1. Summary Information

 

 

Country

India

Company Name

AEROFLEX INDUSTRIES LIMITED

Principal Name 1

Mr. Yousuf Mohammad Kagzi

Status

Poor

Principal Name 2

Mr. Mustafa Abidali Kachwala

 

 

Registration #

11-074576

Street Address

Survey No.41, 42/13, 42/14, 42/18, Village Chal, Near MIDC Taloja, Panvel, Mumbai – 410 206, Maharashtra, India

Established Date

19.10.1993

SIC Code

--

Telephone#

91-22-66235200 / 61467100 (100 lines)

Business Style 1

Manufacturer

Fax #

91-22-23736634 / 61467136

Business Style 2

Exporter of Stainless Steel Corrugated hoses and hose assemblies.

Homepage

www.aeroflexindia.com

Product Name 1

Stainless Steel Hoses

# of employees

500 (Approximately)

Product Name 2

Stainless Steel Braid

Paid up capital

Rs.279,990,000/-

Product Name 3

Stainless Steel Hose Assemblies

Shareholders

Directors or relatives of directors - 99.98%

Bodies Corporate – 0.02%

Banking

State Bank of India

 

Public Limited Corp.

No

Business Period

19 Years

IPO

No

International Ins.

-

Public Enterprise

No

Rating

C (8)

Related Company

Relation

Country

Company Name

CEO

--

--

--

--

Note

-

 

2. Summary Financial Statement

Balance Sheet as of

31.03.2010

(Unit: Indian Rs.)

Assets

Liabilities

Current Assets

480,674,000

Current Liabilities

468,990,000

Inventories

177,849,000

Long-term Liabilities

1,237,099,000

Fixed Assets

961,724,000

Other Liabilities

2,429,000

Deferred Assets

--

Total Liabilities

1,708,518,000

Invest& other Assets

2,742,000

Retained Earnings

(365,519,000)

 

 

Net Worth

(85,.529,000)

Total Assets

1,622,989,000

Total Liab. & Equity

1,622,989,000

 Total Assets

(Previous Year)

1,532,925,000

 

 

P/L Statement as of

31.03.2010

(Unit: Indian Rs.)

Sales

1,296,837,000

Net Profit

(575,646,000)

Sales(Previous yr)

976,161,000

Net Profit(Prev.yr)

27,801,000

 

 

MIRA INFORM REPORT

 

 

Report Date :

24.03.2012

 

IDENTIFICATION DETAILS

 

Name :

AEROFLEX INDUSTRIES LIMITED (w.e.f. 23.08.2006)

 

 

Formerly Known As :

SUYOG INTERMEDIATES PRIVATE LIMITED

 

 

Registered Office :

Survey No.41, 42/13, 42/14, 42/18, Village Chal, Near MIDC Taloja, Panvel, Mumbai – 410 206, Maharashtra

 

 

Country :

India

 

 

Financials (as on) :

31.03.2010

 

 

Date of Incorporation :

19.10.1993

 

 

Com. Reg. No.:

11-074576

 

 

Capital Investment / Paid-up Capital :

Rs.279.990 Millions

 

 

CIN No.:

[Company Identification No.]

U24110MH1993PLC074576

 

 

TAN No.:

[Tax Deduction & Collection Account No.]

MUMA14671G

 

 

PAN No.:

[Permanent Account No.]

AACCA6767D

 

 

Legal Form :

A Closely Held Public Limited Liability Company

 

 

Line of Business :

Manufacturer, Exporter of Stainless Steel Corrugated hoses and hose assemblies.

 

 

No. of Employees :

500 (Approximately)

 

 

RATING & COMMENTS

 

MIRA’s Rating :

C (8)

 

RATING

STATUS

PROPOSED CREDIT LINE

<10

C

Absolute credit risk exists. Caution needed to be exercised

Credit not recommended

 

Status :

Poor

 

 

Payment Behaviour :

Slow

 

 

Litigation :

Clear

 

 

Comments :

Subject is an established company having moderate track. There appears huge losses recorded by the company in current year, it leads to erosion of the entire net worth of the company. The company has become a sick company under the provision of sick industrial companies (Special Provision) Act 1985. Payments are reported to be slow.

