MIRA INFORM REPORT

 

 

Report Date :

21.03.2012

 

Tel. No.:

62218900-850

 

IDENTIFICATION DETAILS

 

Name :

P.T. GALIC BINA MADA

 

 

Formerly Known As :

C.V. GALIC

 

 

Registered Office :

Desa Sukadanau, Cikarang Barat Bekasi 17520 West Java

 

 

Country :

Indonesia

 

 

Year of Establishment :

1967

 

 

Com. Reg. No.:

No. AHU-AH.01.10-03034

 

 

Legal Form :

Limited Liability Company

 

 

Line of Business :

Trading, Import and Distribution of Industrial Chemical

 

 

No. of Employees :

55 persons       

 

RATING & COMMENTS

 

MIRA’s Rating :

A

 

RATING

STATUS

PROPOSED CREDIT LINE

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

Fairly Large

 

Maximum Credit Limit :

US$ 2,200,000

Status :

Good

Payment Behaviour :

No Complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – September 30, 2011

 

Country Name

Previous Rating

(30.06.2011)

Current Rating

(30.09.2011)

Indonesia

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


Name of Company

 

P.T. GALIC BINA MADA

 

 

Address

 

Head Office

Jalan Inspeksi Kalimalang RT. 002/RW.001

Desa Sukadanau, Cikarang Barat

Bekasi 17520

West Java

Indonesia

Phones             - (62-21) 8900850 (Hunting)

Fax                   - (62-21) 8900849

E-mail               - sales@galicbinamada.com

Website            - http://www.galicbinamada.com

Building Area     - Factory

Office Space      - 4,500 sq. meters

Region              - Industrial Zone

Status               - Owned

 

Branches

a. Jalan Mohammad Toha No. 353

    Bandung 40255

    West Java

    Indonesia

    Phones         - (62-22) 5200003, 5202252

    Fax               - (62-22) 5200730

    Building Area - 2 storey

    Office Space  - 130 sq. meters

    Region          - Commercial Building

    Status           - Rent

 

b. Jalan Siwalan No. 130

    Kerten, Solo 57143

    Central Java

    Indonesia

    Phones         - (62-271) 716004 (Hunting)

    Fax               - (62-271) 718767

    Building Area - 1 storey

    Office Space  - 100 sq. meters

    Region          - Commercial Building

    Status           - Rent

 

c. Jalan Kalianak Barat No. 55 PJ

    Surabaya 60182

    East Java

    Indonesia

    Phones         - (62-31) 7491550 (Hunting)

    Fax               - (62-31) 7481440

    Building Area - 2 storey

    Office Space  - 120 sq. meters

    Region          - Commercial Building

    Status           - Rent

 

Date of Incorporation :

a. 1967 as C.V. GALIC

b. 12 August 1971 as P.T. GALIC BINA MADA

 

Legal Form :

P.T. (Perseroan Terbatas) or Limited Liability Company

 

Company Reg. No. :

The Ministry of Law and Human Rights

- No. C2-3409.HT.01.04.TH.98

  Dated 8 April 1998

- No. AHU-17835.AH.01.02.TH.2008

  Dated 10 April 2008

- No. AHU-AH.01.10-10397

  Dated 2 May 2008

- No. AHU-AH.01.10-03034

  Dated 05 February 2010

 

Company Status :

Private National Company

           

Permit by the Government Department :

a. The Department of Finance

    NPWP No. 01.309.254.9-431.000

b. The Department of Industry and Trade

    SIUP No. 597/0636/09-03/PB/86/3

 

Related Companies :

a. P.T. BINA PLASPAC INDONESIA (Plastic Packaging Manufacturing)

b. P.T. CRODA INDONESIA (Surfactant Industry)

c. P.T. GALIC ARTA BAHARI (Semi Refined Carrageenan Industry)

d. P.T. GANI INVESTA MAKMUR (Investment Holding)

e. P.T. JELLANEKA MEGA INDUSTRIES (Water Dessert Jelly and Confectioneries Industry)

f.  P.T. MULTIKIMIA INTIPELANGI (Cellulosic Reactive Dyes and Disperse Dyes Industry)

g. P.T. TANSRI GANI (Plastic Packaging Manufacturing)

 

 

CAPITAL AND OWNERSHIP

 

Capital Structure :

