MIRA INFORM REPORT

 

 

Report Date :

22.03.2012

 

IDENTIFICATION DETAILS

 

Name :

VIJAY M. MISTRY CONSTRUCTION PRIVATE LIMITED

 

 

Registered Office :

501, Swagat C. G. Road, Ellisbridge, Ahmedabad-380006, Gujarat

 

 

Country :

India

 

 

Financials (as on) :

31.03.2011

 

 

Date of Incorporation :

26.07.1988

 

 

Com. Reg. No.:

04-011033

 

 

Capital Investment / Paid-up Capital :

Rs. 9.000 Millions

 

 

CIN No.:

[Company Identification No.]

U45201GJ1988PTC011033

 

 

Legal Form :

Private Limited Liability Company

 

 

Line of Business :

They provide Construction of Rail and Road Bridges across rivers and creak

 

 

No. of Employees :

26 (Approximately)

 

 

RATING & COMMENTS

 

MIRA’s Rating :

A (60)

 

RATING

STATUS

PROPOSED CREDIT LINE

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

Fairly Large

 

Maximum Credit Limit :

USD 1300000

 

 

Status :

Good

 

 

Payment Behaviour :

Regular

 

 

Litigation :

Clear

 

 

Comments :

Subject is a well established company having fine track. Financial position of the company appears to be sound. Trade relations are reported as fair. Business is active. Payments are reported to be regular and as per commitments.

 

The company can be considered normal for business dealings at usual trade terms and conditions.

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

INFORMATION PARTED BY

 

Name :

Mr. Atul

Designation :

Accountant

Contact No.:

91-79-26560095

Date :

20.03.2012

 

 

LOCATIONS

                       

Registered Office :

501, Swagat, C. G. Road, Ellisbridge, Ahmedabad-380006, Gujarat, India

Tel. No.:

91-79-26560095 / 26569545 / 32916260

Fax No.:

91-79-26560934

E-Mail :

Vmc_ahd@yahoo.com

Location :

Owned

 

 

Site Office :

Gammon India  Limited, Cable Stayed Bridge Site, Near Fire Station, Surat, Gujarat

Tel. No.:

91-79-26569545

 

 

DIRECTORS

 

AS ON 21.09.2011

 

Name :

Mr. Vijay Manilal Mistry

Designation :

Whole Time Director

Address :

11, Shyamkunj Society, Ambawadi, Ahmedabad-380015, Gujarat, India 

Date of Appointment :

26.07.1988

DIN No.:

00081379

 

 

Name :

Mr. Nirajbhai Vijaybhai Mistry

Designation :

Managing Director

Address :

11, Shyamkunj Society, Ambawadi, Ahmedabad-380015, Gujarat, India 

Date of Appointment :

26.07.1988

DIN No.:

00081476

 

 

Name :

Mr. Ketankumar Manilal Mistry

Designation :

Managing Director

Address :

6, Behind Apang Manav Mandal, Opposite Manali Apartment, Atira, Ahmedabad-380015, Gujarat, India

Date of Appointment :

20.11.1990

DIN No.:

00081563

 

 

Name :

Ms. Rekha Ketan Mistry

Designation :

Whole Time Director

Address :

Opposite Atira, Behind Shaligram Apartment, Dr. Vikram Sarabhai Road, Vastrapur, Ahmedabad-380015, Gujarat, India

Date of Appointment :

22.04.2010

DIN No.:

03033401

 

 

Name :

Ms. Anjali Niraj Mistry

Designation :

Whole Time Director

Address :

11, Shyamkunj Society, Ambawadi, Ahmedabad-380015, Gujarat, India 

Date of Appointment :

22.04.2010

DIN No.:

03033423

 

 

KEY EXECUTIVES

 

Name :

Mr. Atul

Designation :

Accountant

 

 

MAJOR SHAREHOLDERS / SHAREHOLDING PATTERN

 

AS ON 21.09.2011

 

Names of Shareholders

No. of Shares

Vijay Manilal Mistry

330901

Ketankumar Manilal Mistry

350001

Nirajbhai Vijaybhai Mistry

119100

Ruche Ketan Mistry

50000

Rekha Ketan Mistry

50000

Total

900002

 

AS ON 21.09.2011

 

Equity Shares Break Up

Percentage

Directors or relatives of Directors

100.00

Total

100.00

 

 

BUSINESS DETAILS

 

Line of Business :

They provide Construction of Rail and Road Bridges across rivers and creak

 

 

Terms :

 

Selling :

Cash and Credit

 

 

Purchasing :

Cash and Credit

 

 

GENERAL INFORMATION

 

Suppliers :

Ultratech Cement

 

 

Customers :

End Uses

 

