MIRA INFORM REPORT

 

 

 

Report Date :           

10.03.2012

 

IDENTIFICATION DETAILS

 

Name :

GEMLAND TEXAS INC

 

 

Registered Office :

2909 Hillcroft St, Ste 325, Houston, TX 77057-5815

 

 

Country :

United States 

 

 

Date of Incorporation :

Not Available

 

 

Legal Form :

Private Independent

 

 

Line of Business :

Retail sale of the lines of jewelry

 

 

No. of Employees :

10

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Small Company 

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

 

 

NOTES:

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – September 30th, 2011

 

Country Name

Previous Rating

                   (30.06.2011)                  

Current Rating

(30.09.2011)

United States 

a1

a1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 


 Bottom of Form

 

Company name & address 

 

Gemland Texas Inc

 

2909 Hillcroft St

Ste 325

Houston, TX 77057-5815

United States

Tel:       713-977-3131

Fax:      713-977-3730

 

 

Synthesis  

 

Employees:                  10

Company Type:            Private Independent

Financials in:                 USD (Millions)

Reporting Currency:       US Dollar

Annual Sales:                2.4

Total Assets:                NA

 

 

Business Description     

 

Establishments primarily engaged in the retail sale of any combination of the lines of jewelry, such as diamonds and other precious stones mounted in precious metals as rings, bracelets, and broaches; sterling and plated silverware; and watches and clocks.

 

Industry 

 

Industry Retail (Specialty)

ANZSIC 2006:    4253 - Watch and Jewellery Retailing

NACE 2002:      5248 - Other retail sale in specialised stores

NAICS 2002:     448310 - Jewelry Stores

UK SIC 2003:    5248 - Other retail sale in specialised stores

US SIC 1987:    5944 - Jewelry Stores

 

 

Key Executives   

 

 

 

Name

Title

 

Santosh Kedia

Owner

 

           

1 - Profit & Loss Item Exchange Rate: USD 1 = USD 1

2 - Balance Sheet Item Exchange Rate: USD 1 = USD 1

 

 

Corporate Overview

 

Location

2909 Hillcroft St

Ste 325

Houston, TX, 77057-5815

Harris County

United States

Tel:       713-977-3131

Fax:      713-977-3730

 

 

Sales USD(mil):             2.4

Assets USD(mil):           NA

Employees:                   10

Industry:                        Retail (Specialty)

Company Type:             Private Independent

Quoted Status:              Not Quoted

Owner:                          Santosh Kedia

 

 

Contents

 

·         Industry Codes

·         Business Description

·         Financial Data

·         Additional Information

 

Industry Codes

ANZSIC 2006 Codes:

4253     -          Watch and Jewellery Retailing

 

NACE 2002 Codes:

5248     -          Other retail sale in specialised stores

 

NAICS 2002 Codes:

448310  -          Jewelry Stores

 

US SIC 1987:

5944     -          Jewelry Stores

 

UK SIC 2003:

5248     -          Other retail sale in specialised stores




 

Business Description

Establishments primarily engaged in the retail sale of any combination of the lines of jewelry, such as diamonds and other precious stones mounted in precious metals as rings, bracelets, and broaches; sterling and plated silverware; and watches and clocks.

 

 

Credit Report as of 04/01/2011

 

 

Location

2909 Hillcroft St Ste: 325
Houston, TX 77057-5815
United States

 

County:

Harris

MSA:

Houston, TX

 

Phone:

713-977-3131

Fax:

713-977-3730

 

ABI©:

257438069

 

Annual Sales:

$2,380,000 (USD)

Employees:

10

 

Facility Size(ft2):

2,500 - 9,999

 

Business Type:

Private

Location Type:

Single Location

 

Primary Line of Business:

SIC:

5944-04 - Diamonds

NAICS:

448310 - Jewelry Stores

 

 


Table of Contents

 

Profile Links

·         Similar Businesses in the Area

·         Closest Neighbors

 

External Links

·         OneSource Company Profile

 

 

Similar Businesses in the Area *

 

Sol Diamonds

6222 Richmond Ave Ste: 784

Houston, TX 77057-6234

 

AMI Diamonds

6222 Richmond Ave Ste: 320

Houston, TX 77057-6297

 