 

Initially, the Company can be considered for business dealings on a safe and secured trade terms and conditions.

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – September 30, 2011

 

Country Name

Previous Rating

(30.06.2011)

Current Rating

(30.09.2011)

India

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

 

 

 

 

 

 

 

 

 

 

 

 

LOCATIONS

 

Registered / International and Domestic Business Office :

Survey No.41, 42/13, 42/14, 42/18, Village Chal, Near MIDC Taloja, Panvel, Mumbai – 410 206, Maharashtra, India

Tel. No.:

91-22-66235200 / 61467100 (100 lines)

Fax No.:

91-22-23736634 / 61467136

E-Mail :

info@aeroflexindia.com

indiabusiness@aeroflexindia.com

exports@aeroflexindia.com

ajitsaria@aeroflex.com

Website :

www.aeroflexindia.com

 

 

Corporate Office :

508A, Bycylla Serv Industrial Co-operative Society Limited, Sussex Road, Byculla (East), Mumbai – 400027, Maharashtra, India

 

 

Factory :

42/43, Village Chal, Near MIDC Taloja, Panvel, Mumbai – 410206, Maharashtra, India

 

 

Works 1 :

Plot No. 43, MIDC, Taloja Industrial Area, District Raigad, Navi Mumbai -410 208, Maharashtra, India

 

 

Works 2 :

Plot No. L- 34, MIDC, Taloja Industrial Area, District Raigad, Navi Mumbai -410 208, Maharashtra, India

 

 

Regional Office :

Located at:

 

·         Delhi

·         Kolkata

·         Raipur

·         Chennai

·         Hyderabad

 

 

DIRECTORS

 

As on 14.07.2010

 

Name :

Mr. Yousuf Mohammad Kagzi

Designation :

Managing Director

Address :

304, Ezee apartments, Shivdas Champsi Road, Mazgaon, Mumbai – 400010, Maharashtra, India

Date of Birth/Age :

01.04.1967

Date of Appointment :

19.01.2007

DIN No.:

01496822

 

 

Name :

Mr. Mustafa Abidali Kachwala

Designation :

Additional Director

Address :

48/52, Khara Tank Road, 1st Floor, R. NO.6, Opp. Saifee Sweets, BHendi Bazar, Mumbai – 400003

Date of Appointment :

07.05.2010

DIN No.:

03124453

 

 

Name :

Mr. Mastram Mataprasad Verma

Designation :

Additional Director

Address :

Ranjee Gupta Chl., Rajiv Nagar, Gazder Bandh, Santacruz (West), Mumbai – 400054

Date of Birth/Age :

 

Date of Appointment :

07.05.2010

DIN No.:

03137611

 

 

Name :

Ramsagar Ranewan Yadav

Designation :

Director

Address :

Mohan Seth Ki Chl, Gordhar Bandh Road, Santacruz (West), Mumbai 0 400054

Date of Birth/Age :

 

Date of Appointment :

10.07.2010

DIN No.:

03163805

 

 

MAJOR SHAREHOLDERS / SHAREHOLDING PATTERN

 

As on 14.07.2010

 

Names of Shareholders

 

No. of Equity Shares

Yousuf M Kagzi

 

6501000

Vijay Miglani

 

100000

Vishnu Kumar Ajitsaria

 

149400

Soeb Hussain Cyclewala

 

100000

Parvez Akhter

 

148000

Ather Shakeel Ansari

 

100

Avigo Venture Investment Limited, Mauritius

 

637

Bond Street Custodians Limited, Australia

 

300

Avigo Trustees Company Private Limited, India

 

63

Shah Alam

 

100

Vijendra Singh Gusain

 

100

Mustafa Kachwala

 

100

Ramsagar Ramnewan Yadav

 

100

Mataram Mataprasad Verma

 

100

Total

 

7000000

 

As on 14.07.2010

 

Names of Shareholders (First Tranche Series of Preference Shares)

 

No. of Shares

Avigo Venture Investments Limited, Mauritius

 

636363

Avigo Trustee Company Private Limited, India

 

62937

Bond Street Custodians Limited, Australia

 

299700

Total

 

999000

 

As on 14.07.2010

 

