MIRA INFORM REPORT

 

 

Report Date :

22.03.2012

 

IDENTIFICATION DETAILS

 

Name :

SHROFF PUBLISHERS AND DISTRIBUTORS PRIVATE LIMITED

 

 

Registered Office :

Patel Building #9, 1st Flolor, 8, M K Amin Marg, Mumbai 400001, Maharashtra

 

 

Country :

India

 

 

Financials (as on) :

31.03.2011

 

 

Date of Incorporation :

17.07.1992

 

 

Com. Reg. No.:

11-067760

 

 

Paid up Capital :

Rs.0.930 Million 

 

 

CIN No.:

[Company Identification No.]

U22200MH1992PTC067760

 

 

Legal Form :

Private Limited Liability Company

 

 

Line of Business :

Publishers and Distributors of Books

 

 

No. of Employees :

103 (Approximately)

 

 

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B (35)

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Maximum Credit Limit :

USD 230000

 

 

Status :

Moderate

 

 

Payment Behaviour :

Slow But Correct

 

 

Litigation :

Clear

 

 

Comments :

Subject is an established company having moderate track. Profitability of the company appears to be low. However, trade relations are reported as fair. Business is active. Payments are reported to be slow but correct.

 

The company can be considered for small business dealings at usual trade terms and conditions.

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – September 30, 2011

 

Country Name

Previous Rating

(30.06.2011)

Current Rating

(30.09.2011)

India

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

 

 

LOCATIONS

 

Registered Office :

Patel Building #9, 1st Flolor, 8, M K Amin Marg, Mumbai 400001, Maharashtra, India

Tel. No. :

91-22-41584158

Fax No. :

91-22-41584141

E-Mail :

mehmood@shroffpublishers.com 

Website :

www.shroffpublishers.com

 

 

Head Office :

C-103, TTC Industrial Area, MIDC, Pawane, Navi Mumbai 400705, Maharashtra, India

Tel. No.:

91-22-41584158

Fax No.:

91-22-41584141

Location :

Owned

 

 

Branch Offices :

 

Delhi

Basement, 2/11 Ansari Road, Daryaganj

New Delhi - 110002

Delhi, India

Phone: 91-11-23243337, 23243338

Fax: 91-11-23243339
Email: spddel@shroffpublishers.com

 

Kolkata

7B Haati Bagan Road, First Floor

Kolkata - 700014

West Bengal, India

Phone: 91-33-22849329, 22847954

Fax: 91-33-22406109
Email: spdkol@shroffpublishers.com

 

Bangalore

7, Sharada Colony, Basaveshwar Nagar, 8th Main

Bangalore - 560079

Karnataka, India

Phone: 91-80-41287393, 41287394

Fax: 91-80-41287392
Email: spdblr@shroffpublishers.com

 

Mumbai City

36, M.A. Sarang Marg (Tandel Street South)., Dongri

Mumbai - 400009

Maharashtra, India

Phone: 91-22-66107594, 66107595

Fax: 91-22-66107596
Email: spddongri@shroffpublishers.com

 

 

 

DIRECTORS

 

AS ON 30.09.2011

 

Name :

Mrs. Samira Aziz Shroff

Designation :

Director

Address :

Flat No. 31, Aashiyana, Plot No. 925, 1st Road, Almeida Park, Bandra (West) Mumbai 400 050, Maharashtra, India

Date of Birth/Age :

21.01.1964

Qualification :

Graduate

Date of Appointment :

01.04.1997

DIN No.:

00073022

 

 

Name :

Mrs. Shirin Azim Shroff

Designation :

Director

Address :

23, Colaba Chambers, 150, Colaba Road, Colaba, Mumbai – 400 001, Maharashtra, India

Date of Birth/Age :

17.05.1974

Qualification :

Graduate

Date of Appointment :

01.04.2007

DIN No.:

00073027

 

 

Name :

Mrs. Zeenat Amin Shroff

Designation :

Director

Address :

62, Purnima Society, Dominic Road, Bandra (West), Mumbai – 400 050,

Maharashtra, India.

Date of Birth/Age :

31.08.1970

Qualification :

Graduate

Date of Appointment :

01.04.1997

DIN No.:

00073034

 

Other Directorship:

 

S.No.

