MIRA INFORM REPORT

 

 

Report Date :

09.03.2012

 

IDENTIFICATION DETAILS

 

Name :

KAR TIMUR STAINLESS STEEL & COPPER SDN BHD

 

 

Registered Office :

36, Jalan Peh Kee Koh Taman Kampar Ipoh Perak Darul Ridzuan 31650

 

 

Country :

Malaysia

 

 

Financials (as on) :

31.12.2006

 

 

Date of Incorporation :

18.06.1983

 

 

Com. Reg. No.:

102923-W

 

 

Legal Form :

Private Company Limited By Shares

 

 

Line of Business :

Sales and distribution of stainless steel tubes, pipes and sheets.

 

 

No. of Employees :

17 employees

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Maximum Credit Limit :

USD 190,000

Status :

Moderate

Payment Behaviour :

No Complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – September 30, 2011

 

Country Name

Previous Rating

(30.06.2011)

Current Rating

(30.09.2011)

Malaysia

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

IDENTIFICATION DETAILS

 

 

Verified Address

 

Subject name                :           KAR TIMUR STAINLESS STEEL & COPPER SDN BHD

 

Business address          :           36, Jalan Peh Kee Koh

Taman Kampar

 

Town                             :           Ipoh

 

Province                        :           Perak Darul Ridzuan

 

Zip/postal code              :           31650

 

Country                         :           Malaysia

 

Tel                                :           +60 5 2530842

 

Fax                               :           +60 5 2532652

 

Registered address        :           C/o CORPORATENET SDN. BHD.

51-21A, Menara BHL Bank

Jalan Sultan Ahmad Shah

 

Town                             :           Georgetown

Province                        :           Pulau Pinang

Zip/postal code              :           10050

Country                                                           :                       Malaysia

 

 

SUMMARY DETAILS

 

Executive Summary

 

Date founded or registered          :   18/06/1983

 

Legal form                                 :   Private Company Limited By Shares

 

Chief executive                          :   Tan Kar Pin

 

Issued & paid up capital             :   MYR 500,000

 

Sales turnover                            :   MYR 15,855,463 (Non-consolidated 12 months, 31/12/2006)

Net income                                :   MYR 1,396,436 (Non-consolidated 12 months, 31/12/2006)

Total fixed assets                       :   MYR 10,320,435 (Non-consolidated 12 months, 31/12/2006)

Line of business             :   Sales and distribution of stainless steel tubes, pipes and sheets.

 

Staff employed                                                                        :   17 employees

 

 

CREDIT RISK OPINION

 

Company Analysis

 

Country risk                               :   Country risk is minimal

 

Operation trend                          :   Operational trend is steady

 

Management experience :   Management is adequately experienced

Financial performance                :   Financial performance is fair

Organization structure                :   Organizational structure is stable

Detrimental                    :   No detrimental records found

Payment history                                    :   No payment delays noted

 

Credit amount suggestion     :   USD 190,000

 

Credit amount asked                                      :   Not described.

 

 

sTATUTORY DETAILS

 

Registry Data

 

Registration date            :   18/06/1983

 

Legal form                     :   Private Company Limited By Shares

 

Registration no                          102923-W

 

Registered authority       :   Companies Commission of Malaysia

Registry status              :   Live/Active

 Previous name              :   None reported.

Change of legal form       :   None reported.

 

 

MANAGEMENT / DIRECTORS

 

Key Management

 

Name                :           Tan Kar Pin

Designation       :           Managing Director

 

Name                :           Tan Gaik Ten

Designation       :           Director

 

BOARD OF DIRECTORS/ OTHER APPOINTMENTS

 

 

Appointments

 

Name                            :           Tan Kar Pin

Designation                   :           Director

Identification no              :           451111-07-5287

Appointment date           :           18/06/83

Address                        :           No.  1, Lintang Paya Terubong 4

11060 Ayer Itam Pulau Pinang Malaysia

 

Name                            :           Ng Soon Eng

Designation                   :           Director

Identification no              :           490114-07-5006

Appointment date           :           18/06/83

Address                        :           No.  1, Lintang Paya Terubong 4

11060 Ayer Itam Pulau Pinang Malaysia

 

