MIRA INFORM REPORT

 

 

Report Date :

21.03.2012

 

 

IDENTIFICATION DETAILS

 

Name :

ZOOM COMMUNICATIONS LIMITED

 

 

Registered Office :

B-10, Greater Kailash, Enclave Part-1, New Delhi – 110048

 

 

Country :

India

 

 

Financials (as on) :

31.03.2010

 

 

Date of Incorporation :

29.03.1989

 

 

Com. Reg. No.:

55-035643

 

 

Capital Investment / Paid-up Capital :

Rs.102.340 millions

 

 

CIN No.:

[Company Identification No.]

U32204DL1989PLC035643

 

 

TAN No.:

[Tax Deduction & Collection Account No.]

DELZ00062G

 

 

PAN No.:

[Permanent Account No.]

AAACZ0080E

 

 

Legal Form :

A Closely Held Public Limited Liability Company

 

 

Line of Business :

The company engaged in  Broadcasting, Audio Video and Studio Services 

 

 

No. of Employees :

Not available

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba (50)

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Maximum Credit Limit :

USD 2100000

 

 

Status :

Satisfactory

 

 

Payment Behaviour :

Usually correct

 

 

Litigation :

Clear

 

 

Comments :

Subject is an established company having satisfactory track. Trade relations are reported as fair. Business is active. Payments are reported to be usually correct and as per commitments.

 

The company can be considered normal for business dealings at usual trade terms and conditions. 

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – September 30, 2011

 

Country Name

Previous Rating

(30.06.2011)

Current Rating

(30.09.2011)

India

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

LOCATIONS

 

Registered Office :

B-10, Greater Kailash, Enclave Part-1, New Delhi – 110048, India

Tel. No.:

91-11-42110000 / 29531247 / 32026412 / 32449993

Fax No.:

91-11-29531248

E-Mail :

singhsudhanshu@zoomcom.in

admin@zoomcom.in  

Website :

www.zoomcom.tv

 

 

DIRECTORS

 

As on 03.11.2010

 

Name :

Mrs. Divyadeepti Sunilkumar Handa

Designation :

Director

Address :

203-204, Shakuntal, Opposite CN Vidyalaya, Ambawadi, Ahmedabad -380015, Gujarat, India

Date of Birth/Age :

17.06.1960

Date of Appointment :

01.10.2007

DIN No.:

00010044

 

Other Directorship:

S.No.

CIN

Name of the Company

Current designation of the director

Date of appointment at current designation

Original date of appointment

Date of cessation

Company Status

Defaulting status

1

U65923GJ1994PTC021120

KINARA FINANCIAL PRIVATE LIMITED

Director

23-11-94

23-11-94

-

Active

NO

2

U65923GJ1994PTC021121

ABHIMUKT FINANCIAL PRIVATE LIMITED

Director

01-12-94

01-12-94

-

Under Process of Striking off

NO

3

U65923GJ1994PTC021126

NAIVEDHYA CONSULTANTS PRIVATE LIMITED

Director

01-12-94

01-12-94

-

Active

NO

4

U65910GJ1994PTC024020

SID MANAGEMENT CONSULTANCY PRIVATE LIMITED

Director

28-01-95

28-01-95

-

Active

NO

5

U65910GJ1994PTC024021

ADIHAN CONSULTANTS PRIVATE LIMITED

Director

28-01-95

28-01-95

-

Strike off

NO

6

U65910GJ1995PTC024501

SIDHKAY CONSULTANTS PRIVATE LIMITED

Director

03-02-95

03-02-95

-

Under Process of Striking off

NO

7

U27101GJ1990PLC014700

CHRYSALIS FINANCE LIMITED

Director

31-07-95

31-07-95

-

Active

NO

8

U91110GJ1995PLC027850

CHRYSALIS INDUSTRIES LIMITED

Director

17-10-95

17-10-95

-

Active

NO

9

L67190GJ1984PLC006746

AUSOM ENTERPRISE LIMITED

Director

23-03-96

23-03-96

07-08-09

Active

NO

10

U80302GJ1996NPL028726

EKLAVYA EDUCATION FOUNDATION

Director

22-11-99

22-11-99

-

Active

NO

11

U74900GJ2007PTC051560

CEL PACKAGING PRIVATE LIMITED

Director

22-08-07

22-08-07

-

Active

NO

12

U32204DL1989PLC035643

ZOOM COMMUNICATIONS LIMITED

Director

30-09-08

01-10-07

27-12-10

Active

NO

 