CIN

Name of the Company

Current designation of the director

Date of appointment at current designation

Original date of appointment

Company Status

Defaulting status

1

U22200MH1992PTC067760

SHROFF PUBLISHERS AND DISTRIBUTORS PRIVATE LIMITED

Director

01-04-97

01-04-97

Active

NO

2

U74999MH2011PTC217752

SHROFF INFRAVENTURES PRIVATE LIMITED

Director

23-05-11

23-05-11

Active

NO

 

 

 

Name :

Mr. Aziz Abdul Sultan Mulji Shroff

Designation :

Managing Director

Address :

Flat No. 31, Aashiyana, Plot No. 925, 1st Road, Almeida Park, Bandra (West) Mumbai 400 050, Maharashtra, India

Date of Birth/Age :

05.10.1961

Qualification :

HSC

Date of Appointment :

17.04.1998

DIN No.:

00073039

 

Other Directorship:

 

S.No.

CIN

Name of the Company

Current designation of the director

Date of appointment at current designation

Original date of appointment

Company Status

Defaulting status

1

U22110MH1995PTC087804

COMPUTER BOOK SHOP (INDIA) PRIVATE LIMITED

Director

27-04-95

27-04-95

Active

NO

2

U22200MH1992PTC067760

SHROFF PUBLISHERS AND DISTRIBUTORS PRIVATE LIMITED

Managing director

17-04-98

17-04-98

Active

NO

 

 

Name :

Mrs. Nadia Akbar Shroff

Designation :

Director

Address :

23, Colaba Chambers, 150, Colaba Road, Colaba, Mumbai – 400 001, Maharashtra, India

Date of Birth/Age :

13.05.1975

Qualification :

Graduate

Date of Appointment :

29.09.2001

DIN No.:

00073047

 

 

MAJOR SHAREHOLDERS / SHAREHOLDING PATTERN

 

AS ON 30.09.2011

 

Names of Shareholders

No. of Shares

Amin A. Shroff

9000

Aziz Abdulsultan Shroff

35000

Azim Shroff

9000

Akbar Shroff

5000

Zeenat Amin Shroff

5000

Samira Aziz Shroff

20000

Shirin Aziz Shroff

5000

Nadia Akbar Shroff

5000

Total

93000

 

AS ON 30.09.2011

 

Equity Shares Break Up

Percentage

Directors or relatives of Directors

100.00

Total

100.00

 

 

BUSINESS DETAILS

 

Line of Business :

Publishers and Distributors of Books

 

 

Products :

ITC Code

Product Description

2221

Publishers

 

 

GENERAL INFORMATION

 

No. of Employees :

103 (Approximately)

 

 

Bankers :

·         The Saraswat Co-operative Bank, SME Vikhroli Branch, Prabhat Bhavan, LBS Marg, Vikhroli, Mumbai 400079, Maharashtra, India 

 

 

Facilities :

Secured Loan

 

Rs. In Millions

31.03.2011

Rs. In Millions

31.03.2010

Term Loans

 

 

Secured by Mortage of Property

 

 

A)      Saraswat Bank Term Loan Slpun/7796

0.000

0.142

B)      Secured by hypothecation of vehicle

 

 

ICICI Bank (swift)

0.000

0.152

Tata Motors Finance Limited

0.461

0.501

Saraswat Bank Blr Omni Loan A/c No. 8640

0.00

0.016

Cash Credits

 

 

Saraswat Bank C/c A/c No O/d 6

10.114

5.058

Saraswat Bank C/c A/c No. 2282

8.895

8.030

 

 

 

Total

19.470

13.899

 

 

 

Banking Relations :

--

 

 

Auditors :

 

Name :

S. V. Shanbhag and Company

Chartered Accountant

Address :

124/125, Vardhaman Market, Sector 17, Vashi, Navi Mumbai – 400703, Maharashtra, India

Pan No.:

AKYPS5895F

 

 

CAPITAL STRUCTURE

 

AS ON 31.03.2011

 

Authorised Capital :

 

No. of Shares

Type

Value

Amount

 

 

 

 

250000

Equity Shares

Rs.10/- each

Rs. 2.500 Millions

 

 

 

 

 

Issued, Subscribed & Paid-up Capital :

 

No. of Shares

Type

Value

Amount

 

 

 

 

93000

Equity Shares

Rs.10/- each

Rs. 0.930 Million

 

 

 

 


 

FINANCIAL DATA

[all figures are in Rupees Millions]

 

ABRIDGED BALANCE SHEET

 

SOURCES OF FUNDS

 

31.03.2011

31.03.2010

31.03.2009

SHAREHOLDERS FUNDS

 

 

 

1] Share Capital

0.930

0.930

0.930

2] Share Application Money

0.000

0.000

0.000

3] Reserves & Surplus

56.734

56.315

56.312

4] (Accumulated Losses)