Name                            :           Tan Boon Peng

Designation                   :           Director

Identification no              :           710908-07-5691

Appointment date           :           01/06/10

Address                        :           17, Lorong Tambun Indah 8

Taman Tambun Indah

14100 Simpang Ampat

Pulau Pinang

Malaysia

 

Name                            :           Tan Choo Yin

Designation                   :           Director

 Identification no :           721017-07-5819

Appointment date           :           01/06/10

 

Address                        :           No.  1, Lintang Paya Terubong 4

11060 Ayer Itam

Pulau Pinang

Malaysia

 

Name                            :           Tan Siew Kong

Designation                   :           Director

Identification no              :           740819-07-5435

Appointment date           :           01/06/10

Address                        :           2046, Taman Bahagia Fasa 3

Lorong Inai, Jalan Kota Tanah

05050 Alor Setar Kedah Darul Aman Malaysia

 

Name                            :           Tan Hong See

Designation                   :           Director

Identification no              :           761216-07-5324

Appointment date           :           01/06/10

Address                        :           No. 10, Jalan Bendahara 14/7

Bandar Mahkota Cheras, Seksyen 7

43200 Cheras Selangor Darul Ehsan Malaysia

 

Name                            :           Tan Gaik Ten

Designation                   :           Director I

dentification no              :           800130-07-5410

Appointment date           :           01/06/10

Address                        :           No. 9, Hala Pinji Jaya 2

Taman Pinji Jaya

31650 Ipoh

Perak Darul Ridzuan

Malaysia

 

Name                            :           Tan Ruenn Fong

Designation                   :           Director

Identification no              :           870116-35-5049

Appointment date           :           01/06/10

Address                        :           No.  1, Lintang Paya Terubong 4

11060 Ayer Itam Pulau Pinang Malaysia

 

Name                            :           Lee Peng Loon

Designation                   :           Company Secretary

Identification no              :           501110-07-5149

Appointment date           :           01/06/06

Address                        :           53 Jalan Deva Pada

10400 Georgetown Pulau Pinang Malaysia

 

Name                                                              :                       P'Ng Chiew Keem

Designation                   :           Company Secretary

Identification no              :           720225-07-5130

Appointment date           :           01/06/06

Address                        :           19 Tingkat Bukit Kecil 2

Taman Sri Nibong

11900 Bayan Lepas Pulau Pinang Malaysia

Staff employed               :           17 employees

 

 

Key Advisors

 

Auditors                        :           ALBERT KHOO & CO.

No. 9, Ground Floor

Jalan Lau Ek Ching

30300 Ipoh

Perak Darul Ridzuan

Malaysia

 

 

SHARE CAPITAL

 

Composition

 

Authorized Capital          :   MYR 500,000

 

No of shares                  :   500,000 Ordinary Shares

 

Share par value              :   MYR 1

 

Issued capital                :   MYR 500,000

 

Paid up capital                                                :   MYR 500,000

 

 

OWNERSHIP / SHAREHOLDERS

 

How listed                     :   Full List

 

Composition

 

Shareholder name          :   Tan Kar Pin

 

Address                        :   No.  1, Lintang Paya Terubong 4

11060 Ayer Itam Pulau Pinang Malaysia

No. of shares                 :   495,149 Ordinary Shares

 

Shareholder name          :   Ng Soon Eng

 

Address                        :   No.  1, Lintang Paya Terubong 4

11060 Ayer Itam Pulau Pinang Malaysia

No. of shares                          :   4,851 Ordinary Shares

 

 

RELATED COMPANIES & CORPORATE AFFILIATIONS

 

Structure

 

Name                :   TAN TIMUR STAINLESS STEEL DAN COPPER SDN BHD

Affiliation type    :   Associate

Address            :   Plot 397, Lorong Perusahaan 8

Prai Industrial Estate

13600 Prai Pulau Pinang Malaysia

 

Name                :   UNITED CENTRAL ALUMINIUM SUPPLIES SDN. BHD.

 Affiliation type   :   Associate

Address            :   2520, Lorong Perusahaan 8C Prai Industrial Estate

13600 Prai

Pulau Pinang

Malaysia

 

Name                :   ALUMTAN UNION METAL SDN. BHD.