·         SMG

·         Gammon India Limited

·         Ahmedabad Municipal Corporation

·         Central Public Works Department

·         Gujarat Irrigation Department

·         Gujarat Maritime Board

·         Public Works Department (GOA)

·         Surat Municipal Corporation

·         Urban Improvement Trust, Kota

·         Ambica Mills (Ahmedabad)

·         Andradh Civil Construction Company (Hydrabad)

·         Ashvika Construction Private Limited (Baroda)

·         B. G. Shirke Construction Technology Private Limited (Pune)

·         Goodearth Maritime Limited (Chennai)

·         M. S. Khurana (Ahmedabad)

·         Sadbhav Engineering Limited (Ahmedabad)

·         Surat Electricity Board (Surat)

·         Torrent Power Generation Limited (Ahmedabad)

 

 

No. of Employees :

26 (Approximately)

 

 

Bankers :

Oriental Bank of Commerce, Aslali Branch, Ahmedabad-382427, Gujarat, India

 

 

 

Banking Relations :

--

 

 

Auditors :

 

Name :

M T Desai

Chartered Accountant

Address :

G-21/22, Tanariri Apartment, Asha Baug, Navsari-396445, Gujarat, India

Tel. No.:

91-2637-257207

Pan No.:

AAAFT2158E

 

 

CAPITAL STRUCTURE

 

AS ON 31.03.2011

 

Authorised Capital :

 

No. of Shares

Type

Value

Amount

 

 

 

 

2000000

Equity Shares

Rs.10/- each

Rs. 20.000 Millions

 

 

 

 

 

Issued, Subscribed & Paid-up Capital :

 

No. of Shares

Type

Value

Amount

 

 

 

 

900002

Equity Shares

Rs.10/- each

Rs. 9.000 Millions

 

 

 

 

 

 

 

 


 

FINANCIAL DATA

[all figures are in Rupees Millions]

 

ABRIDGED BALANCE SHEET

 

SOURCES OF FUNDS

 

31.03.2011

31.03.2010

31.03.2009

SHAREHOLDERS FUNDS

 

 

 

1] Share Capital

9.000

9.000

9.000

2] Share Application Money

0.000

0.000

0.000

3] Reserves & Surplus

319.231

240.566

226.973

4] (Accumulated Losses)

0.000

0.000

0.000

NETWORTH

328.231

249.566

235.973

LOAN FUNDS

 

 

 

1] Secured Loans

0.000

0.000

0.000

2] Unsecured Loans

0.000

0.000

0.126

TOTAL BORROWING

0.000

0.000

0.126

DEFERRED TAX LIABILITIES

2.174

1.250

1.559

 

 

 

 

TOTAL

330.405

250.816

237.658

 

 

 

 

APPLICATION OF FUNDS

 

 

 

 

 

 

 

FIXED ASSETS [Net Block]

168.860

80.309

72.663

Capital work-in-progress

21.181

0.000

0.000

 

 

 

 

INVESTMENT

0.000

0.000

0.002

DEFERREX TAX ASSETS

0.000

0.000

0.000

 

 

 

 

CURRENT ASSETS, LOANS & ADVANCES

 

 

 

 

Inventories

31.049

30.517

16.811

 

Sundry Debtors

94.645

25.673

67.559

 

Cash & Bank Balances

75.394

118.815

66.568

 

Other Current Assets

0.000

0.000

0.000

 

Loans & Advances

99.175

58.505

37.342

Total Current Assets

300.263

233.510

188.280

Less : CURRENT LIABILITIES & PROVISIONS

 

 

 

 

Sundry Creditors

159.899

63.003

23.287

 

Other Current Liabilities

0.000

0.000

0.000

 

Provisions

0.000

0.000

0.000

Total Current Liabilities

159.899

63.003

23.287

Net Current Assets

140.364

170.507

164.993

 

 

 

 

MISCELLANEOUS EXPENSES

0.000

0.000

0.000

 

 

 

 

TOTAL

330.405

250.816

237.658

 


PROFIT & LOSS ACCOUNT

 

 

PARTICULARS

31.03.2011

31.03.2010

31.03.2009

 

 

 

 

 

 

TURNOVER

664.882

560.190

340.186

 

 

 

 

 

Less

PROFIT BEFORE INTEREST, TAX, DEPRECIATION AND AMORTISATION

118.698

89.879

91.607

 

 

 

 

 

Less

FINANCIAL EXPENSES                        

1.194

0.311

2.260

 

 

 

 

 

 

PROFIT BEFORE TAX, DEPRECIATION AND AMORTISATION

117.504

89.568

89.347

 

 

 

 

 

Less/ Add

DEPRECIATION/ AMORTISATION                    

17.936

13.920

12.304

 

 

 

 

 

 

PROFIT BEFORE TAX

99.568

75.648

77.043

 

