MIRA INFORM REPORT

 

 

Report Date :

21.03.2012

 

IDENTIFICATION DETAILS

 

Name :

C.H. CHANG HOLDINGS PTY LTD

 

 

Registered Office :

83 Boulder Road Malaga Western Australia  6090

 

 

Country :

Australia

 

 

Date of Incorporation :

15.07.1980

 

 

Com. Reg. No.:

008929833

 

 

Legal Form :

Australian Proprietary Company

 

 

Line of Business :

Import and distribution of safety products

 

 

No. of Employees :

7 employees

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Maximum Credit Limit :

USD 150,000

Status :

Moderate

Payment Behaviour :

No Complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – September 30, 2011

 

Country Name

Previous Rating

(30.06.2011)

Current Rating

(30.09.2011)

Australia

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


IDENTIFICATION DETAILS

 

Verified Address

 

Subject name :                          C.H. CHANG HOLDINGS PTY LTD

Other style / Business name :     AUSTRALIAN SUPREME IMPORT

Business address :                    83 Boulder Road

Town :                                       Malaga

Province :                                  Western Australia

Zip/postal code :                        6090

Country :                                   Australia

Tel :                                          +61 8 92087288

Fax :                                         +61 8 92087299

Email :                                      info@australiansupremeimport.com

Website :                                  www.australiansupremeimport.com

 

Registered address :                  C/o RYA PTY LTD

Level 2, 442 Murray Street

Town :                                       Perth

Province :                                  Western Australia

Zip/postal code :                        6000

Country :                                   Australia

Postal address :                        P.O. Box 483

Town :                                       Morley

Province :                                  Western Australia

Zip/postal code :                        6943

Country :                                   Australia

 

 

SUMMARY DETAILS

 

Executive Summary

Date founded or registered :        15/07/1980

Legal form :                               Australian Proprietary Company

Chief executive :                        Gary Wing Yee Chang

Issued & paid up capital :           AUD 3

Line of business :                       Import and distribution of safety products.

Staff employed :                         7 employees

 

 

CREDIT RISK OPINION

 

Company Analysis

Country risk :                             Country risk is minimal

Operation trend :                        Operational trend is steady

Management experience :           Management is adequately experienced

Financial performance :              Financial performance is undetermined

Organization structure :              Organizational structure is stable

Detrimental :                  No detrimental records found

Payment history :                      No payment delays noted

Credit amount suggestion :         USD 150,000

Credit amount asked :                USD 150,000

Comments :                              We believe the Subject would be able to uphold the credit amount asked. We tookin consideration years of establishment, employees, nature of business and market position.

 

 

STATUTORY DETAILS

 

Registry Data

Registration date :          15/07/1980

Legal form :                   Australian Proprietary Company

Registration no              Australian Company Number: 008929833

Registered authority :     Australian Securities and Investments Commission

Fiscal/ Tax no :              Australian Business Number: 49670159091

Registry status :            Live/Active

Previous name :             None reported.

Change of legal form :     None reported.

Other registration :         AUSTRALIAN SUPREME IMPORT is a business name owned by the Subject

registered on 11/01/1994 under business registration no: WA 0104059F.

 

 

MANAGEMENT / DIRECTORS

 

Key Management

 

Name :              Gary Wing Yee Chang

Designation :     Managing Director

 

Name :              Iris Chan

Designation :     Manager

 

 

BOARD OF DIRECTORS/ OTHER APPOINTMENTS

 

Appointments

 

Name :                          Gary Wing Yee Chang

Designation :                 Director and Company Secretary

Appointment date :         22/08/01

Address :                      22 Waverley Place

Dianella, WA 6059

Australia

Biography :                    Born on 02-02-1973 in Melaka, Malaysia.

Staff employed :             7 employees

 

 

SHARE CAPITAL

 

Composition

Authorized Capital :        AUD 3

No of shares :                3 Ordinary Shares

Share par value :            AUD 1

Issued capital :              AUD 3

Paid up capital :             AUD 3

 

 

OWNERSHIP / SHAREHOLDERS

 

How listed :       Full List

 

Composition

Shareholder name :        Gary Wing Yee Chang

Address :                      22 Waverley Place

Dianella, WA 6059

Australia

No. of shares :               3 Ordinary Shares

% of shares :                 100%

 

 

RELATED COMPANIES & CORPORATE AFFILIATIONS

 

Structure

Related companies and corporate affiliations comments                : None reported.

 

 

BANK & MORTGAGES

 

Bank Details

 

Name of bank :              Westpac Banking Corporation

Address :                      Australia

Account details :            Current Account

Comments :                  It is generally not the policy of local banks to provide credit status information to

non related parties, however interested parties would be advised to consult first

with the Subject if banker's references are required.

 

Mortgages :                   None reported.

 


Legal Fillings

 

Bankruptcy fillings :        None reported.

Court judgements :         None reported.

Tax liens :                     None reported.

Others :                        None reported.

 

 

FINANCIAL DATA

 

Description

Comments :      The representative contacted Mr. Gary Wing Yee Chang declined to provide any

financial information until the inquiring party details are revealed.

The Subject is classified as a small proprietary company by the Australian

Securities & Investments Commission hence is not required to disclose their

financial statement.

