MIRA INFORM REPORT

 

 

Report Date :           

21.03.2012

 

IDENTIFICATION DETAILS

 

Correct Name :

ALI REZA KERMANSHAHI RAD

 

 

Registered Office :

Brooktorkai 4, D 20457 Hamburg

 

 

Country :

Germany

 

 

Date of Incorporation :

31.10.1989             

 

 

Com. Reg. No.:

HRA 83989

 

 

Legal Form :

Sole Proprietorship

 

 

Line of Business :

Retail sale of carpets, rugs, wall and floor coverings

 

 

No. of Employees :

03

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Maximum Credit Limit :

7,000 EUR

Status :

Small Concern

Payment Behaviour :

No Complaints

Litigation :

Clear


NOTES:

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – September 30th, 2011

 

Country Name

Previous Rating

                   (30.06.2011)                  

Current Rating

(30.09.2011)

Germany

a1

a1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

Company name

 

Ali Reza Kermanshahi Rad

 

 

Company address

 

Brooktorkai 4

D 20457 Hamburg

Telephone:040/323678

Telefax:  040/323679

 

Legal office:        Brooktorkai 3, D 20457 Hamburg

 

 

CONCLUSION

 

Business relations are permissible.

 

 

Synthesis

 

LEGAL FORM               Sole proprietorship

Date of foundation:         1989

Registered on:               31.10.1989

Register of

companies:                   Local court 20355 Hamburg

under:                                       HRA 83989

 

 

Proprietor

 

Alireza Kermanshahi-Rad

D 20457 Hamburg

born: 23.09.1946

Profession: Businessman

Marital status: married

 

 

COMPANY HISTORY

 

 31.10.1989 - 06.02.1997  Ali Reza Kermanshahi Rad

                          Brooktorkai 3

                          D 20457 Hamburg

                          Sole proprietorship

 06.02.1997 - 17.06.2002  Ali Reza Kermanshahi Rad

                          Brooktorkai 7

                          D 20457 Hamburg

                          Sole proprietorship

 17.06.2002 - 28.10.2009  Ali Reza Kermanshahi Rad

                          Brooktorkai 7

                          D 20457 Hamburg

                          Sole proprietorship

 

 

BUSINESS ACTIVITIES

 

Sectors

 47530   Retail sale of carpets, rugs, wall and floor coverings

 

 

FINANCIAL INFORMATION

 

Payment experience:     within agreed terms

 

Negative information:      We have no negative information at hand.

 

Maximum credit:            7,000 EUR

 

 

REAL ESTATE

 

 Type of ownership:        Tenant

 Address                       Brooktorkai 4

                                     D 20457 Hamburg

 

Land register documents were not available.

 

 

BANKERS

 

 UNICREDIT BANK - HYPOVEREINSBANK, HAMBURG

 Sort. code: 20030000, BIC: HYVEDEMM300

 

FINANCIAL FIGURES

 

 Financial year:      01.01. - 31.12.

 Turnover:            2011               EUR            345,000.00

 Equipment:                              EUR             27,000.00

 Ac/ts receivable:                       EUR             15,000.00

 Liabillities:                           EUR             42,000.00

 Employees:                                                      3

 

The aforementioned business figures may partly be estimated information based on average values in the line of business.

FOREIGN EXCHANGE RATES

 

Currency
Unit

Indian Rupees

US Dollar

1

Rs.50.25

UK Pound

1

Rs.79.76

Euro

1

Rs.66.52

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.