MIRA INFORM REPORT

 

 

Report Date :           

06.03.2012

 

IDENTIFICATION DETAILS

 

Name :

SIATEX S.R.L.

 

 

Registered Office :

Via Spadini, 31

50047- Prato (PO) 

 

 

Country :

Italy

 

 

Financials (as on) :

31.12.2010

 

 

Date of Incorporation :

25.07.1990

 

 

Com. Reg. No.:

PO005-17118 since 19/02/1996

 

 

Legal Form :

Limited Liability Company

 

 

Line of Business :

Wholesale of machinery for the textile industry and sewing and knitting machines

 

 

No. of Employees :

06 to 10 employee

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Maximum Credit Limit :

120.000 Eur

 

 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

 

NOTES:

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – September 30th, 2011

 

Country Name

Previous Rating

                   (30.06.2011)                  

Current Rating

(30.09.2011)

Italy

a2

a2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


Company name & address  

 

Siatex S.r.l.

 

Via Spadini, 31

 

50047 - Prato (PO) -IT-

 

 

Summary

 

Fiscal Code

:

01575340979

Legal Form

:

Limited liability company

start of Activities

:

25/07/1990

Equity

:

500.000 Eur

Turnover Range

:

2.250.000/3.000.000 Eur

Number of Employees

:

from 6 to 10

 

 

 

 

 

Credit Analysis

 

Credit Opinion

:

120.000 - Eur

 

Activity

 

 

Wholesale of machinery for the textile industry and sewing and knitting machines

 

Legal Data

 

Legal Form : Limited liability company

Fiscal Code : 01575340979

 

Foreign Trade Reg. no. : 39250

 

Foreign Trade Reg. no. : PO012877 since 19/02/1992

 

Foreign Trade Reg. no. : 012877 of Prato since 19/02/1992

 

Chamber of Commerce no. : 182950 of Biella

 

Chamber of Commerce no. : 429363 of Firenze

 

Chamber of Commerce no. : 1758799 of Milano

 

Chamber of Commerce no. : 429363 of Prato since 31/10/1990

 

Firms' Register : PO005-17118 since 19/02/1996

 

V.A.T. Code : 01575340979

 

Tribunal Co. Register : 17118 of Prato

 

Foundation date

: 25/07/1990

Establishment date

: 25/07/1990

Start of Activities

: 25/07/1990

Legal duration

: 31/12/2050

Nominal Capital

: 80.000

Eur

Subscribed Capital

: 80.000

Eur

Paid up Capital

: 80.000

Eur

 

Members

 

 

Piani

Franco

 

 

 

Born in Firenze

(FI)

on 14/12/1955

- Fiscal Code : PNIFNC55T14D612Y

 

 

 

Residence :

Via

Salvemini

, 35

- 59100

Prato

(PO)

- IT -

 

Position

Since

Shares Amount

% Ownership

Sole Director

03/03/2008

 

 

 

 

No Protests registered

 

Companies connected to members *


*checkings have been performed on a national scale.

 

In this module are listed the companies in which members hold or have holded positions.

 

 

PIANI

FRANCO

 

Firm's Style

Seat

Fiscal Code

Position

Position Status

Firm's Status

FLASH S.R.L.

Prato (PO) - IT -

01970830970

Sole Director

Active

Registered

MARIVAN S.R.L.

- -

01853080974

Board Chairman

Withdrawn

Registered

OFFICINA MECCANICA BOGANI E PAOLETTI DI PIANI FRANCO E MASSIMO S.N.C.

Prato (PO) - IT -

00502850480

Partner

Withdrawn

Ceased

T.M.A. ITALY S.R.L. IN LIQUIDAZIONE

Lainate (MI) - IT -

04096120961

Liquidator

Withdrawn

Registered

TEXFIM S.R.L.

Prato (PO) - IT -

00504180977

Managing Director

Withdrawn

Registered

TEXTRADE S.R.L.

