MIRA INFORM REPORT

 

 

Report Date :

06.03.2012

 

IDENTIFICATION DETAILS

 

Name :

STEMCOR GMBH

 

 

Registered Office :

Breite Str. 31 D 40213 Düsseldorf

 

 

Country :

Germany

 

 

Financials (as on) :

31.12.2010

 

 

Date of Incorporation :

13.07.1989

 

 

Com. Reg. No.:

HRB 24442

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

Wholesale of iron ores, iron, steel and iron and steel semi-finished goods

 

 

No. of Employees :

14

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Good

Payment Behaviour :

No Complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – September 30, 2011

 

Country Name

Previous Rating

(30.06.2011)

Current Rating

(30.09.2011)

Germany

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

Company name and address

 

Stemcor GmbH

 

Company Status:      active

 

Breite Str. 31

D 40213 Düsseldorf

Telephone:0211/458550

Telefax:  0211/458559500

Homepage: www.stemcor.com

E-mail:   dus@stemcor.com

 

 

Registration data

 

LEGAL FORM               Private limited company

Date of foundation:         1989

Shareholders'

agreement:                    25.04.1989

Registered on:               13.07.1989

Commercial Register:     Local court 40213 Düsseldorf

under:                                       HRB 24442

 

 

Share capital                        

 

EUR          2,557,000.00

 

 

Shareholder

 

Dominant Holdings AG

CH - Pfäffikon

Legal form: Other legal form

Share:             EUR          2,556,203.00

 

Shareholder:

Stemcor Ltd.

GB - London

Legal form: Other legal form

Share:             EUR                797.00

 

Manager:

Dr. Stefan Miskiewicz

Strümper Str. 98

D 40670 Meerbusch

born: 05.02.1953

 

Proxy:

Dietmar Schmitz

D 41564 Kaarst

authorized to jointly represent the company

born: 25.10.1957

 

Proxy:

Bernhard Stoll

D 40699 Erkrath

authorized to jointly represent the company

Profession: Businessman

 

 

Further functions/participations of Dr. Stefan Miskiewicz

(Manager)

 

Manager:

Stemcor Automotive + Processing GmbH

Breite Str. 31

D 40213 Düsseldorf

Legal form: Private limited company

Share capital:     EUR          1,000,000.00

Registeredon:         10.09.2008

Reg. data:  40213 Düsseldorf, HRB 59497

 

 

COMPANY HISTORY

 

13.07.1989 - 15.03.1995  Eurosteel Products Deutschland GmbH

                         Roßstr. 130

                         D 40476 Düsseldorf

                         Private limited company

06.03.1996 - 05.11.1999  Stemcor GmbH

                         Roßstr. 130

                         D 40476 Düsseldorf

                         Private limited company

04.05.2006 - 08.2007     Stemcor GmbH

                         Tersteegenstr. 28

                         D 40474 Düsseldorf

                         Private limited company

 

 

RESIGNED ACTING PERSONS AND SHAREHOLDERS

 

22.01.2009 - 16.11.2011  Manager

                         Carsten Schmickler

                         D 70173 Stuttgart

25.01.2010 - 30.03.2010  Manager

                         Klaus Göttker

                         D 40213 Düsseldorf

29.03.2007 - 08.01.2010  Manager

                         Uwe Heider

                         D 40210 Düsseldorf

06.03.2002 - 08.01.2010  Manager

                         Philip Edmonds

                         GB Woldingham Surrey

 

 

BUSINESS ACTIVITIES

 

Sectors

46721   Wholesale of iron ores, iron, steel and iron and steel

semi-finished goods

4690    Non-specialized wholesale trade

8299    Other business support service activities n. e. c.

96090   Other service activities n. e. c.

 

FINANCIAL INFORMATION

 

Payment experience:  within agreed terms

 

Negative information:We have no negative information at hand.

 

Balance sheet year:  2010

 

 

REAL ESTATE

 

Type of ownership:   Tenant

Address              Breite Str. 31

                     D 40213 Düsseldorf

 

Land register documents were not available.

 

 

BANKERS

 

COMMERZBANK, DÜSSELDORF

Sort. code: 30040000, BIC: COBADEDDXXX

HSBC TRINKAUS & BURKHARDT, DÜSSELDORF

Sort. code: 30030880, BIC: TUBDDEDDXXX

UNICREDIT BANK - HYPOVEREINSBANK, DÜSSELDORF

Sort. code: 30220190, BIC: HYVEDEMM414

 

 

FINANCIAL FIGURES

 

Turnover:            2010               EUR         40,609,580.00

Profit:              2010               EUR            824,517.00

Equipment:                              EUR            107,718.00

Ac/ts receivable:                       EUR          5,270,750.00

Liabillities:                           EUR          9,194,170.00

Employees:                                                     14

 