 

 

 

 

Less

TAX                                                                 

20.000

26.563

8.742

 

 

 

 

 

 

PROFIT AFTER TAX

79.568

49.085

68.301

 

 

 

 

 

 

Deferred Tax

(0.924)

0.309

0.000

 

Earlier year’s excess provision w/off

0.021

0.000

0.000

 

 

 

 

 

Add

PREVIOUS YEARS’ BALANCE BROUGHT FORWARD

177.469

168.876

100.575

 

 

 

 

 

Less

APPROPRIATIONS

 

 

 

 

 

Transfer to General Reserve

0.000

5.000

0.000

 

 

Interim Dividend

0.000

30.600

0.000

 

 

Tax on Dividend

0.000

5.201

0.000

 

BALANCE CARRIED TO THE B/S

256.134

177.469

168.876

 

 

 

 

 

 

Earnings Per Share (Rs.)

88.41

54.54

--

 

 

KEY RATIOS

 

PARTICULARS

 

 

31.03.2011

31.03.2010

31.03.2009

Net Profit Margin

(PBT/Sales)

(%)

14.98

13.50

22.64

 

 

 

 

 

Return on Total Assets

(PBT/Total Assets}

(%)

21.22

24.11

29.52

 

 

 

 

 

Return on Investment (ROI)

(PBT/Networth)

 

0.30

0.30

0.33

 

 

 

 

 

Debt Equity Ratio

(Total Liability/Networth)

 

0.49

0.26

0.11

 

 

 

 

 

Current Ratio

(Current Asset/Current Liability)

 

1.88

3.71

8.09

 

 

LOCAL AGENCY FURTHER INFORMATION

 

Check List by Info Agents

Available in Report (Yes / No)

1.       Year of Establishment

Yes

2.       Locality of the firm

Yes

3.       Constructions of the firm

Yes

4.       Premises details

Yes

5.       Type of Business

Yes

6.       Line of Business

Yes

7.       Promoter’s background

------

8.       No. of Employees

Yes

9.       Name of person contacted

Yes

10.   Designation of contact person

Yes

11.   Turnover of firm for last three years

Yes

12.   Profitability for last three years

Yes

13.   Reasons for variation <> 20%

No

14.   Estimation for coming financial year

No

15.   Capital in the business

Yes

16.   Details of sister concerns

No

17.   Major suppliers

Yes

18.   Major customers

Yes

19.   Payments terms

Yes

20.   Export / Import details

No

21.   Market information

------

22.   Litigations that the firm / promoter involved

------

23.   Banking Details

Yes

24.   Banking facility details

No

25.   Conduct of the banking account

------

26.   Buyer visit details

------

27.   Financials, if provided

 No

28.   Incorporation details, if applicable

------

29.   Last accounts filed at ROC

------

30.   Major Shareholders, if available

------

 

SUNDRY CREDITORS DETAILS

(Rs. In Millions)

Particulars

 

31.03.2011

31.03.2010

31.03.2009

Sundry Creditors

159.899

63.003

23.287

REVIEW OF OPERATIONS

 

The Company’s performance has been excellent during the year. The Company has secured business of Rs. 664.882 Millions i.e. increase of about 19% over previous years business of Rs. 560.190 Millions. The Company has also secured prestigious orders on hand. The Company has purchased new machineries including Mails for better results. The site and administrative expenses were also increased. The company has earned a profit of Rs. 99.568 millions as against profit of Rs. 75.647 Millions earned during the previous year. 

 

FORM 8

 

Corporate identity number of the company

U45201GJ1988PTC011033

Name of the company

VIJAY M. MISTRY CONSTRUCTION PRIVATE LIMITED

Address of the registered office or of the principal place of  business in India of the company

501, Swagat, C. G. Road, Ellisbridge, Ahmedabad-380006, Gujarat, India

This form is for

Modification of charge

Type of charge

Book debts

Movable property (not being pledge)

Particular of charge holder

Oriental Bank of Commerce, Aslali Branch, Ahmedabad-382427, Gujarat, India

Nature of instrument creating charge

Supplemental Agreement to secure credit facilities dated 6.6.2011

Date of instrument Creating the charge

06.06.2011

Amount secured by the charge

Rs. 150.000 millions

Brief of the principal terms an conditions and extent and operation of the charge

Rate of interest

N.A.

Commission as per Bank Rules

 

Terms of repayment

Bank Guarantee - As per Sanction Letter

 

Margin

10% in the shape of unencumbered duly discharged FDRs/CDRs

 

Extent and operation of the charge

The Charge operates to secure overall bank guarantee/facilities of Rs.150.000 Millions enhanced from Rs.75.000 Millions.