Name :

Mr. Gulshan Kumar Jhurani

Designation :

Director

Address :

B-226A, Greater Kailash, Part-I, New Delhi – 110048, India

Date of Birth/Age :

27.05.1962

Date of Appointment :

01.06.2010

DIN No.:

00209894

 

Other Directorship:

S.No.

CIN

Name of the Company

Current designation of the director

Date of appointment at current designation

Original date of appointment

Date of cessation

Company Status

Defaulting status

1

L65910DL1990PLC040705

GENESIS FINANCE COMPANY LIMITED

Director

10-08-94

10-08-94

-

Active

NO

2

U72900DL2000PTC106935

Q2AMEDIA SERVICES PRIVATE LIMITED

Director

24-03-04

24-03-04

-

Active

NO

3

U74899DL1987PTC027358

SOPAN REAL ESTATES PRIVATE LIMITED

Director

08-02-05

08-02-05

-

Active

NO

4

U32204DL1989PLC035643

ZOOM COMMUNICATIONS LIMITED

Director

03-11-10

27-03-06

-

Active

NO

5

U32201DL2006PTC156387

FLASH BROADCASTING TV PRIVATE LIMITED

Director

08-12-06

08-12-06

17-04-10

Active

NO

6

U29190DL1954PLC002456

ASSOCIATED DRILLING AND SERVICES LIMITED

Director

30-09-08

01-09-07

-

Active

NO

7

U45200DL2007PTC160326

SHOUYEE INFRASTRUCTURE PRIVATE LIMITED

Additional director

15-06-10

15-06-10

-

Active

NO

8

U29268KA2007PTC042212

BIZ INDIA VENTURES PRIVATE LIMITED

Director

19-06-10

19-06-10

-

Active

NO

9

U74140DL2010PTC206262

NATURE ECO VENTURE PRIVATE LIMITED

Director

26-07-10

26-07-10

-

Active

NO

10

U45200DL2011PTC213631

EMPI INNOVATION PARK PRIVATE LIMITED

Director

09-02-11

09-02-11

-

Active

NO

11

U92490DL2011PTC229050

ZOOM MUSIC PRIVATE LIMITED

Director

21-12-11

21-12-11

-

Active

NO

12

U74999KA2011PTC061463

LEPAKSHI SCIENCE AND TECHNOLOGY PARK PRIVATE LIMITED

Additional director

05-03-12

05-03-12

-

Active

NO

13

U85100KA2010PTC053295

LEPAKSHI HERITAGE WELLNESS VILLAGE PRIVATE LIMITED

Additional director

05-03-12

05-03-12

-

Active

NO

 

Name :

Mr. Rashmi Kant

Designation :

Managing director

Address :

No. 4, Krishna Menon Marg, New Delhi - 110048, India

Date of Birth/Age :

06.04.1962

Date of Appointment :

29.03.1989

DIN No.:

01132745

 

Other Directorship:

S.No.

CIN

Name of the Company

Current designation of the director

Date of appointment at current designation

Original date of appointment

Date of cessation

Company Status

Defaulting status

1

U32204DL1989PLC035643

ZOOM COMMUNICATIONS LIMITED

Managing director

01-10-07

29-03-89

-

Active

NO

2

U92490DL2011PTC229050

ZOOM MUSIC PRIVATE LIMITED

Director

21-12-11

21-12-11

-

Active

NO

 

Name :

Mr. Vaseem Ahmed Dehlvi

Designation :

Whole-time director

Address :

C-32, Nizamuddin East, New Delhi – 110048, India

Date of Birth/Age :

03.10.1961

Date of Appointment :

01.06.2010

DIN No.:

02844765

 

Other Directorship:

S.No.

