MIRA INFORM REPORT

 

 

Report Date :

15.03.2012

 

IDENTIFICATION DETAILS

 

Name :

ADAX A/S

 

 

Registered Office :

VESTRE HEDEVEJ 18, 4000 ROSKILDE, ROSKILDE / SJÆLLAND

 

 

Country :

Denmark

 

 

Financials (as on) :

31.12.2010

 

 

Date of Incorporation :

1982

 

 

Legal Form :

Limited company

 

 

Line of Business :

Wholesale of other household goods

 

 

No. of Employees :

16

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Good

Payment Behaviour :

No complaints

Litigation :

Clear

 

 

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – September 30, 2011

 

Country Name

Previous Rating

(30.06.2011)

Current Rating

(30.09.2011)

Denmark

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


Company Details

 

Company name         ADAX A/S

Address              VESTRE HEDEVEJ 18

City                 4000 ROSKILDE

Municipality/County  ROSKILDE / SJÆLLAND

Country              Denmark

 

Phone-no.            +45-43-444410

Fax-no.              +45-43-444420

E-mail               ADAX@ADAX.DK

www                  WWW.ADAX.DK

 

Nat. partner ID-no.  176668

Official ID-no.      71231518

 

Legal form           Limited company

Company Status       Active

Established          1982

Latest change        2012-03-09

Employees            16 (Ann. report)

 

Trade (NACE)         46.49 Wholesale of other household goods

 

 

Payment profile 

 

                     -----------------------------------------------------------

Tabel 1:             Date of measuring: January 2012

The business's                                                Time of payment

mode of payment                                      Days exceeding agreement

in relation to                                          3 mth  12 mth  24 mth

payment custom       -----------------------------------------------------------

                     The business's time of payment         N/A  0,74    0,57

 

                     Upper Quartile, Danish companies    0,00    0,17    0,36

                     Median, Danish companies            0,38    1,10    1,48

                     Lower Quartile, Danish companies    2,18    3,42    4,04

                     -----------------------------------------------------------

 

 

                     -----------------------------------------------------------

Tabel 2:             Month     Total   Within   Outside

The business's       From date  exp.   agreem.  agreement

payment time                           ----------------------------------------

                                           0    1-7   8-29  30-59  60-89   90 -

                                        days   days   days   days   days   days

                     -----------------------------------------------------------

                      1 -  3       12     12      0      0      0      0      0

                      4 -  6        6      6      0      0      0      0      0

                      7 - 12       21     17      3      1      0      0      0

 

                      1 - 12       39     35      3      1      0      0      0

                     13 - 24       14     13      1      0      0      0      0

                     -----------------------------------------------------------

 

 

                     -----------------------------------------------------------

Tabel 3:             Interval  Total   Within   Outside

The business's                  exp.   agreem.  agreement

mode of payment                        ----------------------------------------

divid. in amount     1.000                 0    1-7   8-29  30-59  60-89   90 -

last 12 months       DKK (1.000)       days   days   days   days   days   days

                     -----------------------------------------------------------

                     100 -          8      6      1      1      0      0      0

                      25 - 99       5      5      0      0      0      0      0

                      10 - 24       0      0      0      0      0      0      0

                       1 -  9      15     14      1      0      0      0      0

                       0 -  1      11     10      1      0      0      0      0

                     -----------------------------------------------------------

 

 

Financial data 

 

Currency             Danish Krone (1.000)

 

Share Capital        1.000

 

Closing date         2010-12-31  2009-12-31  2008-12-31  2007-12-31  2006-12-31

 

Source              Ann. report

 

 

 

Profit and loss account 

 

Gross profit             21.087      17.009      22.676      24.204      22.375

Personnel costs          -8.318      -7.277     -10.800      -9.863      -8.581

Depriciation               -878      -1.323      -1.290      -1.042        -685

Operating profit          4.518       1.336       1.386       2.980       2.550

Financial income          2.144       1.270          72         946         388

Financial expenses         -627      -1.294      -5.651      -2.241      -1.273

Financial items net       1.517         -24      -5.579      -1.295        -885

Ordinary result           6.035       1.311      -4.192       1.685       1.665

Pre-tax profit            6.035       1.311      -4.192       1.685       1.665

Annual result             4.930       1.096      -3.881       1.317       1.363

 

 

Assets 

 

