MIRA INFORM REPORT

 

Report Date :

20.03.2012

 

IDENTIFICATION DETAILS

 

Name :

TEX - MA S.R.L.

 

 

Registered Office :

 

Via Caduti Partigiani, 5 Soci

52011 – Bibbiena (AR)

 

 

Country :

Italy

 

 

Financials (as on) :

31.12.2010

 

 

Date of Incorporation :

27.11.1975

 

 

Com. Reg. No.:

AR002-3107 since 19/02/1996

 

 

Legal Form :

Limited Liability Company

 

 

Line of Business :

Manufacture of textile machinery, machinery and systems for auxiliary treatment of textiles, sewing and weaving machines (including spare parts and accessories)

 

 

No. of Employees :

6 to 10

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Maximum Credit Limit :

90.000 - Eur

Status :

Satisfactory

Payment Behaviour :

No Complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – September 30, 2011

 

Country Name

Previous Rating

(30.06.2011)

Current Rating

(30.09.2011)

Italy

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


Company name and address

 

Tex - Ma S.r.l.

 

Via Caduti Partigiani,5 Soci

52011 – Bibbiena (AR) -IT-

 

 

Summary

 

Fiscal Code

:

00190500512

Legal Form

:

Limited liability company

start of Activities

:

27/11/1975

Equity

:

750.000 Eur

Turnover Range

:

2.250.000/3.000.000 Eur

Number of Employees

:

fom 6 to 10

 

 

Credit Analysis

 

Credit Opinion

:

90.000 - Eur

 

 

 

Activity

 

Manufacture of textile machinery, machinery and systems for auxiliary treatment of textiles, sewing and weaving machines (including spare parts and accessories)

Wholesale of textile products

 

Legal Data

 

Legal Form : Limited liability company

Fiscal Code : 00190500512

 

Foreign Trade Reg. no. : AR003458 since 21/12/1991

 

Foreign Trade Reg. no. : 003458 of Arezzo since 21/12/1991

 

Foreign Trade Reg. no. : 051228 of Arezzo

 

Chamber of Commerce no. : 63544 of Arezzo since 18/12/1975

 

Chamber of Commerce no. : 115496 of Pistoia

 

Firms' Register : AR002-3107 since 19/02/1996

 

V.A.T. Code : 00190500512

 

Foundation date

: 27/11/1975

Establishment date

: 27/11/1975

Start of Activities

: 27/11/1975

Legal duration

: 31/12/2020

Nominal Capital

: 40.560

Eur

Subscribed Capital

: 40.560

Eur

Paid up Capital

: 40.560

Eur

 

Members

 

 

Milli

Giovanni

 

 

 

Born in Bibbiena

(AR)

on 18/08/1967

- Fiscal Code : MLLGNN67M18A851A

 

 

 

Residence :

Via

Casa Silli

, 9

- 52010

Bibbiena

(AR)

- IT -

 

Position

Since

Shares Amount

% Ownership

Director

23/10/2008

 

 

 

 

No Protests registered

 

 

Milli

Orlando

 

 

 

Born in Bibbiena

(AR)

on 26/09/1942

- Fiscal Code : MLLRND42P26A851Y

 

 

 

Residence :

Localita'

Casa Silli

, 9

- 52010

Bibbiena

(AR)

- IT -

 

Position

Since

Shares Amount

% Ownership

Director

23/10/2008

 

 

 

 

No Protests registered

 

 

Milli

Carlo

 

 

 

Born in Bibbiena

(AR)

on 06/02/1932

- Fiscal Code : MLLCRL32B06A851Y

 

 

 

Residence :

Via

Nazionale

, 54/A

- 52011

Bibbiena

(AR)

- IT -

 

Position

Since

Shares Amount

% Ownership

Director

23/10/2008

 

 

Board Chairman

23/10/2008

 

 

 

 

No Protests registered

 

 

Milli

Francesco

 

 

 