Prato (PO) - IT -

01773110976

Sole Director

Withdrawn

Registered

TEXTRADE S.R.L.

Prato (PO) - IT -

01773110976

Managing Director

Withdrawn

Registered

 

The indication "REGISTERED" as Firm Status could refer to Firms in Liquidation, Active, Inactive, etc.

For more information, in this case, we advise to request further investigations.

 

Capital Shareholders

 

Shareholders' list as at date of data collection:

 

Firm's Style / Name

Seat / Residence

Fiscal Code

Owned Shares

% Ownership

Piani Franco

Prato - IT -

PNIFNC55T14D612Y

280.000 .Eur

80,00

Muscari Tomajoli Alessandra

Prato - IT -

MSCLSN58S60E202B

70.000 .Eur

20,00

 

Direct Participations

 

The Company under review has participations in the following Companies:

 

Firm's Style

Seat

Fiscal Code

Owned Shares Amount

% Ownership

since

until

Share Status

Flash S.r.l.

Prato - IT -

01970830970

27.000 .Eur

45,00

 

 

Active

 

Firm's location and structure

 

In order to carry out its activities the firm uses the following locations:

 

-

Legal and operative seat

 

since 25/07/1990

 

 

 

 

 

Via

Spadini

, 31

- 50047

- Prato

(PO)

- IT -

 

 

 

 

PHONE

: 0574/625179

 

-

Branch

(Warehouse )

since 01/09/2008

 

 

 

 

 

Via

Buricchi

, 21

- 50049

- Vaiano

(PO)

- IT -

 

 

 

 

Employees

: 5

 

 

 

 

Assistants

: 2

 

Fittings and Equipment for a value of 23.000

Eur

 

Stocks for a value of 690.000

Eur

 

 

The firm operates abroad as importer / exporter. .

To purchase foreign products the firm uses the following channels :

- direct orders to foreign companies

Export represents from 20% to 50% of the global turnover.

Products abroad are placed by :

- direct orders from foreign companies

Historical Information and/or Firm's Status

 

CHANGES TO THE LEGAL FORM:

 

Former legal form

New legal form

Changement Date

Limited liability company

Joint stock company

17/06/1998

 

EX-MEMBERS / EX-POSITIONS:

 

 

Matossi L'Orsa

Arturo

 

 

 

Born in SUSA

on 17/04/1938

- Fiscal Code : MTSRTR38D17L013B

 

 

 

Residence :

MAISTRA

, 16/C

SILVAPLANA

- IT -

 

Ex-Postions

Chairman

Board Chairman

 

 

Piani

Franco

 

 

 

Born in Firenze

on 14/12/1955

- Fiscal Code : PNIFNC55T14D612Y

 

 

 

Residence :

Via

Salvemini

, 35

- 59100

Prato

(PO)

- IT -

 

Ex-Postions

Managing Director

Managing Director

Board Chairman

 

 

Piani

Massimo

 

 

 

Born in Firenze

on 19/12/1968

- Fiscal Code : PNIMSM68T19D612Y

 

 

 

Residence :

Via

Fra' Diamante

, 7

- 59100

Prato

(PO)

- IT -

 

Ex-Postions

Director

Managing Director

 

 

Camerini

Luigi Arideo

 

 

 

Born in SIRMIONE

on 23/07/1948

- Fiscal Code : CMRLRD48L23I633G

 

 

 

Residence :

Via

MONTECATINI

, 13

- 20100

Milano

(MI)

- IT -

 

Ex-Postions

Director

 

 

Heusser

Aldo Alberto

 

 

 

Born in Luzern

on 22/11/1934

- Fiscal Code : HSSLLB34S22Z133Y

 

Ex-Postions

Director

 

 

Storai

Daniela

 

 

 

Born in Vernio

on 26/08/1955

- Fiscal Code : STRDNL55M66L775W

 

 

 

Residence :

Via

B. Ciari

, 1

- 50047

Prato

(PO)

- IT -

 

Ex-Postions

Attorney with special power

 

 

Barni

Stefano

 

 

 

Born in Prato

on 01/04/1959

- Fiscal Code : BRNSFN59D01G999L

 

 

 

Residence :

Via

F.lli Giachetti

, 12

- 59100

Prato

(PO)

- IT -

 

Ex-Postions

Chairman of the Board of Aud.