CIN

Name of the Company

Current designation of the director

Date of appointment at current designation

Original date of appointment

Date of cessation

Company Status

Defaulting status

1

U22222DL2009PTC186879

Zoom Broadcast Systems Private Limited

Additional director

18-03-09

18-03-09

-

Active

NO

2

U32204DL1989PLC035643

ZOOM COMMUNICATIONS LIMITED

Whole-time director

03-11-10

01-06-10

-

Active

NO

 

Name :

Mrs. Mona Kant

Designation :

Whole-time director

Address :

No. 4, Krishna Menon Marg, New Delhi - 110048, India

Date of Birth/Age :

26.12.1968

Date of Appointment :

31.03.2002

Date of Cessation :

25.02.2011

DIN No.:

01160584

 

Other Directorship:

S.No.

CIN

Name of the Company

Current designation of the director

Date of appointment at current designation

Original date of appointment

Date of cessation

Company Status

Defaulting status

1

U32204DL1989PLC035643

ZOOM COMMUNICATIONS LIMITED

Whole-time director

01-10-07

31-03-02

25-02-11

Active

NO

 

 

KEY EXECUTIVES

 

Name :

Mr. Sudhanshu Kumar Singh

Designation :

Secretary

Address :

C-228, Paryavaran Complex, New Delhi-110030

Date of Birth/Age :

22.12.1971

Date of Appointment :

12.04.2008

PAN No.:

AVSPS2832F

 

 

MAJOR SHAREHOLDERS / SHAREHOLDING PATTERN

 

As on 03.11.2010

 

Names of Shareholders

 

No. of Shares

 

 

 

 Rashmi Kant

 

10217046

 Divya Deepti Handa

 

6020

 Mona Kant

 

602

 Sukant Kohli

 

602

 Suman Krishan Kant

 

5000

 Sunil Kumar Handa

 

4300

 Aditi Handa

 

430

Total

 

10234000

 

As on 03.11.2010

 

Equity Share Break up (Percentage of Total Equity)

 

Category

Percentage

Directors or relatives of Directors

100.00

Total

100.00

 

 

BUSINESS DETAILS

 

Line of Business :

The company engaged in  Broadcasting, Audio Video and Studio Services 

 

 

GENERAL INFORMATION

 

No. of Employees :

Not Available

 

 

Bankers :

·         Standard Chartered Bank, Credit Risk Control, Narain Manzil, 23 Barakhamba Road, New Delhi - 110001, India

·         Axis Bank Limited

·         HSBC Bank

·         ICICI Bank Limited

 

 

Facilities :

Secured Loan

As on

31.03.2011

(Rs. in

Millions)

As on

31.03.2010

(Rs. In

Millions)

 

 

 

Axis Bank Limited Term Loan A/c

0.000

20.000

Axis Bank Limited Buyers Credit Loan A/c

7.546

7.546

HSBC Buyers Credit Loan A/c

85.220

28.723

ICICI Bank Limited – Term Loan

78.814

124.537

ICICI Bank Limited – Term Loan II

104.539

160.709

ICICI Bank Limited Buyers Credit Loan A/c

0.000

2.391

Standard Chartered Against Bank Term Loan A/c

19.400

38.800

Standard Chartered Against Bank Term Loan CWG A/c

150.000

0.000

Standard Chartered Buyers Credit Loan A/c

33.981

56.192

Standard Chartered Buyers Credit Loan A/c – II

286.403

110.622

ICICI Bank – Loan A/c Honda Civic

0.334

0.686

HDFC Bank Limited – A/c Mercedes (DL-3CAY-9864)

2.119

3.121

HDFC Bank Limited – A/c Mercedes (DL-3CAY-9918)

2.609

3.913

HDFC Bank Limited – A/c Mercedes (DL-3CAY-9927)

2.609

3.913

Kotak Mahindra Prime Limited – Loan A/c – Ford

0.983

1.250

Total

774.557

562.403

 

 

 