Affiliation type    :   Associate

Address            :   2520, Lorong Perusahaan 8C Prai Industrial Estate

13600 Prai Pulau Pinang Malaysia

 

 

BANK & MORTGAGES

 

Bank Details

 

Name of bank    :   CIMB Bank Berhad

Address            :   Malaysia

Account details  :   Current Account

 

 

Name of bank    :   Malayan Banking Berhad

Address            :   Malaysia

Account details  :   Current Account

 

 

Name of bank    :   Eon Bank Berhad

Address            :   Malaysia

Account details  :   Current Account

 

Comments        :   It is generally not the policy of local banks to provide credit status information to non related parties, however interested parties would be advised to consult first with the Subject if banker's references are required.

 

Mortgages     :   Total of Charge: 160,000.00

Date of Creation: 06-09-1990

Name of Chargee: UNITED MALAYAN BANKING CORPORATION BHD Charge Status: FULLY SATISFIED

 

Total of Charge: 40,000.00

Date of Creation: 06-09-1990

Name of Chargee: UNITED MALAYAN BANKING BHD Charge Status: FULLY SATISFIED

 

Total of Charge: 30,000.00

Date of Creation: 01-07-1992

Name of Chargee: PUBLIC BANK BHD Charge Status: FULLY SATISFIED

 

Total of Charge: 115,000.00

Date of Creation: 01-07-1992

Name of Chargee: PUBLIC BANK BHD Charge Status: FULLY SATISFIED

 

Total of Charge: 115,000.00

Date of Creation: 01-07-1992

Name of Chargee: PUBLIC BANK BHD Charge Status: CANCELLATION

 

Total of Charge: 400,000.00

Date of Creation: 15-03-1995

Name of Chargee: UNITED OVERSEAS BANK MALAYSIA BHD Charge Status: FULLY SATISFIED

 

Total of Charge: 865,000.00

Date of Creation: 04-04-1996

Name of Chargee: UNITED OVERSEAS BANK MALAYSIA BHD Charge Status: FULLY SATISFIED

 

Total of Charge: 465,000.00

Date of Creation: 04-04-1996

Name of Chargee: UNITED OVERSEAS BANK MALAYSIA BHD Charge Status: FULLY SATISFIED

 

 

Legal Fillings

Bankruptcy fillings          :   None reported.

Court judgements           :   None reported.

Tax liens                       :   None reported.

Others                          :   None reported.

 

 

FINANCIAL DATA

 

 

Description

 

Source of financial statement               :   Commercial Registry Filings

 

Financial statement date                     :   31/12/06

 

Type of accounts                                :   Full audited

 

Currency                                            :   Malaysia, Ringgit (MYR)

 

Exchange rate                                    :   1 USD = MYR 3.03 as of 07-03-2012

 

Summarized Financial Information

 

Consolidation type                              :

Non Consolidated

Non Consolidated

Currency                                            :

Malaysia, Ringgit (MYR)

Malaysia, Ringgit (MYR)

Denomination                                     :

(x1) One

(x1) One

Date of financial year end                    :

31/12/06

31/12/05

Length of accounts                             :

12 months

7 months

Sale turnover / Income                         :

15,855,463

7,638,707

Gross profit                                        :

2,588,174

1,091,134

Profit before tax                                  :

1,888,985

579,903

Net income                                        :

1,396,436

420,453

Non current assets                             :

583,874

538,241

Current assets                                    :

9,736,561

8,737,607

Inventories                                          :

2,955,285

5,409,247

Total assets                                       :

10,320,435

9,275,848

Current liabilities                                 :

4,259,061

4,652,041

Non current liabilities                           :

57,443

16,312

 

 

Total liabilities                                                                                          :   4,316,504                            4,668,353

 

Share equity                                                                                             :   6,003,931                            4,607,495

 

Reserve                                                                                                    :   5,503,931                            4,107,495

 

Comments        :   The Subject has been exempted from revealing their financials since 2007. In

2010, the Subject filed for the certificate of exemption private company and their accountants state that all liabilities are in good manner. We have contacted Ms. Michelle to request the Subject’s latest financial information however she advised that this requires approval from the management. We have sent her an official email and if we do receive this information we will provide an updated report.