 

 

MARCHI

ALDO

 

 

 

Born in PRATO

on 06/06/1954

- Fiscal Code : MRCLDA54H06G999I

 

 

 

Residence :

Via

NARDI

, 1

- 59100

Prato

(PO)

- IT -

 

Ex-Postions

Temporary Auditor

 

 

Becheri

Alessandro

 

 

 

Born in Prato

on 22/10/1963

- Fiscal Code : BCHLSN63R22G999P

 

 

 

Residence :

Via

G. Dolci

, 10

- 59100

Prato

(PO)

- IT -

 

Ex-Postions

Permanent Auditor

 

 

Falconi

Francesco

 

 

 

Born in Prato

on 13/06/1969

- Fiscal Code : FLCFNC69H13G999G

 

 

 

Residence :

Via

Modigliani

, 7

- 59021

Vaiano

(PO)

- IT -

 

Ex-Postions

Permanent Auditor

 

 

MARCHI

MARIO

 

 

 

Born in PRATO

on 16/09/1948

- Fiscal Code : MRCMRA48P16G999X

 

 

 

Residence :

Piazza

TONINI

, 5

- 55042

Forte dei Marmi

(LU)

- IT -

 

Ex-Postions

Temporary Auditor

 

 

ANICHINI

FABIANO

 

 

 

Born in PRATO

on 31/05/1963

- Fiscal Code : NCHFBN63E31G999O

 

 

 

Residence :

Via

ARRIGO DEL RIGO

, 20

- 59100

Prato

(PO)

- IT -

 

Ex-Postions

Attorney with special power

 

CEASINGS/INCORPORATIONS/MERGES:

 

 

Project of merging by taking over of

 

 

 

TEXFIM S.R.L.

 

 

 

Via

Pollative

, 125 D/E

, 59100

, Prato

(PO)

- IT -

 

 

 

Fiscal Code: 00504180977

 

 

 

Date

Merging/splitting-up project :

12/11/2007

 

 

The firm absorbed by merging of

 

 

 

TEXFIM S.R.L.

 

 

 

Via

Pollative

, 125 D/E

, 59100

, Prato

(PO)

- IT -

 

 

 

Fiscal Code: 00504180977

 

 

 

Date

:

31/01/2008

 

Protests

 

Protests checking on the subject firm has given a negative result.

 

 

Data Base Prejudicial Events Search

 

Search performed on a National Scale

 

 

 

Prejudicial Events Search Result: NEGATIVE

 

Search performed on a specialized data base.

 

Legal Procedures

 

None reported, standing to the latest received edition of the Official Publications.

 

Financial and Economical Analysis

 

Company's starting of activities dates back to 1990.

The analysis is based on the latest 3 balance sheets.

Under the financial profile unstable results are noted. with a loss in the last financial year. In the last financial year an increase in the turnover has been registered (+14,16%).

The operating result in 2010 was positive (4,64%) and reflects the field's average.

The amount of the operating result for the year 2010 is of Eur. 176.103 on stable levels if compared to the previous year.

A gross operating margine for a value of Eur. 231.214 was reached. with no sensible increase as against 2009.

The financial status of the company is fairly balanced with an indebtedness level of 3,3 but with an increase as against the previous accounting period.

The equity capital is equal to Eur. 490.361 , recording a -38,94% decrease.

During the last financial year total debts volume reached Eur. 2.961.299 (Eur. 1.183.991 were m/l term ones) with a growth equal to 20,16%.

Available funds are good.