Names of Shareholders (Second Tranche Series of Preference Shares)

 

No. of Shares

Avigo Venture Investments Limited, Mauritius

 

637000

Avigo Trustee Company Private Limited, India

 

63000

Bond Street Custodians Limited, Australia

 

300000

Total

 

1000000

 

As on 14.07.2010

 

Equity Share Break up (Percentage of Total Equity)

 

Category

Percentage

Directors or relatives of directors

99.98

Bodies Corporate (Not mentioned above)

0.02

Total

100.00

 

 

BUSINESS DETAILS

 

Line of Business :

Manufacturer, Exporter of Stainless Steel Corrugated hoses and hose assemblies.

 

 

Products :

  • Stainless Steel Hoses
  • Stainless Steel Braid
  • Stainless Steel Hose Assemblies
  • Automotive Exaust Connector
  • Special Assemblies Hose
  • End Connector
  • PTFE Hose with stainless steel braid (Smoothbore)
  • Camlock Couplings
  • PTFE Hose with stainless steel braid (Convoluted)

 

 

GENERAL INFORMATION

 

No. of Employees :

500 (Approximately)

 

 

Bankers :

·         State Bank of India

·         Bank of India, Kalbadevi Branch, Round Building, Shamldas Gandhi Marg, Kalbadevi, Mumbai – 400002,Maharashtra, India

·         HSBC Bank

·         Allahabad Bank

·         EXIM Bank

·         Axis Bank Limited, Nariman Point Branch (Atlanta)

·         ICICI Bank Limited, Landmarkrace Cource Circle, Alkapuri, Baroda – 390 015, Gujarat, India

·         Axis Trustee Services Limited, Maker Towers ‘F’, 13th Floor, Cuffe Parade, Colaba, Mumbai – 400 005, Maharashtra, India

·         Uco Bank

 

 

Facilities :

Rs. in Millions

Secured Loans

As on

31.03.2010

As on

31.03.2009

Term Loan Account

 

 

State Bank of India

Secured against hypothecation of fixed assets

189.734

189.123

Axis Bank Limited

Secured against hypothecation of fixed assets

135.870

140.451

Axis Bank Limited

Secured against hypothecation of fixed assets

13.555

18.825

Bank of India (Secured against hypothecation of fixed assets)

119.023

0.000

Allahabad Bank (Secured against hypothecation of fixed assets)

90.043

0.000

Hongkong and Shanghai Banking Corporation Limited

Secured against hypothecation of fixed assets

0.000

100.000

Cash Credit Account

 

State Bank of India

Secured against hypothecation of stock and book debts

252.657

242.477

Axis Bank Limited

Secured against hypothecation of stock and book debts

8.348

75.643

Bank of India (Secured against hypothecation of Stock and Book Debts)

79.664

0.000

Allahabad Bank (Secured against hypothecation of Stock and Book Debts)

50.294

0.000

EXIM Bank (Secured against hypothecation of Stock and Book Debts)

150.000

0.000

Uco Bank (Secured against hypothecation of Stock and Book Debts)

5.080

0.000

Other short term loans

 

Kotak Mahindra Car Loan

Hypothecation of motor car

1.893

2.582

Axis Bank Limited

Secured against hypothecation of stock and book debts

90.476

0.000

Bank of India Car Loan

0.077

0.241

ICICI Car Loan

0.012

0.499

Hongkong and Shanghai Banking Corporation Limited

Secured against hypothecation of f stock and book debts

3.645

30.000

HSBC FBP

0.000

0.615

State Bank of India

Secured against hypothecation of stock for export

46.728

0.000

Total

1237.099

800.456

 

Banking Relations :

--

 

 

Auditors :

 

Name :

Y.S. Moochhala and Company

Chartered Accountants

Address :

1-B, Kagdy Manzil, 1st Floor, 119, Bazargate Street, Fort, Mumbai - 400001, Maharashtra, India

Tel. No. :

91-22-22633121 / 40020887

Email :

ysm.com@gmail.com

PAN No. :

AACPM1108P

 

 

CAPITAL STRUCTURE

 

As on 14.07.2010

 

Authorised Capital : Rs.450.000 Millions

 

