MIRA INFORM REPORT
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Report Date : |
14.03.2012 |
IDENTIFICATION DETAILS
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Name : |
INVERSIONES Y NEGOCIOS J.T. S.A.C. |
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Registered Office : |
San Enrique Mz. B, Lt. 50, Urb. Los Huertos de Tungasuca, Comas, Lima,7 |
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Country : |
Peru |
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Date of Incorporation : |
22.07.2004 |
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Com. Reg. No.: |
Electronic Record 11691868 |
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Legal Form : |
Closely-held Corporation |
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Line of Business : |
Refining and marketing of oily products, which are used to increase the energy value of the diet of birds, cattle, pigs |
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No. of Employees
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15 |
RATING & COMMENTS
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MIRA’s Rating : |
B |
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RATING |
STATUS |
PROPOSED CREDIT LINE |
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26-40 |
B |
Capability to overcome financial difficulties seems comparatively
below average. |
Small |
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Status : |
Moderate |
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Payment
Behaviour : |
Slow but Correct |
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Litigation : |
Clear |
NOTES:
Any query related to this report can be made
on e-mail : infodept@mirainform.com
while quoting report number, name and date.
ECGC Country Risk Classification List – September 30th, 2011
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Country Name |
Previous Rating (30.06.2011) |
Current Rating (30.09.2011) |
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Peru |
a2 |
a2 |
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Risk Category |
ECGC
Classification |
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Insignificant |
A1 |
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Low |
A2 |
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Moderate |
B1 |
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High |
B2 |
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Very High |
C1 |
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Restricted |
C2 |
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Off-credit |
D |
IDENTIFICATION
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CORRECT COMPANY NAME |
INVERSIONES Y
NEGOCIOS J.T. S.A.C. |
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TAXPAYER REGISTRATION |
RUC 20509694011 |
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MAIN ADDRESS |
San Enrique Mz. B, Lt. 50, Urb. Los
Huertos de Tungasuca, Comas |
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POSTAL CODE |
Lima,7 |
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PROVINCE / DEPARTAMENT |
Lima / Lima |
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STATE / REGION |
Lima |
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COUNTRY |
PERU |
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TELEPHONE |
(511) 5433656 - 2217747 |
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E-MAIL |
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WEB |
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SUMMARY
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Date of foundation |
2004 |
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Capital stock |
S/.60,000.= Nuevos Soles |
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permanent employees |
15 |
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Chief Executive |
TARAZONA USQUIANO, JORGE WILFREDO |
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Disposition |
Refused to give information (politely). |
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Payments policy |
Delays but within sector norms |
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Credit (**) |
Indeterminate / Information is
insufficient. |
LEGAL BACKGROUNDS
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LEGAL STATUS |
Closely-held
Corporation |
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DATE OF INCORPORATION |
22JUL2004 |
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STARTING DATE |
03/11/2004 |
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PLACE OF REGISTRY |
Lima |
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NOTARY OFFICE |
Sekula
Delgado L Jubica |
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DURATION |
Indefinite. |
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REGISTRATION |
Electronic
Record 11691868 |
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INITIAL CAPITAL |
S/.60,000.=
Nuevos Soles |
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CURRENT PAID-IN CAPITAL |
S/.60,000.=
Nuevos Soles |
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LISTED AT STOCK EXCHANGE |
No |
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SHARE VALUE |
S/.1.=
Nuevo Sol |
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CURRENT EXCHANGE RATE (US$) |
S/.2.68 per 1.00 USADollar |
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COMMENTS |
The Company was established by Deed dated 22/07/2004 and by Amendment Deed 24/09/2004, granted before Notary Sekula Delgado Ljubica Nada in the city of Lima. |
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FULL NAMES / COMPANY NAME |
TITLE |
%PART. |
SINCE |
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TARAZONA
USQUIANO, JORGE WILFREDO |
General Manager |
83% |
03/11/04 |
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NAGANOMA, RICHARD |
Executive Officer |
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ROJAS, HUGO |
Administrator |
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TARAZONA USQUIANO, NORMA FLORENTINA |
Shareholder |
17% |
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WHO IS WHO?
