MIRA INFORM REPORT

 

 

Report Date :           

06.03.2012

 

IDENTIFICATION DETAILS

 

Name :

VEGAS ENTERPRISES PTY LTD 

 

 

Formerly Known As :

BERNICE HOLDINGS PTY LTD

 

 

Registered Office :

3 Walters Drive, Osborne Park, Western Australia, Zip/postal code 6017

 

 

Country :

Australia

 

 

Financials (as on) :

30.06.2011

 

 

Date of Incorporation :

21.10.1983

 

 

Com. Reg. No.:

009078148

 

 

Legal Form :

Australian Proprietary Company

 

 

Line of Business :

Manufacturing, wholesale and retail sales of surfboards, surf apparel and accessories including surf clothing, belts, wallets and hats

 

 

No. of Employees :

100

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Maximum Credit Limit :

USD 550,000

 

 

Status :

Moderate

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – September 30th, 2011

 

Country Name

Previous Rating

                   (30.06.2011)                  

Current Rating

(30.09.2011)

Australia

a1

a1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 


 Bottom of Form

Identification details

 

Verified Address

 

Subject name                            :           VEGAS ENTERPRISES PTY LTD

Other style / Business name       :           RUSTY

 

Business address                      :           3 Walters Drive

Town                                         :           Osborne Park

Province                                    :           Western Australia

Zip/postal code                          :           6017

Country                                     :           Australia

Tel                                            :           +61 8 94450333

Fax                                           :           +61 8 94450390

Email                                        :           rusty@rusty.com.au

Website                                                :           www.rusty.com 

           

Registered address                    :           3 Walters Drive

Town                                         :           Osborne Park

Province                                    :           Western Australia

Zip/postal code                          :           6017

Country                                                                                   :                       Australia

 

 

 Bottom of Form

Summary details

 

Executive Summary

Date founded or registered          :   21/10/1983

Legal form                                 :   Australian Proprietary Company

Chief executive                          :   Geoffrey Brian Backshall

Issued & paid up capital             :   AUD 20,399,702

Sales turnover                            :   AUD 35,348,552 (Non-consolidated 12 months, 30/06/2011)

Net income                                :   AUD -234,755 (Non-consolidated 12 months, 30/06/2011)

Total fixed assets                       :   AUD 23,734,358 (Non-consolidated 12 months, 30/06/2011)

Line of business             :   Manufacturing, wholesale and retail sales of surfboards, surf apparel and

accessories including surf clothing, belts, wallets and hats.

Staff employed                                                                        :   100 employees

 

 

Credit risk opinion

 

Company Analysis

 

Country risk                               :   Country risk is minimal

Operation trend                          :   Operational trend is declining

Management experience :   Management is reasonably experienced

Financial performance                :   Financial performance is good

Organization structure                :   Organizational structure is stable

Detrimental                    :   No detrimental records found

Payment history                                    :   No payment delays noted

Credit amount suggestion     :   USD 550,000

Credit amount asked                                      :   Not described.

 

 

Statutory details

 

Registry Data

 

Registration date                                   :   21/10/1983

 

Legal form                                            :   Australian Proprietary Company

 

Registration no                                         Australian Company Number: 009078148

 

Registered authority                              :   Australian Securities and Investments Commission

 

Fiscal/ Tax no                                       :   Australian Business Number: 65009078148

 

Registry status                                     :   Live/Active

 

Previous name                                       :   RUSTY SURFBOARDS AUSTRALIA PTY LTD

SANTOSHA SURFBOARDS PTY LTD

BERNICE HOLDINGS PTY LTD (initial)

Change of legal form                                                                                   :   None reported.

 

 

Management / directors

 

Key Management

Name                           :      Geoffrey Brian Backshall

Designation                                                   :            Managing Director

 

 

Board of directors / other appointments

 

Appointments

Name                            :           Geoffrey Brian Backshall

Designation                   :           Director

Appointment date           :           01/07/93

Address                        :           4 Webb Street

Cottesloe, WA 6011

Australia

Biography                      :           Born on 30-04-1960 in Perth, Western Australia, Australia.