Tangible fixed asset      1.083       1.744       3.030       3.459       2.884

Financial fixed asse      1.276         836         546         750         803

Fixed assets              2.359       2.580       3.576       4.209       3.687

Inventories              11.799      11.145      17.526      18.099      20.259

Debtors                   8.002       7.710       6.849      11.144      12.246

Cash in hand and at       2.573         382          67       2.104       2.769

Current assets           23.366      23.185      29.000      34.324      37.262

 

 

Liabilities 

 

Share capital             1.000       1.000       1.000       1.000       1.000

Equity                   11.143       6.204       5.400      11.292       9.974

Creditors                 1.702       3.214       3.735       3.033       3.344

Short-term liabiliti     14.582      19.560      27.142      26.899      30.325

 

 

Balance sheet 

 

Balance                  25.725      25.765      32.576      38.533      40.949

 

 

Ratios 

 

Primary result/emplo        282          74          63         135         134

Ordinary result/empl        377          73        -191          77          88

Net result/employee         377          73        -191          77          88

Fixed assets/employe        147         143         163         191         194

Staff charges/employ       -520        -404        -491        -448        -452

Capacity ratio             1,27        1,09        1,07        1,14        1,13

Return on investment      17,56        5,19        4,25        7,73        6,23

Operational leverage       4,67       12,73       16,36        8,12        8,77

Wage ratio                39,45       42,78       47,63       40,75       38,35

Acid test ratio I        160,24      118,53      106,85      127,60      122,88

Acid test ratio II        79,32       61,55       42,27       60,32       56,07

Solvency ratio            43,32       24,08       16,58       29,30       24,36

Return on equity 1        54,16       21,13      -77,63       14,92       16,69

Return on equity 2        54,16       21,13      -77,63       14,92       16,69

Capital ratio             11,14        6,20        5,40       11,29        9,97

Intrinsic value        1.114,30      620,40      540,00    1.129,20      997,40

Gearing                    1,31        3,15        5,03        2,41        3,11

 

Accounting remarks   2006 Change of principles, figures not comparable

 

 

Management Information 

 

 

Management           EUGEN SILFEN (General manager)

 

Board of directors   EUGEN SILFEN (Member of the board)

                     HELLE RØRBÆK SILFEN (Member of the board)

                     - 2005-07-20

                     BENTE RØRBÆK HEIBERG (Member of the board)

                     - 2011-06-01

 

Auditor              DELOITTE STATSAUTORISERET REVISIONS P/S (Auditor)

 

 

Credit Facilities 

 

Bankers              NORDEA BANK DANMARK A/S VESTERBROGADE 8 POSTBOKS

                     - 850, 90

 

 

Historical Data 

 

Established          1982

 

Registered           2001-05-03

 

Date Art. of assoc.  2008-05-13

 

Capital history      2006-08-03 Share capital - new issue DKK 1.000.000

                     2001-05-03 Share capital - new issue DKK 500.000

                     1997-04-01 Share capital - new issue DKK 200.000

 

Management history   HENRYK FRIEDMAN (General manager) Resigned

                     - 1995-06-21

 

Board history        SAMUEL SILFEN (Member of the board) Resigned

                     - 1997-04-01

                     HELLE RØRBÆK SILFEN (Chairman of the board)

                     - Resigned 2001-05-17

                     KAJ FLEMMING RINGGREN (Member of the board)

                     - Resigned 2003-12-16

                     SVEN-ERIK BLIXT (Chairman of the board) Resigned

                     - 2004-09-24

                     CARSTEN KROGSLUND (Member of the board) Resigned

                     - 2007-11-16

                     JØRGEN BO JOHANSEN (Chairman of the board) Resigned

                     - 2011-06-01

                     DAG WINTHER SVENDSEN (Member of the board) Resigned

                     - 2011-06-01

 

Previous Names       ADAX SCANDINAVIA HANDELSHUSET AF 1982 APS

Queries              12 Credit Report

                     2012-03-12 Credit Report

                     2012-02-26 Credit Report

                     2012-01-31 Credit Report

                     2012-01-02 Credit Report

                     2011-11-28 Credit Report

                     2011-11-09 Credit Report

                     2011-10-31 Credit Report

                     2011-09-26 Credit Report

                     2011-08-28 Credit Report

                     2011-08-01 Credit Report

 

Corporate Structure 

 

 

Parent company       ADAX HOLDING APS (ID:875097) (100%)

Subsidiaries         ADAX SCANDINAVIA SP ZOO (100%)

                     ADAX NORWAY AS (100%)

Secondary names(s)   CAVALET A/S

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.49.90

UK Pound

1

Rs.78.14

Euro

1

Rs.65.08

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.