MIRA INFORM REPORT

 

 

Report Date :

22.03.2012

 

IDENTIFICATION DETAILS

 

Name :

PICO INC

 

 

Registered Office :

Aqua City Shibaura 9F, 4-16-23 Shibaura Minatoku Tokyo 108-0023

 

 

Country :

Japan

 

 

Financials (as on) :

31.10.2011

 

 

Date of Incorporation :

September 1977

 

 

Com. Reg. No.:

(Tokyo-Minatoku) 024826

 

 

Legal Form :

Limited Company

 

 

Line of Business :

Import, wholesale of electronics communication equipment & components

 

 

No. of Employees :

48

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Maximum Credit Limit :

Yen 27.9 Million

Status :

Satisfactory

Payment Behaviour :

No Complaints

Litigation :

--

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – September 30, 2011

 

Country Name

Previous Rating

(30.06.2011)

Current Rating

(30.09.2011)

Japan

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


Company name and address

 

PICO INC

REGD NAME:    Pico KK

MAIN OFFICE:  Aqua City Shibaura 9F, 4-16-23 Shibaura Minatoku Tokyo 108-0023 JAPAN

                        Tel: 03-3418-7671     Fax: 03-5418-7680

 

URL:                 http://www.picodenshi.com/

E-Mail address: (thru the URL)

 

 

ACTIVITIES  

 

Import, wholesale of electronics communication equipment & components

 

BRANCHES   

 

Osaka, Nagoya

 

OVERSEAS   

 

China (2), Singapore, Malaysia, Thailand, Hong Kong, Taiwan, USA

 

 

OFFICER(S)

 

KOICHI OHSHIMA, PRES

Akiyoshi Ohshima, ch

Akihisa Ohshima, s/mg dir

 

Yen Amount:     In million Yen, unless otherwise stated

 

 

SUMMARY    

 

FINANCES        FAIR                             A/SALES          Yen 1,547 M

PAYMENTS      NO COMPLAINTS          CAPITAL           Yen 60 M

TREND             UP                                WORTH            Yen 736 M

STARTED         1977                             EMPLOYES      48

 

COMMENT

 

IMPORTER OF ELECTRONIC COMMUNICATION EQUIPMENT. 

FINANCIAL SITUATION CONSIDERED FAIR AND GOOD FOR CREDIT

ENGAGEMENTS: US$200,000 / O/A 120 DAYS.

 

MAX CREDIT LIMIT: YEN 27.9 MILLION, 30 DAYS NORMAL TERMS

 

 

HIGHLIGHTS

           

            The subject company was established by Akiyoshi Ohshima, ch at the firm, in order to make most of his experience in the subject line of business.  Koichi is his son, who took the pres office in Oct 2003.  This is a trading firm, wholly owned and operated by the Ohshima family, for import and wholesale of electronic communication equipment and components: fuses, test probes, switches, LED analyzers, and other tools.  Operates overseas offices in China (2), Taiwan, Thailand, Singapore, USA, other.  Clients include major electronics mfrs nationwide.

 

 

FINANCIAL INFORMATION

 

            Financials are only partially disclosed as is the case with family-based companies.

 

            The sales volume for Oct/2011 fiscal term amounted to Yen 1,547 million, a 5% up from Yen 1,472 million in the previous term.  Market recovered from the global economic downturn in the last term.  Exports decreased.  The net profit was posted at Yen 66 million, compared with Yen 27 million a year ago. 

 

For the current term ending Oct 2012 the net profit is projected at Yen 70 million, on a 3% rise in turnover, to Yen 1,600 million.  Business is seen expanding steadily.

           

            The financial situation is considered FAIR and good for ORDINARY business engagements.  Max credit limit is estimated at Yen 27.9 million, on 30 days normal terms.  The proposed amount for 120 days term is well within the firm’s financial capacities.

 

 

REGISTRATION

 

Date Registered: Sept 1977

Regd No.:         (Tokyo-Minatoku) 024826

Legal Status:      Limited Company (Kabushiki Kaisha)

Authorized:         480,000 shares

Issued:                120,000 shares

Sum:                   Yen 60 million

Major shareholders (%): Akiyoshi Ohshima (50), Takae Ohshima (16), Koichi Ohshima (16),

Akihisa Ohshima (16)

No. of shareholders: 6

           

Nothing detrimental is known as to the commercial morality of executives.

 

 

OPERATION

 

Activities: Imports and wholesales electronic communication equipment & components: fuses, test probes, switches, LED analyzers, and related goods (--100%)

           

Clients: [Electronics mfrs] Sony Corp, Toshiba Corp, Cannon Inc, Sanyo Electric, Sharp Corp, IBM Japan, Hitachi Ltd, Kyocera Corp, JVC, other.

No. of accounts: 300

Domestic areas of activities: Nationwide

Suppliers: [Mfrs, wholesalers] Sky Gate, Cooper Bussmann, Conquer Electronics, Hollyland

Co, INALWAYS Corp, QA Technologies, INPAQ, Fuse Tech, Pacific Engineering Corp, other. 

Imports from China, Malaysia, Singapore, Thailand, Hong, Taiwan, USA, other.

 

Payment record: No Complaints

 

Location: Business area in Tokyo.  Office premises at the caption address are leased and maintained satisfactorily.

 

Bank References:

SMBC (Shimbashi)

Resona Bank (Tamachi)

Relations: Satisfactory

 

 

FINANCES

 (In Million Yen)

 

Terms Ending:

 

31/10/2012

31/10/2011

31/10/2010

31/10/2009

Annual Sales

 

1,600

1,547

1,472

1,880

Recur. Profit

 

 

 

 

 

Net Profit

 

70

66

27

1

Total Assets

 

 

N/A

N/A

N/A

Net Worth

 

 

736

670

652

Capital, Paid-Up

 

 

60

60

60

Div.P.Share(₯)

 

 

0.00

0.00

0.00

<Analytical Data>

(%)

(%)

(%)

(%)

    S.Growth Rate

3.43

5.10

-21.70

4.50

    Current Ratio

 

 

..

..

..

    N.Worth Ratio

 

..

..

..

    N.Profit/Sales

4.38

4.27

1.83

0.05

 

Notes: Financials are only partially disclosed as from the 31/10/2009 fiscal term.

Forecast (or estimated) figures for the 31/10/2012 fiscal term.

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.50.59

UK Pound

1

Rs.80.34

Euro

1

Rs.67.14

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.