Authorized Capital                            : Rp. 10,000,000,000.-

Issued Capital                                  : Rp. 10,000,000,000.-

Paid up Capital                                : Rp. 10,000,000,000.-

 

Shareholders/Owners :

a. P.T. GANI INVESTA MAKMUR                         - Rp. 3,000,000,000.-

    Address : Jl. Gajah Mada No. 194

                    Jakarta Barat

                    Indonesia                   

b. Mrs. Eliana Iskandar                                        - Rp. 2,100,000,000.-

    Address : Jl. Pasir Putih VII No. 12

                    Jakarta Utara

                    Indonesia

c. Mr. Antonius Kuswandi                                   - Rp.    872,000,000.-

    Address : Jl. Cipinang Elok Block Y No. 26

                    Jakarta Timur

                    Indonesia

d. Mr. Tohir Sutanto                                            - Rp.    842,000,000.-

    Address : Jl. Pasir Putih VII No. 12

                    Jakarta Utara

                    Indonesia

e. Mr. Harryanto Surjadiredja                              - Rp.    209,000,000.-

    Address : Jl. Pasir Putih VII/12

                    Jakarta Utara

                    Indonesia

f. Mr. Krestijanto Pandji                                       - Rp.    505,000,000.-

    Address : Jl. Bhineka 1 No. 35-37

                    Jakarta Timur

                    Indonesia

g. Mrs. Heine Santoso Gani                                 - Rp.    509,000,000.-

    Address : Jl. Hang Lekir XII No. 90

                    Jakarta Selatan

                    Indonesia

h. Mrs. Karolina Lestiadi                                     - Rp.    400,000,000.-

    Address : Jl. Hang Lekir VII No. 90C

                    Jakarta Selatan

                    Indonesia

i. Mrs. Erawati Sukma Gani                                 - Rp.    509,000,000.-

    Address : Jl. Hang Lekir VII No. 90B

                    Jakarta Selatan

                    Indonesia

j. Mr. Setiawan Mardjuki                                     - Rp.    409,000,000.-

    Address : Jl. Logam Block E.3

                    Jakarta Selatan

                    Indonesia

 

k. Mr. Thomas Mintarja Gani                               - Rp.    509,000,000.-

    Address : Jl. Hang Lekir VII No. 90C

                    Jakarta Selatan

                    Indonesia

l. Mr. Tjahjadi Rahardja                                       - Rp.    136,000,000.-

    Address : Jl. Puri Kencana L 7 No. 3

                    Jakarta Barat

                    Indonesia

 

BUSINESS ACTIVITIES

 

Lines of Business :

a. Trading, Import and Distribution of Industrial Chemical

b. Investment Holding

 

Agent for :

a.   BIOCATALYSTS Specialty and Industrial Enzymes for Foods and Textiles of the UK

b.   ELLIS & EVERARD Colors for Foods, Cosmetics and Personal Care of the UK

c.   ICI EXPLOSIVES Nitrcelluloses of the UK

d.   MYEONG SHIN Carrageenan Jelly Powder of Korea

e.   ZENECA BIOCIDES Preservation for Aqueous Solutions of the UK

f.    STAUFFER CHEMICAL Chemicals Intermediates of Switzerland

g.   SODA INDUSTRIALE Fat Liqour for Leather      Industry of Italy

h.   LAMBERTI Thickener for Textiles of Italy

i.    KERR-McGEE Titanium Diocide of the USA

j.    Etc.

 

Production Capacity :

None

 

Total Investment :

Owned Capital                                 - Rp. 10.0 billion

 

Started Operation :

1967

 

Brand Name :

Galic Bina Mada

 

Technical Assistance :

None

 

Number of Employee :

55 persons                                     

 

Marketing Area :

Local    - 100%

 

Main Customers :

a. P.T. ARGO PANTES

b. P.T. ICI PAINT INDONESIA

c. P.T. INDAH KIAT PULP AND PAPER Tbk

d. P.T. SUGIARTA

e. P.T. TEXMACO TAMAN SYNTHETICS

f.  Etc.

 

Market Situation :

Very Competitive

Main Competitors :

a. P.T. DOW CHEMICAL INDONESIA

b. P.T. INDOKEMIKA JAYATAMA

c. P.T. MAKMUR JAYA KHARISMA

d. P.T. MULYA ADHY PARAMITA

e. Etc.

