MIRA INFORM REPORT

 

 

Report Date :

24.03.2012

 

IDENTIFICATION DETAILS

 

Name :

JAMES FERGUSON PTY. LTD.

 

 

Registered Office :

37 College Street Hamilton Queensland 4007

 

 

Country :

Australia

 

 

Date of Incorporation :

30.06.1955

 

 

Com. Reg. No.:

009674891

 

 

Legal Form :

Australian Proprietary Company

 

 

Line of Business :

Printing, direct mail, electronic direct mail, database management, data mining, SMS marketing and predictive modelling services.

 

 

No. of Employees :

70 employees

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Maximum Credit Limit :

USD 330,000

Status :

Satisfactory

Payment Behaviour :

No Complaints

Litigation :

Clear

 


NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – September 30, 2011

 

Country Name

Previous Rating

(30.06.2011)

Current Rating

(30.09.2011)

Australia

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


IDENTIFICATION DETAILS

 

Verified Address

 

Subject name :                          JAMES FERGUSON PTY. LTD.

Other style / Business name :     FERGIES PRINT & MAIL / FERGIES DIGITAL / FERGIES

Business address :                    37 College Street

Town :                                       Hamilton

Province :                                  Queensland

Zip/postal code :                                    4007

Country :                                   Australia

Tel :                                          +61 7 36306500

Fax :                                         c

Website :                                  www.fergies.com.au

 

Registered address :                  37 College Street

Town :                                       Hamilton

Province :                                  Queensland

Zip/postal code :                        4007

Country :                                   Australia

 

 

SUMMARY DETAILS

 

Executive Summary

Date founded or registered :        30/06/1955

Legal form :                               Australian Proprietary Company

Chief executive :                        Alan Brodie

Issued & paid up capital :           AUD 38,004

Line of business :                       Printing, direct mail, electronic direct mail, database management, data mining, SMS marketing and predictive modelling services.

Staff employed :                         70 employees

 

 

CREDIT RISK OPINION

 

Company Analysis

Country risk :                             Country risk is minimal

Operation trend :                        Operational trend is steady

Management experience :           Management is adequately experienced

Financial performance :              Financial performance is undetermined

Organization structure :              Organizational structure is consistent

Detrimental :                              No detrimental records found

Payment history :                      No payment delays noted

Credit amount suggestion :         USD 330,000

Credit amount asked :                USD 600,000

Comments :                              It is advisable to conduct business dealing on prepayment or L/C for larger credit transaction than suggested. Although the Subject seems well positioned in the market and financially stable however without official financial information it would be difficult to grant a large credit amount as requested. Our suggestion of credit is based on years of establishment, employees, nature of business etc.

 

 

STATUTORY DETAILS

 

Registry Data

Registration date :                      30/06/1955

Legal form :                               Australian Proprietary Company

Registration no                          Australian Company Number: 009674891

Registered authority :                 Australian Securities and Investments Commission

Fiscal/ Tax no :                          Australian Business Number: 95009674891

Registry status :                                    Live/Active

Previous name :                                     None reported.

Change of legal form :                 None reported.

Other registration :                     FERGIES PRINT & MAIL is a business name owned by the Subject registered on 22/07/2005 under business registration no: QLD BN19506673.

FERGIES is a business name owned by the Subject registered on 28/05/1996 under business registration no: QLD BN6098071.

FERGIES DIGITAL is a business name owned by the Subject registered on 24/04/2007 under business registration no: QLD BN20293264.

 

 

MANAGEMENT / DIRECTORS

 

Key Management

Name :                          Alan Brodie

Designation :                 Chief Executive Officer

 

Name :                          Nathan Grima

Designation :                 Business Development Manager

 

Name :                          Greg Minton

Designation :                 Accounts Manager

 

 

BOARD OF DIRECTORS/ OTHER APPOINTMENTS

 

Appointments

Name :                          John Abbott Ferguson

Designation :                 Director and Company Secretary

Appointment date :         11/08/69

Address :                      12 Dublin Street

Clayfield, QLD 4011

Australia

Biography :                    Born on 04-06-1944 in Brisbane, Queensland, Australia.

