MIRA INFORM REPORT

 

 

Report Date :

19.03.2012

 

IDENTIFICATION DETAILS

 

Name :

INVENT BIO-MED PRIVATE LIMITED

 

 

Registered Office :

517, Laxmi Plaza, Laxmi Industrial Estate, New Link Road, Andheri (West), Mumbai-4000053, Maharashtra

 

 

Country :

India

 

 

Financials (as on) :

31.03.2011

 

 

Date of Incorporation :

03.05.2005

 

 

Com. Reg. No.:

152988

 

 

Capital Investment/ Paid-up Capital:

Rs.4.401 Millions

 

 

CIN No.:

[Company Identification No.]

U33110MH2005PTC152988

 

 

TAN No.:

[Tax Deduction & Collection Account No.]

MUMI06970F

 

 

PAN No.:

[Permanent Account No.]

AABCI3632E

 

 

Legal Form :

Private Limited Liability Company

 

 

Line of Business :

Manufacturer of medical devices and plastic disposable, vascular intervention device.

 

 

No. of Employees:

Not Available

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba (43)

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Maximum Credit Limit :

USD 213552

 

 

Status :

Satisfactory

 

 

Payment Behaviour :

Usually Correct

 

 

Litigation :

Clear

 

 

Comments :

Subject is an established company having satisfactory tack. Trade relations are reported as fair. Business is active. Payments are reported to be usually correct and as per commitments.

 

The company can be considered normal for business dealings at usual trade terms and conditions.

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – April 1, 2010

 

Country Name

Previous Rating

(31.12.2009)

Current Rating

(01.04.2010)

India

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

LOCATIONS

 

Registered/ Sales Office :

517, Laxmi Plaza, Laxmi Industrial Estate, New Link Road, Andheri (West), Mumbai-4000053, Maharashtra, India

Tel. No.:

91-22-26324234/ 32446459

Fax No.:

91-22-26324250

E-Mail :

info@inventbio-med.com

Website :

http://www.inventbio-med.com

Area :

1500 sq. ft. (owned)

 

 

Factory  :

109, Surat Special Economic Zone Diamond Park, GIDC, Sachin Surat-394230, Gujarat, India.

Tel. No.:

91-261-3230180

Fax No.:

91-261-2397157

 

 

Factory  Office:

Plot No. H/1, Shop No.5, Laxmi Villa Township Housing Zone, GIDC Sachin, Surat-394230, Gujarat, India

Tel. No.:

91-261-3116161

E-Mail :

sales@inventbio-med.com

 

 

Branch:

Rajiv Arcade, 701, 7th Floor, Opposite Gurukul, Drive-in-Road, Memnagar, Ahmedabad 380052, Gujarat, India

Tel. No.:

91-79-32505315

Email ID:

ahemdabad@inventbio-med.com

 

 

USA Office :

17, Spectrum Point # 508, Lake Forest, CA 92630

Tel. No.:

949-588-7568

Fax No.:

949-588-7703

E-Mail :

info@inventbio-med.com

 

 

Japan Office :

Suite 1701, Storia Shingawa, 2-16-8, Konam, Minato-ku, Toky 108-0075, Japan

Tel. No.:

03-5783-6778

Fax No.:

03-5783-6779

E-Mail :

Invent.japan@inventbio-med.com

 

 

DIRECTORS

 

AS ON 30.09.2011

 

Name :

Mr. Ravishankar Srivastava

Designation :

Director

Address :

T-37, 405/406, Royal Empire, Shastri Nagar, Lokhandwala Road, Andheri (w), Mumbai-400053, Maharashtra, India.

Date of Appointment :

03.05.2005

 

 

Name :

Mrs. Nivedita Ravishankar Srivastava

Designation :

Director

Address :

T-37, 405/406, Royal Empire, Shastri Nagar, Lokhandwala Road, Andheri (w), Mumbai-400053, Maharashtra, India.

Date of Appointment :

03.05.2005

 

 

Name :

Mr. Sunil Goyal

Designation :

Director

Address :

731/A, 7th Floor, Akshay Girikunj-Iii, Paliram Road, Andheri (w),Mumbai-400058, Maharashtra, India.