 

Name                            :           Wong Hung Ho

Designation                   :           Director

Appointment date           :           28/03/09

Address                        :           House A, 28 Cape Road

Chung Hom Kok

Hong Kong

 

Biography                      :           Born on 22-11-1962 in Guangdong, China.

 

Name                            :           Linsey Mackey

Designation                   :           Company Secretary

Appointment date           :           20/01/11

Address                        :           207 Alice Street

Doubleview, WA 6018

Australia

Biography                      :           Born on 07-05-1974 in Mutare, Zimbabwe

Staff employed               :           100 employees

 

Key Advisors

 

 

Auditors            :           RSM BIRD CAMERON PARTNERS

8 St Georges Terrace

Perth, WA 6000

Australia

 

 

Share capital

 

Composition

Authorized Capital                                 :   AUD 20,399,702

No of shares                                         :   46,131,763 Ordinary Shares

Share par value                                     :   No par value

Issued capital                                       :   AUD 20,399,702

Paid up capital                                                                                              :   AUD 20,399,702

 

 

ownership / shareholders

 

How listed                                            :   Full List

 

Composition

Shareholder name          :   NEW FORCE HOLDINGS LIMITED

Address                        :   Connaught Road West, Hong Kong

No. of shares                 :   41,397,326 Ordinary Shares

 

Shareholder name          :   OCTACOM PTY LTD

 Address                       :   250 St Georges Terrace

Perth, WA 6000, Australia

No. of shares                 :   738,185 Ordinary Shares

 


Shareholder name          :   D & M WHITEMAN PTY LIMITED

Address                        :   C/o MILLAR PARTNERS

29-31 Croydon Street

Cronulla, NSW 2230

Australia

No. of shares                 :   744,192 Ordinary Shares

 

Shareholder name          :   Michael Steven Button

Address                        :   9 Bailey Street

Trigg, WA 6029

Australia

No. of shares                 :   750,200 Ordinary Shares

 

Shareholder name          :   Philip Clifford

Address                        :   Perth, WA 6839, Australia

No. of shares                 :   416,902 Ordinary Shares

 

Shareholder name          :   Nicola Corsbie

Address                        :   17 Salvado Street

Cottesloe, WA 6011

Australia

No. of shares                          :   224,486 Ordinary Shares

 

Shareholder name          :   Geoffrey Brian Backshall

Address                        :   4 Webb Street

Cottesloe, WA 6011

Australia

No. of shares                          :   1,860,472 Ordinary Shares

 

 

Related companies & corporate Affiliations

 

Structure

Name                :   VEGAS ENTERPRISES (NZ) LIMITED

Affiliation type    :   Wholly-owned Subsidiary

Address            :   15A Saturn Place

North Harbour, 0632 Auckland

New Zealand

 

Name                :   R...AND EVERYTHING ELSE, INC.

Affiliation type    :   Wholly-owned Subsidiary

Address            :   8495 Commerce Avenue

San Diego, CA 92121

United States


Name                :   VEGAS EUROPE SAS

Affiliation type    :   Wholly-owned Subsidiary

Address            :   28 Rue Chapelet

64200 Biarritz

France

                       

 

Bank & mortgages

 

Bank Details

Name of bank                                       :   Westpac Banking Corporation

Address                                               :   Australia

Account details                                     :   Current Account

 

Name of bank                                       :   HSBC Bank Australia Limited

Address                                               :   Australia

Account details                                     :   Current Account

 

Comments                                            :   It is generally not the policy of local banks to provide credit status information to non related parties, however interested parties would be advised to consult first with the Subject if banker's references are required.

