MIRA INFORM REPORT

 

 

Report Date :

15.03.2012

 

IDENTIFICATION DETAILS

 

Name :

EVERGREEN  PRODUCTS  FACTORY  LTD

 

 

Registered Office :

Flat A, 11/F. & 14/F., Chiap Luen Industrial Building, 30-32 Kung Yip Street, Kwai Chung, New Territories

 

 

Country :

Hong Kong

 

 

Date of Incorporation :

14.12.1993

 

 

Com. Reg. No.:

17778448

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

Importer, Exporter and Manufacturer of all Kinds of Wigs, Hair Products, Etc.

 

 

No. of Employees :

40

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Good

 

 

Payment Behaviour :

No complaints

 

 

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – September 30, 2011

 

Country Name

Previous Rating

(30.06.2011)

Current Rating

(30.09.2011)

Hong Kong

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


Company name

 

EVERGREEN  PRODUCTS  FACTORY  LTD.

 

 

Company ADDRESS

 

Flat A, 11/F. & 14/F., Chiap Luen Industrial Building, 30-32 Kung Yip Street, Kwai Chung, New Territories, Hong Kong.

 

PHONE:                  2427 5468,  2427 5899,  2428 7133

 

FAX:                       2420 3938,  2420 3902

 

E-MAIL:                  epfreg@epfhk.com

 

 

MANAGEMENT

 

Managing Director:  Mr. Chang Yoe Chong, Felix

 

 

SUMMARY

 

Incorporated on:                         14th December, 1993.

 

Organization:                             Private Limited Company.

 

Capital: Nominal:                       HK$3,000,000.00

Issued:                                      HK$3,000,000.00

 

Business Category:                    Importer, Exporter and Manufacturer.

 

Employees:                               40.  (Hong Kong)

 

Main Dealing Banker:                 Hang Seng Bank Ltd., Hong Kong.

 

Banking Relation:                       Satisfactory.


Company name 

 

EVERGREEN  PRODUCTS  FACTORY  LTD.

 

 

Company ADDRESS

 

Registered Head Office:-

Flat A, 11/F. & 14/F., Chiap Luen Industrial Building, 30-32 Kung Yip Street, Kwai Chung, New Territories, Hong Kong.

 

G.P.O. Box 3263, Hong Kong.

 

Business Names:-  (Same address)

Evergreen Products Factory, Hong Kong.                                              [BR No. 17778448-001]

Evergreen Company, Hong Kong.                                                         [BR No. 17778448-002]

 

Holding Companies:-

CLC Global Co. (PTC) Ltd., British Virgin Islands.

FC Global Co. (PTC) Ltd., British Virgin Islands.

 

Associated Companies:-  (Same address)

Eastern Earnings (China) Co. Ltd., Hong Kong.

Eastern Earnings Trading Co., Hong Kong.

EPF Global Enterprises Ltd., Hong Kong.

EPF International Ltd., Hong Kong.

Evergreen Investment Holding Ltd., Hong Kong.

 

 

BUSINESS REGISTRATION NUMBER 

 

17778448

 

 

COMPANY FILE NUMBER

 

0457094

 

 

MANAGEMENT

 

Managing Director:  Mr. Chang Yoe Chong, Felix

Director & Contact Person:  Ms. Mak Man Yi, Manly

CAPITAL

 

Nominal Share Capital: HK$3,000,000.00 (Divided into 30,000 shares of HK$100.00 each)

 

Issued Share Capital: HK$3,000,000.00

 

 

SHAREHOLDERS

 

(As per registry dated 14-12-2011)

Name

 

No. of shares

CLC Global Co. (PTC) Ltd.

P.O. Box 916, Woodbourne Hall, Road Town, Tortola, British Virgin Islands

 

15,300

FC Global Co. (PTC) Ltd.

P.O. Box 916, Woodbourne Hall, Road Town, Tortola, British Virgin Islands

 

14,700

 

 

––––––

 

Total:

30,000

=====

 

 

DIRECTORS

 

(As per registry dated 14-12-2011)

Name

(Nationality)

 

Address

CHAN Kwok Keung

Room 409, 4/F., Wang Cho House, Wang Tau Hom Estate, Kowloon, Hong Kong.

 

CHANG Chih Lung

Flat B, 17/F., Wing Hong Mansion, 62 MacDonnell Road, Mid-Levels, Hong Kong.

 

CHANG Yoe Chong, Felix

Flat B, 17/F., Wing Hong Mansion, 62 MacDonnell Road, Mid-Levels, Hong Kong.

 

CHO Joo Sub

Flat 12A, Block 6, Xian Dai Cheng Hua Ting, Chuang Ye Lu, Nanshan District, Shenzhen, China.

 

KWOK Yau Lung, Anthony

Flat H, 46/F., Block 2, Grand Waterfront, 38 San Ma Tau Street, Tokwawan, Kowloon, Hong Kong.

 

MAK Man Yi

Flat C, 7/F., Block 4, Phase 1, Monte Vista, Ma On Shan, New Territories, Hong Kong.

 

 

SECRETARY

 

(As per registry dated 14-12-2011)

Name

Address

Co. No.