Staff employed :             70 employees

 

 

SHARE CAPITAL

 

Composition

Authorized Capital :        AUD 38,004

No of shares :                2,500 Cumulative Preference Shares / 5,502 Ordinary Class A Shares / 1,000

Ordinary Class B Shares / 10,000 Preference Shares

Share par value :            AUD 2

Issued capital :              AUD 38,004

Paid up capital :             AUD 38,004

 

 

OWNERSHIP / SHAREHOLDERS

 

How listed :                   Full List

 

Composition

 

Shareholder name :        John Abbott Ferguson

Address :                      12 Dublin Street

Clayfield, QLD 4011

Australia

No. of shares :               2,500 Cumulative Preference Shares / 1,000 Ordinary Class A Shares / 500

Ordinary Class B Shares / 10,000 Preference Shares

 

Shareholder name :        Wendy Margaret Ferguson

Address :                      81 Virginia Avenue

Hawthorne, QLD 4171

Australia

No. of shares :               500 Ordinary Class A Shares

 

Shareholder name :        Jane Hilma Ireland

Address :                      C/o JAMES FERGUSON PTY. LTD.

37 College Street

Hamilton, QLD 4007

Australia

No. of shares :               500 Ordinary Class A Shares

 

Shareholder name :        Anne Louise Clarke

Address :                      2 Beverley Avenue

Rochedale South, QLD 4123

Australia

No. of shares :               500 Ordinary Class A Shares

 

Shareholder name :        Hilma Margaret Ferguson

Address :                      416 Forest Court

Albany Creek, QLD 4035

Australia

No. of shares :               3,002 Ordinary Class A Shares

 

Shareholder name :        Judith Anne Ferguson

Address :                      12 Dublin Street

Clayfield, QLD 4011

Australia

No. of shares :               500 Ordinary Class B Shares

 

 

RELATED COMPANIES & CORPORATE AFFILIATIONS

 

Structure

Name :                          JAMES FERGUSON HOLDINGS PTY. LTD.

Affiliation type :              Associate

Address :                      37 College Street

Hamilton, QLD 4007

Australia

 

 

BANK & MORTGAGES

 

Bank Details

Name of bank :              National Australia Bank Limited

Address :                      Australia

Account details :            Current Account

Comments :                  It is generally not the policy of local banks to provide credit status information to

non related parties, however interested parties would be advised to consult first

with the Subject if banker's references are required.

 

Mortgages :                   Satisfied Charge Details:

 

ASIC Charge Number: 273760

Date Registered: 30-08-1988

Charge type: Both Fixed & Floating

Date Created: 22-04-1988

Chargees Name: AUSTRALIA AND NEW ZEALAND BANKING GROUP LIMITED

 

ASIC Charge Number: 361360

Date Registered: 17-09-1957

Date Created: 26-08-1957

Chargees Name: VICTORIAN CROSS MANUFACTURING COMPANY PTY LTD

 

ASIC Charge Number: 361362

Date Registered: 06-11-1964

Date Created: 20-10-1964

Chargees Name: NATIONAL AUSTRALIA BANK LIMITED

 

ASIC Charge Number: 361367

Date Registered: 12-07-1968

Date Created: 10-07-1968

Chargees Name: 1925 (INDUSTRIAL) PTY LIMITED

 

ASIC Charge Number: 361369

Date Registered: 13-11-1981

Date Created: 15-10-1981

Chargees Name: NATIONAL AUSTRALIA BANK LIMITED

 

ASIC Charge Number: 524843

Date Registered: 25-01-1996

Charge type: Both Fixed & Floating

Date Created: 17-01-1996

Chargees Name: QUEENSLAND INDUSTRY DEVELOPMENT CORPORATION

 

ASIC Charge Number: 625622

Date Registered: 05-01-1998

Charge type: Both Fixed & Floating

Date Created: 15-12-1997

Chargees Name: SUNCORP-METWAY LIMITED

 

ASIC Charge Number: 831648

Date Registered: 16-11-2001

Charge type: Both Fixed & Floating

Date Created: 23-10-2001

Chargees Name: GE COMMERCIAL CORPORATION (AUSTRALIA)PTY LTD

 

ASIC Charge Number: 831651

Date Registered: 16-11-2001

Time Registered: 13:51:00

Charge type: Fixed

Date Created: 23-10-2001

Chargees Name: GE COMMERCIAL CORPORATION (AUSTRALIA)PTY LTD

 

ASIC Charge Number: 897339

Date Registered: 14-10-2002

Charge type: Both Fixed & Floating

Date Created: 03-10-2002

Chargees Name: NATIONAL AUSTRALIA BANK LIMITED

 

ASIC Charge Number: 915722

Date Registered: 08-01-2003

Charge type: Fixed

Date Created: 24-12-2002

Chargees Name: GE COMMERCIAL CORPORATION (AUSTRALIA)PTY LTD

 

 


Legal Fillings

 

Bankruptcy fillings :        None reported.

