MIRA INFORM REPORT

 

 

Report Date :

10.03.2012

 

IDENTIFICATION DETAILS

 

Name :

KURIYA MURIYA TRADING CO LLC

 

 

Registered Office :

Mawalih Market Area PO Box 1761 Muscat

 

 

Country :

Oman

 

 

Financials (as on) :

31.12.2011

 

 

Year of Establishment :

1978

 

 

Com. Reg. No.:

1/25679/3

 

 

Legal Form :

Limited Liability Company – LLC

 

 

Line of Business :

Wholesale and retail of general foodstuffs.

 

 

No. of Employees :

46

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Maximum Credit Limit :

US$ 600,000

Status :

Good

Payment Behaviour :

No Complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – September 30, 2011

 

Country Name

Previous Rating

(30.06.2011)

Current Rating

(30.09.2011)

Oman

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

SUMMARY

 

Company Name                                     : KURIYA MURIYA TRADING CO LLC

Country of Origin                                    : Oman

Legal Form                                            : Limited Liability Company – LLC

Start Date                                             : 1978

Registration Date                                   : 4th December 1986

Commercial Registration Number            : 1/25679/3

Chamber Membership Number                : 2563

Issued Capital                                        : RO 150,000

Paid up Capital                                      : RO 150,000

Total Workforce                                     : 46

Activities                                               : Wholesale and retail of general foodstuffs.

Financial Condition                                 : Fair

Payments                                             : Nothing detrimental uncovered

Operating Trend                                     : Steady

Recommended Credit Limit                     : US$ 600,000

Person Interviewed                                 : Narayan N Menon, Finance Manager

 

COMPANY NAME

 

KURIYA MURIYA TRADING CO LLC

 

 

ADDRESS

 

Registered & Physical Address

 

Location            : Mawalih Market Area

 

PO Box             : 1761

 

Town                 : Muscat

Country             : Oman

 

Telephone         : (968) 24547093 / 24814714 / 24547092

Facsimile          : (968) 24545716

Mobile               : (968) 99353166 / 99045493

Email                : iskunju@omantel.net.om

 

Premises

 

Subject operates from a medium sized suite of offices that are rented and located in the Central Business Area of Muscat.

 

Branch Office (s)

 

     Location                                                                                           Description

 

·       Al Aman House, Ground Floor                                                            Showroom premises

PO Box: 544

Al Wadi Al Kabir, Ruwi 111

Muscat

Tel: (968) 24816355 / 24815466

Fax: (968) 24816496

 

 

KEY PRINCIPALS

 

     Name                                                           Nationality                     Position

 

·       Mohamed Ismail Kunju                                    Indian                          Managing Director

 

·       Abdullah Mohamed Said Al Farsi                      Omani                         Director

 

·       Mohamed Irshad Kunju                                    Indian                          Commercial Manager

 

·       Narayan N Menon                                                -                            Finance Manager

 

 

LEGAL FORM & OWNERS

 

Date of Establishment  : Subject’s operations date back to 1978, however it was registered on 4th December 1986

 

Legal Form                  : Limited Liability Company – LLC

 

Commercial Reg. No.  : 1/25679/3

 

Chamber Member No. : 2563

 

Issued Capital              : RO 150,000

 

Paid up Capital            : RO 150,000

 

Name of Shareholder (s)

 

·       Mohamed Ismail Kunju

 

·       Abdullah Mohamed Said Al Farsi

 

 

OPERATIONS

 

Activities: Engaged in the wholesale and retail of general foodstuffs, including fresh and frozen meat and poultry.

 

Import Countries: India, Thailand, Brazil and Europe

 

International Suppliers:

 

·       Samrat         India

·       Perdigo        Brazil

 

Brand Names: AL EMIRATE, BORELLA, SAFA, SAFFA, AL TAMAM and SUPREME

 

Operating Trend: Steady

 

Subject has a workforce of 46 employees.

 

 


FINANCIAL DATA

 

Financial highlights provided by local sources are given below:

 

Currency: Riyal Omani (RO)

 

                                                Year Ending 31/12/10:                Year Ending 31/12/11:

 

Total Sales                                RO 6,500,000                            RO 7,000,000

 

Local sources consider subject’s financial condition to be Fair.

 

The above figures were provided by Mr Narayan N Menon, Finance Manager

 

 

BANKERS

 

·       Bank Muscat SAOG

Al Wadi Al Kabir

Muscat

Tel: (968) 24710808

Fax: (968) 24716760

 

·       Oman International Bank

Al Jaame Street

     PO Box: 4216

     Muscat

     Tel: (968) 24703614 / 24707328 / 24793450

 

 

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 

 

GENERAL COMMENTS

 

Local sources report that payment obligations are met in a generally timely manner and the operating history is clear. As such the company is deemed a fair trade risk and the above credit figure is considered to be within subject’s financial means.

 

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.50.02

UK Pound

1

Rs.79.01

Euro

1

Rs.66.18

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.