The financial management generated a negative cash flow (Eur. -257.679).

Labour cost expenses amount to Eur. 155.166 , representing 6,17% on the total of production costs. , with a 6% incidence on turnover.

The incidence percentage of financial charges on sales volume is equal to -3,64%.



Financial Data

 

 

 

Complete balance-sheet for the year

31/12/2010

(in Eur

x 1 )

 

Item Type

Value

Sales

2.586.107

Profit (Loss) for the period

-312.790

 

 

 

Complete balance-sheet for the year

31/12/2009

(in Eur

x 1 )

 

Item Type

Value

Sales

2.265.170

Profit (Loss) for the period

12.352

 

 

 

Complete balance-sheet for the year

31/12/2008

(in Eur

x 1 )

 

Item Type

Value

Sales

2.478.928

Profit (Loss) for the period

19.738

 

 

 

Complete balance-sheet for the year

31/12/2007

(in Eur

x 1 )

 

Item Type

Value

Sales

1.737.109

Profit (Loss) for the period

-175.140

 

 

 

Complete balance-sheet for the year

31/12/2006

(in Eur

x 1 )

 

Item Type

Value

Sales

6.709.986

Profit (Loss) for the period

-66.613

 

Balance Sheets

 

From our constant monitoring of the relevant Public Administration offices, no more recent balance sheets result to have been filed.

 

- Balance Sheet as at 31/12/2010 - 12 Mesi - Currency: Eur - Amounts x 1

 

- Balance Sheet as at 31/12/2009 - 12 Mesi - Currency: Eur - Amounts x 1

 

- Balance Sheet as at 31/12/2008 - 12 Mesi - Currency: Eur - Amounts x 1

 

Years

2010

2009

2008

BALANCE SHEET ACCOUNTS

 

ASSETS

 

 

 

CREDITS VS PARTNERS

 

 

 

. Deposits not yet withdrawn

 

 

 

. Deposits already withdrawn

 

 

 

Total credits vs partners

 

 

 

FIXED ASSETS

 

 

 

. INTANGIBLE FIXED ASSETS

 

 

 

. . Start-up and expansion expenses

 

 

 

. . Research,develop. and advert.expens.

 

 

 

. . Industrial patent rights

 

 

 

. . Concessions,licenses,trademarks,etc.

 

 

 

. . Goodwill

 

 

 

. . Assets in formation and advance paymen.

 

 

 

. . Other intangible fixed assets

 

 

 

. Total Intangible Fixed Assets

51.341

58.335

63.706

. TANGIBLE FIXED ASSETS

 

 

 

. . Real estate

 

 

 

. . Plant and machinery

 

 

 

. . Industrial and commercial equipment

 

 

 

. . Other assets

 

 

 

. . Assets under construction and advances

 

 

 

. Total Tangible fixed assets

1.562.162

1.568.115

1.629.071

. FINANCIAL FIXED ASSETS

 

 

 

. . Equity investments

 

 

 

. . . Equity invest. in subsidiary companies

 

 

 

. . . Equity invest. in associated companies

 

 

 

. . . Equity invest. in holding companies

 

 

 

. . . Equity invest. in other companies

 

 

 

. . Financial receivables

51.923

65.738

 

. . . . Within 12 months

 

 

 

. . . . Beyond 12 months

 

 

 

. . . Receivab due from subsidiaries

 

 

 

. . . . Within 12 months

 

 

 

. . . . Beyond 12 months

 

 

 

. . . Receivables due from assoc.comp.

 

 

 

. . . . Within 12 months

 

 

 

. . . . Beyond 12 months

 

 

 

. . . Receivables due from holding comp.