Short particulars of the property charged (Including location of the property)

Hypothecation of stock, book debts, counter guarantees, plant and machineries of the Company at 501, Swagat, C G Road, Ahmedabad or its sites or as per Deed of Hypothecation.

Charge identification number of the charge to be modified

80019123

Date of instrument modifying the charge

14.02.2011

Particulars of the present modification

The existing bank guarantee of 75.000 Millions is enhanced to Rs.150.000 Millions

 

 

 

 

TRADE REFERENCES

 

·         SMG

·         Gammon India Limited

·         Ultratech Cement

 

 

FIXED ASSETS

 

·       Land

·       Store Building

·       Office Building

·       Pre Fabricated Site Office

·       Plant and Machinery

·       Office Equipment

·       Furniture and Fixtures

·       Other Equipment

·       Electric Installation

·       Computer

·       Air Conditions

·       Vehicles

·       Heavy Vehicles  

 


CMT REPORT (Corruption, Money Laundering & Terrorism]

 

The Public Notice information has been collected from various sources including but not limited to: The Courts, India Prisons Service, Interpol, etc.

 

1]         INFORMATION ON DESIGNATED PARTY

No records exist designating subject or any of its beneficial owners, controlling shareholders or senior officers as terrorist or terrorist organization or whom notice had been received that all financial transactions involving their assets have been blocked or convicted, found guilty or against whom a judgement or order had been entered in a proceedings for violating money-laundering, anti-corruption or bribery or international economic or anti-terrorism sanction laws or whose assets were seized, blocked, frozen or ordered forfeited for violation of money laundering or international anti-terrorism laws.

 

2]         Court Declaration :

No records exist to suggest that subject is or was the subject of any formal or informal allegations, prosecutions or other official proceeding for making any prohibited payments or other improper payments to government officials for engaging in prohibited transactions or with designated parties.

 

3]         Asset Declaration :

No records exist to suggest that the property or assets of the subject are derived from criminal conduct or a prohibited transaction.

 

4]         Record on Financial Crime :

            Charges or conviction registered against subject:                                                              None

 

5]         Records on Violation of Anti-Corruption Laws :

            Charges or investigation registered against subject:                                                          None

 

6]         Records on Int’l Anti-Money Laundering Laws/Standards :

            Charges or investigation registered against subject:                                                          None

 

7]         Criminal Records

No available information exist that suggest that subject or any of its principals have been formally charged or convicted by a competent governmental authority for any financial crime or under any formal investigation by a competent government authority for any violation of anti-corruption laws or international anti-money laundering laws or standard.

 

8]         Affiliation with Government :

No record exists to suggest that any director or indirect owners, controlling shareholders, director, officer or employee of the company is a government official or a family member or close business associate of a Government official.

 

9]         Compensation Package :

Our market survey revealed that the amount of compensation sought by the subject is fair and reasonable and comparable to compensation paid to others for similar services.

 

10]        Press Report :

            No press reports / filings exists on the subject.

 


 

CORPORATE GOVERNANCE

 

MIRA INFORM as part of its Due Diligence do provide comments on Corporate Governance to identify management and governance. These factors often have been predictive and in some cases have created vulnerabilities to credit deterioration.

 

Our Governance Assessment focuses principally on the interactions between a company’s management, its Board of Directors, Shareholders and other financial stakeholders.

 

 

CONTRAVENTION

 

Subject is not known to have contravened any existing local laws, regulations or policies that prohibit, restrict or otherwise affect the terms and conditions that could be included in the agreement with the subject.

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs. 50.59

UK Pound

1

Rs. 80.34

Euro

1

Rs. 67.13

 


 

SCORE & RATING EXPLANATIONS

 

SCORE FACTORS

 

RANGE

POINTS

HISTORY

1~10

7

PAID-UP CAPITAL

1~10

6

OPERATING SCALE

1~10

7

FINANCIAL CONDITION

 

 

--BUSINESS SCALE

1~10

7

--PROFITABILIRY

1~10

6

--LIQUIDITY

1~10

7

--LEVERAGE

1~10

7

--RESERVES

1~10

7

--CREDIT LINES

1~10

6

--MARGINS

-5~5

--

DEMERIT POINTS

 

 

--BANK CHARGES

YES/NO

NO

--LITIGATION

YES/NO

NO

--OTHER ADVERSE INFORMATION

YES/NO

NO

MERIT POINTS

 

 

--SOLE DISTRIBUTORSHIP

YES/NO

NO

--EXPORT ACTIVITIES

YES/NO

NO

--AFFILIATION

YES/NO

NO

--LISTED

YES/NO

NO

--OTHER MERIT FACTORS

YES/NO

YES

TOTAL

 

60

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 


 

RATING EXPLANATIONS

 

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

-

NB

                                       New Business

-

 

 

 

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.