Born in Bibbiena

(AR)

on 31/01/1936

- Fiscal Code : MLLFNC36A31A851X

 

 

 

Residence :

Via

Michelangelo

, 16

- 52010

Bibbiena

(AR)

- IT -

 

Position

Since

Shares Amount

% Ownership

Director

23/10/2008

 

 

 

 

No Protests registered

 

 

Milli

Gianna

 

 

 

Born in Arezzo

(AR)

on 10/04/1967

- Fiscal Code : MLLGNN67D50A390U

 

 

 

Residence :

Via

Giotto

, 16/B

- 52010

Bibbiena

(AR)

- IT -

 

Position

Since

Shares Amount

% Ownership

Director

23/10/2008

 

 

 

 

No Protests registered

 

Companies connected to members *

 

*checkings have been performed on a national scale.

 

In this module are listed the companies in which members hold or have holded positions.

 

 

MILLI

CARLO

 

Firm's Style

Seat

Fiscal Code

Position

Position Status

Firm's Status

CEMAT DI LUCARELLI ANDREA E C. S.A.S.

- -

01269880470

Limited Partner

Withdrawn

Ceased

CMP - S.R.L.

Pistoia (PT) - IT -

00102820511

Chairman

Withdrawn

Liquidated

CMP - S.R.L.

Pistoia (PT) - IT -

00102820511

Director

Withdrawn

Liquidated

CMP - S.R.L.

Pistoia (PT) - IT -

00102820511

Liquidator

Withdrawn

Liquidated

IMMOBILIARE MILLI S.R.L.

Bibbiena (AR) - IT -

01780380513

Director

Active

Registered

IMMOBILIARE MILLI S.R.L.

Bibbiena (AR) - IT -

01780380513

Board Chairman

Active

Registered

OFFICINE MILLI - S.R.L.

Bibbiena (AR) - IT -

00269540514

Sole Director

Active

Registered

TECNOIMPIANTI CASENTINO S.R.L.

Bibbiena (AR) - IT -

00126810514

Director

Withdrawn

Ceased

TECNOIMPIANTI CASENTINO S.R.L.

Bibbiena (AR) - IT -

00126810514

Sole Director

Withdrawn

Ceased

 

The indication "REGISTERED" as Firm Status could refer to Firms in Liquidation, Active, Inactive, etc.

For more information, in this case, we advise to request further investigations.

 


Capital Shareholders

 

Shareholders' list as at date of data collection:

 

Firm's Style / Name

Seat / Residence

Fiscal Code

Owned Shares

% Ownership

Milli Orlando

Bibbiena - IT -

MLLRND42P26A851Y

13.520 .Eur

33,33

Milli Carlo

Bibbiena - IT -

MLLCRL32B06A851Y

13.520 .Eur

33,33

Milli Francesco

Bibbiena - IT -

MLLFNC36A31A851X

13.520 .Eur

33,33

 

Direct Participations

 

The Company under review has participations in the following Companies:

 

Firm's Style

Seat

Fiscal Code

Owned Shares Amount

% Ownership

since

until

Share Status

TECNOIMPIANTI CASENTINO S.R.L.

Bibbiena - IT -

00126810514

10.400 .Eur

100,00

 

 

Ceased

 


Firm's location and structure

 

In order to carry out its activities the firm uses the following locations:

 

-

Legal and operative seat

 

since 27/11/1975

 

 

 

 

 

Via

Caduti Partigiani

, 5 Loc. Soci

- 52011

- Bibbiena

(AR)

- IT -

 

 

 

 

Total Surface: 100 Sq.mt.

 

 

 

 

PHONE

: 0575/561166

 

 

 

 

FAX

: 0575/560563

 

-

Branch

(Point of sale )

since 27/05/1987

 

 

 

 

 

Via

Nazionale

, 54 Loc. Soci

- 52011

- Bibbiena

(AR)

- IT -

 

 

 

 

PHONE

: 0575/561166

 

 

 

 

PHONE

: 0574/673102

 

-

Branch

(Point of sale )

since 01/12/1992

 

 

 

 

 

Via

Xx Settembre

, 2/B Loc. Soci

- 52011

- Bibbiena

(AR)

- IT -

 

 

 

 

Total Surface: 55 Sq.mt.