Mortgages         

 

Satisfied Charges:

 

ASIC Charge Number: 153402

Date Registered: 11-12-1984

Charge type: Both Fixed & Floating

Date Created: 02-11-1984

Chargees Name: MAGSTOCK PTY LTD, MONZA MANAGEMENT PTY LTD, ROGER LILEY & PATRICK JOHN LEAHY

 

ASIC Charge Number: 153423

Date Registered: 06-06-1986

Charge type: Both Fixed & Floating

Date Created: 30-05-1986

Chargees Name: WESTPAC BANKING CORPORATION

 

ASIC Charge Number: 153437

Date Registered: 05-05-1987

Charge type: Both Fixed & Floating

Date Created: 01-05-1987

Chargees Name: NATIONAL AUSTRALIA BANK LIMITED

 

ASIC Charge Number: 153462

Date Registered: 09-10-1989

Charge type: Floating

Date Created: 22-09-1989

Chargees Name: SCOTTISH PACIFIC BUSINESS FINANCE PTY. LIMITED

 

ASIC Charge Number: 153467

Date Registered: 13-06-1990

Charge type: Both Fixed & Floating

Date Created: 07-06-1990

Chargees Name: WESTPAC BANKING CORPORATION

 

ASIC Charge Number: 759101

Date Registered: 25-07-2000

Charge type: Both Fixed & Floating

Date Created: 07-07-2000

Chargees Name: ADAPT PTY LTD

 

Legal Fillings

Bankruptcy fillings                                   :   None reported.

Court judgements                                    :   Mr Philip Clifford vs. Vegas Enterprises Pty Ltd and its Directors

 

A claim was instituted against the Company and its then directors in early 2009 by Mr Philip Clifford. The Plaintiff has alleged breaches of the Trade Practices Act and the Corporations Act and has sought damages of approximately $3.5 million inclusive of interest. The claim arises out of the acquisition by Mr Philip Clifford in December 2006 of around 640,000 shares in the Company for approximately $2.5 million.

 

The allegations were denied and defended vigorously and the claim was subsequently dismissed by the Federal Court in its judgment handed down on 24 August 2010. As part of the judgment, the court ordered Mr Philip Clifford to pay the legal costs of all Respondents including the Company and its then directors. In September 2010, the Applicant lodged an appeal against the court's decision and the appeal hearing took place on 18 May 2011. On 3 November 2011, the appeal judgment was handed down. The judgment was awarded in the favor of the Company and its then directors. As party of the judgment, the court ordered Mr Philip Clifford to pay the legal costs of all Respondents including the Company and its then directors.

 

Tax liens           :   None reported.

Others              :   None reported.

 

 


financial data

 

Description

Source of financial statement                   :   Commercial Registry Filings

Financial statement date                         :   30/06/11

Type of accounts                                    :   Full audited

Currency                                                :   Australia Dollar (AUD)

Exchange rate                                        :   1 USD = AUD 0.93 as of 02-03-2011

 

 

Summarized Financial Information

 

Consolidation type                           :

Consolidated

Consolidated

Currency                                           :

Australia Dollar (AUD)

Australia Dollar (AUD)

Denomination                                   :

(x1) One

(x1) One

Date of financial year end                :

30/06/11

30/06/10

Length of accounts                           :

12 months

12 months

Sale turnover / Income                         :

35,348,552

44,133,905

Gross profit                                        :

17,810,677

19,999,556

Operating profit                                   :

1,368,620

-638,088

Profit before tax                                  :

-173,430

-269,744

Net income                                        :

-234,755

-1,044,992

Non current assets                             :

11,889,835

13,997,307

Current assets                                    :

11,844,523

12,462,128

Inventories                                          :

3,227,543

3,306,104

Total assets                                       :

23,734,358

26,459,435

Current liabilities                                 :

7,682,356

20,289,530

Non current liabilities                           :

8,258,778

937,893

Total liabilities                                    :

15,941,134

21,227,423

Share equity                                       :

7,793,224

5,232,012

Reserve                                             :

-3,801,322

-2,817,031

Retained earning                                 :

-8,246,818

-6,884,248

 

Comments                                         :   The consolidated financial information above relates to the Subject and all its subsidiaries.

 

 

 

 

Operation details

 

Main activities                                       :   The Subject is engaged in manufacturing, wholesale and retail sales of surfboards, surf apparel and accessories including surf clothing, belts, wallets and hats.