Issued, Subscribed & Paid-up Capital : Rs.279.990 Millions

 

 

As on 31.03.2010

 

Authorised Capital :

No. of Shares

Type

Value

Amount

8000000

Equity shares

Rs.10/- each

Rs.80.000 Millions

1000000

Preference Shares

Rs.10/- each

Rs.10.000 Millions

1000000

Preference Shares

Rs.200/- each

Rs.200.000 Millions

 

Total

 

Rs.290.000 Millions

 

Issued, Subscribed & Paid-up Capital :

No. of Shares

Type

Value

Amount

7000000

Equity shares

Rs.10/- each

Rs.70.000 Millions

999000

Preference Shares (First Tranche Series of Preference Shares)                             

Rs.10/- each

Rs.9.990 Millions

1000000

Preference Shares (Second Tranche Series of Preference Shares)

Rs.200/- each

Rs.200.000 Millions

 

Total

 

Rs.279.990 Millions

 

 

FINANCIAL DATA

[all figures are in Rupees Millions]

 

ABRIDGED BALANCE SHEET

 

SOURCES OF FUNDS

 

31.03.2010

31.03.2009

31.03.2008

SHAREHOLDERS FUNDS

 

 

 

1] Share Application Money

279.990

279.990

66.469

2] Share Application Money

0.000

0.000

0.000

3] Reserves & Surplus

(365.519)

229.118

201.317

4] (Accumulated Losses)

0.000

0.000

0.000

NETWORTH

(85.529)

509.108

267.786

LOAN FUNDS

 

 

 

1] Secured Loans

1237.099

800.456

266.964

2] Unsecured Loans

0.000

0.000

0.000

TOTAL BORROWING

1237.099

800.456

266.964

DEFERRED TAX LIABILITIES

2.429

2.429

2.221

 

 

 

 

TOTAL

1153.999

1311.993

536.971

 

 

 

 

APPLICATION OF FUNDS

 

 

 

 

 

 

 

FIXED ASSETS [Net Block]

961.724

257.730

67.817

Capital work-in-progress

1.566

468.303

26.761

 

 

 

 

INVESTMENT

0.000

0.000

0.000

DEFERREX TAX ASSETS

0.000

0.000

0.000

 

 

 

 

CURRENT ASSETS, LOANS & ADVANCES

 

 

 

 

Inventories

177.849
242.196
157.244

 

Sundry Debtors

355.242
274.366
191.814

 

Cash & Bank Balances

47.730
108.534
219.016

 

Other Current Assets

0.000
0.000
0.000

 

Loans & Advances

77.702
180.319
36.707

Total Current Assets

658.523
805.415

604.781

Less : CURRENT LIABILITIES & PROVISIONS

 

 

 

 

Sundry Creditors

389.916
197.825
138.505

 

Current Liabilities

12.564
9.239
25.615

 

Provisions

66.510
13.868
0.000

Total Current Liabilities

468.990
220.932
164.120

Net Current Assets

189.533
584.483
440.661

 

 

 

 

MISCELLANEOUS EXPENSES

1.176

1.477

1.732

 

 

 

 

TOTAL

1153.999

1311.993

536.971

 

 

PROFIT & LOSS ACCOUNT

 

 

PARTICULARS

31.03.2010

31.03.2009

31.03.2008

 

SALES

 

 

 

 

 

Sales and Other Income

1296.837

976.161

773.621

 

 

TOTAL                                     (A)

1296.837

976.161

773.621

 

 

 

 

 

Less

EXPENSES

 

 

 

 

 

Cost of Raw Materials

1313.817

878.223

689.462

 

 

Manufacturing and Operating  Expenses

35.262

14.544

14.536

 

 

Selling and Administrative Expenses

205.553

60.494

36.296

 

 

Preliminary Expenses written off

0.302

0.007

0.008

 

 

Increase / Decrease in stock

133.130

(65.800)

(19.536)

 

 

TOTAL                                     (B)

1688.064

887.468

720.766

 

 

 

 

 

Less

PROFIT/(LOSS) BEFORE INTEREST, TAX, DEPRECIATION AND AMORTISATION (A-B)      (C)

(391.227)

88.693

52.855

 

 

 

 

 