 

 

 

 

PHONE

: 0575/561163

 

-

Branch

(Point of sale )

since 07/10/1988

 

 

 

 

 

Via

A. Selva

, Loc. Ferruccia

- 51031

- Agliana

(PT)

- IT -

 

 

 

 

Employees

: 6

 

Fittings and Equipment for a value of 1.380.000

Eur

 

Stocks for a value of 440.000

Eur

 

The firm has a direct commercial organization

Sales are on a local scale.

 

The firm operates abroad as importer / exporter. .

To purchase foreign products the firm uses the following channels :

- national or foreign important buyers

Export represents up to 20% of the global turnover.

Products abroad are placed by :

- national or foreign important buyers

 

Import comes generally from the following nations:

- Francia

 

Export is mainly towards:

- Irlanda

 

- Grecia

 

 

 

- Gabon

 

- Somalia

 

 

Historical Information and/or Firm's Status

 

EX-MEMBERS / EX-POSITIONS:

 

 

Milli

Carlo

 

 

 

Born in Bibbiena

on 06/02/1932

- Fiscal Code : MLLCRL32B06A851Y

 

 

 

Residence :

Via

Nazionale

, 54/A

- 52011

Bibbiena

(AR)

- IT -

 

Ex-Postions

Chairman

 

 

Milli

Francesco

 

 

 

Born in Bibbiena

on 31/01/1936

- Fiscal Code : MLLFNC36A31A851X

 

 

 

Residence :

Via

Michelangelo

, 16

- 52010

Bibbiena

(AR)

- IT -

 

Ex-Postions

Board Chairman

 

CEASINGS/INCORPORATIONS/MERGES:

 

 

Project of merging by taking over of

 

 

 

TECNOIMPIANTI CASENTINO S.R.L.

 

 

 

Via

NAZIONALE

, 52011

, Bibbiena

(AR)

- IT -

 

 

 

Fiscal Code: 00126810514

 

 

 

Date

Merging/splitting-up project :

01/01/2003

 

 

The firm absorbed by merging of

 

 

 

TECNOIMPIANTI CASENTINO S.R.L.

 

 

 

Via

NAZIONALE

, 52011

, Bibbiena

(AR)

- IT -

 

 

 

Fiscal Code: 00126810514

 

 

 

Date

:

10/12/2003

 

 

Splitting-up and setting-up of a new company

 

 

 

IMMOBILIARE MILLI S.R.L.

 

 

 

, Bibbiena Via Nazionale,54 Soci

- IT -

 

 

 

Date

Splitting-up :

12/12/2003

 

Protests

 

Protests checking on the subject firm has given a negative result.

 

Data Base Prejudicial Events Search

 

Search performed on a National Scale

 

 

 

Prejudicial Events Search Result: NEGATIVE

 

Search performed on a specialized data base.

 

Legal Procedures

 

None reported, standing to the latest received edition of the Official Publications.

 


Financial and Economical Analysis

 

Company's starting of activities dates back to 1975.

The economic-financial analysis has been made on the base of the b/s of the latests three years.

Unstable economic results mark the company's financial state of affairs. anyway in 2010 a positive result was achieved (r.o.e. 4,56%). Upward trend as to the turnover in the last financial year (+13,72%).

The operating result in 2010 was positive (4,57%) falling within the field's average.

The operating result is positive and amounts to Eur. 70.719 with a more then 100% growth.

The economic management produced a gross operating margin of Eur. 88.743 with a more then 100% growth.

From a financial aspect the company's status covers total short-term debts; the indebtedness volume in 2010 is in fact 0,82 lower than in 2009.

