MIRA INFORM REPORT

 

 

Report Date :

10.03.2012

 

IDENTIFICATION DETAILS

 

Name :

GOLD  STAR  TEXTILES  LTD.

 

 

Registered Office :

Room 3208, 32/F., Cable TV Tower, 9 Hoi Shing Road, Tsuen Wan, New Territories

 

 

Country :

Hong Kong

 

 

Date of Incorporation :

17.05. 2002

 

 

Com. Reg. No.:

32659447

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

Importer and Exporter of all kinds of fabrics, etc.

 

 

No. of Employees :

5

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No Complaints

Litigation :

Clear

 


NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – September 30, 2011

 

Country Name

Previous Rating

(30.06.2011)

Current Rating

(30.09.2011)

Hong Kong

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


Company name and address

 

GOLD  STAR  TEXTILES  LTD.

 

 

ADDRESS:       Room 3208, 32/F., Cable TV Tower, 9 Hoi Shing Road, Tsuen Wan, New Territories, Hong Kong.

 

PHONE:            2413 9101

 

FAX:                 2413 4647

 

E-MAIL:                        goldstar@gstextile.com

gsgoldstar@gstextile.com

 

 

MANAGEMENT

 

Managing Director:  Mr. Wong Po Chung

 

 

SUMMARY

 

Incorporated on:             17th May, 2002.

 

Organization:                 Private Limited Company.

 

Capital:                         Nominal:           HK$100,000.00

Issued:              HK$100,000.00

 

Business Category:        Fabric Trader.

 

Annual Turnover:            HK$8~10 million.

 

Employees:                    5.

 

Main Dealing Banker:     Hang Seng Bank Ltd., Hong Kong.

 

Banking Relation:            Satisfactory.


ADDRESS

 

Registered Head Office:-

Room 3208, 32/F., Cable TV Tower, 9 Hoi Shing Road, Tsuen Wan, New Territories, Hong Kong.

 

Associated Companies:-

Golden Sealine Textile Accessory Co. Ltd., China.

Hopewell Textile (H.K.) Ltd., Hong Kong.  (Same address)

 

 

BUSINESS REGISTRATION NUMBER

 

32659447

 

 

COMPANY FILE NUMBER

 

0798561

 

 

MANAGEMENT

 

Managing Director:  Mr. Wong Po Chung

 

 

CAPITAL

 

Nominal Share Capital: HK$100,000.00 (Divided into 100,000 shares of HK$1.00 each)

 

Issued Share Capital: HK$100,000.00

 

 

SHAREHOLDERS

(As per registry dated 17-05-2011)

 

Name

 

No. of shares

WONG Po Chung

 

55,000

CHAN Wai Kin

 

45,000

 

 

–––––––

 

Total:

100,000

======

 

DIRECTORS  

(As per registry dated 17-05-2011)

 

Name

(Nationality)

 

Address

CHAN Wai Kin

Room 3208, 32/F., Cable TV Tower, 9 Hoi Shing Road, Tsuen Wan, New Territories, Hong Kong.

 

WONG Po Chung

Room 2905, 29/F., Wang Chi House, Wang Fook Court, Tai Po, New Territories, Hong Kong.

 

 

SECRETARY

 

CHAN Wai Kin  (As per registry dated 17-05-2011)

 

 

HISTORY

 

The subject was incorporated on 17th May, 2002 as a private limited liability company under the Hong Kong Companies Ordinance.

Apart from these, neither material change nor amendment has been ever traced and noted.

 

 

OPERATIONS

 

Activities:                      Importer and Exporter.

 

Lines:                           All kinds of fabrics, etc.

 

Employees:                   5.

 

Commodities Imported:   China, other Asian countries, etc.

 

Markets:                       Africa, China, Japan, Korea, Taiwan, Southeast Asia, North America, Western Europe, etc.

 

Annual Turnover:            HK$8~10 million.