Unsecured Loan

As on

31.03.2011

(Rs. in

Millions)

As on

31.03.2010

(Rs. In

Millions)

 

 

 

Kamaljit Singh

0.000

3.286

Genesis Finance Company Limited

64.084

14.133

Total

64.084

17.419

 

 

 

 

Banking Relations :

--

 

 

Auditors :

 

Name :

Ram C. Kapoor and Associates

Chartered Accountants

Address :

D-43, Gulmohar Park, New Delhi – 110049, India

PAN.:

AADFR9957N

 

 

Subsidiary :

·         Zoom Comm Pte Limited

·         Zoom Comm Private Limited

·         Zoom Broadcast System Private Limited

CIN No.: U22222DL2009PTC186879

 


 

CAPITAL STRUCTURE

 

As on 31.03.2010

 

Authorised Capital :

No. of Shares

Type

Value

Amount

 

 

 

 

15000000

Equity Shares

Rs.10/- each

Rs.150.000 Millions

 

 

 

 

 

Issued, Subscribed & Paid-up Capital :

No. of Shares

Type

Value

Amount

 

 

 

 

10234000

Equity Shares

Rs.10/- each

Rs.102.340 Millions

 

(Out of above Shares 2924000 Equity Shares of Rs.10/- each were allotted as fully paid-up Bonus Shares by capitalization of Reserves in Financial Year 2007-08)  

 

 

 


 

FINANCIAL DATA

[all figures are in Rupees Millions]

 

ABRIDGED BALANCE SHEET

 

SOURCES OF FUNDS

 

31.03.2010

31.03.2009

31.03.2008

SHAREHOLDERS FUNDS

 

 

 

1] Share Capital

102.340

102.340

102.340

2] Share Application Money

0.000

0.000

0.000

3] Reserves & Surplus

414.187

252.839

167.449

4] (Accumulated Losses)

0.000

0.000

0.000

NETWORTH

516.527

355.179

269.789

LOAN FUNDS

 

 

 

1] Secured Loans

774.557

562.403

292.736

2] Unsecured Loans

64.084

17.419

0.000

TOTAL BORROWING

838.641

579.822

292.736

DEFERRED TAX LIABILITIES

0.000

7.011

2.571

 

 

 

 

TOTAL

1355.168

942.012

565.096

 

 

 

 

APPLICATION OF FUNDS

 

 

 

 

 

 

 

FIXED ASSETS [Net Block]

976.099

1059.321

600.596

Capital work-in-progress

0.000

0.000

0.000

 

 

 

 

INVESTMENT

0.100

0.000

0.000

DEFERREX TAX ASSETS

8.911

0.000

0.000

 

 

 

 

CURRENT ASSETS, LOANS & ADVANCES

 

 

 

 

Inventories

0.000

0.000

0.000

 

Sundry Debtors

264.600

135.948

75.465

 

Cash & Bank Balances

39.152

0.019

53.040

 

Other Current Assets

211.346

184.578

26.271

 

Loans & Advances

188.335

132.070

158.268

Total Current Assets

703.433

452.615

313.044

Less : CURRENT LIABILITIES & PROVISIONS

 

 

 

 

Sundry Creditors

51.887

263.705

160.176

 

Other Current Liabilities

180.867

216.257

84.093

 

Provisions

100.621

89.962

104.275

Total Current Liabilities

333.375

569.924

348.544

Net Current Assets

370.058

(117.309)

(35.500)

 

 

 

 

MISCELLANEOUS EXPENSES

0.000

0.000

0.000

 

 

 

 

TOTAL

1355.168

942.012

565.096

 

 

 

PROFIT & LOSS ACCOUNT

 

 

PARTICULARS

31.03.2010

31.03.2009

31.03.2008

 

SALES

 

 

 

 

 

Income

881.203

644.245

318.263

 

 

Other Income

28.127

12.426

18.435

 

 

TOTAL                                     (A)

909.330

656.671

336.698

 

 

 

 

 

Less

EXPENSES

 

 

 

 

 

Operating Expenses

263.539

201.573

26.011

 

 