Subject can manage an equity capital funds for an amount of Eur. 672.400 , stable in comparison with the value of the previous year.

Eur. 581.708 is the amount of total debts, both commercial and of different nature, , with a fall of -48,12%.

Available funds are good.

As far as the cash flow is concerned during the latest financial year it amounted to Eur. 48.693

In the last financial year labour cost was of Eur. 235.154, with a 9,23% incidence on total costs of production. , whereas the incidence on sales revenues is of 8,99%.

The financial management has a limited economic impact, equal to -0,19% on the sales.

 

Financial Data

 

 

 

Complete balance-sheet for the year

31/12/2010

(in Eur

x 1 )

 

Item Type

Value

Sales

2.615.880

Profit (Loss) for the period

30.669

 

 

 

Complete balance-sheet for the year

31/12/2009

(in Eur

x 1 )

 

Item Type

Value

Sales

2.300.091

Profit (Loss) for the period

-114.304

 

 

 

Complete balance-sheet for the year

31/12/2008

(in Eur

x 1 )

 

Item Type

Value

Sales

1.820.679

Profit (Loss) for the period

-114.317

 

 

 

Complete balance-sheet for the year

31/12/2007

(in Eur

x 1 )

 

Item Type

Value

Sales

3.391.808

Profit (Loss) for the period

21.950

 

 

 

Complete balance-sheet for the year

31/12/2006

(in Eur

x 1 )

 

Item Type

Value

Sales

4.033.807

Profit (Loss) for the period

31.951


Balance Sheets

 

From our constant monitoring of the relevant Public Administration offices, no more recent balance sheets result to have been filed.

 

- Balance Sheet as at 31/12/2010 - 12 Mesi - Currency: Eur - Amounts x 1

 

- Balance Sheet as at 31/12/2009 - 12 Mesi - Currency: Eur - Amounts x 1

 

- Balance Sheet as at 31/12/2008 - 12 Mesi - Currency: Eur - Amounts x 1

 

Years

2010

2009

2008

BALANCE SHEET ACCOUNTS

 

ASSETS

 

 

 

CREDITS VS PARTNERS

 

 

 

. Deposits not yet withdrawn

 

 

 

. Deposits already withdrawn

 

 

 

Total credits vs partners

 

 

 

FIXED ASSETS

 

 

 

. INTANGIBLE FIXED ASSETS

 

 

 

. . Start-up and expansion expenses

 

 

 

. . Research,develop. and advert.expens.

 

 

 

. . Industrial patent rights

 

 

 

. . Concessions,licenses,trademarks,etc.

 

 

 

. . Goodwill

 

 

 

. . Assets in formation and advance paymen.

 

 

 

. . Other intangible fixed assets

 

 

 

. Total Intangible Fixed Assets

2.740

1.980

1.913

. TANGIBLE FIXED ASSETS

 

 

 

. . Real estate

 

 

 

. . Plant and machinery

 

 

 

. . Industrial and commercial equipment

 

 

 

. . Other assets

 

 

 

. . Assets under construction and advances

 

 

 

. Total Tangible fixed assets

41.211

20.458

31.075

. FINANCIAL FIXED ASSETS

 

 

 

. . Equity investments

 

 

 

. . . Equity invest. in subsidiary companies

 

 

 

. . . Equity invest. in associated companies

 

 

 

. . . Equity invest. in holding companies

 

 

 

. . . Equity invest. in other companies

 

 

 

. . Financial receivables

 

 

 

. . . . Within 12 months

 

 

 

. . . . Beyond 12 months

 

 

 

. . . Receivab due from subsidiaries

 

 

 

. . . . Within 12 months

 

 

 

. . . . Beyond 12 months

 

 

 

. . . Receivables due from assoc.comp.

 

 

 

. . . . Within 12 months

 

 

 

. . . . Beyond 12 months

 

 

 

. . . Receivables due from holding comp.