 

Business Trend :

Growing

 

 

BANKER, AUDITOR & LITIGATION

 

B a n k e r s :

a.   Bank P.T. PAN INDONESIA Tbk

      Panin Centre

      Jalan Jend. Sudirman 1

      Jakarta Selatan

      Indonesia

b.   STANDARD CHARTERED Bank Jakarta Branch

      Menara Standard Chartered

      Jalan Prof. DR. Satrio No. 164

      Jakarta Selatan

      Indonesia

c.   ABN-AMRO Bank N.V.

      Jalan Ir. H. Juanda No. 23-24

      Jakarta Pusat

      Indonesia

 

Auditor :

Internal Auditor

 

Litigation :

No litigation record in our database

 

 

FINANCIAL FIGURE

 

Annual Sales (estimated) :

2009 – Rp. 132.0 billion

2010 – Rp. 145.0 billion

2011 – Rp. 150.0 billion

 

Net Profit (estimated) :

2009 – Rp. 7.9 billion

2010 – Rp. 8.5 billion

2011 – Rp. 9.2 billion

 


Payment Manner :

Average

 

Financial Comments :

Satisfactory

 

 

KEY EXECUTIVES

 

Board of Management :

President Director                            - DR. Ishak Setiaputra

Director                                           - Mrs. Shilvy Natalia Lao Tambuwun

 

Board of Commissioners :

President Commissioner                   - Mr. Thomas Mintarja Gani

Commissioners                                - a. Mrs. Catharina Butet Surdjadiredja

                                                        b. Mr. Antonius Kuswandi

 

Signatories :

President Director (DR. Ishak Setiaputra) or the Director (Mrs. Shilvy Natalia Lao Tambuwun) which must be approved by Board of Commissioner

 

 

CAPABILITIES

 

Management Capability :

G o o d

 

Business Morality :

G o o d

 

Credit Risk :

Average

 

Credit Recommendation :

Credit should be proceeded with monitor

 

Proposed Credit Limit :

Small amount – periodical review

 

Maximum Credit Limit :

US$ 2,200,000 on 90 days D/A

 

 


OVERALL PERFORMANCE

 

The company was established in 1967, originally under name of C.V. GALIC with the legal status of C.V. (Commanditaire Vennootschap) or partnership with sleeping partner. The founding owners are Mr. Thomas Mintardja Gani and his younger brother Mr. Gan Kiong Pin AKA Lim Tjong Pin. They are Indonesian businessmen of Chinese extraction. In August 1971 the company’s legal status was converted to P.T. (Perseroan Terbatas) or Limited Liability Company and the company renamed P.T. GALIC BINA MADA (P.T. GBM). According to the company’s notarial act, the company started with an authorized capital of Rp. 500,000,000 of which Rp. 250,000,000 was issued and paid up. The founding shareholders are Mr. Thomas Mintardja Gani, Mr. Tan Hong Wan and Mr. Antonius Kuswandi.  They are all Indonesian businessmen of Chinese extraction. The company's notary act has frequently been revised. In June 1993 the authorized capital was raised to Rp. 10,000,000,000 issued and paid up capital to Rp. 2,000,000,000.

 

In May 1999 Mr. Tan Hong Wan passed away and his shares entirely went over to his heirs. In October 1997 whole its authorized capital of Rp. 10,000,000,000 has been fully issued and paid-up. Concurrently all shareholders pulled out and changed by a number shareholders namely P.T. GANI INVESTA MAKMUR, P.T. PANCAPERSADA INVESTINDO, P.T. MAGNALIA INDAH PERSADA, P.T. DHARMA SETYANUGRAHA INVESTA, P.T. DIANTI MITRA INVESTA, P.T. SOTAN JAYA, P.T. SRIPANJI JAYA, P.T. SUBUR LAHAN KOMALA, P.T. PANCA RAHARDJA INVESTA, P.T. DWITUNGGAL ABADI SENTOSA, P.T. PACIFIC CONTINENTAL INVESTINDO and P.T. SUMBER SADA ABADI, all private national company.