Less

FINANCIAL EXPENSES                         (D)

111.717

35.145

29.212

 

 

 

 

 

 

PROFIT/(LOSS) BEFORE TAX, DEPRECIATION AND AMORTISATION (C-D)                                 (E)

(502.944)

53.548

23.643

 

 

 

 

 

Less/ Add

DEPRECIATION/ AMORTISATION                     (F)

72.702

13.425

10.465

 

 

 

 

 

 

PROFIT/(LOSS) BEFORE TAX (E-F)                   (G)

     (575.646)

40.123

13.178

 

 

 

 

 

Less

TAX                                                                  (H)

0.000

12.322

4.600

 

 

 

 

 

 

PROFIT/(LOSS) AFTER TAX (G-H)                    (I)

(575.646)

27.801

8.578

 

 

 

 

 

 

Prior year Adjustments Excess provision for income tax

(18.991)

0.000

0.000

 

 

 

 

 

Add

PREVIOUS YEARS’ BALANCE BROUGHT FORWARD

38.518

10.717

2.139

 

 

 

 

 

 

BALANCE CARRIED TO THE B/S

(556.119)

38.518

10.717

 

 

 

 

 

 

Earnings/(Loss) Per Share (Rs.)

(82.00)

5.00

2.00

 

 

KEY RATIOS

 

PARTICULARS

 

 

31.03.2010

31.03.2009

31.03.2008

PAT / Total Income

(%)

(44.39)

2.85

1.11

 

 

 

 

 

Return on Total Assets

(PBT/Total Assets}

(%)

(35.53)

3.77

2.18

 

 

 

 

 

Return on Investment (ROI)

(PBT/Networth)

 

(6.73)

0.08

0.05

 

 

 

 

 

Debt Equity Ratio

(Total Liability/Networth)

 

(19.95)

2.01

0.61

 

 

 

 

 

Current Ratio

(Current Asset/Current Liability)

 

1.40

3.65

3.68

 

 

LOCAL AGENCY FURTHER INFORMATION

 

 

 

Check List by Info Agents

Available in Report (Yes / No)

1) Year of Establishment

Yes

2) Locality of the firm

Yes

3) Constitutions of the firm

Yes

4) Premises details

Yes

5) Type of Business

Yes

6) Line of Business

Yes

7) Promoter’s background

--

8) No. of employees

Yes

9) Name of person contacted

Yes

10) Designation of contact person

Yes

11) Turnover of firm for last three years

No

12) Profitability for last three years

No

13) Reasons for variation <> 20%

No

14) Estimation for coming financial year

No

15) Capital in the business

No

16) Details of sister concerns

No

17) Major suppliers

No

18) Major customers

No

19) Payments terms

No

20) Export / Import details (if applicable)

No

21) Market information

--

22) Litigations that the firm / promoter

--

23) Banking Details

Yes

24) Banking facility details

No

25) Conduct of the banking account

--

26) Buyer visit details

--

27) Financials, if provided

No

28) Incorporation details, if applicable

--

29) Last accounts filed at ROC

--

30) Major Shareholders, if available

--

 

OPERATIONS

 

During the year, the Company commissioned its new plan for the manufacture of steel pipes hoses and hoses assemblies etc., augmenting the existing capacity to 9 million meters per annum with a capex of Rs.777.388 millions and commenced commercial production w.e.f. 01.09.2009.

 

During the year the company recorded a revenue of Rs.1296.837 millions and incurred a loss of Rs.594.637 millions as compared with the corresponding figures in the previous year of Rs.976.161 millions and Rs.27.815 million (net profit after tax) respectively.

 

The bottom line of the company was badly affected due to increase in the input cost, financial expenses and depreciation since the same could not be passed on to customers.

 

The performance was further impacted due to some technical snags the new plant could not operate at the desired levels and further the goods purchased/produced were not upto mark. This led to spoilage of materials, increase in wastage of materials. Lower value of finished goods and to some extent unliberalizable finished goods. The whole scenario culminated into reduction in the value of current assets in general and inventories in particulars and loss.