 

 

 

. . . . Within 12 months

 

 

 

. . . . Beyond 12 months

 

 

 

. . . Receivables due from third parties

 

 

 

. . . . Within 12 months

 

 

 

. . . . Beyond 12 months

 

 

 

. . Other securities

 

 

 

. . Own shares

 

 

 

. . . Total nominal value

 

 

 

. Total financial fixed assets

 

 

 

Total fixed assets

43.951

22.438

32.988

CURRENT ASSETS

 

 

 

. INVENTORIES

 

 

 

. . Raw materials and other consumables

 

 

 

. . Work in progress and semimanufactured

 

 

 

. . Work in progress on order

 

 

 

. . Finished goods

 

 

 

. . Advance payments

 

 

 

. Total Inventories

438.415

710.882

815.705

. CREDITS NOT HELD AS FIXED ASSETS

 

 

 

. . Within 12 months

911.309

1.103.503

793.828

. . Beyond 12 months

113.062

98.343

93.436

. . Trade receivables

 

 

 

. . . . Within 12 months

 

 

 

. . . . Beyond 12 months

 

 

 

. . Receivables due from subsid. comp.

 

 

 

. . . . Within 12 months

 

 

 

. . . . Beyond 12 months

 

 

 

. . Receivables due from assoc. comp.

 

 

 

. . . . Within 12 months

 

 

 

. . . . Beyond 12 months

 

 

 

. . Receivables due from holding comp.

 

 

 

. . . . Within 12 months

 

 

 

. . . . Beyond 12 months

 

 

 

. . Fiscal Receivables

 

 

 

. . . . Within 12 months

 

 

 

. . . . Beyond 12 months

 

 

 

. . Receivables for anticipated taxes

 

 

 

. . . . Within 12 months

 

 

 

. . . . Beyond 12 months

 

 

 

. . Receivables due from third parties

 

 

 

. . . . Within 12 months

 

 

 

. . . . Beyond 12 months

 

 

 

. Total Credits not held as fixed assets

1.024.371

1.201.846

887.264

. FINANCIAL ASSETS

 

 

 

. . Equity invest. in subsidiary comp.

 

 

 

. . Equity invest. in associated companies

 

 

 

. . Equity invest. in holding companies

 

 

 

. . Other equity investments

 

 

 

. . Own shares

 

 

 

. . . Total nominale value

 

 

 

. . Other securities

 

 

 

. Total Financial Assets

 

 

 

. LIQUID FUNDS

 

 

 

. . Bank and post office deposits

 

 

 

. . Checks

 

 

 

. . Banknotes and coins

 

 

 

. Total Liquid funds

29.033

83.389

56.657

Total current assets

1.491.819

1.996.117

1.759.626

ADJUSTMENT ACCOUNTS

 

 

 

. Discount on loans

 

 

 

. Other adjustment accounts

12.150

11.824

18.288

Total adjustments accounts

12.150

11.824

18.288

TOTAL ASSETS

1.547.920

2.030.379

1.810.902

 

 

 

 

LIABILITIES

 

 

 

STOCKHOLDERS' EQUITY

 

 

 

. Capital stock

40.560

40.560

40.560

. Additional paid-in capital

 

 

 

. Revaluation reserves

20.443

20.443

20.443

. Legal reserve

8.112

8.112

8.112

. Reserve for Own shares

 

 

 

. Statute reserves

 

 

 

. Other reserves

572.616

686.919

801.236

. Accumulated Profits (Losses)

 

 

 

. Profit( loss) of the year

30.669

-114.304

-114.317

. Advances on dividends

 

 

 

. Partial loss of the year Coverage

 

 

 

Total Stockholders'Equity

672.400

641.730

756.034

RESERVES FOR RISKS AND CHARGES

 

 

 

. . Reserve for employee termination indem.