 

BALANCE SHEETS

 

Balance sheet ratios 01.01.2010 - 31.12.2010

Equity ratio [%]:                 41.86

Liquidity ratio:                   0.58

Return on total capital [%]:       5.00

 

Balance sheet ratios 01.01.2009 - 31.12.2009

Equity ratio [%]:                 34.00

Liquidity ratio:                   0.81

Return on total capital [%]:     -28.87

 

Balance sheet ratios 01.01.2008 - 31.12.2008

Equity ratio [%]:                  9.26

Liquidity ratio:                   0.19

Return on total capital [%]:     -11.12

 

Balance sheet ratios 01.01.2007 - 31.12.2007

Equity ratio [%]:                 14.05

Liquidity ratio:                   0.68

Return on total capital [%]:       1.93

 

Equity ratio

The equity ratio indicates the portion of the equity as compared

to the total capital. The higher the equity ratio, the better the

economic stability (solvency) and thus the financial autonomy of

a company.

 

Liquidity ratio

The liquidity ratio shows the proportion between adjusted

receivables and net liabilities. The higher the ratio, the lower

the company's financial dependancy from external creditors.

 

Return on total capital

The return on total capital shows the efficiency and return on

the total capital employed in the company. The higher the return

on total capital, the more economically does the company work

with the invested capital.

 

Type of balance

sheet:               Company balance sheet

 

Financial year:      01.01.2010 - 31.12.2010

 

ASSETS                                  EUR         20,569,965.71

 Fixed assets                           EUR          3,093,447.98

  Intangible assets                     EUR                478.18

   Concessions, licences, rights        EUR                478.18

  Tangible assets                       EUR            107,717.80

   Other tangible assets / fixtures and

   fittings                             EUR            107,717.80

  Financial assets                      EUR          2,985,252.00

   Shares in participations /

   subsidiaries and the like            EUR          2,985,252.00

    Shares in related companies         EUR          2,985,252.00

 Current assets                         EUR         17,234,499.93

  Stocks                                EUR         11,788,871.20

   Finished goods / work in progress    EUR         11,390,312.78

   Advance payments made                EUR            398,558.42

  Accounts receivable                   EUR          5,270,749.62

   Trade debtors                        EUR          4,964,782.56

   Amounts due from related companies   EUR             88,541.56

   Other debtors and assets             EUR            217,425.50

  Liquid means                          EUR            174,879.11

 Remaining other assets                 EUR            242,017.80

  Accruals (assets)                     EUR            242,017.80

 

LIABILITIES                             EUR         20,569,965.71

 Shareholders' equity                   EUR          8,611,406.09

  Capital                               EUR          2,557,000.00

   Subscribed capital (share capital)   EUR          2,557,000.00

  Reserves                              EUR          1,391,148.51

   Capital reserves                     EUR          1,391,148.51

  Balance sheet profit/loss (+/-)       EUR          4,663,257.58

   Profit / loss brought forward        EUR          4,663,257.58

 Provisions                             EUR          2,764,389.87

  Pension provisions and comparable

  provisions                            EUR            767,560.00

  Other / unspecified provisions        EUR          1,996,829.87

 Liabilities                            EUR          9,194,169.75

  Financial debts                       EUR          1,524,562.81

   Liabilities due to banks             EUR          1,524,562.81

  Other liabilities                     EUR          7,669,606.94

   Trade creditors (for IAS incl. bills

   of exchange)                         EUR          1,807,493.26

   Liabililties due to related companiesEUR          5,462,298.32

   Unspecified other liabilities        EUR            399,815.36

    thereof liabilities from tax /

    financial authorities               EUR            362,048.66

    thereof liabilities from social

    security                            EUR              6,535.83

 

Profit and loss account (cost-summary method) according to Comm.

Code (HGB)

 Sales                                  EUR         40,609,579.51

 Other operating income                 EUR          1,033,216.00

 Cost of materials                      EUR         35,859,131.56

  Raw materials and supplies, purchased

  goods                                 EUR         35,856,435.06

  Purchased services                    EUR              2,696.50

 Gross result (+/-)                     EUR          5,783,663.95

 Staff expenses                         EUR          1,751,225.42

  Wages and salaries                    EUR          1,534,323.83

  Social security contributions and

  expenses for pension plans and

  benefits                              EUR            216,901.59

 Total depreciation                     EUR             40,927.92

  Depreciation on tangible / intangible

  asssets (incl. start-up and exp. of

  bus.                                  EUR             40,927.92

 Other operating expenses               EUR          2,865,349.78

 Operating result from continuing

 operations                             EUR          1,126,160.83

 Interest result (+/-)                  EUR            -96,475.24

  Interest and similar income           EUR            256,809.29

   thereof from related companies       EUR            255,271.95

  Interest and similar expenses         EUR            353,284.53

   thereof paid to related companies    EUR            180,392.05

 Financial result (+/-)                 EUR            -96,475.24

 Result from ordinary operations (+/-)  EUR          1,029,685.59

 Extraordinary expenses                 EUR            203,249.00

 Extraordinary result (+/-)             EUR           -203,249.00

 Expenses for transfer of profits to a

 parent company                         EUR            824,516.82

 Other taxes / refund of taxes          EUR             -1,919.77

 Tax (+/-)                              EUR             -1,919.77

 Annual surplus / annual deficit        EUR                  0.00

 