 

 

Brand                                                   :   Rusty

 

Purchases

International                                          :   Mainly from China

 

 

Sales

Local                                                    :   Yes

International                                          :   Europe, New Zealand

 

Property & Assets

Premises                                              :   The Subject operates from group headquarters located at the verified heading address consisting of production facilities, warehouse and administrative office.

Branches                                              :   In addition, the Subject operates from branch offices and warehouses located at:

 

4/3 Vuko Place

Warriewood, NSW 2102

Australia

Tel: +61 2 99139622

 

100 Gladstone Street

South Melbourne, VIC, 3205

Australia

Tel: +61 3 96813073

 

Unit 3, 1 Fortitude Crescent

Burleigh Waters, QLD 4220

Australia

Tel: +61 7 55761588

 

 

Other property   :   Total Group NBV of property, plant and equipment as of 30-06-2011 was AUD 1,837,239.

 

 

 


Summarized country risk

 

Central bank                                          :   Reserve Bank of Australia

Reserve of foreign exchange & gold         :   US$ 43.879 billion

Gross domestic product – GDP               :   US$ 1.448 trillion

 

GPP (Purchasing power parity)               :   918.529 billion of International dollars

 

GDP per capita - current prices               :   US$ 64,351

 

GDP - composition by sector                  :   agriculture: 4.1% industry: 26% services: 70%

 

Inflation :                                               2008: 4.4%

2009: 1.8%

2010: 2.8%

 

Unemployment rate                                2008: 4.2 %

2009: 5.6 %

2010:5.2  %

 

Public debt

(General Government gross

debt as a % GDP)                                  2008:  11.6%

2009:  17.6%

2010:    22.3 %

 

Government bond ratings                        Standard & Poor's: AAA-/Stable/A-1+

Moody's rating: Aaa

Moody's outlook: STA

 

Market value of publicly traded shares      US$ 1.258 trillion

 

Largest companies in the country         :   Westpac Banking Group (Major Banks), BHP Billiton (Diversified Metals & Mining), Commonwealth Bank (Major Banks), National Australia Bank (Major Banks), ANZ Banking (Major Banks), Telstra (Telecommunications services), Wesfarmers (Food Retail)

 

Trade & Competitiveness Overview

 

Total exports                                         US$210.7 billion

 

Exports commodities                             coal, iron ore, gold, meat, wool, alumina, wheat

 

Total imports                                         US$187.2 billion

 

Imports commodities                             machinery and transport equipment, computers and office machines, telecommunication equipment and parts, crude oil and petroleum products

 

Export - major partners                           Japan 18.9%, China 14.2%, South Korea 8%, US 6%, NZ 5.6%, India

5.5%, UK 4.2%

 

Import - major partners                           China 15.5%, US 12.8%, Japan 9.6%, Singapore 5.6%, Germany

5.2%, UK 4.3%, Thailand 4.2%

 

FDI Inflows                                            2008: US$46,722 million

2009: US$22,572 million

2010: US$32,472 million

 

 

 

FDI Outflows                                                                          2008: US$32,819 million

2009: US$18,426 million

2010: US$26,431 million

 

 

Best countries for doing business           :   10 out of 183 countries

Global competitiveness ranking               :   20 (ranking by country on a basis of 142, the first is the best)

 

 

Country and Population Overview

Total population                                    : 22.23 million

Total area                                             : 7,692,024 km2

Capital                                                 :  Canberra

Currency                                                                                                      :   Australian Dollars (AUD)

Internet users as % of total population     : 76.00%

 

 

Payment history

 

Purchase Term

International                                          :   Prepayment, Telegraphic transfer, Credit up to 120 days

 

Sales Term

Local                                                    :   Prepayment, Bank transfer, Credit up to 120 days

International                                          :   L/C, Prepayment, Telegraphic transfer, Credit up to 120 days

 

Trade Reference/ Payment Behaviour

Comments                                            :   As local and international trade references were not supplied, the Subject's payment track record history cannot be appropriately determined but based on our research, payments are believed to be met without delay.

 

 

Investigation Note

Sources                                               :   Interviews and material provided by the Subject

 

:   Other official and local business sources

 

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.49.79

UK Pound

1

Rs.78.79

Euro

1

Rs.65.73

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.