Date of Appointment :

23.11.2007

 

 

MAJOR SHAREHOLDERS / SHAREHOLDING PATTERN

 

AS ON 30.09.2011

 

Names of Shareholders

No. of Shares

Ravishankar Srivastava

106400

Nivedita Ravishankar Srivastava

84475

Shardul Srivastava

20000

Ashok R. Thakrar

50000

Jayshree Ashok Thakrar

47875

Dwarkesh Parikh

11850

Dilip Parikh

10485

Gajanan P. Ratnaparkhi

5000

Smita Prikh

18364

Rajkumar Gupta

1000

Ladderup Finance Limited, Mumbai, India

40000

Praful C. Shah

1065

Ashok Sharma

1000

Jay Acharya

1000

Murugesan Madurai Veeram

28333

Zang Qui, Honkong

13334

Total

440181

 

AS ON 30.09.2011

 

Equity Share Breakup

Percentage of Holding

Category

 

Foreign holdings [Foreign institutional investors, Foreign Companies, Foreign Financial Institutions, Non-resident Indian or Overseas corporate bodies or others]

12.27

Bodies corporate

9.09

Directors or relatives of directors

47.91

Other top fifty shareholders

30.73

Total

100.00

 

 

BUSINESS DETAILS

 

Line of Business :

Manufacturer of medical devices and plastic disposable, vascular intervention device.

 

 

GENERAL INFORMATION

 

Bankers :

·         Punjab National Bank

Address: Mid Corporate Branch, Brady House, V.N. Road, Fort, Mumbai-400023, Maharashtra, India.

·         Small Industries Development Bank of India

Address: 11-13, first Floor, 209, Vinay k, Shah Marg, Atlant Building, Nariman Point, Mumbai 400021, Maharashtra, India

·         Bank of Baroda

Address: Versova Branch, Manish Market, 1st Floor, Sir J P Road, Four Bunglow, Versova, Andheri West, Mumbai 400058, Maharashtra, India

 

 

Facilities :

Secured Loan

As on 31.03.2011 (Rs. In Millions)

As on 31.03.2010 (Rs. In Millions)

Term Loan Facility from Punjab National Bank (Secured against specific fixed asset)

10.256

13.419

Packing credit limit

4.993

4.821

Overdraft facility from Punjab National Bank (Secured against specific fixed asset)

31.421

28.344

Total

46.670

46.585

 

 

 

Unsecured Loan

 

 

Ashok Thakrar (Loan)

0.066

0.066

Kalyan Vadala Mani

0.100

0.100

R S Srivastava

2.000

0.000

Total

2.166

0.166

 

 

 

Banking Relations :

--

 

 

Auditors :

 

Name :

Gulab and Company

Chartered Accountant

Address :

110/111, Sagar Shipping Centre, Near Ram Mandir, 76 J.P. Road, Andheri (w), Mumbai-400058, Maharashtra, India.

 


 

CAPITAL STRUCTURE

 

AS ON 31.03.2011

 

Authorised Capital :

 

No. of Shares

Type

Value

Amount

500000

Equity Shares

Rs.10/- each

Rs.5.000 Millions

 

 

Issued, Subscribed & Paid-up Capital :

 

No. of Shares

Type

Value

Amount

440181

Equity Shares

Rs.10/- each

Rs.4.401 Millions

 

 


 

FINANCIAL DATA

[all figures are in Rupees Millions]

 

ABRIDGED BALANCE SHEET

 

SOURCES OF FUNDS

 

31.03.2011

31.03.2010

31.03.2009

SHAREHOLDERS FUNDS

 

 

 

1] Share Capital

4.401

3.285

3.248

2] Share Application Money

0.000

11.187

0.339

3] Reserves & Surplus

48.987

26.797

18.970

4] (Accumulated Losses)

0.000

0.000

(0.470)

NETWORTH

53.388

41.269

22.087

LOAN FUNDS

 

 

 

1] Secured Loans

46.670

46.585

36.388

2] Unsecured Loans

2.166

0.166

0.782

TOTAL BORROWING

48.836

46.751

37.170

DEFERRED TAX LIABILITIES

0.676

0.000

0.000

 

 

 

 

TOTAL

102.900

88.020

59.257

 

 

 

 

APPLICATION OF FUNDS

 

 

 

 

 

 

 

FIXED ASSETS [Net Block]

42.714

44.140

42.988

Capital work-in-progress

0.000

0.000

0.000

 

 

 

 

INVESTMENT

4.855

0.000

0.000

DEFERREX TAX ASSETS

0.012

0.012

0.012

 

 

 

 

CURRENT ASSETS, LOANS & ADVANCES

 

 

 

 

Inventories

32.354
26.291
17.728

 

Sundry Debtors

48.164
29.330
11.103

 

Cash & Bank Balances

0.084
1.101
0.245

 

Other Current Assets

0.000
0.000
0.000

 

Loans & Advances

1.687
4.278
1.730

Total Current Assets

82.289
61.000
30.806

Less : CURRENT LIABILITIES & PROVISIONS

 
 

 

 