 

 

 

. . Taxation fund, also differed

 

 

 

. . Other funds

 

 

 

Total Reserves for Risks and Charges

113.756

105.311

95.499

Employee termination indemnities

139.977

125.533

121.447

ACCOUNTS PAYABLE

 

 

 

. . . . Within 12 months

581.708

1.121.292

806.878

. . . . Beyond 12 months

 

 

 

. . Bonds

 

 

 

. . . . Within 12 months

 

 

 

. . . . Beyond 12 months

 

 

 

. . Convertible bonds repayable

 

 

 

. . . . Within 12 months

 

 

 

. . . . Beyond 12 months

 

 

 

. . Due to shareholders for financing

 

 

 

. . . . Within 12 months

 

 

 

. . . . Beyond 12 months

 

 

 

. . Due to banks

 

 

 

. . . . Within 12 months

 

 

 

. . . . Beyond 12 months

 

 

 

. . Due to other providers of finance

 

 

 

. . . . Within 12 months

 

 

 

. . . . Beyond 12 months

 

 

 

. . Advances from customers

 

 

 

. . . . Within 12 months

 

 

 

. . . . Beyond 12 months

 

 

 

. . Trade payables

 

 

 

. . . . Within 12 months

 

 

 

. . . . Beyond 12 months

 

 

 

. . Securities issued

 

 

 

. . . . Within 12 months

 

 

 

. . . . Beyond 12 months

 

 

 

. . Due to subsidiary companies

 

 

 

. . . . Within 12 months

 

 

 

. . . . Beyond 12 months

 

 

 

. . Due to associated companies

 

 

 

. . . . Within 12 months

 

 

 

. . . . Beyond 12 months

 

 

 

. . Due to holding companies

 

 

 

. . . . Within 12 months

 

 

 

. . . . Beyond 12 months

 

 

 

. . Due to the tax authorities

 

 

 

. . . . Within 12 months

 

 

 

. . . . Beyond 12 months

 

 

 

. . Due to social security and welfare inst.

 

 

 

. . . . Within 12 months

 

 

 

. . . . Beyond 12 months

 

 

 

. . Other payables

 

 

 

. . . . Within 12 months

 

 

 

. . . . Beyond 12 months

 

 

 

Total accounts payable

581.708

1.121.292

806.878

ADJUSTMENT ACCOUNTS

 

 

 

. Agio on loans

 

 

 

. Other adjustment accounts

40.079

36.513

31.044

Total adjustment accounts

40.079

36.513

31.044

TOTAL LIABILITIES

1.547.920

2.030.379

1.810.902

 

 

 

 

 

 

MEMORANDUM ACCOUNTS

 

Third party goods

 

 

 

Investment accounts

 

 

 

Risk accounts

 

 

 

Civil and fiscal norms relation

 

 

 

 

 

 

 

 

 

PROFIT AND LOSS ACCOUNTS

 

VALUE OF PRODUCTION

 

 

 

. Revenues from sales and services

2.615.880

2.300.089

1.820.679

. Changes in work in progress

 

 

 

. Changes in semi-manufact. products

 

 

 

. Capitalization of internal work

 

 

 

. Other income and revenues

2.085

13.129

19.286

. . Contributions for operating expenses

 

 

 

. . Different income and revenues

2.085

13.129

19.286

Total value of production

2.617.965

2.313.218

1.839.965

PRODUCTION COSTS

 

 

 

. Raw material,other materials and consum.

1.466.308

1.572.025

1.238.942

. Services received

 

 

335.460

. Leases and rentals

521.598

483.314

67.000

. Payroll and related costs

235.154

229.030

244.120

. . Wages and salaries

165.937

163.168

171.923

. . Social security contributions

54.368

52.461

56.633

. . Employee termination indemnities

14.849

13.401

15.564

. . Pension and similar

 

 

 

. . Other costs

 

 

 

. Amortization and depreciation

18.024

17.674

14.629

. . Amortization of intangible fixed assets

746

4.013

1.913

. . Amortization of tangible fixed assets

13.392

13.661

12.716

. . Depreciation of tangible fixed assets

 

 

 

. . Writedown of current receiv.and of liquid

3.886

 

 

. Changes in raw materials

274.968

104.822

55.011

. Provisions to risk reserves

 

 

 

. Other provisions

 

 

 

. Other operating costs

31.194

24.121

15.388

Total production costs

2.547.246

2.430.986

1.970.550

Diff. between value and cost of product.