Type of balance

sheet:               Company balance sheet

 

Financial year:      01.01.2009 - 31.12.2009

 

ASSETS                                  EUR         34,153,907.37

 Fixed assets                           EUR          6,116,008.63

  Intangible assets                     EUR                811.18

   Concessions, licences, rights        EUR                811.18

  Tangible assets                       EUR            129,945.45

   Other tangible assets / fixtures and

   fittings                             EUR            129,945.45

  Financial assets                      EUR          5,985,252.00

   Shares in participations /

   subsidiaries and the like            EUR          5,985,252.00

    Shares in related companies         EUR          5,985,252.00

 Current assets                         EUR         27,969,280.46

  Stocks                                EUR         11,534,548.11

   Finished goods / work in progress    EUR         11,380,994.77

   Advance payments made                EUR            153,553.34

  Accounts receivable                   EUR         14,662,730.83

   Trade debtors                        EUR          4,275,333.96

   Amounts due from related companies   EUR         10,213,428.65

   Other debtors and assets             EUR            173,968.22

  Liquid means                          EUR          1,772,001.52

 Remaining other assets                 EUR             68,618.28

  Accruals (assets)                     EUR             68,618.28

 

LIABILITIES                             EUR         34,153,907.37

 Shareholders' equity                   EUR         11,611,406.09

  Capital                               EUR          2,557,000.00

   Subscribed capital (share capital)   EUR          2,557,000.00

  Reserves                              EUR          4,391,148.51

   Capital reserves                     EUR          4,391,148.51

  Balance sheet profit/loss (+/-)       EUR          4,663,257.58

   Profit / loss brought forward        EUR          4,663,257.58

 Provisions                             EUR          2,590,561.85

  Pension provisions and comparable

  provisions                            EUR            549,475.00

  Provisions for taxes                  EUR            207,001.82

  Other / unspecified provisions        EUR          1,834,085.03

 Liabilities                            EUR         19,951,939.43

  Financial debts                       EUR         13,222,737.15

   Liabilities due to banks             EUR         13,222,737.15

  Other liabilities                     EUR          6,729,202.28

   Trade creditors (for IAS incl. bills

   of exchange)                         EUR            688,678.57

   Liabililties due to related companiesEUR          5,804,911.14

   Unspecified other liabilities        EUR            235,612.57

    thereof liabilities from tax /

    financial authorities               EUR            103,574.55

    thereof liabilities from social

    security                            EUR                676.48

 

Profit and loss account (cost-summary method) according to Comm.

Code (HGB)

 Sales                                  EUR         52,072,439.74

 Other operating income                 EUR          2,536,793.43

 Cost of materials                      EUR         58,373,428.56

  Raw materials and supplies, purchased

  goods                                 EUR         57,935,442.02

  Purchased services                    EUR            437,986.54

 Gross result (+/-)                     EUR         -3,764,195.39

 Staff expenses                         EUR          1,365,032.35

  Wages and salaries                    EUR          1,119,621.05

  Social security contributions and

  expenses for pension plans and

  benefits                              EUR            245,411.30

 Total depreciation                     EUR             67,522.21

  Depreciation on tangible / intangible

  asssets (incl. start-up and exp. of

  bus.                                  EUR             67,522.21

 Other operating expenses               EUR          3,740,285.03

 Operating result from continuing

 operations                             EUR         -8,937,034.98

 Interest result (+/-)                  EUR           -763,057.02

  Interest and similar income           EUR             88,649.30

   thereof from related companies       EUR             81,513.82

  Interest and similar expenses         EUR            851,706.32

   thereof paid to related companies    EUR            158,891.78

 Financial result (+/-)                 EUR           -763,057.02

 Result from ordinary operations (+/-)  EUR         -9,700,092.00

 Income from assumption of loss by

 parent company                         EUR          9,859,710.40

 Income tax / refund of income tax (+/-)EUR           -157,173.40

 Other taxes / refund of taxes          EUR             -2,445.00

 Tax (+/-)                              EUR           -159,618.40

 Annual surplus / annual deficit        EUR                  0.00

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.49.79

UK Pound

1

Rs.78.79

Euro

1

Rs.65.74

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.