 

In April 2008, the whole shareholders pulled out and the latest shareholders are P.T. GANI INVESTA MAKMUR, Mrs. Heine Santoso Gani, Mr. Piet Surjadiredja, Mr. Setiawan Mardjuki, Mr. Tjahjadi Rahardja, Mr. Krestijanto Pandji, Mrs. Karolina Lestiadi, Mr. Tohir Sutanto, Mrs. Sri Herlinawaty Gani, Mr. Antonius Kuswandi, Mrs. Erawati Sukma Gani and Mr. Thomas Mintarja Gani. The latest in December 2009, Mr. Piet Surjadiredja and Mrs. Sri Herlinawaty Gani pulled out and replaced by Mrs. Eleiana Iiskandar and Mr. Harryanto Surjadiredja as new shareholders. For further the latest composition shareholders is attached under profile of this report. The deed of amendment was approved by the Ministry of Law and Human Right in its Decision Letter No. AHU-AH.01.10-03034 dated February 05, 2010. No changes have been effected in term of its shareholding composition and capital structures to date.

 

We observe the majority shareholder namely P.T. GANI INVESTA MAKMUR is a private national company dealing with investment holding and majority business stakes is controlled by Mr. Thomas Mintardja Gani and his family members. They also founder and majority business stakes owners of P.T. BINA PLASPAC INDONESIA engaged in plastic packaging manufacturing, P.T. CRODA INDONESIA in surfactant industry, P.T. GALIC ARTA BAHARI in semi refined carragenan industry, P.T. JELLANEKA MEGA INDUSTRIES in water dessert jelly and confectioneries industry, P.T. MULTIKIMIA INTIPELANGI in cellulosic reactive dyes and disperse dyes industry, P.T. TANSRI GANI in plastic packaging manufacturing.

 

P.T. GBM has been operating since 1967 in the trading, import and distribution of industrial chemicals. The merchandising good products are food color (colours, thickeners, carrageenan, additives); coating (pigments, resin, thickeners, additives); leather (beam house products, degreasing agent, auxiliaries agent, fat liquor); paper (chloramines & chlora dyes, additives); households (surfactants for cleaners, acid cleaners, alkaline cleaners); cosmetics (colours, shade illustration, organic pigment); pharmaceutical (colours, thickeners/stabilizer) and ceramics (fritz for wall tile and floor tiles).

 

The company is an agent for BIOCATALYSTS Speciality and Industrial for Foods and Textiles, ELLIS & EVERARD Coulors for Foods, Cosmetics and Personal Care, ICI EXPLOSIVES Nitrcelluloses, ZENECA BIOCIDES Preservation for Aqueous Solutions of the UK (the four imported from the UK), MYEONG SHIN Carrageenan Jelly Powder of Korea, STAUFFER CHEMICAL Chemical Intermediates of   Switzerland, SODA INDUSTRIALE Fat Liqour for Leather Industry of Italy, LAMBERTI Thickener for Textiles of Italy, KERR-McGEE Titanium Diocide of the  USA  and  etc.  The products are sold to textile industries P.T. TEXMACO TAMAN SYNTHETICS, P.T. ARGO PANTES, to paper industry P.T. INDAH KIAT PULP & PAPER Tbk., to imitation leather industry P.T. SUGIARTA, to paint industry P.T. ICI PAINT INDONESIA, P.T. INDO PRIMA FOODS, P.T. TRIDINAMIKA MAKMUR, P.T. DAYA POLA UNGGUL, P.T. KILAP COBRA, P.T. ABDI KWALITA LARAS PEMBANGUNAN, P.T. WILSON MITRA PERKASA, C.V. CITRA PANGAN MANDIRI, P.T. ADITYADASA CIPTAMANUNGGAL, etc.

 

Besides, P.T. GBM is also dealing with investment holding by controlling 40% of P.T. BINA PLASPAC INDONESIA dealing with plastic packaging manufacturing having been in commercial operation since 2002 and 20% shares of P.T. CRODA INDONESIA dealing with surfactant industry. We observe the operation of P.T. GBM has been growing slowly in the last three years as the impact of global economic slowdown.

 

The domestic demand for various types of chemical products had been rising by 8% to 10% on the average per annum in the last five years in line with the rapid growth of various industrial sectors including paint industry, plastic, ink, textile, rubber, printing and others in the above period of times as the consumers. But, later dwindled as the global economic slowdown since October 2008, followed by tight money policy imposed by Indonesian Central Bank (Bank Indonesia) and also heated by political issue in the country. The demand growth started to awake in June 2009 in line with the amelioration of economic condition in the country.  Market competition is very tough on account of large number of other similar companies operating in the country. P.T. GBM business position in this case is not too badly because it has built regular customers and extensive marketing network all across the country.

