MIRA INFORM REPORT

 

 

Report Date :

22.03.2012

 

IDENTIFICATION DETAILS

 

Name :

G B - COMMTRADE PTY. LIMITED

 

 

Registered Office :

'Building F' Unit F36 Lane Cove West Business Park 16 Mars Road Lane Cove

New South Wales 2066

 

 

Country :

Australia

 

 

Date of Incorporation :

18.06.1999

 

 

Com. Reg. No.:

088153093

 

 

Legal Form :

Australian Proprietary Company

 

 

Line of Business :

Import and distribution of nuts and dried fruit.

 

 

No. of Employees :

12 employees

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Maximum Credit Limit :

USD 80,000

Status :

Moderate

Payment Behaviour :

No Complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – September 30, 2011

 

Country Name

Previous Rating

(30.06.2011)

Current Rating

(30.09.2011)

Australia

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


IDENTIFICATION DETAILS

 

Verified Address

Subject name :              G B - COMMTRADE PTY. LIMITED

Business address :        'Building F' Unit F36

Lane Cove West Business Park

16 Mars Road

Town :                           Lane Cove

Province :                      New South Wales

Zip/postal code :            2066

Country :                       Australia

Tel :                              +61 2 94201222

Fax :                             +61 2 94202288

Website :                      www.gbcommtrade.com

 

Registered address :      'Building F' Unit F36

Lane Cove West Business Park

16 Mars Road

Town :                           Lane Cove

Province :                      New South Wales

Zip/postal code :            2066

Country :                       Australia

Postal address :            P.O. Box 175

Town :                           North Ryde

Province :                      New South Wales

Zip/postal code :                        1670

Country :                       Australia

 

 

SUMMARY DETAILS

 

Executive Summary

Date founded or registered :        18/06/1999

Legal form :                               Australian Proprietary Company

Chief executive :                        Gerard Campbell Brunton

Issued & paid up capital :           AUD 1,000

Line of business :                       Import and distribution of nuts and dried fruit.

Staff employed :                         12 employees

 

 

CREDIT RISK OPINION

 

Company Analysis

Country risk :                             Country risk is minimal

Operation trend :                        Operational trend is steady

Management experience :           Management is adequately experienced

Financial performance :              Financial performance is undetermined

Organization structure :              Organizational structure is stable

Detrimental :                  No detrimental records found

Payment history :                      No payment delays noted

Credit amount suggestion :         USD 80,000

Credit amount asked :                Not described.

 

 

STATUTORY DETAILS

 

Registry Data

Registration date :                      18/06/1999

Legal form :                               Australian Proprietary Company

Registration no                          Australian Company Number: 088153093

Registered authority :                 Australian Securities and Investments Commission

Fiscal/ Tax no :              Australian Business Number: 46088153093

Registry status :                        Live/Active

Previous name :                         None reported.

Change of legal form :                 None reported.

 

 

MANAGEMENT / DIRECTORS

 

Key Management

Name :                          Gerard Campbell Brunton

Designation :                 Managing Director

Name :                          Azim Rauff

Designation :                 Logistics Manager

 

 

BOARD OF DIRECTORS/ OTHER APPOINTMENTS

 

Appointments

Name :                          Gerard Campbell Brunton

Designation :                 Director and Company Secretary

Appointment date :         18/06/99

Address :                      21 Malvina Street

Ryde, NSW 2112

Australia

Biography :                    Born on 07-11-1961 in Sydney, New South Wales, Australia.

Staff employed :             12 employees

 

Key Advisors

Auditors :                      BDO

2 Market Street

Sydney, NSW 2000

Australia

 

 

SHARE CAPITAL

 

Composition

Authorized Capital :        AUD 1,000

No of shares :                1,000 Ordinary Shares

Share par value :            AUD 1

Issued capital :              AUD 1,000

Paid up capital :             AUD 1,000

 

 

OWNERSHIP / SHAREHOLDERS

 

How listed : Full List

 

Composition

Shareholder name :        GB AUSTRALIA PTY LTD

Address :                      21 Malvina Street

Ryde, NSW 2112

Australia

No. of shares :               500 Ordinary Shares

% of shares :                 50%

 

Shareholder name :        G & K MANAGEMENT PTY LIMITED

Address :                      21 Malvina Street

Ryde, NSW 2112

Australia

No. of shares :               500 Ordinary Shares

% of shares :                 50%

 

 

