MIRA INFORM REPORT

 

 

Report Date :           

12.03.2012

 

IDENTIFICATION DETAILS

 

Name :

IN FULL TEXTILE CO., LTD.

 

 

Registered Office :

1F.,No.26, Shangshih S. 6th Lane, Sec.2, Sintun Rd., Sintun District, Taichung City,

 

 

Country :

Taiwan

 

 

Date of Incorporation :

26.09.1991

 

 

Com. Reg. No.:

86347939

 

 

Legal Form :

Joint Stock Company

 

 

Line of Business :

Manufacture and sales of textiles, etc

 

 

No. of Employees :

Not Available

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Maximum Credit Limit :

USD 30,000

Status :

Moderate

Payment Behaviour :

No Complaints

Litigation :

Clear

 


NOTES:

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – September 30th, 2011

 

Country Name

Previous Rating

                   (30.06.2011)                  

Current Rating

(30.09.2011)

Taiwan

a2

a2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


Contact Points

 

Company Name:

In Full Textile Co., Ltd.

Supplied Name:

In Full Textile Co Ltd

Trading Address:

No.16, Xiexin Lane, Chungshan Road Section 1. Qianzu Village, Wuri district, Taichung, Taiwan 

Supplied Address:

1F No 26 Shangshih S 6th Lane Sec 2 Sintun Rd Sintun District Taiwan

Telephone Number:

+886-4-2338-1336

Fax Number:

+886-4-2338-2852

Notes: Subject’s trading address is as above and it is introduced that there is no one on the supplied address at present.

 

 

Credit Summary

 

Credit Rating:

Maximum credit USD 30,000

Credit Opinion:

Business connections are permissible.

 

 

Company Identification Details

 

Registered Name:

In Full Textile Co., Ltd.

Registered Address:

1F.,No.26, Shangshih S. 6th Lane, Sec.2, Sintun Rd., Sintun District, Taichung City, Taiwan,R.O.C.

Date of Foundation:

1991-9-26

Registration Number:

86347939

Registry:

MOEA Central Office

Registered Capital:

NTD 15,000,000 (USD 508,500)

(As of 2012.03, 1 NTD = 0.0339 USD)

Paid-up Capital:

NTD 15,000,000 (USD 508,500)

Legal Representatives:

Zicong Cai

Legal Form:

Joint Stock Company

Principal Activities:

Manufacture and sales of textiles, etc

Staff:

N/A

Listed at Stock Exchange:

No

Date of Last Annual Return:

2009-3-30

Notes: Subject did not introduce its staff number; from other source we can not obtain the relevant information, either.

 

 

History

 

Subject was incorporated on 1991-9-26 with registered number 86347939 as Joint Stock Company in Taiwan.

 

 

Shareholders

 

           

Name

Subscription Shares

Zicong Cai

4,000

Xinbei Cai

1,500

Xinping Cai

1,500

Xinyi Cai

1,500

 

The information above is that of subject’s major shareholders.

 

 

Subsidiaries & Branches

 

Subject did not introdcue whether it has any subsidiaries or branches, from other source we can not obtain the relevant information, either.

 

 

Personnel Information

 

Core Management

Directors

1

Name

Zicong Cai

Position

Board Chairman

2

Name

Xinbei Cai

Position

Director

3

Name

Xinping Cai

Position

Director

4

Name

Xinyi Cai

Position

Supervisor

 

 

Operation Information

 

Offices & Factories

 

Headquarters

Add

No.16, Xiexin Lane, Chungshan Road Section 1. Qianzu Village, Wuri district, Taichung, Taiwan 

 

Production Information

l         Subject is a manufacturer of textiles, etc

 

Purchase Information

l         The registered activities of subject:

--

Wholesales, marketing and trading of fiber and regeneration fiber products

--

Manufacture, wholesales And Acting Processing of Cotton yarn, grass lawn, artificial fiber yarn, synthetic fibre and blended yarn, etc

--

Dyeing and weaving, wholesales, retails and acting processing of canvas, cotton, Industrial Fabrics, etc

 

l         Subject did not introduce its purchasing information.

 

Sales Information

l         The subject is mainly engaged in sales of polyester textiles, etc

l         It is introduced that subject’s product are mainly sold in domestic market of Taiwan.

 

Import and export right:

Import right

Yes

Export right

Yes

 

 

Settlements

 

Purchase

Subject did not introduce its purchasing terms.

 

Sales

Domestic Markets

Product

Sales Terms

Proportion

Textiles, etc

CBD, etc

100%

 

Export

Subject has little export business

 

 

Financial Information

 

Subject has no obligations to disclose its financial statements to the third party according to the relevant policy in Taiwan and the only source from which we can obtain the information is the subject itself.

Subject’s relevant staff Ms. Liao declined to disclose its financials citing the grounds of company’s confidentiality; from other source we can not obtain the relevant information, either.

 


Bankers

 

Subject declined to disclose its bank details; from other source we can not obtain the relevant information, either.

 

 

Public Record

 

Mortgage

No chattel mortgage record of subject has been found within the recent 3 months.

 

Lawsuit

Up to date of reporting, no existing or latent litigation of the subject has been found.

 

 

Interview Details

 

Name

Ms. Liao

 

 

 


FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.50.02

UK Pound

1

Rs.79.00

Euro

1

Rs.66.18

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.