M.K. Secretarial Services Ltd.

Room 1601, 16/F., Wing On Centre, 111 Connaught Road Central, Hong Kong.

0152249

 

HISTORY

 

The subject was incorporated on 14th December, 1993 as a private limited liability company under the Hong Kong Companies Ordinance.

Apart from these, neither material change nor amendment has been ever traced and noted.

 

 

OPERATIONS

 

Activities:                      Importer, Exporter and Manufacturer.

 

Lines:                           All kinds of wigs, hair products, etc.

 

Brand Names:               La Buosse” and “EPF”.

 

Employees:                     40.  (Hong Kong) About 10,000.  (China)

 

Raw Materials:               Imported from European countries, some of the Asian countries and finished products from China.

 

Markets:                       China, Hong Kong, Japan, South Korea, Taiwan, Australia, other Asian countries, Europe, North America, etc.

 

Terms/Sales:                  As per contracted.

 

Terms/Buying:               L/C, T/T, etc.

 


 

FINANCIAL INFORMATION

 

Nominal Share Capital:               HK$3,000,000.00 (Divided into 30,000 shares of HK$100.00 each)

 

Issued Share Capital:                 HK$3,000,000.00

 

Mortgage or Charge (since April 2011):  (See attachment)

 

Profit or Loss:                            Making a small profit every year.

 

Condition:                                  Keeping in a satisfactory manner.

 

Facilities:                                  Making rather active use of general banking facilities.

 

Payment:                                  Met trade commitments as required.

 

Commercial Morality:                 Satisfactory.

 

Bankers:

Hang Seng Bank Ltd., Hong Kong.

The Bank of East Asia Ltd., Hong Kong.

The Hongkong & Shanghai Banking Corp. Ltd., Hong Kong.

 

Standing:  Good.

 

 

GENERAL

 

Having issued 30,000 ordinary shares of HK$100.00 each, Evergreen Products Factory Ltd. is jointly owned by two BVI-registered firms: CLC Global Co. (PTC) Ltd., holding 51% interests; and FC Global Co. (PTC) Ltd., holding 49%.

The subject is a wig manufacturer and trader.  It is a wig and hairpiece specialist and manufacturer.  It has more than 20 years experience in exporting premium merchandise worldwide.  Its production lines are in mainland China, with sophisticated management and high skilled workers.

Currently the subject has set up offices and factories in Shanghai, Guangzhou, Shenzhen Special Economic Zone, Kunming of Yunan Province and Henan Province.  In total, there are about 10,000 employees in China.

The subject’s products are marketed in Hong Kong and China, exported to Japan, South Korea, Taiwan, other Asian countries, Europe, North America, South America, Australia, etc.

The subject’s products can be categorized into black people wigs, white people wigs, toupees, drawstrings, weaving wigs, hairpieces and hair accessories, doll wigs, carnival and Halloween wigs, etc.

The subject uses good quality fibre Kanekalon which is imported from Japan and other fibres as well to ensure diversified designs and prices to meet the needs of its customers.  It has had a in-house designer team who is creating new items and blending new colours in order to satisfy the ever-changing markets.

The subject has registered its trade mark “EPF” in Hong Kong and “La Buosse” in China.

In order to penetrate the international market further, the subject has taken part in fairs and exhibitions held in Hong Kong and other foreign large cities.

For instance, it took part in “Hong Kong Toys & Games Fair 2012” which had been held in Hong Kong Convention and Exhibition Centre, Wanchai, Hong Kong during the period of 9th to 12th January, 2012.

The subject’s business is chiefly handled by the directors of the subject.  History in Hong Kong is over eighteen years.  Annual sales turnover is very significant.

On the whole, consider it good for normal business engagements.

 


MORTGAGE OR CHARGE

(Since April 2011)

 

Date

Particulars

Amount

24-10-2011

Instrument:      Charge over Deposits/Securities (3 Parties)

Property:

The Chargor charges by way of first fixed charge to the Bank all the right, title and interest of the Chargor in and to the Charged Assets.

Mortgagee:      Hang Seng Bank Ltd., Hong Kong.

To secure all monies

28-10-2011

Instrument:      Charge On Cash Deposit and/or Shares and Securities

Property:

A cash deposit of CNY1,888,186.52 and all interests thereon under Account No. 015-213-30-400193-3 Deposit no. 0001

Mortgagee:      The Bank of East Asia Ltd., Hong Kong.

To secure credit facilities or financial accommodation

28-10-2011

Instrument:      Charge on Cash Deposit and/or Shares and Securities to secure Third Party Obligations

Property:

A cash deposit of the sum of money from time to time under Account No. 213-30-400193-3

Mortgagee:      The Bank of East Asia Ltd., Hong Kong.

All money

18-11-2011

Instrument:      Charge over Securities and Receivables

Property:

All the right, title and interest of the customer in and to the Securities and Receivables.

Mortgagee:      The Hongkong & Shanghai Banking Corp. Ltd., Hong Kong.

Secured Moneys


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.50.22

UK Pound

1

Rs.78.63

Euro

1

Rs.65.53

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.