 

 

 

. . . . Within 12 months

 

 

 

. . . . Beyond 12 months

 

 

 

. . . Receivables due from third parties

 

 

 

. . . . Within 12 months

 

 

 

. . . . Beyond 12 months

 

 

 

. . Other securities

 

 

 

. . Own shares

 

 

 

. . . Total nominal value

 

 

 

. Total financial fixed assets

196.913

196.913

196.313

Total fixed assets

1.810.416

1.823.363

1.889.090

CURRENT ASSETS

 

 

 

. INVENTORIES

 

 

 

. . Raw materials and other consumables

 

 

 

. . Work in progress and semimanufactured

 

 

 

. . Work in progress on order

 

 

 

. . Finished goods

 

 

 

. . Advance payments

 

 

 

. Total Inventories

693.999

813.683

955.483

. CREDITS NOT HELD AS FIXED ASSETS

 

 

 

. . Within 12 months

596.615

465.833

473.030

. . Beyond 12 months

458.814

458.814

708.814

. . Trade receivables

 

 

1.077.934

. . . . Within 12 months

 

 

369.120

. . . . Beyond 12 months

 

 

708.814

. . Receivables due from subsid. comp.

 

 

 

. . . . Within 12 months

 

 

 

. . . . Beyond 12 months

 

 

 

. . Receivables due from assoc. comp.

 

 

 

. . . . Within 12 months

 

 

 

. . . . Beyond 12 months

 

 

 

. . Receivables due from holding comp.

 

 

 

. . . . Within 12 months

 

 

 

. . . . Beyond 12 months

 

 

 

. . Fiscal Receivables

 

 

25.726

. . . . Within 12 months

 

 

25.726

. . . . Beyond 12 months

 

 

 

. . Receivables for anticipated taxes

 

 

 

. . . . Within 12 months

 

 

 

. . . . Beyond 12 months

 

 

 

. . Receivables due from third parties

 

 

78.184

. . . . Within 12 months

 

 

78.184

. . . . Beyond 12 months

 

 

 

. Total Credits not held as fixed assets

1.055.429

924.647

1.181.844

. FINANCIAL ASSETS

 

 

 

. . Equity invest. in subsidiary comp.

 

 

 

. . Equity invest. in associated companies

 

 

 

. . Equity invest. in holding companies

 

 

 

. . Other equity investments

 

 

 

. . Own shares

 

 

 

. . . Total nominale value

 

 

 

. . Other securities

 

 

 

. Total Financial Assets

 

 

 

. LIQUID FUNDS

 

 

 

. . Bank and post office deposits

 

 

 

. . Checks

 

 

 

. . Banknotes and coins

 

 

 

. Total Liquid funds

157.629

38.088

12.288

Total current assets

1.907.057

1.776.418

2.149.615

ADJUSTMENT ACCOUNTS

 

 

 

. Discount on loans

 

 

 

. Other adjustment accounts

74.663

56.339

94.623

Total adjustments accounts

74.663

56.339

94.623

TOTAL ASSETS

3.792.136

3.656.120

4.133.328

 

 

 

 

LIABILITIES

 

 

 

STOCKHOLDERS' EQUITY

 

 

 

. Capital stock

80.000

80.000

80.000

. Additional paid-in capital

 

 

 

. Revaluation reserves

669.776

669.776

669.776

. Legal reserve

2.993

2.375

1.387

. Reserve for Own shares

 

 

 

. Statute reserves

 

 

 

. Other reserves

50.382

38.650

19.903

. Accumulated Profits (Losses)

 

 

 

. Profit( loss) of the year

-312.790

12.352

19.738

. Advances on dividends

 

 

 

. Partial loss of the year Coverage

 

 

 

Total Stockholders'Equity

490.361

803.153

790.804

RESERVES FOR RISKS AND CHARGES

 

 

 

. . Reserve for employee termination indem.

