MIRA INFORM REPORT

 

 

Report Date :

19.03.2012

 

IDENTIFICATION DETAILS

 

Name :

FLOMAX (M) SDN. BHD.

 

 

Registered Office :

No. 3 & 5, Jalan 5/18A, Taman Mastiara, Batu 5, Jalan Ipoh, Kuala Lumpur, Wilayah Persekutuan, 51200

 

 

Country :

Malaysia

 

 

Date of Incorporation :

13.07.1996

 

 

Com. Reg. No.:

394032-A

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

Import and Distributor Of Auto Spare Parts.

 

 

No. of Employees :

10 Employees

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Maximum Credit Limit :

USD 80,000

Status :

Small company

Payment Behaviour :

No complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – September 30, 2011

 

Country Name

Previous Rating

(30.06.2011)

Current Rating

(30.09.2011)

Malaysia

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


IDENTIFICATION DETAILS

 

Verified Address

Subject name :                                      FLOMAX (M) SDN. BHD.

Business address :                                No. 3 & 5, Jalan 5/18A

Taman Mastiara

Batu 5, Jalan Ipoh

Town :                                                   Kuala Lumpur

Province :                                              Wilayah Persekutuan

Zip/postal code :                                    51200

Country :                                               Malaysia

Tel :                                                      +60 3 62586581

Fax :                                                     +60 3 62509581

Registered address :                              No. 43, Suite 2.02, 2nd Floor

Jalan Ros

Town :                                                   Segamat

Province :                                              Johor Darul Takzim

Zip/postal code :                                    85000

Country :                                               Malaysia

 

 

SUMMARY DETAILS

 

Executive Summary

Date founded or registered :                    13/07/1996

Legal form :                                           Private Company Limited By Shares

Chief executive :                                    Ong Chee Yow

Issued & paid up capital :                       MYR 500,000

Line of business :                                   Import and distributor of auto spare parts.

Staff employed :                                     10 employees

 

 

Company Analysis

 

Country risk :                             Country risk is minimal

Operation trend :                        Operational trend is steady

Management experience :           Management is reasonably experienced

Financial performance :              Financial performance is undetermined

Organization structure :              Organizational structure is acceptable

Detrimental :                  No detrimental records found

Payment history :                      No payment delays noted

Credit amount suggestion :         USD 80,000

Credit amount asked :                Not described

 

 

 

STATUTORY DETAILS

 

Registry Data

Registration date :                      13/07/1996

Legal form :                               Private Limited Company

Registration no                          394032-A

Registered authority :                 Companies Commission of Malaysia

Registry status :                        Live/Active

Previous name :                         None reported.

Change of legal form :                 None reported.

 

 

MANAGEMENT / DIRECTORS

 

Key Management

Name :                                      Ong Chee Yow

Designation :                             Managing Director

Name :                                      Ong Chee Meng

Designation :                             Director

Name :                                      Ong Chee Poh

Designation :                             Director

 

 

BOARD OF DIRECTORS/ OTHER APPOINTMENTS

 

Appointments

Name :                                      Ong Chee Meng

Designation :                             Director

Identification no :                        560605-10-5901

Appointment date :                     13/07/96

Address :                                  52, Jalan Tasik Indah 4

Taman Tasik Indah

Batu 5, Jalan Ipoh

51200 Kuala Lumpur

Wilayah Persekutuan

Malaysia

Name :                                      Ong Chee Yow

Designation :                             Director and Company Secretary

Identification no :                        630612-10-6823

Appointment date :                     01/07/99

Address :                                  6, Jalan Permata 4

T                                              aman Damai Jaya

Bukit Siput

85020 Segamat

Johor Darul Takzim

Malaysia

Name :                                      Ong Chee Poh

Designation :                             Director

Identification no :                        641107-10-6789

Appointment date :                     01/07/99

Address :                                  18 Jalan Pipit 1

Bandar Puchong Jaya

47100 Puchong

Selangor Darul Ehsan

Malaysia

Staff employed :                         10 employees

 

 

SHARE CAPITAL

 

Composition

Authorized Capital :                    MYR 500,000

No of shares :                            500,000 Ordinary Shares

Share par value :                        MYR 1

Issued capital :                          MYR 500,000

Paid up capital :                         MYR 500,000

 

 

OWNERSHIP / SHAREHOLDERS

 

How listed :                   Full List

Composition

Shareholder name :        Ong Seow Wei

Address :                      Malaysia

No. of shares :               25,000 Ordinary Shares

Shareholder name :        Ong Chee Meng

Address :                      52, Jalan Tasik Indah 4

Taman Tasik Indah

Batu 5, Jalan Ipoh

51200 Kuala Lumpur

Wilayah Persekutuan

Malaysia

No. of shares :               140,000 Ordinary Shares

Shareholder name :        Ong Chee Leong

Address :                      Malaysia

No. of shares :               67,000 Ordinary Shares

Shareholder name :        Ong Chee Poh

Address :                      18 Jalan Pipit 1

Bandar Puchong Jaya

47100 Puchong

Selangor Darul Ehsan

Malaysia

No. of shares :               67,000 Ordinary Shares

Shareholder name :        Ong Siew Geok

Address :                      Malaysia

No. of shares :               67,000 Ordinary Shares

Shareholder name :        Ong Chee Tiong

Address :                      Malaysia

No. of shares :               67,000 Ordinary Shares

Shareholder name :        Ong Chee Yow

Address :                      6, Jalan Permata 4

Taman Damai Jaya

Bukit Siput

85020 Segamat

Johor Darul Takzim

Malaysia

No. of shares :               67,000 Ordinary Shares

 

 

RELATED COMPANIES & CORPORATE AFFILIATIONS

 

Structure

Related companies and corporate affiliations comments : None reported.