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TARAZONA
USQUIANO, JORGE WILFREDO |
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NATIONALITY |
Peruvian |
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D.O.B. |
30APR1968 |
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ID |
DNI 09482356 |
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CIVIL STATUS |
Single |
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DOMICILE |
Mariano Ignacio Prado 715, Comas, Lima |
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PROFESSION |
Businessman |
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TAX ID |
10094823566 |
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FATHER'S NAME |
Alfredo Tarazona |
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MOTHER'S NAME |
María Usquiano |
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BACKGROUND INFORMATION |
Sets up tax domicile in Calle San Enrique Mz. B, Lt. 50, Comas/LIma,7. |
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TARAZONA
USQUIANO, NORMA FLORENTINA |
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NATIONALITY |
Peruvian |
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D.O.B. |
22JAN1974 |
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ID |
DNI 09747534 |
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PROFESSION |
Businessman |
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TAX ID |
10097475348 |
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BACKGROUND INFORMATION |
Sets up tax domicile in Mariano Ignacio Prado 715, P.J. El Carmen, Comas/Lima,7. |
BUSINESS HISTORY
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By 1992 and as a result of changes in the economy in the country, began activity of purchase and sale of oils and fats for small poultry and pig farmers, as an Individual business. In 2002 took the initiative to organize a family business that began to get the equipment and laid the foundation of an organization in full development. This company meant a qualitative leap very important which provided a platform for the vision of a new business: Inversiones y Negocios JT. SAC.As founders are listed Messrs. Jorge Wilfredo Tarazona Usquiano and Norma Florentina Tarazona Usquiano. |
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RELATED COMPANIES TO SUBJECT COMPANY OR TO
MAJORITY SHAREHOLDER |
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BUSINESS
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SIC Classification |
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Main activity |
Refining and marketing of oily products, which are used to increase the energy value of the diet of birds, cattle, pigs.Processing of fishery products for human consumption.Brands sold: "AVIBLEND", "ACEITE SEMIREFINADO", "MIX OIL", "ACEITE GRAMIX", "ENCANTO" |
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Import |
No |
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Export |
No |
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% CASH SALES / METHOD |
30% |
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% Credit SALES / Terms |
70% Terms: 30,
60, 90 days |
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% DOMESTIC PURCHASES |
100% |
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SELLING TerritorY |
100% in the
National market |
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EMPLOYEES |
15 |
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Location
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Comments |
Until 2009 made imports from Trinidad and Tobago.
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FINANCIAL INFORMATION
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Interviewee(s) |
Ricardo Naganoma |
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Position(s) |
Executive Offcer |
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Disposition |
Refused to give information (politely). |
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Information provided |
Firstly, we contacted Mr. José Wilfredo Tarazona Usquiano (General Manager) who said he did not know or understood much of these things, that we should better talk with Mr. Ricardo Naganoma (Executive) who would decide whether or not information would be provided. We did as indicated and we talked with Mr. Naganoma, who suggested we sent our request in writing to analyze it. We complied with this requirement immediately.Receiving no response, we again talked with Mr. Naganoma, who told us that we must understand that they can not give information like that to others and much less if it is so confidential. He added that if any company was interested in some kind of business deal with them that they should be identified, so they could confirm if we've been truly entrusted with their profile; Otherwise they will not agree to answer to our request.In this situation, we initiated the investigation using third-party sources and official where we collected the data that is contained in the report. There were no balance sheets or referential figures of this Company available for assessment. |
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SALES |
US$ 0.00 () |
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FINANCIAL SITUATION |
UNDETERMINEDWe consider the Financial Situation of the company as Undetermined because lack of financial data prevents us from assessing their current results.Besides , It was not possible to know in detail their current payment behavior against their local suppliers, whereas by other sources researched it has been detected some protests that were paid already by the Company.On the other hand, in its latest report, the Superintendency of Banking and Insurance gives the Subject Company the Normal rating. |