RELATED COMPANIES & CORPORATE AFFILIATIONS

 

Structure

 

Name :                         GB AUSTRALIA PTY LTD

Affiliation type :              Shareholder

Address :                      21 Malvina Street

Ryde, NSW 2112

Australia

 

Name :                          G & K MANAGEMENT PTY LIMITED

Affiliation type :              Shareholder

Address :                      21 Malvina Street

Ryde, NSW 2112

Australia

 

 

BANK & MORTGAGES

 

Bank Details

 

Name of bank :              Australia And New Zealand Banking Group Limited

Address :                      Australia

Account details :            Current Account

Comments :                  It is generally not the policy of local banks to provide credit status information to

non related parties, however interested parties would be advised to consult first

with the Subject if banker's references are required.

 

Mortgages :                   None reported.

 

Legal Fillings

Bankruptcy fillings :        None reported.

Court judgements :         None reported.

Tax liens :                     None reported.

Others :                        Company accused over nuts scandal

November 24, 2003

Australia's second-largest supermarket chain is investigating how it came to be a

victim of a scam involving more than 14 tonnes of fake Australian macadamia

nuts. Documents seen by the Herald show the nut kernels, worth more than $200,000, were imported from Kenya, repackaged in boxes labelled product of Australia and sold to hundreds of shops. The nuts have been sold in bulk in more than 300 Coles and Bi-Lo shops in NSW and Queensland, as well as other shops and supermarkets. Coles said it had been made aware of the nut substitution last Tuesday, and was relabelling macadamias in its shops to make it clear to customers that the nuts were a mix of local and imported ones. It said it wanted to revert to Australian nuts "as soon as practicable".

The company at the centre of the scandal, Macadamia Industries Australia, is one of the largest Australian processors of the nuts, which are the only consumer crop indigenous to Australia.

The company's acting chief executive, Stephen Brierley, said MIA had imported

the nuts because it could not get enough local macadamias to meet its contract

with Coles. The local harvest was down dramatically due to drought.

The false labelling was a packaging error, he said.

"We apologised to Coles for this error. We have got our hands up and told them

that it won't happen again."

The documents show that in August the company took delivery of 14,175

kilograms of the kernels, worth $223,000 that had been imported from Kenya by a North Sydney broker, GB-Commtrade Pty Ltd.

Mick Evans, who was recently retrenched from his job as the company's

operations manager, said a shipping container of the nuts was delivered to the

company's processing works at Wollongbar, near Lismore, on Saturday morning,

August 30, when only a handful of staff were working. They were unpacked, and

the packaging showing that they were Kenyan produce was immediately burned,

Mr Evans said. Staff were told not to discuss the shipment. Mr Evans said he had protested to company executives, but was told to mind his own business. The kernels had been mixed with Australian nuts and repackaged into 11.34

kilogram boxes for Coles, each stamped Product of Australia. Mr Brierley denied

that the Kenyan nuts had been used in any other brand - the company packs

own-brand Pacific Gold macadamias labelled "Australia's finest quality" and the

Judy Grainger brand, sold in duty-free shops. Mr Brierley would not say now much of the Kenyan product had already been

sold. The imported nuts that remained in storage would now be exported and not

sold in Australia, he said. Mr Evans said it was hypocritical of the company to pass off imported nuts as Australian as it had been publicly campaigning for the local industry and criticizing competitors who had their Australian-grown crop cracked in China to cut costs. He said the substitution scandal could endanger the livelihoods of more than 1000 macadamia growers, mainly in the northern rivers area of NSW, and risk an export industry in which Australia was aiming at global dominance by 2007. The Australian Competition and Consumer Commission said it was not investigating any macadamia nut substitution, but if anyone had a complaint about false or misleading product information it would look into it.

 

 

FINANCIAL DATA

 

Description

Comments :                  The representative contacted declined to provide any financial information until

the inquiring party details are revealed.

The Subject is classified as a small proprietary company by the Australian

Securities & Investments Commission hence is not required to disclose their

financial statement.

A proprietary company is defined as small for a financial year if it satisfies at least

two of the following:

- The consolidated revenue for the financial year of the company and any entities

it controls is less than $25 million;

-The value of the consolidated gross assets at the end of the financial year of the

company and any entities it controls is less than $12.5 million, and

-The company and any entities it controls have fewer than 50 employees at the

end of the financial year.

 

 

OPERATION DETAILS

 

Main activities :              The Subject is engaged in import and distribution of all kinds of nuts and

dried fruits.