 

 

BANK & MORTGAGES

 

Bank Details

Name of bank :                          Malayan Banking Berhad

Address :                                  Malaysia

Account details :                        Current Account

Name of bank :                          Public Bank Berhad

Address :                                  Malaysia

Account details :                        Current Account

Comments :                              It is generally not the policy of local banks to provide credit status information to non related parties, however interested parties would be advised to consult first with the Subject if banker's references are required.

Mortgages :                               Total of Charge: 425,000.00

Date of Creation:                        08-03-2002

Name of Chargee:                      MALAYAN BANKING BERHAD

Charge Status :                         UNSATISFIED

Total of Charge:                         800,000.00

Date of Creation:                        18-06-2003

Name of Chargee :                     PUBLIC BANK BERHAD

Charge Status :                         UNSATISFIED

Total of Charge:                         1,400,000.00

Date of Creation:                        18-06-2003

Name of Chargee:                      PUBLIC BANK BERHAD

Charge Status:                          UNSATISFIED

 

Legal Fillings

Bankruptcy fillings :                    None reported.

Court judgements :                     None reported.

Tax liens :                                 None reported.

Others :                                    None reported.

 

 

FINANCIAL DATA

 

Description

Comments : The Subject has been exempted from revealing their financials. In 2011, the

Subject filed for the certificate of exemption private company and their

accountants state that all liabilities are in good manner.

 

 

OPERATION DETAILS

 

Main activities :              The Subject is engaged as importer and distributor of auto spare parts.

 

Purchases

International : India, China, Taiwan

 

Sales

Local : Yes

International : No exports.

 

Property & Assets

 

Premises : The Subject operates from premises located at the verified heading

address consisting of warehouse and administrative office.

 

Branches : None reported.

 

 

SUMMARIZED COUNTRY RISK

 

Gross Domestic Products (GDP) & Economic Overview

Central bank :                                        Central Bank of Malaysia

Reserve of foreign exchange & gold :       US$ 133.7 billion as of 13 January 2012

Gross domestic product - GDP :             US$ 247.781 billion

GPP (Purchasing power parity) :             US$ 442.01 billion of International dollars

GDP per capita - current prices :             US$ 8,624

GDP - composition by sector :                agriculture: 9.4%

industry: 40.9%

services: 49.7%

Inflation : 2008: 5.4%

2009: 0.6%

2010: 1.7%

Unemployment rate :                              2008: 3.3%

2009: 3.6%

2010: 3.3%

Public debt

(General Government gross debt as

a % GDP)

: 2008: 42.8%

2009: 55.4%

2010: 54.2%

Government bond ratings :                      Standard & Poor's: A-/Stable/A-2

Moody's rating: A3

Moody's outlook: STA

Market value of publicly traded

shares

: US$420 billion

Largest companies in the country : CIMB Group Holdings (Banking), Sime Darby (Conglomerates), Public

Bank Berhad (Banking), Maybank (Banking), Tenaga Nasional

Berhad(Utilities), Petronas Chemicals, Maxis Berhad

 

Trade & Competitiveness Overview

 

Total exports :                                       US$210.3 billion

Exports commodities :                           electronic equipment, petroleum and liquefied natural gas, wood and wood products, palm oil, rubber, textiles, chemicals

Total imports :                                       US$156.2 billion

Imports commodities :                            electronics, machinery, petroleum products, plastics, vehicles, iron and

steel products, chemicals

Export - major partners :                         US 15.6%, Singapore 14.6%, Japan 9.1%, China 8.8%, Thailand 5%, Hong Kong 4.6%

 

Import - major partners :                         Japan 13%, China 12.9%, Singapore 11.5%, US 10.8%, Taiwan 5.7%,

Thailand 5.3%, South Korea 4.9%, Germany 4.6%, Indonesia 4.2%

 

FDI Inflows :                                          2007: US$8,538 million

2008: US$7,318 million

2009: US$1,381 million

FDI Outflows :                                        2007: US$11,280 million

2008: US$14,988 million

2009: US$8,038 million

Best countries for doing business :          21 out of 183 countries

Global competitiveness ranking :             26 (ranking by country on a basis of 133, the first is the best)

 

Country and Population Overview

 

Total population :                                   28.23 million

Total area :                                            329,847 km2

Capital :                                                Kuala Lumpur

Currency :                                             Malaysia Ringgits (MYR)

Internet users as % of total

population

: 57.61%

 

 

PAYMENT HISTORY

 

Purchase Term

International : D/A 30-60 days

 

Sales Term

Local : Credit 90-120 days

 

Trade Reference/ Payment

Behaviour

 

Comments : As local and international trade references were not supplied, the Subject's

payment track record history cannot be appropriately determined but based

on our research, payments are believed to be met without delay.

 

Investigation Note

Sources : Interviews and material provided by the Subject

: Other official and local business sources


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.50.31

UK Pound

1

Rs.79.04

Euro

1

Rs.65.82

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.