Sundry Creditors

17.958
14.200
14.781

 

Other Current Liabilities

7.992
3.192
1.033

 

Provisions

1.570
0.164
0.212

Total Current Liabilities

27.520
17.556
16.026

Net Current Assets

54.769
43.444
14.780

 

 

 

 

MISCELLANEOUS EXPENSES

0.550

0.424

1.477

 

 

 

 

TOTAL

102.900

88.020

59.257

 

 


PROFIT & LOSS ACCOUNT

 

 

PARTICULARS

31.03.2011

31.03.2010

31.03.2009

 

 

 

 

 

 

SALES

96.600

95.300

52.000

 

 

 

 

 

 

PROFIT BEFORE TAX (E-F)                               (G)

5.085

7.983

0.604

 

 

 

 

 

Less

TAX                                                                  (H)

0.000

0.000

0.000

 

 

 

 

 

 

PROFIT AFTER TAX (G-H)                                (I)

5.085

7.983

0.604

 

 

 

 

 

 

Earnings Per Share (Rs.)

11.96

--

--

 

 

KEY RATIOS

 

PARTICULARS

 

 

31.03.2011

31.03.2010

31.03.2009

PAT / Total Income

(%)

5.26
8.38

1.16

 

 

 
 

 

Net Profit Margin

(PBT/Sales)

(%)

5.26
8.38

1.16

 

 

 
 

 

Return on Total Assets

(PBT/Total Assets}

(%)

4.06
7.59

0.82

 

 

 
 

 

Return on Investment (ROI)

(PBT/Networth)

 

0.09
0.19

0.03

 

 

 
 

 

Debt Equity Ratio

(Total Liability/Networth)

 

1.44
1.56

2.41

 

 

 
 

 

Current Ratio

(Current Asset/Current Liability)

 

2.99
3.47

1.92

 

 

LOCAL AGENCY FURTHER INFORMATION

 

Note: The Registered office of the company has been shifted from 207, Jagruti Industrial Premises Co-Operative Society Limited, Mogal Lane, Mahim, Mumbai-400016, Maharashtra, India. To present address.

 

Operations: The company made steady progress during the year. It has earned income of Rs. 96.600 millions and earned profit of Rs. 5.085 millions.

 

Form 8

 

Corporate identity number of the company

U33110MH2005PTC152988

Name of the company

INVENT BIO-MED PRIVATE LIMITED

Address of the registered office or of the principal place of  business in India of the company

517, Laxmi Plaza, Laxmi Industrial Estate, New Link Road, Andheri (West), Mumbai-4000053, Maharashtra, India

This form is for

Modification of charge

Type of charge

Immovable property

Book debts

Movable property (not being pledge)

Others

Particular of charge holder

Punjab National Bank

Address: Mid Corporate Branch, Brady House, V.N. Road, Fort, Mumbai-400023, Maharashtra, India.

Email: jpscs2007@gmail.com

Nature of instrument creating charge

Hypothecation Of Goods And Book Debts To Secure Cash Credit Facility For Rs.50.000  millions(Enhanced)

Packing Credit Agreement (Hypothecation) For Rs.5.000 millions(Within Cc Of Rs.50.000 millions)

Deed Of Hypothecation To Secure LC On DA Basis For Rs.15.000 millions

Bills Discounting For Rs.5.000 millions

General Counter Indemnity For Rs.5.000 millions

Hypothecation Of Block Of Assets For Rs.72.300 millions

Letter Of Continuity For Rs.72.300 millions

( All The Above Documents Constitute Single Charge Of Rs.72.300 millions Enhanced)

Date of instrument Creating the charge

28.11.2011

Amount secured by the charge

Rs. 72.300 millions

Brief of the principal terms an conditions and extent and operation of the charge

Rate of interest

Cash Credit Facility - BR + 4.5% P.A.

 

Terms of repayment

Cash Credit Facility Is Subject To Renewal At Every Year . Repayable On Demand.

 

Margin

Stocks- 25%

Book Debts-40%

 

Extent and operation of the charge

Rs.72.300 millions And Operation Of Charge Entire Current Assets(All Present And Future) Including Book Debts And Stocks , Goods In Transit And Entire Block Of Assets (Present And Future), Plot No.109, In Surat Special Economic Zone(Sursez) Diamond Park, Surat  To Secure  Bank For  Fund Base And Non Fund Base Limits (Including Term Loan) Of Rs.72.300 millions (Enhanced).

 

Short particulars of the property charged (Including location of the property)

Charge Entire Current Assets(All Present And Future) Including Book Debts And Stocks , Goods In Transit

Plot No.109, In Surat Special Economic Zone(Sursez), Diamond Park, Sachin, Surat- 394230.