 

SICK INDUSTRY

 

During the year the company incurred a net loss of Rs.594.637 millions leading to the corrosion of the entire net worth of the company. In terms of the provision of the sick industrial companies Act 1985. the company has become a sick industrial company and is required to file a reference to the board for industrial and Financial reconstruction. New Delhi, in this regard the company is taking all necessary steps and meanwhile is preparing a scheme for its revival.

 

FUTURE OUTLOOK

 

The company despite gloomy performance believes that the products of the company are good and have wide applications in industries and it can be revived. To reduce the cost of production control the expenses and increase the productivity and quality of product. It is taking all imperative steps in this directions. To further the efforts of the company it requires co operations assistance of all the concerned authorities / institutions such as banks, Government, Semi Governments in extending financial and non financial assistance which is of paramount importance.

 

 

BANKERS CHARGES REPORT AS PER REGISTRY

 

Corporate identity number (CIN) Foreign company registration number

U24110MH1993PLC074576

Name of the Company

AEROFLEX INDUSTRIES LIMITED

Address

Survey No.41, 42/13, 42/14, 42/18, Village Chal, Near MIDC Taloja, Panvel, Mumbai – 410206, Maharashtra, India

This form is for

Creation of Charge

Type of Charge

Book debts

Movable property(not being pledge)

Particulars of the charge holder 

Bank of India, Kalbadevi Branch, Round Building, Shamldas Gandhi Marg, Kalbadevi, Mumbai – 400002,Maharashtra, India

Email : kalbadevi.mumbaisouth@bankofindia.co.in

Nature or description of the instrument(s) creating or modifying the charge

Agreement of Hypothecation of Plant and Machinery, Stocks and Book debts

Date of the instrument creating or modifying the charge

31.08.2010

Amount secured by the charge

Rs.16.000 Millions

Brief particulars of the principal terms and conditions and extent and operation of the charge

Rate of interest - @14.75% p.a. (1% over applicable interest rate) with monthly rests or at such other rate/s of interest as may be notified by the bank from time to time.

 

Terms of repayment - On Demand.

 

Margin - 25% against raw material, finished goods ,40% against book debts outstanding for 2 or 3 months or as specified by the bank from time to time .

 

Extent and operation of the charge - Security and charge hereby created shall be by way of first charge on all the said hypothecated assets for due payment as provided in the deed of all monies including the principal sums, interest/commission costs charges and expenses and all other monies whatsoever due owing and payable by the Borrower to the Bank under or in respect of or in connection with or in any wise concerning or relating to the said facilities agreed to be granted and/or granted by the Bank to the borrower

 

Others - for due repayment of all present and future indebtedness and liabilities of the borrower to the Bank of any kind in any manner whether solely or jointly primary or collateral accrued or accruing with all relative interest/commission, charges, costs  and expenses.

 

Facility and Limit: Adhoc Limit in working capital Cash Credit Limit: Rs.16.000 millions

Short particulars of the property charged (including location of the property)

All tangible movable machineries and plant, both present and future situate at Mumbai or wherever else b)All tangible movable properties and assets of whatsoever nature of the Borrower both present and future wheresoever situate at Mumbai or elsewhere. All present and future book debts, outstanding, money receivables, claims, bills which are now due and owing or which may any time hereafter during the continuance of this security become due and owing to the Borrower

 

FIXED ASSETS

 

·         Air Conditioner

·         Building

·         Computer

·         Electrical Installation

·         Furniture and Fixtures

·         Land

·         Office Equipment

·         Testing Equipments

·         Plant and Machinery

·         Working Tool and Equipment

·         Motor Car

·         Cycle

·         Water Cooler

 

 

AS PER WEBSITE

 

Company Profile:

 

Subject an “ISO 14000, 9001-2000”company certified by RWTUV Germany, manufactures stainless steel corrugated hoses and hose assemblies in an ultra modern facility in Taloja, Navi Mumbai city, under the strict supervision of an experienced and qualified team. AEROFLEX has used state-of-the art technology with strong emphasis on quality products and customer satisfaction. As a result of continual improvement in every aspect of business, within a short span, today AEROFLEX has become one of the most reliable sources of quality metallic flexible hose assemblies both in domestic as well as in international market. This has been possible due to AEROFLEX's ability to meet exact customers requirements and strict adherence to the delivery schedule with personal attention to every customer. A full range of metallic flexible hoses and hose assemblies are manufactured in austenitic steel with grades AISI 304, 321, 316 and 316L, conforming to international quality standards. There stainless steel corrugated flexible hoses conform to BS 6501 part -1and are manufactured as per type A, B and C flexibility.