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Insurance Comments |
It was not possible to obtain any information regarding insurance policies. |
PAYMENTS RECORD: TRADE
REFERENCES
(Confidential
Information) |
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RISK INFORMATION CENTER |
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DELINQUENCY (INVOICES, RECEIPTS, CHECKS)
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Creditor |
Date
of default |
Amount
S/. |
Amount
US$ |
Payment
Date |
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AMERICA MOVIL |
03/06/2011 |
1,210.61 |
0.00 |
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DELINQUENCY (PROTESTED DRAFTS, PROMISSORY
NOTES)
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Drawer |
Document |
Amount
S/. |
Amount
US$ |
Protested
date |
Payment
date |
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ISOLECTRA S.A.C. |
DRAFT |
0.00 |
2,794.42 |
20/06/2011 |
06/10/2011 |
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FERRETERIA COMERCIAL A E.I.R.LL |
DRAFT |
0.00 |
1,133.72 |
24/01/2011 |
10/10/2011 |
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INV. Y NEGOCIACIONES MONTANA S.R.L. |
DRAFT |
0.00 |
8,000.00 |
26/01/2011 |
06/10/2011 |
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INV. Y NEGOCIACIONES MONTANA S.R.L. |
DRAFT |
0.00 |
10,000.00 |
26/01/2011 |
06/10/2011 |
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INVERSIONES OMEGA 6 E.I.R.L |
DRAFT |
0.00 |
8,000.00 |
28/04/2009 |
05/10/2009 |
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INVERSIONES OMEGA 6 E.I.R.L. |
CHECK |
0.00 |
8,000.00 |
24/03/2009 |
06/10/2009 |
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BANKING INFORMATION
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SUPERINTENDENCY OF BANK & INSURANCE (SBS) |
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Debt structure for bank. SBS Latest Consolidated
Credit Report as of : 31/01/2012 |
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Bank |
Debt
Rating |
Current
Debt |
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S/. |
US$ |
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CREDITO |
NORMAL |
71,483.00 |
2,539,854.00 |
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INTERBANK |
NORMAL |
93,559.00 |
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SCOTIABANK |
NORMAL |
13,292.00 |
22,994.00 |
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CONTINENTAL |
NORMAL |
1,275,113.00 |
474,773.00 |
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COMERCIO |
NORMAL |
9,031.00 |
150,976.00 |
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BIF |
NORMAL |
6,859.00 |
145,830.00 |
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FINANCIERO |
NORMAL |
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51,402.00 |
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HSBC BANK PERU |
NORMAL |
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16,485.00 |
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Total |
1,469,337.00 |
3,402,314.00 |
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Guarantees |
2,763,041.00 |
5,013,089.00 |
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CONSOLIDATED DEBT (ALL
BANKS) ENTITIES
NUMBER : 8 31/01/2012 |
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FOREIGN EXCHANGE RATES
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Currency |
Unit
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Indian Rupees |
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US Dollar |
1 |
Rs.49.85 |
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UK Pound |
1 |
Rs.77.97 |
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Euro |
1 |
Rs.65.62 |
RATING EXPLANATIONS
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RATING |
STATUS |
PROPOSED CREDIT LINE |
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>86 |
Aaa |
Possesses an extremely sound financial base with the strongest
capability for timely payment of interest and principal sums |
Unlimited |
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71-85 |
Aa |
Possesses adequate working capital. No caution needed for credit transaction.
It has above average (strong) capability for payment of interest and
principal sums |
Large |
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56-70 |
A |
Financial & operational base are regarded healthy. General unfavourable
factors will not cause fatal effect. Satisfactory capability for payment of
interest and principal sums |
Fairly Large |
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41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
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26-40 |
B |
Capability to overcome financial difficulties seems comparatively
below average. |
Small |
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11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with full
security |
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<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not
recommended |
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NB |
New Business |
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This score serves as a reference to assess SC’s credit risk and
to set the amount of credit to be extended. It is calculated from a composite
of weighted scores obtained from each of the major sections of this report. The
assessed factors and their relative weights (as indicated through %) are as
follows:
Financial
condition (40%) Ownership
background (20%) Payment
record (10%)
Credit history
(10%) Market trend
(10%) Operational
size (10%)
This report is issued at your request without any
risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL)
or its officials.