MIRA INFORM REPORT

 

 

Report Date :           

10.03.2012

 

IDENTIFICATION DETAILS

 

Name :

P.T. AK GOLDENESIA

 

 

Registered Office :

Jalan Wisma Permai Barat 2 Block NN-19, Surabaya, 60115, East Java

 

 

Country :

Indonesia

 

 

Date of Incorporation :

27.04.2010

 

 

Com. Reg. No.:

No. AHU-32373.AH.01.01.TH.2010

 

 

Legal Form :

Limited Liability Company

 

 

Line of Business :

Trading and Exporter of Palm Oil Packed Products

 

 

No. of Employees :

51

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Maximum Credit Limit :

US$ 342,100

Status :

Satisfactory

Payment Behaviour :

No Complaints

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – September 30th, 2011

 

Country Name

Previous Rating

                   (30.06.2011)                  

Current Rating

(30.09.2011)

Indonesia

b1

b1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

Name of Company

 

P.T. AK GOLDENESIA

 

 

company Address

 

Head Office & Warehouse

Jalan Wisma Permai Barat 2 Block NN-19

Surabaya, 60115

East Java

Indonesia

Phones             - (62-31) 591 5003 (Hunting)

Fax                   - (62-31) 599 8244

E-mail               - export@goldenesia.com

Website            - http://www.akgoldenesia.com

Land Area         - 2,500 sq. meters

Building Space  - 1,800 sq. meters

Region              - Industrial Zone

Status               - Rent

 

 

Date of Incorporation

 

27 April 2010

 

 

Legal Form

 

P.T. (Perseroan Terbatas) or Limited Liability Company

 

 

Company Reg. No.

 

The Ministry of Law and Human Rights

No. AHU-32373.AH.01.01.TH.2010

Dated 28 June 2010

 

 

Company Status

 

Foreign Investment (PMA) Company

 

Permit by the Government Department

 

The Department of Finance

Not Available

 

The Capital Investment Coordinating Board

No. 00351/1/PPM/PMA/2010

Dated 15 March 2010

 

 

Related Company

 

AK GOLDENESIA GEN TRADING CO, LLC., Dubai (Trading)

 

 

CAPITAL AND OWNERSHIP

 

Capital Structure :

Authorized Capital                            : US$ 300,000.-

Issued Capital                                  : US$ 300,000.-

Paid up Capital                                : US$ 300,000.-

 

Shareholders/Owners :

a. Mr. Abdul Razak                                                           - US$ 165,000.-

    Address : Asiya Villa, Post Permannur Thokkotu

                    DK – 574183, Katnataka

                    India

b. Mr. Javed Hussain                                                        - US$ 105,000.-

    Address : Mehtab Manzil, Masjid Cross Road

                    Shirva Udupi, 574116, Katnataka

                    India

c. Mrs. Reny Nurhayati                                                     - US$   30,000.-

    Address : Jl. Wisma Permai Barat 2 Block NN-12

                    Surabaya, East Java

                    Indonesia

 

 

BUSINESS ACTIVITIES

 

Lines of Business :

Trading and Exporter of Palm Oil Packed Products

 

Production Capacity :

None

 

Total Investment :

None

Started Operation :

May 2010

 

Brand Name :

AK Goldenesia

 

Technical Assistance :

None

 

Number of Employee :

51 persons                                     

 

Marketing Area :

Export    - 100%

 

Main Customer :

Buyers in Middle East

 

Market Situation :

Very Competitive

 

Main Competitors :

a. P.T. AGRO RESTU

b. P.T. AGRO JAYA PERDANA

c. P.T. MIKIO OLEO NABATI INDONESIA

d. P.T. SINAR MEADOW

e. Etc.

 

Business Trend :

Growing

 

 

BANKER, AUDITOR & LITIGATION

 

Bankers :

a.   P.T. Bank MANDIRI Tbk

      Jalan Veteran 42-44

      Surabaya, East Java

      Indonesia

b.   Hongkong and Shanghai Banking Corp. Ltd.

      Graha HSBC

      Jalan Jend. Basuki Rachmat No. 58-60

      Surabaya, East Java

      Indonesia

 

Auditor :

Internal Auditor

 

Litigation :

No litigation record in our database

 

FINANCIAL FIGURE

 

Annual Sales (estimated) :

2010 – Rp. 19.0 billion (May – December)

2011 – Rp. 26.0 billion

 

Net Profit (estimated) :

2010 – Rp. 1.3 billion

2011 – Rp. 2.1 billion

 

Payment Manner :

Average

 

Financial Comments :

Satisfactory

 

 

KEY EXECUTIVES

 

Board of Management :

President Director                            - Mrs. Reny Nurhayati

Director                                           - Mr. Javed Hussain

 

Board of Commissioners :

Commissioner                                 - Mr. Abdul Razak

 

Signatories :

President Director (Mrs. Reny Nurhayati) or the Director (Mr. Javed Hussain) which must be approved by Board of Commissioner

 

 

CAPABILITIES

 

Management Capability :

Satisfactory

 

Business Morality :

Satisfactory

 

Credit Risk :

Average

 

Credit Recommendation :

Credit should be proceeded with monitor

 

Proposed Credit Limit :

Small amount – periodical review

 

Maximum Credit Limit :

US$ 342,100 on 90 days D/A

 

 

OVERALL PERFORMANCE

 

P.T. AK GOLDENESIA (P.T. AKG) was incorporated in Surabaya, East Java based on notary deed of Mr. Dicky Dwiharnanto, SH., No. 02 dated 27 April 2010 with the authorized capital of US$ 300,000 wholly issued and paid up. The founding shareholders of the company are Mr. Abdul Razak (55%), Mr. Javed Hussain (35%) both are businessmen of India and Mrs. Reny Nurhayati (10%). Based on our knowledge up to writing the report the notary documents of the company have not undergone any changes. The company notary deed was approved by the Ministry of Law and Human Rights in its decision letter No. AHU-32373.AH.01.01.TH.2010 dated June 28, 2010.