 

For financial year end 31-12-2005, financial information is from 1 June to 31

December as the Subject changed its financial reporting date to December this year.

 

 

OPERATION DETAILS

 

Main activities    :   The Subject is engaged in sales and distribution of stainless steel tubes, pipes and sheets.

 

Purchases

 

International       :   India, Thailand, Taiwan, South Korea, Vietnam

 

Sales

 

Local                :   Yes

 

International       :   No exports.

 

 

Property & Assets

 

Premises          :   The Subject operates from premises located at the verified heading address consisting of administrative office and storage facilities.

Branches        :   None reported.

 

 

 

SUMMARIZED COUNTRY RISK

 

Gross Domestic Products (GDP) & Economic Overview

 

Central bank                                          :   Central Bank of Malaysia

 

Reserve of foreign exchange & gold         :   US$ 134.08 billion as of 31 January 2012

 

Gross domestic product - GDP               :   US$ 247.781 billion

 

GPP (Purchasing power parity)               :   US$ 442.01 billion of International dollars

 

GDP per capita - current prices               :   US$ 8,624

 

GDP - composition by sector                  :   agriculture: 10.2% industry: 42.1% services: 47.8%

 

Inflation                                                 :   2008: 5.4%

2009: 0.6%

2010: 1.7%

2011: 2.8%

 

Unemployment rate                                :   2008: 3.3%

2009: 3.6%

2010: 3.3%

2011: 3.2%

 

Public debt

(General Government gross debt as a % GDP) :   2008: 42.8%

2009: 55.4%

2010: 54.2%

 

Government bond ratings                        :   Standard & Poor's: A-/Stable/A-2

Moody's rating: A3

Moody's outlook: STA

 

Market value of publicly traded shares      :   US$420 billion

 

Largest companies in the country            :   CIMB Group Holdings (Banking), Sime Darby (Conglomerates), Public Bank Berhad (Banking), Maybank (Banking), Tenaga Nasional Berhad(Utilities), Petronas Chemicals, Maxis Berhad

 

Trade & Competitiveness Overview

 

Total exports                 :   US$210.3 billion

 

Exports commodities     :   electronic equipment, petroleum and liquefied natural gas, wood and wood products, palm oil, rubber, textiles, chemicals

Total imports                 :   US$156.2 billion

 

Imports commodities      :   electronics, machinery, petroleum products, plastics, vehicles, iron and steel products, chemicals

Export - major partners   :   US 15.6%, Singapore 14.6%, Japan 9.1%, China 8.8%, Thailand 5%, Hong

Kong 4.6%

 

Import - major partners   :   Japan 13%, China 12.9%, Singapore 11.5%, US 10.8%, Taiwan 5.7%, Thailand 5.3%, South Korea 4.9%, Germany 4.6%, Indonesia 4.2%

FDI Inflows                             :   2007: US$8,538 million

2008: US$7,318 million

2009: US$1,381 million

 

FDI Outflows                  :   2007: US$11,280 million

2008: US$14,988 million

2009: US$8,038 million

 

Best countries for doing business:   21 out of 183 countries

 

Global competitiveness ranking   :   21 (ranking by country on a basis of 142, the first is the best)

 

Country and Population Overview

 

Total population :   28.23 million

 

Total area          :   329,847 km2

 

Capital              :   Kuala Lumpur

 

Currency         :   Malaysia Ringgits (MYR)

 

Internet users as % of total population:   55.3%

 

 

PAYMENT HISTORY

 

Purchase Term

 

International       :   L/C, Telegraphic transfer, Document against payment, Credit up to 90 days

 

 

Sales Term

 

Local    :   Prepayment, Bank transfer, Document against payment, Credit up to 90 days

 

Trade Reference/ Payment

Behaviour

 

Comments        :   As local and international trade references were not supplied, the Subject's payment track record history cannot be appropriately determined but based on our research, payments are believed to be met without delay.

 

 

Investigation Note

 

Sources            :   Interviews and material provided by the Subject

 

:   Other official and local business sources

 

 

 

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.50.57

UK Pound

1

Rs.79.57

Euro

1

Rs.66.49

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.