Administration and other Expenses

94.715

60.522

34.486

 

 

TOTAL                                     (B)

358.254

262.095

60.497

 

 

 

 

 

Less

PROFIT BEFORE INTEREST, TAX, DEPRECIATION AND AMORTISATION (A-B)      (C)

551.076

394.576

276.201

 

 

 

 

 

Less

FINANCIAL EXPENSES                         (D)

85.065

56.682

33.890

 

 

 

 

 

 

PROFIT BEFORE TAX, DEPRECIATION AND AMORTISATION (C-D)                                       (E)

466.011

337.894

242.311

 

 

 

 

 

Less/ Add

DEPRECIATION/ AMORTISATION                     (F)

226.535

169.540

100.729

 

 

 

 

 

 

PROFIT BEFORE TAX (E-F)                               (G)

239.476

168.354

141.582

 

 

 

 

 

Less

TAX                                                                  (I)

94.050

63.983

40.370

 

 

 

 

 

 

PROFIT AFTER TAX (G-I)                                  (J)

145.426

104.371

101.212

 

 

 

 

 

Add / (Less)

PROVISION FOR DIFFERED TAX

15.922

(4.439)

0.000

 

 

 

 

 

Add / (Less)

SHORT PROVISION FOR INCOME TAX (F.Y 05-06 & 06-07)

0.000

(7.097)

0.000

 

 

 

 

 

Add / (Less)

DIFFERENCE IN FOREIGN EXCHANGE CAPITALISED 

0.000

(7.445)

0.000

 

 

 

 

 

Add / (Less)

CAPATILSED DURING THE YEAR

0.000

0.000

29.240

 

 

 

 

 

Add

PREVIOUS YEARS’ BALANCE BROUGHT FORWARD

252.839

167.449

95.477

 

 

 

 

 

 

BALANCE CARRIED TO THE B/S

414.187

252.839

167.449

 

 

 

 

 

 

TOTAL EARNINGS

142.139

73.922

NA

 

 

 

 

 

 

Earnings Per Share (Rs.)

15.76

9.76

--

 

 

KEY RATIOS

 

PARTICULARS

 

 

31.03.2010

31.03.2009

31.03.2008

PAT / Total Income

(%)

15.99

15.89

30.06

 

 

 

 

 

Net Profit Margin

(PBT/Sales)

(%)

27.18

26.13

44.49

 

 

 

 

 

Return on Total Assets

(PBT/Total Assets}

(%)

14.26

11.13

15.50

 

 

 

 

 

Return on Investment (ROI)

(PBT/Networth)

 

0.46

0.47

0.52

 

 

 

 

 

Debt Equity Ratio

(Total Liability/Networth)

 

2.27

3.24

2.38

 

 

 

 

 

Current Ratio

(Current Asset/Current Liability)

 

2.11

0.79

0.90

 

 

 

LOCAL AGENCY FURTHER INFORMATION

 

BUSINESS OVERVIEW AND PERFORMANCE

 

During the year, The Company continued to establish its position as leading outside broadcast (OB) service provider for delivery of Live sports, Entertainment and News Content.

 

The Company continued to provide

           Systems Solutions, Integration and Broadcast Services

           Production and Post Production Services

 

During the year ZCL has provided all Host Broadcasting and Unilateral Production Kits /Facilities for the prestigious Indian Premier League Cricket.

 

ZCL is also providing complete Cricket Outdoor Broadcast Facilities and Engineering support for international and domestic matches to BCCI.

 

In view of its contracts with the media houses and an ever increasing client base, ZCL is now the biggest broadcast facilities and solutions provider in South Asia offering a comprehensive spectrum of full service capabilities and turnkey technology solutions.

 

OPPORTUNITIES

 

Growth drivers of the Entertainment and Media sector reflects massive opportunities in the sector. The changing urban consumer mindset due to increased exposure to global influences is leading to higher aspirations which have provided further fillip to leisure spending. The Indian rural market, three times the size of urban India, offers a huge opportunity. Media penetration is poor in lower socio-economic classes but absolute numbers are higher. The migration of subscribers to new technologies will lead to heavy demand for broadcast equipment and specialized services in order to provide such services.           