Gem Technology Inc

6222 Richmond Ave Ste: 447

Houston, TX 77057-6254

 

Yogi Diamant Inc

6222 Richmond Ave Ste: 595

Houston, TX 77057-6232

 

Verascribe

6222 Richmond Ave Ste: 830

Houston, TX 77057-6248

 

Seagull Diamond Corp

6222 Richmond Ave Ste: 210

Houston, TX 77057-6230

 

U & M Diamonds

6222 Richmond Ave Ste: 795

Houston, TX 77057-6247

 

Pioneer Diamonds & Gem

6222 Richmond Ave Ste: 790

Houston, TX 77057-6235

 

WHITEFLASH.COM

6222 Richmond Ave Ste: 700

Houston, TX 77057-6233

 


Davidoff Diamonds

6222 Richmond Ave Ste: 640

Houston, TX 77057-6233

 

   * Similar Businesses are defined as the closest businesses sharing the same six-digit primary SIC code ( 5944-04 - Diamonds) regardless of size.

 

Closest Neighbors

 

American International Energy

2909 Hillcroft St Ste: 550

Houston, TX 77057-5996

 

Afifi's Limousine Services

2909 Hillcroft St

Houston, TX 77057-5847

 

Amazing Tax Services

2909 Hillcroft St Ste: 100f

Houston, TX 77057-5820

 

EZ Mobile Of Texaz

2909 Hillcroft St Ste: C

Houston, TX 77057-5847

 

Bruce King Music

2909 Hillcroft St

Houston, TX 77057-5847

 

BVT Insurance

9950 Westpark Dr

Houston, TX 77063-5138

 

 

Executives Report

 

Executives

 

Name

Title

Function

Santosh Kedia

 

Owner

Chief Executive Officer

 


DIAMOND INDUSTRY – INDIA

 

-          From time immemorial, India is well known in the world as the birthplace for diamonds.  It is difficult to trace the origin of diamonds but history says that in the remote past, diamonds were mined only in India. Diamond production in India can be traced back to almost 8th Century B.C.  India, in fact, remained undisputed leader till 18th Century when Brazilian fields were discovered in 1725 followed by emergence of S. Africa, Russia and Australia.

-          The achievement of the Indian diamond industry was possible only due to combination of the manufacturing skills of the Indian workforce and the untiring and unflagging efforts of the Indian diamantaires, supported by progressive Government policies.

-          The area of study of family owned diamond businesses derives its importance from the huge conglomerate of family run organizations which operate in the diamond industry since many generations.

-          Some of the basic traits of family run business enterprises include spirit of entrepreneurship, mutual trust lowers transaction costs, small, nimble and quick to react, information as a source of advantage and philanthropy.

-          Family owned diamond businesses need to improve on many fronts including higher standard of corporate governance, long-term performance – focused strategies, modern management and technology.

-          The diamond jewellery industry in India today may be more than Rs 60000 mil and is rated amongst the fastest growing  in the world. Indi ranks third in the world in domestic diamond consumption.

-          Utmost caution is to be exercised while dealing with some medium and large diamond traders which are usually engaged in fictitious import – export, inter-company transactions, financially assisted by banks. In the process, several public sector banks lost several hundred million rupees. They mostly diverted borrowed money for diamond business into real estate and capital markets.

-          Excerpts from Times of India dated 30th October 2010 is as under –

 

DIAMOND SAGA – DIRTY DOZEN STUCK WITH 2K CR DEBT

 

This could be the biggest credibility crisis the Indian diamond industry has ever faced. Fifteen banks run the risk of losing Rs 2000 crore lent to a dozen diamond firms in Surat. Until about two months ago, they had not repaid  these dues. Bankers believe many diamantaires borrowed money during the economic downturn two years ago and diverted funds to businesses like real estate and capital markets. Many of themselves made money from these businesses but their diamond companies have gone sick and declared insolvency.

-          Most of the money borrowed from the banks in the name of their diamond business has been diverted in real estate and the share market. The banks are not in a position to seize their properties because in many cases, these were purchased in the name of their relatives and friends.

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.50.02

UK Pound

1

Rs.79.00

Euro

1

Rs.66.18

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.