MIRA INFORM REPORT

 

 

Report Date :

06.03.2012

 

IDENTIFICATION DETAILS

 

Name :

T.F.H.  TEXTILE  (H.K.)  LTD.

 

 

Registered Office :

Flat 28, 15/F., Metro Centre Phase II, 21 Lam Hing Street, Kowloon Bay, Kowloon

 

 

Country :

Hong Kong

 

 

Date of Incorporation :

28.07.2011

 

 

Com. Reg. No.:

58812635

 

 

Legal Form :

Private Limited Company.

 

 

Line of Business :

Importer and Exporter of all kinds of fabrics, etc.

 

 

No. of Employees :

11.  (Including associates)

 

RATING & COMMENTS

 

MIRA’s Rating :

NB

 

RATING

STATUS

PROPOSED CREDIT LINE

--

NB

                                       New Business

 

--

 

Status :

New Company

Payment Behaviour :

Unknown

Litigation :

Clear

 


NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – September 30, 2011

 

Country Name

Previous Rating

(30.06.2011)

Current Rating

(30.09.2011)

Hong Kong

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


Company name and address

 

T.F.H.  TEXTILE  (H.K.)  LTD.

 

 

ADDRESS:       Flat 28, 15/F., Metro Centre Phase II, 21 Lam Hing Street, Kowloon Bay, Kowloon, Hong Kong.

 

PHONE:                        2756 2881

 

FAX:                 2756 2510

 

 

MANAGEMENT

 

Managing Director:  Mr. Cheng Hon Lung

 

 

SUMMARY

 

Incorporated on:             28th July, 2011.

 

Organization:                 Private Limited Company.

 

Capital:                         Nominal:           HK$100,000.00

Issued:              HK$100,000.00

 

Business Category:        Fabric Trader.

 

Employees:                   11.  (Including associates)

 

Main Dealing Banker:     Bank of China (Hong Kong) Ltd., Hong Kong.

 

Banking Relation:           Satisfactory.


ADDRESS

 

Registered Head Office:-

Flat 28, 15/F., Metro Centre Phase II, 21 Lam Hing Street, Kowloon Bay, Kowloon, Hong Kong.

 

Associated Companies:-  (Same address)

T.F.H. Investment Ltd., Hong Kong.

T.F.H. Textile Co. Ltd., Hong Kong.

T.F.H. Trading Ltd., Hong Kong.  [Business name: Tai Fung Hong]

 

 

BUSINESS REGISTRATION NUMBER

 

58812635

 

 

COMPANY FILE NUMBER

 

 1646240

 

 

MANAGEMENT

 

Managing Director:  Mr. Cheng Hon Lung

 

 

CAPITAL

 

Nominal Share Capital: HK$100,000.00 (Divided into 100,000 shares of HK$1.00 each)

 

Issued Share Capital: HK$100,000.00

 

 

SHAREHOLDERS

(As per registry dated 28-07-2011)

 

Name

 

No. of shares

CHAN Pik Ngor, Betty

 

80,000

CHENG Hon Lung

 

20,000

 

 

–––––––

 

Total:

100,000

======

 

DIRECTORS

(As per registry dated 08-10-2011)

 

Name

(Nationality)

 

Address

CHAN Pik Ngor, Betty

Flat C, 23/F., Tower 1, The Waterfront, 1 Austin Road West, Tsimshatsui, Kowloon, Hong Kong.

 

CHENG Hon Lung

Flat C, 23/F., Tower 1, The Waterfront, 1 Austin Road West, Tsimshatsui, Kowloon, Hong Kong.

 

 

SECRETARY

(As per registry dated 18-10-2011)

 

Name

Address

Co. No.

Precise Secretarial & Accountancy Service Ltd.

Flat A-B, 8/F., Ngan House, 210 Des Voeux Road Central, Hong Kong.

0145682

 

 

HISTORY

 

The subject was incorporated on 28th July, 2011 as a private limited liability company under the Hong Kong Companies Ordinance.

Apart from these, neither material change nor amendment has been ever traced and noted.

 

 

OPERATIONS

 

Activities:                      Importer and Exporter.

 

Lines:                           All kinds of fabrics, etc.

 

Employees:                   11.  (Including associates)

 

Commodities Imported:   China, UK, other European countries, etc.

 

Markets:                       China, other Asian countries, Middle East, North America, etc.

 

Terms/Sales:                 L/C, T/T, etc.

 

Terms/Buying:               L/C, T/T, etc.

 

 

FINANCIAL INFORMATION

 

Nominal Share Capital:   HK$100,000.00 (Divided into 100,000 shares of HK$1.00 each)

 

Issued Share Capital:     HK$100,000.00

 

Profit or Loss:                Too early to offer an opinion.

 

Condition:                      Business is under development.

 

Facilities:                      Making rather active use of general banking facilities.

 

Payment:                      Unknown .

 

Commercial Morality:     Too early to comment.

 

Banker:                         Bank of China (Hong Kong) Ltd., Hong Kong.

 

Standing:                      Normal.

 

 

GENERAL

 

Having issued 100,000 ordinary shares of HK$1.00 each, T.F.H. Textile (H.K.) Ltd. is jointly owned by Ms. Chan Pik Ngor, Betty, holding 80% interests; and Mr. Cheng Hon Lung, holding 20%.  They are also directors of the subject.  Chan and Cheng is a couple.

The subject was newly set up in July 2011.  However, it has had four associated companies located at its operating address:-

T.F.H. Investment Ltd.

T.F.H. Textile Co. Ltd. [TFHTCL]

T.F.H. Trading Ltd.

Tai Fung Hong

Of the above-mentioned firms, TFHTCL was incorporated on 15th April, 1988.  The history of this firm is the longest.

The subject and TFHTCL are engaged in the same lines of business, more or less.  TFHTCL is trading in all kinds of grey cloth – cotton or woven.  Commodities are imported from Europe, China, other Asian countries, etc.  Prime markets are China, other Asian countries, the Middle East, North America, etc.  Regular customers and suppliers have been maintained.  Business is steady.  The business of TFHTCL is also handled by the couple.

The history of the subject in Hong Kong is just over seven months.  However, the history of TFHTCL is over twenty-three years.

On the whole, since the history of the subject is short, consider it good for normal business engagements on L/C basis.

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.49.79

UK Pound

1

Rs.78.79

Euro

1

Rs.65.74

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.