 

 

 

. . Taxation fund, also differed

 

 

 

. . Other funds

 

 

 

Total Reserves for Risks and Charges

301.977

312.100

309.310

Employee termination indemnities

38.499

64.411

57.514

ACCOUNTS PAYABLE

 

 

 

. . . . Within 12 months

1.777.308

1.342.516

1.566.445

. . . . Beyond 12 months

1.183.991

1.121.936

1.379.555

. . Bonds

 

 

 

. . . . Within 12 months

 

 

 

. . . . Beyond 12 months

 

 

 

. . Convertible bonds repayable

 

 

 

. . . . Within 12 months

 

 

 

. . . . Beyond 12 months

 

 

 

. . Due to shareholders for financing

 

 

 

. . . . Within 12 months

 

 

 

. . . . Beyond 12 months

 

 

 

. . Due to banks

 

 

1.779.376

. . . . Within 12 months

 

 

898.376

. . . . Beyond 12 months

 

 

881.000

. . Due to other providers of finance

 

 

398.555

. . . . Within 12 months

 

 

 

. . . . Beyond 12 months

 

 

398.555

. . Advances from customers

 

 

 

. . . . Within 12 months

 

 

 

. . . . Beyond 12 months

 

 

 

. . Trade payables

 

 

566.897

. . . . Within 12 months

 

 

466.897

. . . . Beyond 12 months

 

 

100.000

. . Securities issued

 

 

 

. . . . Within 12 months

 

 

 

. . . . Beyond 12 months

 

 

 

. . Due to subsidiary companies

 

 

 

. . . . Within 12 months

 

 

 

. . . . Beyond 12 months

 

 

 

. . Due to associated companies

 

 

 

. . . . Within 12 months

 

 

 

. . . . Beyond 12 months

 

 

 

. . Due to holding companies

 

 

 

. . . . Within 12 months

 

 

 

. . . . Beyond 12 months

 

 

 

. . Due to the tax authorities

 

 

105.384

. . . . Within 12 months

 

 

105.384

. . . . Beyond 12 months

 

 

 

. . Due to social security and welfare inst.

 

 

8.477

. . . . Within 12 months

 

 

8.477

. . . . Beyond 12 months

 

 

 

. . Other payables

 

 

87.311

. . . . Within 12 months

 

 

87.311

. . . . Beyond 12 months

 

 

 

Total accounts payable

2.961.299

2.464.452

2.946.000

ADJUSTMENT ACCOUNTS

 

 

 

. Agio on loans

 

 

 

. Other adjustment accounts

 

12.004

29.700

Total adjustment accounts

 

12.004

29.700

TOTAL LIABILITIES

3.792.136

3.656.120

4.133.328

 

 

 

 

 

 

MEMORANDUM ACCOUNTS

 

Third party goods

 

 

 

Investment accounts

905.183

 

 

Risk accounts

 

 

 

Civil and fiscal norms relation

 

 

 

 

 

 

 

 

 

PROFIT AND LOSS ACCOUNTS

 

VALUE OF PRODUCTION

 

 

 

. Revenues from sales and services

2.586.107

2.265.171

2.478.928

. Changes in work in progress

 

 

 

. Changes in semi-manufact. products

 

 

 

. Capitalization of internal work

 

 

 

. Other income and revenues

103.016

233.238

269.210

. . Contributions for operating expenses

 

 

 

. . Different income and revenues

103.016

233.238

269.210

Total value of production

2.689.123

2.498.409

2.748.138

PRODUCTION COSTS

 

 

 

. Raw material,other materials and consum.

1.638.807

1.321.234

1.403.576

. Services received

 

 

686.197

. Leases and rentals

493.667

593.853

284.161

. Payroll and related costs

155.166

158.149

165.885

. . Wages and salaries

113.322

109.092

117.435

. . Social security contributions

32.089

39.370

38.987

. . Employee termination indemnities

9.755

9.687

9.313

. . Pension and similar

 

 

 

. . Other costs

 

 

150

. Amortization and depreciation

55.111

56.212

75.785

. . Amortization of intangible fixed assets

7.354

9.569

8.500

. . Amortization of tangible fixed assets

42.436

46.643

67.285

. . Depreciation of tangible fixed assets

 

 

 

. . Writedown of current receiv.and of liquid

5.321

 

 

. Changes in raw materials

132.084

141.800

-64.492

. Provisions to risk reserves

 

 

 

. Other provisions

 

 

 

. Other operating costs

38.185

58.844

21.408

Total production costs

2.513.020

2.330.092

2.572.520

Diff. between value and cost of product.