 

 

Imports of Raw Materials and Auxiliary Goods, 2004-2010

 

Year

Food and Beverages Mainly for Industry (Million US$)

Raw Materials for Industry

(Million US$)

Primary

Processed

Primary

Processed

2004

1,456.7

568,6

2,236.3

15,357.8

 

2005

1,325.3

830,4

2,064.0

17,407.0

 

2006

1,352.2

909,1

2,438.7

18,050.7

 

2007

2,079.1

1,537.1

2,827.4

21,759.1

 

2008

3,244.5

1,271.6

4,722.3

40,312.9

 

2009

2,640.9

1,582.0

2,901.7

29,248.7

 

2010

3,074.8

2,165.9

4,539.5

41,714.3

 

                       Source: Central Bureau of Statistic (BPS)

 

Until this time P.T. GBM has not been registered with Indonesian Stock Exchange, so that they shall not obliged to announce their financial statement. The management of P.T. GBM is very reclusive towards outsiders and rejected to disclose its financial condition. We observed that total sales turnover of the company in 2009 amounted to Rp. 132.0 billion increases to Rp. 145.0 billion in 2010 rose again to Rp. 150.0 billion in 2011 and projected to go on rising by at least 5% in 2012. The operation in 2011 yielded an estimated net profit of at least Rp. 9.2 billion and the company has an estimated total net worth of at least Rp. 60.0 billion. So far, we did not heard that the company having been black listed by the Central Bank (Bank Indonesia).

 

On December 29, 2010, P.T. GBM announced in one local newspaper, that the company had uncollectible receivable from some company debtors in book period (January 1, to December 31, 2007). P.T. GBM has conducted all maximum collection efforts and measures required to recover or payment of the   receivables, but until recently the receivables may not be collected from the debtors by the Company. The company’s uncollectible receivables as mentioned above are as follows:

 

No.

Name of Debtor

Address

NPWP No.

Total Debt (Rp)

1.

PT. Oilgreen Indohici

Jl. Kamal Raya No. 11, Jakarta Barat

01.691.582.9-034.000

715,710,940.10

2.

PT. Multi Cocoa

Jl. Raya Gado

Bangkong No.66A

Bandung Barat

02.002.224.0-421.000

23,180,131.20

3.

PT. Wisma Sandang Jaya Textile Mill

Jl. Raya Ujung Berung Km. 14,5, Bandung

01.118.567.5-429.000

43,568,402.00

4.

PT. Melvin International Synthetics

Jl. Raya Nanjung No. 192, Bandung

01.494.598.4-421.000

42,485,702.50

5.

CV. Bahari Food Makmur Abadi

Jl. Paguyuban No. 50, RT.008, RW.019, Cimahi, Bandung

02.238.033.1-421.000

13,624,212.00

 

T O T A L

838,569,387.80

 

 

This announcement was made ​​to meet the Decree of Minister of Finance No. 105/PMK.03/2009 dated June 10, 2009 on the receivables, which apparently are not recoverable, which can be deducted from Gross Income in conjunction with Regulation of Minister of Finance No. 57/PMK.03/2010 dated March 9, 2010 on the Amendment to the Minister of Finance Regulation No. 105/PMK.03/2009 dated June 10, 2009, on Receivables Apparently Uncollectible Deducted from Gross Income.

 

The management of P.T. GBM is led by DR. Ishak Setiaputra (67) a professional manager of with experience in trading, import and distribution of industrial chemicals. Daily operation he is assisted by Mrs. Shilvy Natalia Lao Tambuwun (45) as a director. But we believed that the prime-mover of the company is Mr. Thomas Mintardja Gani (74), a businessman with more than 41 years experience in trading and distribution of industrial chemical products. The company's management is handled by professional staff in the above business. They have wide relations with private businessmen within and outside the country. So far, we did not hear that the management of the company being filed to the district court for detrimental cases or involved in any business malpractices. The company’s litigation record is clean and it has not registered with the black list of Bank of Indonesia. P.T. GALIC BINA MADA is sufficiently fairly good for business transaction.

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.50.25

UK Pound

1

Rs.79.76

Euro

1

Rs.66.52

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.