 

BUSINESS STRATEGY AND FUTURE PLANS

 

 The Company is in its growth stage in order to maintain its position as the prominent Broadcast Services Provider of South East Asia. Your Company has been able to maintain its position of dominance due to a successful record of providing flawless and seamless services with world class performance standards. As a result of its high quality performance it has been able to bag big contracts for various segments of the television industry as well as for mega events.

 

Keeping eye on the overall growth the media industry your Company has its plans in place.

 

GROWTH DRIVERS

 

Entertainment and Media Sector is being driven by multiple growth factors. Purchasing power parity, rise in disposable income, change in urban consumer mindset, increased advertisement spend, digitization and swift upgradation of technology are the major growth drivers of the industry. ZCL is directly impacted by any change in the growth drivers of the Entertainment and Media sector.

 

Bankers Charges Report as per Registry:

 

Corporate identity number of the company

U32204DL1989PLC035643

Name of the company

ZOOM COMMUNICATIONS LIMITED

Address of the registered office or of the principal place of  business in India of the company

B-10, Greater Kailash, Enclave Part-1, New Delhi – 110048, India

E-mail : singhsudhanshu@zoomcom.in

This form is for

Modification of charge

Charge identification (ID) number of the charge to be modified

10208655

Type of charge

Book debts

Movable property (not being pledge)

Particular of charge holder

Standard Chartered Bank, Credit Risk Control, Narain Manzil, 23 Barakhamba Road, New Delhi - 110001, India

E-mail : Ashima.Tandon@sc.com

Nature of instrument creating charge

Supplemental agreement unattested memorandum of hypothecation.

Date of instrument Creating the charge

30.06.2011

Amount secured by the charge

Rs.580.950 Millions

Brief of the principal terms an conditions and extent and operation of the charge

Rate of Interest

As per facility advice letter dated 07.06.2011 to be amended from time to time.

 

Terms of Repayment

As per facility advice letter dated 07.06.2011 to be amended from time to time.

 

Margin

As per facility advice letter dated 07.06.2011 to be amended from time to time.

 

Extent and Operation of the charge

As per facility advice letter dated 07.06.2011 to be amended from time to time.

 

Others

The above to seucre the following revised credit facilities :-

                                        (Rs. In Millions)

                                        Existing      Revised

Short Term Loan             300.000         300.000

Performance Guarantee  180.000         177.000

Overdraft                        50.000           ---

WCDL                             50.000           ---

Payment Undertaking     336.000        103.950 (eqv. to USD 2.310 Mio.) for Buyers Credit

Short particulars of the property or asset(s) charged (including complete address and location of the property)

Hypothecation By way of 1st and exclusive charge over all p/f movable F/assets as may be purchased from the proceeds of the facility and all p/f movable F/as. Of the company With respect to execution of the contract dated 27.09.2007 entered into between the company and Inx News Private Limited (Inx) in relation to supply of equipment, facilities and related maintenance by zoom for news x studious in Noida (U.P.) and Mumbai and all p/f b/d etc. Become due to the company By sis live UK, under the contract dt. 5.3.10 for productions and coverage of commonwealth games 2010, executed between the company and sis and Inx under the Inx contract

 

Hypothecation By way of 1st p/p charge over all p/f movable F/a stored or to be stored at the co's godowns or premises sit. At b-10, greater kailash enclave-i, new delhi or wherever else the same may be.

 

Hypothecation By way of 2nd charge over all p/f b/debts etc. Due to the company By the Board Of Control For Cricket In India (BCCI) under the contract dated 26.02.2009, executed between the company and the BCCI, for coverage of Indian premier league cricket matches.

Date of instrument modifying the charge

11.10.2010

Particulars of the present modification

Credit facilities shall stand reduced from Rs. 916.000 Millions to Rs.580.950 Millions and shall additionally be secured by first and exclusive charge over plant and machinery and other movable assets of IPL matches.

 

All other terms and conditions remaining the same.

