lower paper production on account of breakdown in power plant, reduction in sales price and increase in cost of raw material, coal, furnace oil, etc. have impacted the working results.

 

·         Notional loss of Rs.18.378 Millions on restatement of foreign currency working capital loans is charged to profit and loss account (Rs.33.010 Millions notional loss for the nine months period ended on 31.12.2011) and exchange rate variation on foreign currency project loans being Rs.1307.766 Millions as on 31.12.2011 is added to fixed assets.

 

·         Depreciation on Plant and Machinery, Effluent Treatment Plant and Roads and Drainage of Paper and Paper Board Division has been changed from SLM Method to WDV Method w.e.f. 01.04.2011 due to which depreciation is higher by Rs.320.465 Millions for the quarter and by Rs.961.394 Millions for the nine months period ended on 31-12-2011.

 

·         The Telecommunication Cables Revenue, Profit/Loss and Assets are less than 10% of combined results for all the reported periods, hence segment reporting as per Accounting Standard-17 issued by The Institute of Chartered Accountants of India is not applicable.

 

·         The company has received and resolved 2 investor complaints during the quarter ended 31st December 2011. No complaints were pending at the beginning and end of the quarter.

 

·         The above financial results have been reviewed by the Audit Committee and approved by the Board of Directors at their meeting held on 14th February 2012.

 

·         The Statutory Auditors have carried out a "Limited Review" of the above results.

 

·         The figures of the previous period have been regrouped wherever necessary.

 

 Fixed Assets:

 

·         Leasehold Land

·         Freehold Land

·         Factory Building

·         Non-factory Building

·         Roads and Drainage

·         Effluent Treatment Plant

·         Construction Machinery and Equipments

·         Water Treatment Plant

·         Electric Installations

·         Fire Fighting Equipments

·         Furniture, Fittings and Air Conditioners

·         Office Equipments

·         Truck and Vehicles

·         Plant and Machinery

·          

CMT REPORT (Corruption, Money Laundering & Terrorism]

 

The Public Notice information has been collected from various sources including but not limited to: The Courts, India Prisons Service, Interpol, etc.

 

1]         INFORMATION ON DESIGNATED PARTY

No records exist designating subject or any of its beneficial owners, controlling shareholders or senior officers as terrorist or terrorist organization or whom notice had been received that all financial transactions involving their assets have been blocked or convicted, found guilty or against whom a judgement or order had been entered in a proceedings for violating money-laundering, anti-corruption or bribery or international economic or anti-terrorism sanction laws or whose assets were seized, blocked, frozen or ordered forfeited for violation of money laundering or international anti-terrorism laws.

 

2]         Court Declaration :

No records exist to suggest that subject is or was the subject of any formal or informal allegations, prosecutions or other official proceeding for making any prohibited payments or other improper payments to government officials for engaging in prohibited transactions or with designated parties.

 

3]         Asset Declaration :

No records exist to suggest that the property or assets of the subject are derived from criminal conduct or a prohibited transaction.

 

4]         Record on Financial Crime :

            Charges or conviction registered against subject:                                                  None

 

5]         Records on Violation of Anti-Corruption Laws :

            Charges or investigation registered against subject:                                                          None

 

6]         Records on Int’l Anti-Money Laundering Laws/Standards :

            Charges or investigation registered against subject:                                                          None

 

7]         Criminal Records

No available information exist that suggest that subject or any of its principals have been formally charged or convicted by a competent governmental authority for any financial crime or under any formal investigation by a competent government authority for any violation of anti-corruption laws or international anti-money laundering laws or standard.

 

8]         Affiliation with Government :

No record exists to suggest that any director or indirect owners, controlling shareholders, director, officer or employee of the company is a government official or a family member or close business associate of a Government official.

 

9]         Compensation Package :

The market survey revealed that the amount of compensation sought by the subject is fair and reasonable and comparable to compensation paid to others for similar services.

 

10]        Press Report :

            No press reports / filings exists on the subject.

 

 


 

CORPORATE GOVERNANCE

 

MIRA INFORM as part of its Due Diligence do provide comments on Corporate Governance to identify management and governance. These factors often have been predictive and in some cases have created vulnerabilities to credit deterioration.

 

The Governance Assessment focuses principally on the interactions between a company’s management, its Board of Directors, Shareholders and other financial stakeholders.

 

 

CONTRAVENTION

 

Subject is not known to have contravened any existing local laws, regulations or policies that prohibit, restrict or otherwise affect the terms and conditions that could be included in the agreement with the subject.

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.49.35

UK Pound

1

Rs.78.68

Euro

1

Rs.65.63

 

 


 

SCORE & RATING EXPLANATIONS

 

SCORE FACTORS

 

RANGE

POINTS

HISTORY

1~10

6

PAID-UP CAPITAL

1~10

7

OPERATING SCALE

1~10

7

FINANCIAL CONDITION

 

 

--BUSINESS SCALE

1~10

8

--PROFITABILIRY

1~10

8

--LIQUIDITY

1~10

8

--LEVERAGE

1~10

7

--RESERVES

1~10

8

--CREDIT LINES

1~10

7

--MARGINS

-5~5

--

DEMERIT POINTS

 

 

--BANK CHARGES

YES/NO

YES

--LITIGATION

YES/NO

NO

--OTHER ADVERSE INFORMATION

YES/NO

NO

MERIT POINTS

 

 

--SOLE DISTRIBUTORSHIP

YES/NO

NO

--EXPORT ACTIVITIES

YES/NO

YES

--AFFILIATION

YES/NO

YES

--LISTED

YES/NO

YES

--OTHER MERIT FACTORS

YES/NO

YES

TOTAL

 

66

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

 


 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Unfavourable & favourable factors carry similar weight in credit consideration. Capability to overcome financial difficulties seems comparatively below average/normal.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

-

NB

                                       New Business

-

 

 

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.