Court judgements :         None reported.

Tax liens :                     None reported.

Others :                        None reported.

 

 

FINANCIAL DATA

 

Description

 

Comments :                  The representative contacted declined to provide any financial information until

the inquiring party details are revealed.

The Subject is classified as a small proprietary company by the Australian

Securities & Investments Commission hence is not required to disclose their

financial statement.

A proprietary company is defined as small for a financial year if it satisfies at least

two of the following:

- The consolidated revenue for the financial year of the company and any entities

it controls is less than $25 million;

-The value of the consolidated gross assets at the end of the financial year of the

company and any entities it controls is less than $12.5 million, and

-The company and any entities it controls have fewer than 50 employees at the

end of the financial year.

 

 

OPERATION DETAILS

 

Main activities :              The Subject is engaged in printing, direct mail, electronic direct mail,

database management, data mining, SMS marketing and predictive

modelling services.

 

Purchases

International :                 Mainly from Taiwan, China, India, Indonesia, Thailand

 

Sales

Local :                          Yes

International :                 New Zealand

 

Property & Assets

Premises :                    The Subject operates from premises located at the verified heading

address consisting of printing facilities, warehouse and administrative

office.

Branches :                    None reported.

 

 

SUMMARIZED COUNTRY RISK

 

Gross Domestic Products (GDP) & Economic Overview

 

Central bank :                                        Reserve Bank of Australia

Reserve of foreign exchange & gold :       US$ 43.879 billion

Gross domestic product - GDP :             US$ 1.448 trillion

GPP (Purchasing power parity) :             918.529 billion of International dollars

GDP per capita - current prices :             US$ 64,351

 

GDP - composition by sector :                agriculture: 4.0%

industry: 26%

services: 70%

 

Inflation :                                               2008: 4.4%

2009: 1.8%

2010: 2.8%

 

Unemployment rate :                              2008: 4.2%

2009: 5.6

2010: 5.2%

Public debt

(General Government gross debt as

a % GDP)                                             : 2008: 11.6%

2009: 17.6%

2010: 22.3%

 

Government bond ratings :                      Standard & Poor's: AAA/Stable/A-1+

Moody's rating: Aaa

Moody's outlook: STA

Market value of publicly traded

Shares                                                  : US$1.258 trillion

 

Largest companies in the country :          Westpac Banking Group (Major Banks), BHP Billiton (Diversified Metals & Mining), Commonwealth Bank (Major Banks), National Australia Bank (Major Banks), ANZ Banking (Major Banks), Telstra (Telecommunications services), Wesfarmers (Food Retail) Trade & Competitiveness Overview

 

Total exports :                                       US$210.7 billion

 

Exports commodities :                           coal, iron ore, gold, meat, wool, alumina, wheat

Total imports :                                       US$187.2 billion

 

Imports commodities :                            machinery and transport equipment, computers and office machines, telecommunication equipment and parts, crude oil and petroleum products

 

Export - major partners :                         Japan 18.9%, China 14.2%, South Korea 8%, US 6%, NZ 5.6%, India 5.5%, UK 4.2%

 

Import - major partners :                         China 15.5%, US 12.8%, Japan 9.6%, Singapore 5.6%, Germany 5.2%, UK 4.3%, Thailand 4.2%

 

FDI Inflows :                                          2008: US$46,722 million

2009: US$22,572 million

2010: US$32,472 million

 

FDI Outflows :                                        2008: US$32,819 million

2009: US$18,426 million

2010: US$26,431 million

 

Best countries for doing business :          10 out of 183 countries

 

Global competitiveness ranking :             20 (ranking by country on a basis of 142, the first is the best)

 

Country and Population Overview

 

Total population :                       22.23 million

Total area :                                7,692,024 km2

Capital :                                    Canberra

Currency :                                 Australian dollars (AUD)

Internet users as % of total

Population                                 : 76.00%

 

 

PAYMENT HISTORY

 

Purchase Term

International :                             L/C, Prepayment, Telegraphic transfer, Credit 30-90 days

 

Sales Term

Local :                                      Prepayment, Bank transfer, Credit 30-90 days

International :                             L/C, Telegraphic transfer, Credit 30-90 days

 

Trade Reference/ Payment

Behaviour

Comments :                              As local and international trade references were not supplied, the Subject's payment track record history cannot be appropriately determined but based on our research, payments are believed to be met without delay. Investigation Note

 

Sources :                                  Interviews and material provided by the Subject

: Other official and local business sources


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.50.90

UK Pound

1

Rs.80.77

Euro

1

Rs.67.40

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.