0.000

0.000

0.000

NETWORTH

57.664

57.245

57.242

LOAN FUNDS

 

 

 

1] Secured Loans

19.470

13.899

16.797

2] Unsecured Loans

0.000

0.000

0.000

TOTAL BORROWING

19.470

13.899

16.797

DEFERRED TAX LIABILITIES

0.000

0.000

0.000

 

 

 

 

TOTAL

77.134

71.144

74.039

 

 

 

 

APPLICATION OF FUNDS

 

 

 

 

 

 

 

FIXED ASSETS [Net Block]

16.557

17.190

18.920

Capital work-in-progress

0.000

0.000

0.000

 

 

 

 

INVESTMENT

0.025

0.025

0.026

DEFERREX TAX ASSETS

0.000

0.000

0.000

 

 

 

 

CURRENT ASSETS, LOANS & ADVANCES

 

 

 

 

Inventories

0.000
0.000

0.000

 

Sundry Debtors

32.233
27.998

26.612

 

Cash & Bank Balances

4.027
2.521

10.524

 

Other Current Assets

62.440
57.486

60.429

 

Loans & Advances

15.428
14.852

18.559

Total Current Assets

114.128

102.857

116.124

Less : CURRENT LIABILITIES & PROVISIONS

 

 

 

 

Sundry Creditors

32.774
32.402

41.677

 

Other Current Liabilities

8.110
6.458

4.353

 

Provisions

12.692
10.068

15.001

Total Current Liabilities

53.576

48.928

61.031

Net Current Assets

60.552
53.929

55.093

 

 

 

 

MISCELLANEOUS EXPENSES

0.000

0.000

0.000

 

 

 

 

TOTAL

77.134

71.144

74.039

 

PROFIT & LOSS ACCOUNT

 

 

 

PARTICULARS

31.03.2011

31.03.2010

31.03.2009

 

SALES

 

 

 

 

 

Income from Operation

114.752

102.859

127.851

 

 

Other Income

NA

NA

NA

 

 

TOTAL                                    

NA

NA

NA

 

 

 

 

 

 

PROFIT BEFORE TAX

0.719

0.550

1.281

 

 

 

 

 

Less

TAX                                                                 

0.301

0.548

0.701

 

 

 

 

 

 

PROFIT AFTER TAX

0.418

0.002

0.580

 

 

 

 

 

 

Earnings Per Share (Rs.)

4.50

4.06

6.24

 

 

KEY RATIOS

 

 

PARTICULARS

 

 

31.03.2011

31.03.2010

31.03.2009

Net Profit Margin

(PBT/Sales)

(%)

0.63
0.53

1.00

 

 

 
 

 

Return on Total Assets

(PBT/Total Assets}

(%)

0.55
0.45

0.95

 

 

 
 

 

Return on Investment (ROI)

(PBT/Networth)

 

0.01
0.01

0.02

 

 

 
 

 

Debt Equity Ratio

(Total Liability/Networth)

 

1.27
1.09

1.36

 

 

 
 

 

Current Ratio

(Current Asset/Current Liability)

 

2.13
2.10

1.90

 


 

LOCAL AGENCY FURTHER INFORMATION

 

FORM 8

 

Corporate identity number of the company

U22200MH1992PTC067760

Name of the company

SHROFF PUBLISHERS AND DISTRIBUTORS PRIVATE LIMITED

Address of the registered office or of the principal place of  business in India of the company

Patel Building #9, 1st Floor, 8, M K Amin Marg, Mumbai 400001, Maharashtra, India

 

This form is for

Modification of charge

Type of charge

Immovable property

Particular of charge holder

Name :

Saraswat Co Operative Bank

Address :

SME Vikhroli Branch, Prabhat Bhavan, LBS Marg, Vikhroli, Mumbai 400079, Maharashtra, India

Email :

njbhatia@rediffmail.com 

Nature of instrument creating charge

Supplementary Recording Letter Evidencing deposit of Title deeds

Date of instrument Creating the charge

19.01.2011

Amount secured by the charge

Rs. 20.600 Millions

Brief of the principal terms an conditions and extent and operation of the charge

Rate of Interest

14%p .a or at such rate as maybe determined by the bank from time to time

 

Terms of Repayment

On demand

 

Margin

40%

 

Extent and Operation of the charge

This is overdraft facility. The immovable property is  main cum collateral security

 

Others

Nil

Particulars of the property charged

Mortgage by deposit of title deed Commercial Premises No B102 and B103 in the Building no San-SBC-ND situated at Sanpada, Station Navi Mumbai solely belonging to the company

