MIRA INFORM REPORT

 

 

Report Date :

21.03.2012

 

IDENTIFICATION DETAILS

 

Name :

AL AMAL FOR AGRICULTURAL CROPS SAE

 

 

Registered Office :

Nadiba, Damanhour Beheira

 

 

Country :

Egypt

 

 

Year of Establishment :

1970

 

 

Com. Reg. No.:

63424

 

 

Legal Form :

Egyptian Joint Stock Company

 

 

Line of Business :

Hulling of rice and the sorting and packaging of crops.

 

 

No. of Employees :

100

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Maximum Credit Limit :

US$ 150,000

Status :

Satisfactory

Payment Behaviour :

No Complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – September 30, 2011

 

Country Name

Previous Rating

(30.06.2011)

Current Rating

(30.09.2011)

Egypt

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


SUMMARY

 

Company Name                                     : AL AMAL FOR AGRICULTURAL CROPS SAE

Country of Origin                                    : Egypt

Legal Form                                            : Egyptian Joint Stock Company

Start Date                                             : 1970

Registration Date                                   : 1990

Commercial Registration Number            : 63424

Tax Card Number                                   : 210-736-925

Issued Capital                                        : £E 10,000,000

Paid up Capital                                      : £E 10,000,000

Total Workforce                                     : 100

Activities                                               : Hulling of rice and the sorting and packaging of crops.

Financial Condition                                 : Undetermined

Payments                                             : Nothing detrimental uncovered

Recommended Credit Limit                     : US$ 150,000

Person Interviewed                                 : Salama Wahba, Export Manager

 

COMPANY NAME

 

AL AMAL FOR AGRICULTURAL CROPS SAE

 

 

ADDRESS

 

Registered & Physical Address

 

Location            : Nadiba, Damanhour

 

Town                 : Beheira

Country             : Egypt

 

Telephone         : (20-45) 3252525 / 3252626

Facsimile          : (20-45) 3252222

Mobile               : (20-100) 3030108 / 5766660 / 0236360

Email                : alamal@alamal.com

 

Premises

 

Subject operates from a medium sized suite of offices and a factory that are rented and located in the Industrial Area of Beheira.

 

 

KEY PRINCIPALS

 

     Name                                                                                               Position

 

·       Ragab Mahmoud Shehata                                                                  Managing Director

 

·       Emad Mahmoud Shehata                                                                   Director

 

·       Mohamed Abdulwahab Mahmoud Shehata                                          Director

 

·       Salama Wahba                                                                                 Export Manager

 

·       Mohamed Saeed                                                                               Financial Controller

 

 

LEGAL FORM & OWNERS

 

Date of Establishment  : 1970, however subject was registered in 1990

 

Legal Form                  : Egyptian Joint Stock Company

 

Commercial Reg. No.  : 63424

 

Tax Card No.               : 210-736-925

 

Issued Capital              : £E 10,000,000

 

Paid up Capital            : £E 10,000,000

 

Name of Partner (s)                                                               Percentage

 

·       Ragab Mahmoud Shehata                                                      40%

 

·       Emad Mahmoud Shehata                                                       30%

 

·       Mohamed Abdulwahab Mahmoud Shehata                              30%

 

 

OPERATIONS

 

Activities: Engaged in the hulling of rice and the sorting and packaging of crops, including peas, sesame seeds,

     sunflower seeds, corn, peanuts, dates, chickpeas, cumin, lentils, beans, fennel and pumpkin seeds.

 

Import Countries: Europe and the Far East.

 

Subject has a workforce of 100 employees.

 

 

FINANCIAL DATA

 

Companies registered in Egypt are not legally required to make their accounts public and no financial information was released by the company or submitted by outside sources.

 

 

BANKERS

 

·       National Bank of Egypt

Gamal Abdel Nasser Street

Beheira

Tel: (20-45) 2910482

 

 

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 

 

 

 

GENERAL COMMENTS

 

Local sources report that payment obligations are met in a generally timely manner and the operating history is clear. As such the company is deemed a fair trade risk and the above credit figure is considered to be within subject’s financial means.

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.50.25

UK Pound

1

Rs.79.76

Euro

1

Rs.66.52

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.