176.103

168.317

175.618

FINANCIAL INCOME AND EXPENSE

 

 

 

. Income from equity investments

 

 

 

. . In subsidiary companies

 

 

 

. . In associated companies

 

 

 

. . In other companies

 

 

 

. Other financial income

339

114

2.203

. . Financ.income from receivables

 

 

 

. . . Towards subsidiary companies

 

 

 

. . . Towards associated companies

 

 

 

. . . Towards holding companies

 

 

 

. . . Towards other companies

 

 

 

. . Financ.income from secur. t.f.assets

 

 

 

. . Financ.income from secur. cur.assets

 

 

 

. . Financ.income other than the above

339

114

2.203

. . . - Subsidiary companies

 

 

 

. . . - Associated companies

 

 

 

. . . - Holding companies

 

 

 

. . . - Other companies

339

114

 

. Interest and other financial expense

-94.412

-126.032

-187.069

. . Towards subsidiary companies

 

 

 

. . Towards associated companies

 

 

 

. . Towards holding companies

 

 

 

. . Towards other companies

94.412

126.032

 

Total financial income and expense

-94.073

-125.918

-184.866

ADJUSTMENTS TO FINANCIAL ASSETS

 

 

 

. Revaluations

 

 

 

. . Of equity investments

 

 

 

. . Of financ.fixed assets not repres.E.I.

 

 

 

. . Of securities incl.among current assets

 

 

 

. Devaluation

 

 

 

. . Of equity investments

 

 

 

. . Of financial fixed assets (no equity inv)

 

 

 

. . Of securities included among current ass

 

 

 

Total adjustments to financial assets

 

 

 

EXTRAORDINARY INCOME AND EXPENSE

 

 

 

. Extraordinary income

 

 

53.222

. . Gains on disposals

 

 

 

. . Other extraordinary income

 

 

53.222

. Extraordinary expense

-356.399

-17.356

-6.722

. . Losses on disposals

 

 

 

. . Taxes relating to prior years

-264.322

-17.356

 

. . Other extraordinary expense

-92.077

 

-6.722

Total extraordinary income and expense

-356.399

-17.356

46.500

Results before income taxes

-274.369

25.043

37.252

. Taxes on current income

38.421

12.691

17.514

. . current taxes

43.020

12.691

17.514

. . differed taxes(anticip.)

-4.599

 

 

. Net income for the period

-312.790

12.352

19.738

. Adjustments in tax regulations pursuance

 

 

 

. Provisions in tax regulations pursuance

 

 

 

. Profit (loss) of the year

-312.790

12.352

19.738

 

RATIOS

Value Type

as at 31/12/2010

as at 31/12/2009

as at 31/12/2008

Sector Average

COMPOSITION ON INVESTMENT

 

 

 

 

 

Rigidity Ratio

Units

0,48

0,50

0,46

0,10

Elasticity Ratio

Units

0,50

0,49

0,52

0,87

Availability of stock

Units

0,18

0,22

0,23

0,21

Total Liquidity Ratio

Units

0,32

0,26

0,29

0,61

Quick Ratio

Units

0,04

0,01

0,00

0,03

COMPOSITION ON SOURCE

 

 

 

 

 

Net Short-term indebtedness

Units

3,30

1,62

1,97

4,04

Self Financing Ratio

Units

0,13

0,22

0,19

0,16

Capital protection Ratio

Units

1,47

0,89

0,87

0,59

Liabilities consolidation quotient

Units

0,69

0,88

0,92

0,11

Financing

Units

6,04

3,07

3,73

4,85

Permanent Indebtedness Ratio

Units

0,45

0,54

0,54

0,26

M/L term Debts Ratio

Units

0,32

0,32

0,35

0,07

Net Financial Indebtedness Ratio

Units

n.c.

n.c.