The Subject also acts as representative agent for several significant

international and Australian nuts and fruits producers.

 

Product & services :       Almonds

Apricots

Peanuts

Peas, Bean & Peanut Snacks

Dried Banana, Mango and Pineapple

Dried Pears & Peaches

Pecans

Pistachios

Pinenuts

Cashews

Corn Snacks

Brazilnuts

Nut & Seed Oils

Walnuts

Hazelnuts

Figs

Cranberries

Macadamias

Sultanas

Raisins

Seeds

Prunes

 

Purchases

Local :              Yes

International :     India, United States, Brazil, Turkey, China, Vietnam, Argentina, Peru,

Ecuador, Bolivia, Spain, Vietnam

 

Sales

Local :              Yes

International :     No exports.

 

Property & Assets

Premises :        The Subject operates from premises located at the verified heading

address consisting of administrative office and warehouse.

 

Branches :        In addition, the Subject operates from branch office located at:

P.O. Box 249

Emerald, VIC 3782

Australia

Tel: +61 3 59683003

 

 

SUMMARIZED COUNTRY RISK

 

Gross Domestic Products (GDP) & Economic Overview

 

Central bank :                                        Reserve Bank of Australia

 

Reserve of foreign exchange & gold :       US$ 43.879 billion

 

Gross domestic product - GDP :             US$ 1.448 trillion

 

GPP (Purchasing power parity) :             918.529 billion of International dollars

 

GDP per capita - current prices :             US$ 64,351

 

GDP - composition by sector :                agriculture: 4.0%

industry: 26%

services: 70%

Inflation :                                               2008: 4.4%

2009: 1.8%

2010: 2.8%

2011: 3.0%

 

Unemployment rate :                              2008: 4.2%

2009: 5.6%

2010: 5.2%

2011: 5.0%

Public debt

(General Government gross debt as

a % GDP):                                            2008: 11.6%

2009: 17.6%

2010: 22.3%

2011: 24.1%

 

Government bond ratings :                      Standard & Poor's: AAA/Stable/A-1+

Moody's rating: Aaa

Moody's outlook: STA

 

Market value of publicly traded

Shares                                                  : US$1.258 trillion

 

Largest companies in the country :          Westpac Banking Group (Major Banks), BHP Billiton (Diversified Metals & Mining), Commonwealth Bank (Major Banks), National Australia Bank (Major Banks), ANZ Banking (Major Banks), Telstra (Telecommunications services), Wesfarmers (Food Retail)

 

Trade & Competitiveness Overview

 

Total exports :               US$210.7 billion

 

Exports commodities :   coal, iron ore, gold, meat, wool, alumina, wheat

 

Total imports :               US$187.2 billion

 

Imports commodities :    machinery and transport equipment, computers and office machines,

telecommunication equipment and parts, crude oil and petroleum products

 

Export - major partners : Japan 18.9%, China 14.2%, South Korea 8%, US 6%, NZ 5.6%, India

5.5%, UK 4.2%

 

Import - major partners : China 15.5%, US 12.8%, Japan 9.6%, Singapore 5.6%, Germany 5.2%,

UK 4.3%, Thailand 4.2%

 

FDI Inflows :                  2008: US$46,722 million

2009: US$22,572 million

2010: US$32,472 million

 

FDI Outflows :                2008: US$32,819 million

2009: US$18,426 million

2010: US$26,431 million

 

Best countries for doing business : 10 out of 183 countries

 

Global competitiveness ranking : 20 (ranking by country on a basis of 142, the first is the best)

 

Country and Population Overview

 

Total population :           22.23 million

Total area :                    7,692,024 km2

Capital :                        Canberra

Currency :                     Australian dollars (AUD)

Internet users as % of total

Population                     : 76.00%

 

 

PAYMENT HISTORY

 

Purchase Term

International : Prepayment, L/C, Telegraphic transfer, Credit up to 90 days

 

Sales Term

Local : Prepayment, Bank transfer, Credit up to 90 days

Trade Reference/ Payment

 

Behaviour

Comments : As local and international trade references were not supplied, the Subject's

payment track record history cannot be appropriately determined but based

on our research, payments are believed to be met without delay.

 

Investigation Note

Sources            : Interviews and material provided by the Subject

: Other official and local business sources


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.50.59

UK Pound

1

Rs.80.34

Euro

1

Rs.67.14

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.