Entire Block Of Assets (Present And Future)

 

Particulars of the present modification

By This Submission Of Modification, The Company Has Created Charge On Entire Current Assets Includng Book Debts And Stocks, Goods In Transit, Entire Block Of Assets (Present And Future) And  On Plot No.109, In Surat Special Economic Zone(Sursez) Surat To Secure Bank   For Bank Fund Base And Non Fund Base Facilities Of Rs.72.300 millions Enhanced.

 

FIXED ASSETS:

·         Land

·         Factory Building

·         Furniture and Fixtures

·         Machinery

·         Vehicles

·         Computer

·         Office Equipments

·         Intangible Assets

 

 


CMT REPORT (Corruption, Money Laundering & Terrorism]

 

The Public Notice information has been collected from various sources including but not limited to: The Courts, India Prisons Service, Interpol, etc.

 

1]         INFORMATION ON DESIGNATED PARTY

No records exist designating subject or any of its beneficial owners, controlling shareholders or senior officers as terrorist or terrorist organization or whom notice had been received that all financial transactions involving their assets have been blocked or convicted, found guilty or against whom a judgement or order had been entered in a proceedings for violating money-laundering, anti-corruption or bribery or international economic or anti-terrorism sanction laws or whose assets were seized, blocked, frozen or ordered forfeited for violation of money laundering or international anti-terrorism laws.

 

2]         Court Declaration :

No records exist to suggest that subject is or was the subject of any formal or informal allegations, prosecutions or other official proceeding for making any prohibited payments or other improper payments to government officials for engaging in prohibited transactions or with designated parties.

 

3]         Asset Declaration :

No records exist to suggest that the property or assets of the subject are derived from criminal conduct or a prohibited transaction.

 

4]         Record on Financial Crime :

            Charges or conviction registered against subject:                                                              None

 

5]         Records on Violation of Anti-Corruption Laws :

            Charges or investigation registered against subject:                                                          None

 

6]         Records on Int’l Anti-Money Laundering Laws/Standards :

            Charges or investigation registered against subject:                                                          None

 

7]         Criminal Records

No available information exist that suggest that subject or any of its principals have been formally charged or convicted by a competent governmental authority for any financial crime or under any formal investigation by a competent government authority for any violation of anti-corruption laws or international anti-money laundering laws or standard.

 

8]         Affiliation with Government :

No record exists to suggest that any director or indirect owners, controlling shareholders, director, officer or employee of the company is a government official or a family member or close business associate of a Government official.

 

9]         Compensation Package :

Our market survey revealed that the amount of compensation sought by the subject is fair and reasonable and comparable to compensation paid to others for similar services.

 

10]        Press Report :

            No press reports / filings exists on the subject.

 


 

CORPORATE GOVERNANCE

 

MIRA INFORM as part of its Due Diligence do provide comments on Corporate Governance to identify management and governance. These factors often have been predictive and in some cases have created vulnerabilities to credit deterioration.

 

Our Governance Assessment focuses principally on the interactions between a company’s management, its Board of Directors, Shareholders and other financial stakeholders.

 

 

CONTRAVENTION

 

Subject is not known to have contravened any existing local laws, regulations or policies that prohibit, restrict or otherwise affect the terms and conditions that could be included in the agreement with the subject.

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.50.31

UK Pound

1

Rs.79.04

Euro

1

Rs.65.82

 


 

SCORE & RATING EXPLANATIONS

 

SCORE FACTORS

 

RANGE

POINTS

HISTORY

1~10

5

PAID-UP CAPITAL

1~10

5

OPERATING SCALE

1~10

5

FINANCIAL CONDITION

 

 

--BUSINESS SCALE

1~10

5

--PROFITABILIRY

1~10

4

--LIQUIDITY

1~10

5

--LEVERAGE

1~10

5

--RESERVES

1~10

4

--CREDIT LINES

1~10

5

--MARGINS

-5~5

--

DEMERIT POINTS

 

 

--BANK CHARGES

YES/NO

YES

--LITIGATION

YES/NO

NO

--OTHER ADVERSE INFORMATION

YES/NO

NO

MERIT POINTS

 

 

--SOLE DISTRIBUTORSHIP

YES/NO

NO

--EXPORT ACTIVITIES

YES/NO

YES

--AFFILIATION

YES/NO

NO

--LISTED

YES/NO

NO

--OTHER MERIT FACTORS

YES/NO

YES

TOTAL

 

43

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 


 

RATING EXPLANATIONS

 

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

-

NB

                                       New Business

-

 

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.