Date of instrument modifying the charge

10.10.2009

Particulars of the present modification

Additional facility of Rs 5.000 millions granted. Overall limit secured by immovable property at B102 and B103 in Bldg no SAN-SBC-ND Sanpada Navi Mumbai is enhanced to Rs 20.600 millions

 

 

FIXED ASSETS

 

  • Land building
  • Office Premises
  • Furniture and Fixture
  • Computer
  • Office Equipments
  • Air Conditioner
  • Motor Car
  • Packing Equipment
  • Generator Set

 

 


CMT REPORT (Corruption, Money Laundering & Terrorism]

 

The Public Notice information has been collected from various sources including but not limited to: The Courts, India Prisons Service, Interpol, etc.

 

1]         INFORMATION ON DESIGNATED PARTY

No records exist designating subject or any of its beneficial owners, controlling shareholders or senior officers as terrorist or terrorist organization or whom notice had been received that all financial transactions involving their assets have been blocked or convicted, found guilty or against whom a judgement or order had been entered in a proceedings for violating money-laundering, anti-corruption or bribery or international economic or anti-terrorism sanction laws or whose assets were seized, blocked, frozen or ordered forfeited for violation of money laundering or international anti-terrorism laws.

 

2]         Court Declaration :

No records exist to suggest that subject is or was the subject of any formal or informal allegations, prosecutions or other official proceeding for making any prohibited payments or other improper payments to government officials for engaging in prohibited transactions or with designated parties.

 

3]         Asset Declaration :

No records exist to suggest that the property or assets of the subject are derived from criminal conduct or a prohibited transaction.

 

4]         Record on Financial Crime :

            Charges or conviction registered against subject:                                                  None

 

5]         Records on Violation of Anti-Corruption Laws :

            Charges or investigation registered against subject:                                                          None

 

6]         Records on Int’l Anti-Money Laundering Laws/Standards :

            Charges or investigation registered against subject:                                                          None

 

7]         Criminal Records

No available information exist that suggest that subject or any of its principals have been formally charged or convicted by a competent governmental authority for any financial crime or under any formal investigation by a competent government authority for any violation of anti-corruption laws or international anti-money laundering laws or standard.

 

8]         Affiliation with Government :

No record exists to suggest that any director or indirect owners, controlling shareholders, director, officer or employee of the company is a government official or a family member or close business associate of a Government official.

 

9]         Compensation Package :

Our market survey revealed that the amount of compensation sought by the subject is fair and reasonable and comparable to compensation paid to others for similar services.

 

10]        Press Report :

            No press reports / filings exists on the subject.

 


 

CORPORATE GOVERNANCE

 

MIRA INFORM as part of its Due Diligence do provide comments on Corporate Governance to identify management and governance. These factors often have been predictive and in some cases have created vulnerabilities to credit deterioration.

 

Our Governance Assessment focuses principally on the interactions between a company’s management, its Board of Directors, Shareholders and other financial stakeholders.

 

 

CONTRAVENTION

 

Subject is not known to have contravened any existing local laws, regulations or policies that prohibit, restrict or otherwise affect the terms and conditions that could be included in the agreement with the subject.

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs. 50.59

UK Pound

1

Rs. 80.34

Euro

1

Rs. 67.13

 


 

SCORE & RATING EXPLANATIONS

 

SCORE FACTORS

 

RANGE

POINTS

HISTORY

1~10

5

PAID-UP CAPITAL

1~10

4

OPERATING SCALE

1~10

4

FINANCIAL CONDITION

 

 

--BUSINESS SCALE

1~10

4

--PROFITABILIRY

1~10

3

--LIQUIDITY

1~10

4

--LEVERAGE

1~10

4

--RESERVES

1~10

4

--CREDIT LINES

1~10

3

--MARGINS

-5~5

--

DEMERIT POINTS

 

 

--BANK CHARGES

YES/NO

YES

--LITIGATION

YES/NO

NO

--OTHER ADVERSE INFORMATION

YES/NO

NO

MERIT POINTS

 

 

--SOLE DISTRIBUTORSHIP

YES/NO

NO

--EXPORT ACTIVITIES

YES/NO

NO

--AFFILIATION

YES/NO

NO

--LISTED

YES/NO

NO

--OTHER MERIT FACTORS

YES/NO

YES

TOTAL

 

35

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 


 

RATING EXPLANATIONS

 

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

-

NB

                                       New Business

-

 

 

 

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.