 

P.T. AKG is a foreign investment company (PMA) facility to deal with trading and exporter of palm oil packed by taking over the activity of C.V. GOLDENESIA which established in 2008 in trading and exporter of palm oil, margarine, and other products. Its focus was at serving the customers in the field of Palm Oil Products, which are essential substances and on high demand for the bakeries, confectioneries, biscuit industries, ice cream industries and dairy producers. Handful of experience in facing the challenges gathered for the last four decades in the field of wood, chemicals, ceramics, construction, real estate and plantations for the AK Group has made P.T. AKG ready to face, sustain and over come any challenges in the field of palm oil business. With strong commitment supported by well dedicated marketing and know how in production field, it is expected that working on mutual trust and good relationship in the long run with valuable customers can be achieved successfully in every aspects of business which can grow together as we are really much concerned with trust in the quality and service.

 

The whole products obtained from various cocoa processing and palm oil refinery in East Java and surroundings. Basically P.T. AKG did not produces the products, but it’s was produced by various cocoa processing and palm oil processing with contract manufacturing. The products produce for P.T. AK GOLDENESIA. Mrs. Reny Nurhayati, President Director of P.T. AKG went on to say the whole products such shortening, margarines, blend butter, glycerine, specialty fats by using MARIGOLD, PALMGOLD, WHITEGOLD,SUNGOLD and SUPERGOLD brands. Today, P.T. AK GOLDENESIA has widens its customer strength through out the world in Asia, South East Asia, Middle East, Africa and South America. To support of its activity P.T. AK GOLDENESIA has also has the regional office in United Arab Emirates to serve Africa and Middle East market in an effective way.

 

Generally, demand for palm cooking oil has kept on increasing in the last five years in line with the growing demand for palm cooking oil within and outside the country. According to research, total palm cooking oil industries operating in Indonesia are 53 units with production capacity 7.2 million tons but in 2005 reached 62 units with total production capacity of 9.7 million tons. The main business players in cooking oil business are SMART (SINAR MAS Group) under cooking oil brands of FILMA, KUNCI MAS; the SALIM Group through P.T. SALIM IVOMAS PRATAMA under cooking oil brand of BIMOLI; the KPN Group and others. The national cooking oil production has kept on increasing in the last five years in line with the changing of the publics’ consumption patterns from using coconut cooking oil to palm cooking oil.

 

Besides, generally observed that the demand for coffee beans has kept on fluctuating within the last seventh years in line with the development of coffee beans export price and volume. Volatility of export value of coffee beans is a result of the decline in international coffee prices in the market and also a flood of stock coffee export market. Based on data from Indonesian Central Bureau of Statistic (BPS) indicated that the export volume of coffee beans has in 2005 amounted to 442.8 thousand tons worth of US$ 497.7 million decreased respectively to  411.5 thousand tons worth US$ 583.2 million in 2006 dropped to 315.5 thousand tons worth US$ 633.7 million in 2007 to 467.9 thousand tons of US$ 989.0 million in 2008 rose to 510.1 thousand tons worth US$ 822.1 million in 2009 dropped to 432.7 thousand tons worth US$ 812.3 million in 2010. Market competition is very sharp for many other similar export oriented companies operating in the country. We consider P.T. AKG to be in a quite favorable position for having already got hold of a steady clientele in abroad.

 

 

 

      Export Volume and Value of Coffee Bean, 2002-2010

 

Tea

Volume

(Thousand Ton)

Value

(Million US$)

2005

442.8

497.7

2006

411.5

583.2

2007

315.5

633.7

2008

467.9

989.0

2009

510.1

822.1

2010

432.7

812.3

                        Source: Central Bureau of Statistic, processed by ICB

 

Until this time P.T. AKG has not been registered with Indonesian Stock Exchange, so that they shall not obliged to announce their financial statement. The management of P.T. AKG is very reclusive towards outsiders and rejected to disclose its financial condition. We observed that total sales turnover of the company in the first year operation May to December 2010 amounted to Rp. 19.0 billion rose to Rp. 26.0 billion in 2011 and projected to go on rising by at least 5% in 2012. The operation in 2011 yielded an estimated net profit of at least Rp. 2.1 billion and the company has an estimated total net worth of at least Rp. 5.0 billion. We observe that P.T. AKG is supported by foreign partner with has financially strong and sound behind it. So far, we did not heard that the company having been black listed by the Central Bank (Bank Indonesia). The company usually pays its debts punctually to suppliers.  

 

The management of P.T. AKG is led by Mrs. Reny Nurhayati (36) a businessman and professional manager with experience in trading and export of industrial palm oil packed products including margarine, shortening, glycerine, blend butter, specialty fats. In its operation she was assisted by Mr. Javed Hussain (42) as Director. The company's management is handled by professional staff in the above business. They have wide relations with private businessmen within and outside the country. So far, we did not hear that the management of the company being filed to the district court for detrimental cases or involved in any business malpractices. The company’s litigation record is clean and it has not registered with the black list of Bank of Indonesia. P.T. AK GOLDENESIA is sufficiently fairly good for business transaction.

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.50.02

UK Pound

1

Rs.79.00

Euro

1

Rs.66.18

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.