70.719

-117.768

-130.585

FINANCIAL INCOME AND EXPENSE

 

 

 

. Income from equity investments

 

 

 

. . In subsidiary companies

 

 

 

. . In associated companies

 

 

 

. . In other companies

 

 

 

. Other financial income

6.876

5.614

5.037

. . Financ.income from receivables

 

 

 

. . . Towards subsidiary companies

 

 

 

. . . Towards associated companies

 

 

 

. . . Towards holding companies

 

 

 

. . . Towards other companies

 

 

 

. . Financ.income from secur. t.f.assets

 

 

 

. . Financ.income from secur. cur.assets

 

 

 

. . Financ.income other than the above

6.876

5.614

5.037

. . . - Subsidiary companies

 

 

 

. . . - Associated companies

 

 

 

. . . - Holding companies

 

 

 

. . . - Other companies

6.876

5.614

 

. Interest and other financial expense

-11.766

-15.223

-25.304

. . Towards subsidiary companies

 

 

 

. . Towards associated companies

 

 

 

. . Towards holding companies

 

 

 

. . Towards other companies

11.766

15.223

 

Total financial income and expense

-4.890

-9.609

-20.267

ADJUSTMENTS TO FINANCIAL ASSETS

 

 

 

. Revaluations

 

 

 

. . Of equity investments

 

 

 

. . Of financ.fixed assets not repres.E.I.

 

 

 

. . Of securities incl.among current assets

 

 

 

. Devaluation

 

 

 

. . Of equity investments

 

 

 

. . Of financial fixed assets (no equity inv)

 

 

 

. . Of securities included among current ass

 

 

 

Total adjustments to financial assets

 

 

 

EXTRAORDINARY INCOME AND EXPENSE

 

 

 

. Extraordinary income

141

1.575

24.812

. . Gains on disposals

 

 

 

. . Other extraordinary income

141

1.575

24.812

. Extraordinary expense

 

 

-1

. . Losses on disposals

 

 

 

. . Taxes relating to prior years

 

 

 

. . Other extraordinary expense

 

 

-1

Total extraordinary income and expense

141

1.575

24.811

Results before income taxes

65.970

-125.802

-126.041

. Taxes on current income

35.301

-11.498

-11.724

. . current taxes

35.301

7.853

8.784

. . differed taxes(anticip.)

 

-19.351

-20.508

. Net income for the period

30.669

-114.304

-114.317

. Adjustments in tax regulations pursuance

 

 

 

. Provisions in tax regulations pursuance

 

 

 

. Profit (loss) of the year

30.669

-114.304

-114.317

 

RATIOS

Value Type

as at 31/12/2010

as at 31/12/2009

as at 31/12/2008

Sector Average

COMPOSITION ON INVESTMENT

 

 

 

 

 

Rigidity Ratio

Units

0,03

0,01

0,01

0,18

Elasticity Ratio

Units

0,96

0,98

0,97

0,80

Availability of stock

Units

0,28

0,35

0,45

0,24

Total Liquidity Ratio

Units

0,68

0,63

0,52

0,48

Quick Ratio

Units

0,02

0,04

0,03

0,03

COMPOSITION ON SOURCE

 

 

 

 

 

Net Short-term indebtedness

Units

0,82

1,62

0,99

3,25

Self Financing Ratio

Units

0,43

0,32

0,41

0,19

Capital protection Ratio

Units

0,89

1,11

1,09

0,63

Liabilities consolidation quotient

Units

0,24

0,11

0,15

0,19

Financing

Units

0,87

1,75

1,06

3,80

Permanent Indebtedness Ratio

Units

0,52

0,38

0,48

0,36

M/L term Debts Ratio

Units

0,09

0,06

0,06

0,11

Net Financial Indebtedness Ratio

Units

n.c.

n.c.

n.c.