 


CMT REPORT (Corruption, Money Laundering & Terrorism]

 

The Public Notice information has been collected from various sources including but not limited to: The Courts, India Prisons Service, Interpol, etc.

 

1]         INFORMATION ON DESIGNATED PARTY

No records exist designating subject or any of its beneficial owners, controlling shareholders or senior officers as terrorist or terrorist organization or whom notice had been received that all financial transactions involving their assets have been blocked or convicted, found guilty or against whom a judgement or order had been entered in a proceedings for violating money-laundering, anti-corruption or bribery or international economic or anti-terrorism sanction laws or whose assets were seized, blocked, frozen or ordered forfeited for violation of money laundering or international anti-terrorism laws.

 

2]         Court Declaration :

No records exist to suggest that subject is or was the subject of any formal or informal allegations, prosecutions or other official proceeding for making any prohibited payments or other improper payments to government officials for engaging in prohibited transactions or with designated parties.

 

3]         Asset Declaration :

No records exist to suggest that the property or assets of the subject are derived from criminal conduct or a prohibited transaction.

 

4]         Record on Financial Crime :

            Charges or conviction registered against subject:                                                  None

 

5]         Records on Violation of Anti-Corruption Laws :

            Charges or investigation registered against subject:                                                          None

 

6]         Records on Int’l Anti-Money Laundering Laws/Standards :

            Charges or investigation registered against subject:                                                          None

 

7]         Criminal Records

No available information exist that suggest that subject or any of its principals have been formally charged or convicted by a competent governmental authority for any financial crime or under any formal investigation by a competent government authority for any violation of anti-corruption laws or international anti-money laundering laws or standard.

 

8]         Affiliation with Government :

No record exists to suggest that any director or indirect owners, controlling shareholders, director, officer or employee of the company is a government official or a family member or close business associate of a Government official.

 

9]         Compensation Package :

Our market survey revealed that the amount of compensation sought by the subject is fair and reasonable and comparable to compensation paid to others for similar services.

 

10]        Press Report :

            No press reports / filings exists on the subject.

 


 

CORPORATE GOVERNANCE

 

MIRA INFORM as part of its Due Diligence do provide comments on Corporate Governance to identify management and governance. These factors often have been predictive and in some cases have created vulnerabilities to credit deterioration.

 

Our Governance Assessment focuses principally on the interactions between a company’s management, its Board of Directors, Shareholders and other financial stakeholders.

 

 

CONTRAVENTION

 

Subject is not known to have contravened any existing local laws, regulations or policies that prohibit, restrict or otherwise affect the terms and conditions that could be included in the agreement with the subject.

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.50.91

UK Pound

1

Rs.80.77

Euro

1

Rs.67.40

 


 

SCORE & RATING EXPLANATIONS

 

SCORE FACTORS

 

RANGE

POINTS

HISTORY

1~10

2

PAID-UP CAPITAL

1~10

2

OPERATING SCALE

1~10

2

FINANCIAL CONDITION

 

 

--BUSINESS SCALE

1~10

1

--PROFITABILIRY

1~10

-

--LIQUIDITY

1~10

1

--LEVERAGE

1~10

-

--RESERVES

1~10

-

--CREDIT LINES

1~10

-

--MARGINS

-5~5

-

DEMERIT POINTS

 

 

--BANK CHARGES

YES/NO

YES

--LITIGATION

YES/NO

NO

--OTHER ADVERSE INFORMATION

YES/NO

NO

MERIT POINTS

 

 

--SOLE DISTRIBUTORSHIP

YES/NO

NO

--EXPORT ACTIVITIES

YES/NO

NO

--AFFILIATION

YES/NO

NO

--LISTED

YES/NO

NO

--OTHER MERIT FACTORS

YES/NO

NO

TOTAL

 

08

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 


 

RATING EXPLANATIONS

 

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

-

NB

                                       New Business

-

 

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.