MIRA INFORM REPORT

 

 

Report Date :           

06.03.2012

 

IDENTIFICATION DETAILS

 

Name :

GRAMEEN KNITWEAR LIMITED

 

 

Registered Office :

Grameen Bank Complex, Mirpur-2, Dhaka-1216

 

 

Country :

Bangladesh

 

 

Date of Incorporation :

05.11.1997

 

 

Com. Reg. No.:

C-34208

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

Manufacturer & Exporter of Ready-Made Garments

 

 

No. of Employees :

2600

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Maximum Credit Limit :

US$ 26,000.00

Status :

Satisfactory

Payment Behaviour :

No Complaints

Litigation :

Clear

 

 

NOTES:

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – September 30th, 2011

 

Country Name

Previous Rating

                   (30.06.2011)                  

Current Rating

(30.09.2011)

Bangladesh

b1

b1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


COMPANY DETAILS

 

Name

Grameen Knitwear Limited

Address

Plot No.-102, 103, 126 & 127, Dhaka Export Processing Zone (Ext-II), Ganakbari, Savar, Dhaka

Country

Bangladesh

Telephone No

880-2-7789189, 7789293-4

Fax No

880-2-7789296

E-Mail

anwar@grameenknit.com

Website

www.grameenknitwear.com

Established

November 1997

Commercial Production From

December 1999

Company Registration No

C-34208

Registration date

5th November 1997

Legal Status

Private Limited

Issuing Authority

The Registrar of Joint Stock Companies & Firms, Dhaka

Business Type

Manufacturer & Exporter

Status

Satisfactory

Payment Behavior

No complaints have been heard regarding payments 

from local suppliers or banks.

 

 

LOCATIONS

 

Head Office

Grameen Bank Complex, Mirpur-2, Dhaka-1216,  Bangladesh

 

Location: owned

Area: 2500 Sq.fts

Telephone No

880-2-8054034

Fax No

880-2-8050395

E-Mail

gknit@grameen.com  / ganitcs@grameen.com

Website

www.grameenknitwear.com

Branch

NIL

Factory

Plot No.-102, 103, 126 & 127, Dhaka Export Processing Zone (Ext-II), Ganakbari, Savar, Dhaka

Factory Telephone No

880-2-7789189, 7789293-4

Factory Fax No

880-2-7789296

Warehouse

Plot No.-102, 103, 126 & 127, Dhaka Export Processing Zone (Ext-II), Ganakbari, Savar, Dhaka

 

 

DIRECTORS

 

Name

Dr. Muhammad Yunus

Designation

Chairman

Nationality

Bangladeshi

 

 

Name

Mr. Mohammad Ashraful Hassan

Designation

Managing Director

Nationality

Bangladeshi

 

 

Name

Mr. M Sahajahan

Designation

Director

Nationality

Bangladeshi

 

 

Name

Mr. Imamful Sultan

Designation

Director

Nationality

Bangladeshi

 

 

Name

Mrs. Nurjahan Begum

Designation

Director

Nationality

Bangladeshi

 

 

Name

Mr. Sheikh Abdud Daiyan

Designation

Director

Nationality

Bangladeshi

 

 

Name

Mr. S. M. Shamim Anowar

Designation

Director

Nationality

Bangladeshi

 

 

Name

Mr. Mohammad Emdadul Haque

Designation

Director

Nationality

Bangladeshi

 

 

Name

Mr. Gulam Mustafa

Designation

Director

 

 

SHAREHOLDERS

 

Name

Grameen Kalyan

Share Percent

50%

Country

Bangladesh

 

 

Name

Grameen Fund

Share Percent

50%

Country

Bangladesh

 

 

BUSINESS DETAILS

 

Line of Business

Manufacturer & Exporter

Items Dealing In

Ready-Made Garments

Terms of Purchase

Local: Cash or Credit

Import: Against L/C

Terms of Sale

Export: Against L/C

 

 

BANKERS

 

Name

National Bank Limited

Branch

Mirpur Branch

Address

Plot # 4, Block # KA, Section # 6, Mirpur Main Road No. 1 Dhaka

SWIFT

NBLBBDDH

 

 

Name

South East Bank

Branch

Dhaka

 

 

FINANCIAL INFORMATION

 

Year

2011

2010

 

2009

Investment

Tk.38 million

Tk.38 million

Tk.36 million

Turnover

Tk.360.6 million

Tk.360 million

Tk.357 million

Liability

NIL

NIL

NIL

Assets

Tk.47 million

Tk.47 million

Tk.44 million

 

 

CAPITAL STRUCTURE

 

Authorized Capital

Tk.30 million

Paid Up Capital

Tk.2 million

Each Share Value

Tk.100.00

 

 

EXCHANGE RATE

 

Currency

Unit

Bangladeshi Taka (BDT)

 

Great Britain Pound

1

130.3052

U.S Dollar

1

81.8500

European Euro

1

109.0897

 

 

ADVERSE DATA MONITORING

 

Dishonored Checks

No Found

Debt

No Records Found

Litigation

No Records Found

Performance Defaults

No Records Found

Adverse Press Coverage

No Records Found

Money Laundering

No Records Found

 


MAXIMUM RECOMMENDED CREDIT

 

Amount

Based On

US$ 26,000.00

90 Days

 

 

Information Parted By:

 

Name               : Mr. Salim Bahadur

Designation     : CFO/ CS

Mobile No.       : 00880-2-8054034

Date                 : 03.03.2012

 

 

GENERAL INFORMATION

 

Employees

2600

Office Area (Sq. Ft)

2,500 sq.ft (rented)

Factory Area (Sq. Ft)

44,000 sq.ft (rented)

Warehouse Area (Sq. Ft)

7,000  sq.ft.(rented)

Range of Products

4 T-shirt

4 Polo shirt

4 Sweat-shirt

4 Golf-shirt

4 Tank tops

4 Children wear

4 Jogging suits

4 Runners pant

4 Skirolly

4 Functional wear

4 Fashion dresses

4 Under garments

4 Sports wear

Export Market

4 A W ATHLETIC

4 BLUE MOTION

4 CECELIA CLASSIC

4 CRAFT

4 CRANE SPORTS

4 GRIZZLY

4 HARVEST

4 LAURA STEIN

4 MARCEL CLAIR

4 MEDICO

4 NEW CONCEPT

4 NEW WAVE

4 PRINTER

4 UMBRO

4 SLAZENGER

4 PIERRE CARDIN

4 GEORGIO ARMANI

4 CLIQUE

4 CRAFT

4 DAD

4 TEXAS BULL

4 JINGHAM

4 PROJOB

4 MAC 1

4 POCOPIANO

Export Country

Europe

Fabrics & Accessories

4 Hong Kong

4 China

4 Thailand

4 Local Sources

4 Pakistan

4 India

Certifications

NIL

Group Name

4 Grameen Family of Organizations 

Subsidiaries / Affiliates

4 Grameen Bank

4 Grameen Trust

4 Grameen Fund

4 Grameen Telecom

4 Grameen Phone

4 Grameen CyberNet

4 Grameen Solutions Limited

4 Grameen Communications

4 Grameen Fisheries and Livestock Foundation

4 Grameen Shikkha

4 Grameen Byabosa Bikash

4 Grameen Danone Foods

4 Grameen America

Member

4 Bangladesh Knitwear Manufacturers & Exporters Association,    

    Dhaka

4 Dhaka Chamber of Commerce & Industries, Dhaka

Auditor

Sudabashi Choudhary & Company

Chartered accountant

 


FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.49.79

UK Pound

1

Rs.78.79

Euro

1

Rs.65.73

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.