MIRA INFORM REPORT

 

 

Report Date :           

13.03.2012

 

IDENTIFICATION DETAILS

 

Name :

FAROOK INTERNATIONAL STATIONER LLC (FIS)

 

 

Registered Office :

 Al Majid Travel Building, 2nd & 3rd Floors, Al Maktoum Street, Deira, P O Box 2987, Dubai

 

 

Country :

United Arab Emirates 

 

 

Financials (as on) :

31.12.2011

 

 

Year of Establishment :

1967

 

 

Com. Reg. No.:

40728, Dubai

 

 

Legal Form :

Limited Liability Company

 

 

Line of Business :

Manufacturers of stationery

 

 

No. of Employees :

400

 

RATING & COMMENTS

 

MIRA’s Rating :

A

 

RATING

STATUS

PROPOSED CREDIT LINE

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

Fairly Large

 

Status :

Good

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

 

NOTES:

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – September 30th, 2011

 

Country Name

Previous Rating

                   (30.06.2011)                  

Current Rating

(30.09.2011)

United Arab Emirates 

a2

a2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

SUMMARY

 

Company Name                                     : FAROOK INTERNATIONAL STATIONER LLC (FIS)

Country of Origin                                    : Dubai, United Arab Emirates

Legal Form                                            : Limited Liability Company – LLC

Start Date                                             : 1967

Registration Date                                   : 9th April 1980

Commercial Registration Number            : 40728, Dubai

Trade Licence Number                            : 204235

Chamber Membership Number                : 6548

Issued Capital                                        : UAE Dh 300,000

Paid up Capital                                      : UAE Dh 300,000

Total Workforce                                     : 400

Activities                                               : Manufacturers of stationery

Financial Condition                                 : Good

Payments                                             : Nothing detrimental uncovered

Operating Trend                                     : Steady

Person Interviewed                                 : Said Abdul Hye, Finance Manager

 

COMPANY NAME

 

FAROOK INTERNATIONAL STATIONER LLC (FIS)

 

 

company ADDRESS

 

Registered & Physical Address

Building             : Al Majid Travel Building, 2nd & 3rd Floors

Street               : Al Maktoum Street

Area                 : Deira

PO Box             : 2987

Town                 : Dubai

Country             : United Arab Emirates

Telephone         : (971-4) 2279898

Facsimile          : (971-4) 2233423 / 3524557

Mobile               : (971-55) 3819867

Email                : farook@emirates.net.ae / sales@farook.ae / joshy@farook.ae

 

Premises

Subject operates from a medium sized suite of offices that are rented and located in the Central Business Area of Dubai.

 

Branch Office (s)

 

     Location                                                                              Description

 

·       Al Fahidi Street                                                                     Rented showroom premises

Bur Dubai

PO Box: 6716

Dubai

Tel: (971-4) 3521997

Fax: (971-4) 3510281

 

·       Ahmad Mohamed Baghlaf Building                                          Rented showroom premises

Al Burj Street

Deira

       PO Box: 6716

     Dubai

     Tel: (971-4) 2236158 / 2236518

     Fax: (971-4) 2228520

 

·       Airport Road                                                                         Rented showroom premises

     Deira

     Dubai

     Tel: (971-4) 2828072

 

·       Salahuddin Street                                                                  Rented showroom premises

Deira

     Dubai

     Tel: (971-4) 2712714

     Fax: (971-4) 2712648

 

·       Hamadan Street                                                                    Rented showroom premises

Abu Dhabi

Tel: (971-2) 6210056

Fax: (971-2) 6210074

 

·       Tourist Club Area                                                                  Rented showroom premises

PO Box: 44306

Abu Dhabi

Tel: (971-2) 6726622

Fax: (971-2) 6791130

 

·       Al Wahdah Street                                                                  Rented showroom premises

PO Box: 6045

Sharjah

     Tel: (971-6) 5331921 / 5339575

     Fax: (971-6) 5323261

 

·       Sheik Humaid Street                                                             Rented showroom premises

PO Box: 1521

Ajman

     Tel: (971-6) 7455675

     Fax: (971-6) 7457702

 

·       King Faisal Road                                                                   Rented showroom premises

     Umm al Quwain

     Tel: (971-6) 7660917

     Fax: (971-6) 7660916

 

·       Jebel Ali Free Zone                                                                Rented manufacturing plant

PO Box: 17003                                                                     covering an area of 140,000

Dubai                                                                                   square feet.