2,74

1,01

CORRELATION

 

 

 

 

 

Fixed assets ratio

Units

0,95

1,09

1,18

2,12

Current ratio

Units

1,07

1,32

1,37

1,16

Acid Test Ratio-Liquidity Ratio

Units

0,68

0,72

0,76

0,88

Structure's primary quotient

Units

0,27

0,44

0,42

1,40

Treasury's primary quotient

Units

0,09

0,03

0,01

0,04

Rate of indebtedness ( Leverage )

%

773,34

455,22

522,67

620,22

Current Capital ( net )

Value

129.749

433.902

583.170

131.413

RETURN

 

 

 

 

 

Return on Sales

%

- 9,96

3,03

3,85

2,27

Return on Equity - Net- ( R.O.E. )

%

- 63,79

1,54

2,50

6,70

Return on Equity - Gross - ( R.O.E. )

%

- 55,95

3,12

4,71

18,85

Return on Investment ( R.O.I. )

%

4,64

4,60

4,25

4,76

Return/ Sales

%

6,81

7,43

7,08

3,70

Extra Management revenues/charges incid.

%

- 177,62

7,34

11,24

28,15

Cash Flow

Value

-257.679

68.564

95.523

39.655

Operating Profit

Value

176.103

168.317

175.618

63.123

Gross Operating Margin

Value

231.214

224.529

251.403

99.042

MANAGEMENT

 

 

 

 

 

Credits to clients average term

Days

n.c.

n.c.

156,54

119,16

Debts to suppliers average term

Days

n.c.

n.c.

85,97

116,83

Average stock waiting period

Days

96,61

129,32

138,76

58,39

Rate of capital employed return ( Turnover )

Units

0,68

0,62

0,60

1,36

Rate of stock return

Units

3,73

2,78

2,59

6,14

Labour cost incidence

%

6,00

6,98

6,69

8,98

Net financial revenues/ charges incidence

%

- 3,64

- 5,56

- 7,46

- 1,08

Labour cost on purchasing expenses

%

6,17

6,79

6,45

8,98

Short-term financing charges

%

3,19

5,11

6,35

2,60

Capital on hand

%

146,63

161,41

166,74

73,17

Sales pro employee

Value

646.526

566.292

495.785

394.001

Labour cost pro employee

Value

38.791

39.537

33.177

34.340

 

 

Credit Opinion

 

On the basis of the above mentioned, and the sales volume obtained, we deem that the maximum exposure for short and medium term transactions ( 90 - 120 days ) could be of:

 

120.000 Eur.

 

 

Market / Territory Data

 

 

Population living in the province

:

238.826

Population living in the region

:

3.598.269

Number of families in the region

:

1.474.681

 

Monthly family expenses average in the region (in Eur.) :

 

- per food products

:

444

- per non food products

:

2.009

- per energy consume

:

122

 

Sector Data

 

The values are calculated on a base of 2.551 significant companies.

 

The companies cash their credits on an average of 119 dd.

The average duration of suppliers debts is about 116 dd.

The sector's profitability is on an average of 2,27%.

The labour cost affects the turnover in the measure of 8,98%.

Goods are held in stock in a range of 58 dd.

The difference between the sales volume and the resources used to realize it is about 1,36.

The employees costs represent the 8,98% of the production costs.

 

Statistical Detrimental Data

 

The area is statistically considered moderately risky.

In the region 24.960 protested subjects are found; in the province they count to 2.055.

The insolvency index for the region is 0,70, , while for the province it is 0,88.

Total Bankrupt companies in the province : 3.109.

Total Bankrupt companies in the region : 20.423.

 

 


FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.49.79

UK Pound

1

Rs.78.79

Euro

1

Rs.65.73

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.