A proprietary company is defined as small for a financial year if it satisfies at least

two of the following:

- The consolidated revenue for the financial year of the company and any entities

it controls is less than $25 million;

-The value of the consolidated gross assets at the end of the financial year of the

company and any entities it controls is less than $12.5 million, and

-The company and any entities it controls have fewer than 50 employees at the

end of the financial year.

 

 

OPERATION DETAILS

 

Main activities :              The Subject is engaged in import and wholesale of safety products.

The Subject trades under the name Australian Supreme Import. The

Subject's products are marketed by wholesalers, resellers and retailers

Throughout Australia and New Zealand. Besides its safety products, the

Subject also provides fashion sunglasses and magnifying / reading

glasses.

 

Product & services :       Safety Glasses

Safety Goggles

Glove Clip

Heat and Fire Safety Goggles

Positive Seal Safety

Overspec & Rx Solutions

Bifocals

Polarised Safety Glasses

Mesh Glasses

Face Shields

Photochromatic Safety Glasses

Lens Wipes

Antifog Sticks

Hearing Protection

Head Protection

Warning Lights and Work Lights

Torch

Respiratory Devices

Accessories

Hand Protection

Sun Protection

OEM and ODM Services

Reading Glasses

Fashion Sunglasses

Sunglasses - Kids

Welding

Disposable Products

 

Brand :                          The Subject’s own brand includes:

On Site Safety (Eyewear)

SGA (Eyewear)

Bandit III (Eyewear)

Other brand includes:

Tropical Vision Reading Glasses

Your Brand, Your Design

Sunnies Australia

 

 

Purchases

International :                 Taiwan, China, Malaysia

 

Sales

Local :                          Yes

International :                 New Zealand, African countries

 

Property & Assets

Premises :                    The Subject operates from premises located at the verified heading

address consisting of administrative office and warehouse.

Branches :                    None reported.

 

 

SUMMARIZED COUNTRY RISK

 

Gross Domestic Products (GDP) & Economic Overview

 

Central bank :                                        Reserve Bank of Australia

 

Reserve of foreign exchange & gold :       US$ 43.879 billion

 

Gross domestic product - GDP :             US$ 1.448 trillion

 

GPP (Purchasing power parity) :             918.529 billion of International dollars

 

GDP per capita - current prices :             US$ 64,351

 

GDP - composition by sector :                agriculture: 4.0%

industry: 26%

services: 70%

 

Inflation :                                               2008: 4.4%

2009: 1.8%

2010: 2.8%

 

Unemployment rate :                              2008: 4.2%

2009: 5.6%

2010: 5.2%

Public debt

(General Government gross debt as

a % GDP)                                             : 2008: 11.6%

2009: 17.6%

2010: 22.3%

 

Government bond ratings :                      Standard & Poor's: AAA/Stable/A-1+

Moody's rating: Aaa

Moody's outlook: STA

 

Market value of publicly tradedshares       : US$1.258 trillion

Largest companies in the country :          Westpac Banking Group (Major Banks), BHP Billiton (Diversified Metals & Mining), Commonwealth Bank (Major Banks), National Australia Bank (Major Banks), ANZ Banking (Major Banks), Telstra (Telecommunications services), Wesfarmers (Food Retail)

 

Trade & Competitiveness Overview

 

Total exports :                                       US$210.7 billion

 

Exports commodities :                           Coal, iron ore, gold, meat, wool, alumina, wheat

 

Total imports :                                       US$187.2 billion

 

Imports commodities :                            machinery and transport equipment, computers and office machines, telecommunication equipment and parts, crude oil and petroleum products

 

Export - major partners :                         Japan 18.9%, China 14.2%, South Korea 8%, US 6%, NZ 5.6%, India 5.5%, UK 4.2%

 

Import - major partners :                         China 15.5%, US 12.8%, Japan 9.6%, Singapore 5.6%, Germany 5.2%, UK 4.3%, Thailand 4.2%

 

FDI Inflows :                                          2008: US$46,722 million

2009: US$22,572 million

2010: US$32,472 million

 

FDI Outflows :                                        2008: US$32,819 million

2009: US$18,426 million

2010: US$26,431 million

 

Best countries for doing business :          10 out of 183 countries

 

Global competitiveness ranking :             20 (ranking by country on a basis of 142, the first is the best)

 

Country and Population Overview

 

Total population :                       22.23 million

Total area :                                7,692,024 km2

Capital :                                    Canberra

Currency :                                 Australian dollars (AUD)

Internet users as % of total

Population                                 : 76.00%

 

 

PAYMENT HISTORY

 

Purchase Term

International : Credit 60-90 days after B/L, 50% Prepayment / 50% once good received

 

Sales Term

Local :              Credit 30 days, Prepayment

International :     Credit 30 days, 50% Prepayment / 50% once good received

 

Trade Reference/ Payment

 

Behaviour

Comments :      As local and international trade references were not supplied, the Subject's

payment track record history cannot be appropriately determined but based

on our research, payments are believed to be met without delay.

 

Investigation Note

Sources            : Interviews and material provided by the Subject

: Other official and local business sources


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.50.25

UK Pound

1

Rs.79.76

Euro

1

Rs.66.52

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.