 

Fixed Assets:

 

·         Equipments

·         Furniture and Fixtures

·         Vehicles

·         Building

·         Office Equipments

·         Computer Software

 

 

 


CMT REPORT (Corruption, Money Laundering & Terrorism]

 

The Public Notice information has been collected from various sources including but not limited to: The Courts, India Prisons Service, Interpol, etc.

 

1]         INFORMATION ON DESIGNATED PARTY

No records exist designating subject or any of its beneficial owners, controlling shareholders or senior officers as terrorist or terrorist organization or whom notice had been received that all financial transactions involving their assets have been blocked or convicted, found guilty or against whom a judgement or order had been entered in a proceedings for violating money-laundering, anti-corruption or bribery or international economic or anti-terrorism sanction laws or whose assets were seized, blocked, frozen or ordered forfeited for violation of money laundering or international anti-terrorism laws.

 

2]         Court Declaration :

No records exist to suggest that subject is or was the subject of any formal or informal allegations, prosecutions or other official proceeding for making any prohibited payments or other improper payments to government officials for engaging in prohibited transactions or with designated parties.

 

3]         Asset Declaration :

No records exist to suggest that the property or assets of the subject are derived from criminal conduct or a prohibited transaction.

 

4]         Record on Financial Crime :

            Charges or conviction registered against subject:                                                  None

 

5]         Records on Violation of Anti-Corruption Laws :

            Charges or investigation registered against subject:                                                          None

 

6]         Records on Int’l Anti-Money Laundering Laws/Standards :

            Charges or investigation registered against subject:                                                          None

 

7]         Criminal Records

No available information exist that suggest that subject or any of its principals have been formally charged or convicted by a competent governmental authority for any financial crime or under any formal investigation by a competent government authority for any violation of anti-corruption laws or international anti-money laundering laws or standard.

 

8]         Affiliation with Government :

No record exists to suggest that any director or indirect owners, controlling shareholders, director, officer or employee of the company is a government official or a family member or close business associate of a Government official.

 

9]         Compensation Package :

Our market survey revealed that the amount of compensation sought by the subject is fair and reasonable and comparable to compensation paid to others for similar services.

 

10]        Press Report :

            No press reports / filings exists on the subject.

 


 

CORPORATE GOVERNANCE

 

MIRA INFORM as part of its Due Diligence do provide comments on Corporate Governance to identify management and governance. These factors often have been predictive and in some cases have created vulnerabilities to credit deterioration.

 

Our Governance Assessment focuses principally on the interactions between a company’s management, its Board of Directors, Shareholders and other financial stakeholders.

 

 

CONTRAVENTION

 

Subject is not known to have contravened any existing local laws, regulations or policies that prohibit, restrict or otherwise affect the terms and conditions that could be included in the agreement with the subject.

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.50.25

UK Pound

1

Rs.79.76

Euro

1

Rs.66.52

 


 

SCORE & RATING EXPLANATIONS

 

SCORE FACTORS

 

RANGE

POINTS

HISTORY

1~10

6

PAID-UP CAPITAL

1~10

5

OPERATING SCALE

1~10

6

FINANCIAL CONDITION

 

 

--BUSINESS SCALE

1~10

6

--PROFITABILIRY

1~10

6

--LIQUIDITY

1~10

5

--LEVERAGE

1~10

5

--RESERVES

1~10

6

--CREDIT LINES

1~10

5

--MARGINS

-5~5

-

DEMERIT POINTS

 

 

--BANK CHARGES

YES/NO

YES

--LITIGATION

YES/NO

NO

--OTHER ADVERSE INFORMATION

YES/NO

NO

MERIT POINTS

 

 

--SOLE DISTRIBUTORSHIP

YES/NO

NO

--EXPORT ACTIVITIES

YES/NO

NO

--AFFILIATION

YES/NO

YES

--LISTED

YES/NO

NO

--OTHER MERIT FACTORS

YES/NO

YES

TOTAL

 

50

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 


 

RATING EXPLANATIONS

 

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

-

NB

                                       New Business

-

 

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.