0,63

CORRELATION

 

 

 

 

 

Fixed assets ratio

Units

18,48

34,19

26,60

1,75

Current ratio

Units

2,56

1,78

2,18

1,21

Acid Test Ratio-Liquidity Ratio

Units

1,81

1,15

1,16

0,81

Structure's primary quotient

Units

15,30

28,60

22,91

1,03

Treasury's primary quotient

Units

0,05

0,07

0,07

0,06

Rate of indebtedness ( Leverage )

%

230,21

316,39

239,52

516,42

Current Capital ( net )

Value

910.111

874.825

952.748

422.465

RETURN

 

 

 

 

 

Return on Sales

%

1,86

- 4,20

- 5,47

3,35

Return on Equity - Net- ( R.O.E. )

%

4,56

- 17,81

- 15,12

5,13

Return on Equity - Gross - ( R.O.E. )

%

9,81

- 19,60

- 16,67

14,77

Return on Investment ( R.O.I. )

%

4,57

- 5,80

- 7,21

4,16

Return/ Sales

%

2,70

- 5,12

- 7,17

4,11

Extra Management revenues/charges incid.

%

43,37

n.c.

n.c.

28,57

Cash Flow

Value

48.693

-96.630

-99.688

122.482

Operating Profit

Value

70.719

-117.768

-130.585

144.751

Gross Operating Margin

Value

88.743

-100.094

-115.956

241.990

MANAGEMENT

 

 

 

 

 

Credits to clients average term

Days

n.c.

n.c.

n.c.

111,85

Debts to suppliers average term

Days

n.c.

n.c.

130,00

128,30

Average stock waiting period

Days

60,34

111,26

161,28

80,43

Rate of capital employed return ( Turnover )

Units

1,69

1,13

1,00

1,08

Rate of stock return

Units

5,97

3,24

2,23

4,45

Labour cost incidence

%

8,99

9,96

13,40

19,12

Net financial revenues/ charges incidence

%

- 0,19

- 0,42

- 1,11

- 1,08

Labour cost on purchasing expenses

%

9,23

9,42

12,38

19,02

Short-term financing charges

%

2,02

1,36

3,13

2,68

Capital on hand

%

59,17

88,27

99,46

91,91

Sales pro employee

Value

373.697

328.584

260.097

198.432

Labour cost pro employee

Value

33.593

32.718

34.874

35.779

 

 

Credit Opinion

 

On the basis of the above mentioned, and the sales volume obtained, we deem that the maximum exposure for short and medium term transactions ( 90 - 120 days ) could be of:

 

90.000  Eur.

 

Market / Territory Data

 

Population living in the province

:

333.385

Population living in the region

:

3.598.269

Number of families in the region

:

1.474.681

 

Monthly family expences average in the region (in Eur.) :

 

- per food products

:

444

- per non food products

:

2.009

- per energy consume

:

122

 

Sector Data

 

The values are calculated on a base of 1.206 significant companies.

 

The companies cash their credits on an average of 111 dd.

The average duration of suppliers debts is about 128 dd.

The sector's profitability is on an average of 3,35%.

The labour cost affects the turnover in the measure of 19,12%.

Goods are held in stock in a range of 80 dd.

The difference between the sales volume and the resources used to realize it is about 1,08.

The employees costs represent the 19,02% of the production costs.

 

Statistical Detrimental Data

 

The area is statistically considered moderately risky.

In the region 24.960 protested subjects are found; in the province they count to 2.227.

The insolvency index for the region is 0,70, , while for the province it is 0,67.

Total Bankrupt companies in the province : 1.151.

Total Bankrupt companies in the region : 20.423.

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.50.12

UK Pound

1

Rs.79.37

Euro

1

Rs.66.00

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.