 

Terms/Sales:                 L/C or as per contracted.

 

Terms/Buying:               L/C, T/T, D/P, etc.

 

 

FINANCIAL INFORMATION

 

Nominal Share Capital:   HK$100,000.00 (Divided into 100,000 shares of HK$1.00 each)

 

Issued Share Capital:     HK$100,000.00

 

Mortgage or Charge:       (See attachment)

 

Profit or Loss:                Making a small profit every year.

 

Condition:                      Keeping in a normal manner.

 

Facilities:                      Making rather active use of general banking facilities.

 

Payment:                      Met trade commitments as contracted.

 

Commercial Morality:     Satisfactory.

 

Bankers:-

Hang Seng Bank Ltd., Hong Kong.

Bank of Communications Co. Ltd., Hong Kong Branch.

 

Standing:                      Normal.

 

 

GENERAL

 

Having issued 100,000 ordinary shares of HK$1.00 each, Gold Star Textiles Ltd. is jointly owned by Mr. Wong Po Chung, holding 55% interests; and Mr. Chan Wai Kin, holding 45%.  They are also directors of the subject.

The subject is a fabric trader.  It has got an associated company Hopewell Textile (H.K.) Ltd. [Hopewell], a Hong Kong-registered firm located at its operating address.  Incorporated on 17th April, 1984, Hopewell is trading in the type of products as the subject.

The subject is trading in the following commodities:-

·         Fabric – Cotton

·         Knitted (Circular knitted/combed cotton, OEM)

·         Fabric – Blended

·         Knitted (Poly-cotton/viscos-cotton/cotton-lycra, OEM)

Products are sourced from China and other Asian countries.  Prime markets are Africa, China, Japan, Korea, Taiwan, Southeast Asia, North America, Western Europe, etc.  Business is normal.

The annual sales turnover of the subject ranges from HK$8 to 10 million.  Making a small profit every year.  The subject operates from a self-owned office located its registered address.

As the history of the subject is over nine years and nine months in Hong Kong, on the whole, consider it good for normal business engagements.

 

 


REMARKS

 

            Property information of the company:-

            Property Location:          Unit 8 on 32/F., Cable TV Tower, 9 Hoi Shing Road, Tsuen Wan, New Territories, Hong Kong.

Owner:  Gold Star Textiles Ltd.

Date of Purchase:  n.a.

Purchased Price:  n.a.

Incumbrances:-

Date of Mortgage

Amount Consideration

Mortgagee

Nature

27-06-2003

-

Bank of Communications, Hong Kong Branch.  [Now known as Bank of Communications Co. Ltd.]

Mortgage to secure general banking facilities

 

 

MORTGAGE OR CHARGE

 

Date

Particulars

Amount

27-06-2003

Instrument:        Mortgage

Property:

200/177,500th parts or shares of and in Tsuen Wan Town Lot No. 218 (Unit 8 on 32/F. of Cable TV Tower, 9 Hoi Shing Road, Tsuen Wan, New Territories, Hong Kong.)

Mortgagee:        Bank of Communications, Hong Kong Branch.  [Now known as Bank of Communications Co. Ltd.]

To secure general banking facilities

03-04-2004

Instrument:        Deed of Indemnity, Charge Over Deposit and Set-Off

Property:

By way of Fixed Charge to the Bank all the Company’s estate, right, title, claim, benefit and interest to and in the Deposit (Account No. 027-554-2-003440-4, 027-554-0-002636-8, 027‑554-1-014352-9 and 027-554-9-202065-7) and all interest from time to time payable thereon and together with all title deeds and documents relating thereto

Mortgagee:        Bank of Communications, Hong Kong Branch.  [Now known as Bank of Communications Co. Ltd.]

All actions, suits, proceedings, claims, demands, losses, damages, costs, fees, expenses and/or liabilities


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.50.02

UK Pound

1

Rs.79.01

Euro

1

Rs.66.18

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.