Tel: (971-4) 8815625 / 8872929

Fax: (971-4) 8816709 / 8872928

 

 

KEY PRINCIPALS

 

     Name                                                                                  Position

 

·       Farook Abu Bakr Rahimtullah                                     Managing Director

·       Rami Farook Abu Bakr Rahimtullah                                        Director

·       Ali Mohamed Abdullah                                                           General Manager

·       Mohamed T Baqir                                                                  IT Manager

·       Said Abdul Hye                                                                     Finance Manager

·       Mohamed Nizam                                                                   Commercial Manager

·       Ayman Salam                                                                       Purchasing Manager

·       Mohamed Baqir                                                                     Administration Manager

·       Mohamed Furas                                                                    Production Manager

·       Mohamed Shaadi                                                                  Factory Manager

 

 

LEGAL FORM & OWNERS

 

Date of Establishment  : 1967, however subject was registered on 9th April 1980

 

History                         : Subject was originally established in 1967 as a Sole Proprietorship of Mr Farook 

  Abu Bakr Rahimtullah.

 

                                      However, in April 1980 it changed its legal status to the current style of a

  Limited Liability Company.

 

Legal Form                  : Limited Liability Company - LLC

 

Commercial Reg. No.  : 40728, Dubai

 

Trade Licence No.       : 204235 (Expires 08/04/2012)

 

Chamber Member No. : 6548

 

Issued Capital              : UAE Dh 300,000

 

Paid up Capital            : UAE Dh 300,000

 

Name of Shareholder (s)

 

·       Farook Abu Bakr Rahimtullah

·       Rami Farook Abu Bakr Rahimtullah

 

 

OPERATIONS

 

Activities: Engaged in the manufacture, distribution, wholesale and retail of office and school stationery, greeting

cards, postcards, souvenirs and novelties, box files, manuscript books, fax rolls and business card files, pocket files, name card holders, coloured clipboards, correction fluid, coloured paper clips, paper clips, triangular paper clips, pencils, desk calendars, desk sets, staplers, laminating machines, coloured chalks and writing pads of all sizes.

 

On 7th May 2001, Farook International Stationer LLC (FIS) was awarded the International Diamond Star World Quality Commitment Award in recognition for maintaining high quality standards at a ceremony held in Paris.

 

Subject is ISO 9002 certified.

 

Sole Agents for : Durable, Senator, Kores, Leong Soon, Alkon, Joma, Horse, Agipa, Artline, MAS,

    Denco Tapes, and Atlas Pens.

 

Import Countries : The United Kingdom, Germany, the United States of America, Singapore, Hong Kong

      and Thailand.

 

International Suppliers :

 

·       DRG                                                United Kingdom

·       Letts of London                                 United Kingdom

·       Rexel                                               United Kingdom

·       Staedtler                                          Germany

·       Pelikan                                             Germany

·       Paramount Greeting Cards Co            United States of America

·       Grandlux                                          Singapore

·       Glory Moon Greeting Cards Co           Hong Kong

·       Nan Mee Co Ltd                                Thailand

 

Export Countries : Subject exports to over 80 countries around the globe.

 

Brand Names : FAROOK, EXECUTIVE, INTERNATIONAL, KENT, LIGHT, CHAMPION and TOWER

 

Operating Trend: Steady

 

Subject has a workforce of approximately 400 employees.

 

 

FINANCIAL DATA

 

Financial highlights provided by local sources are given below:

 

Currency: United Arab Emirates Dirham (UAE Dh)

 

                                                Year Ending 31/12/10:                Year Ending 31/12/11:

 

Total Sales                                UAE Dh 97,207,000                   UAE Dh 94,900,000

 

Local sources consider subject’s financial condition to be Good.

 

The above figures were provided by Mr Said Abdul Hye, Finance Manager

 

 

BANKERS

 

·       Mashreq Bank Plc

Deira Branch

PO Box: 1250

Dubai

Tel: (971-4) 2229131 / 2221134

Fax: (971-4) 2233784

 

·       Commercial Bank of Dubai

Mankhool Street

PO Box: 2668

Dubai

Tel: (971-4) 3523355

Fax: (971-4) 3527655 / 2524796

 

 

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 

 

GENERAL COMMENTS

 

During the course of this investigation nothing detrimental was uncovered regarding subject’s operating history or the manner in which payments are fulfilled. As such the company is considered to be a fair trade risk.

 


FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.49.94

UK Pound

1

Rs.78.25

Euro

1

Rs.65.39

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.