MIRA INFORM REPORT

 

 

Report Date :

24.03.2012

 

IDENTIFICATION DETAILS

 

Name :

LESNINA, D.O.O.

 

 

Registered Office :

Cesta na Bokalce 40, 1000 Ljubljana

 

 

Country :

Slovenia

 

 

Financials (as on) :

31.12.2010 

 

 

Date of Incorporation :

28.05.1997

 

 

Com. Reg. No.:

10216200      

 

 

Legal Form :

Limited liability company (Ltd.)                                      

 

 

Line of Business :

wholesale and retail sale of furniture, lighting equipment and other household articles in specialized stores                                          

 

 

No. of Employees :

390

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Maximum Credit Limit :

EUR 620.000                                             

Status :

Good

Payment Behaviour :

No Complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – September 30, 2011

 

Country Name

Previous Rating

(30.06.2011)

Current Rating

(30.09.2011)

Slovenia

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

Company name and address

 

LESNINA, d.o.o.

 

Cesta na Bokalce 40,

1000 Ljubljana

 

Phone: 01 241 21 00

Telefax: 01 241 22 64

E-Mail: info@lesnina.si

Web: www.lesnina.si

 

 

Summary

 

Legal form          d.o.o. - Limited liability company (Ltd.)                                      

 

Established on  28/05/1997 - Joined stocked Company                            

                        21/04/2010 - d.o.o. - Limited liability company (Ltd.)         

                        1949 -                                                         

                        last entry on 17.3.2011                                        

                        On 21.04.2010 change of a company's                            

                        legal form from d.d. into d.o.o.                               

                        On 11.12.2006 incorporation of the company                     

                        Mervin d.o.o. into Lesnina d.d.                                

 

Registered on   28/05/1997, Ljubljana, Registration number: 10216200           

                                                                           

                                                                                

                        Ljubljana, Registration number: 10216200                      

                        Tax number: SI74735705                                         

                        Company number: 5025648                                         

Registered capital                                     EUR       12.063.847,03                                                                             

               

On 28.04.2009 capital reduction for                            

                        EUR 65.965,--                                                  

Owner               XLCEE-HOLDING GMBH                  EUR       12.063.847,03    

                         Rφmerstrasse 39, 46000 Wels,                                   

                        Austria                                                        

Manager            Bojan Papiθ                                                    

                        Klavže 7, 5216 Most na Soθi                                    

                        director                                                       

                        Emil Koprivc                                                   

                        Orešje 30, 2250 Ptuj                                           

                        director                                                       

                        Gerald Socher                                                  

                        Dornach 12, 9812 Plisarnitz, Austria                           

                        confidential clerk                                             

                        Gernot Herbert Frank                                           

                         Tφschling 12, 9212 Techelsberg, Austria                        

                        confidential clerk                                             

General data    Company activity:                                              

                        wholesale and retail sale of furniture,                         

                        lighting equipment and other household articles                

                        in specialized stores                                          

                        Headquarters, management premises and selling centre           

                        are located on the address above                               

                        additional business premises are in                            

                        Rudnik-Ljubljana, 2 in Levec pri Celju, Hoθe,                   

                         Maribor, Jesenice, Kranj, Nova Gorica, Koper, Novo             

                        mesto, Brdo-Ljubljana, Murska Sobota and also 8                

                         franchise stores are located all over Slovenia                 

                         business unit is located in Zagreb, Croatia                    

                         Main activity:                                                 

                         Retail sale of furniture, lighting equipment            (47.59)

                        and other household articles in specialized                    

                        stores (NACE 2)                                                

                          Export:                                                        

                         Montenegro                                                     

                         Import:                                                        

                         Austria                                                        

                         Germany                                                         

                         Italy                                                          

                         Poland                                                         

                                                                                

                Residence address:                                             

                Cesta na Bokalce 40, 1000 Ljubljana                            

                Phone:                                                          

                01 241 21 00                                                   

                Telefax:                                                       

                01 241 22 64                                                    

                E-Mail:                                                        

                info@lesnina.si                                                

                Web:                                                           

                www.lesnina.si                                                 

 

Other activities 

   

Employees       2007    396 employees                                          

                2008    415 employees                                           

                2009    420 employees                                          

                2010    393 employees                                          

                2011    390 employees                                          

                Group Lesnina per 31.12.2006: 798 employees                    

                Group Lesnina per 31.12.2007: 979 employees                    

                Group Lesnina per 31.12.2008:1083 employees                    

                Group Lesnina per 31.12.2010: 1051 employees                   

Annual turnover 2007            Enterprise turnover EUR        94.114.917,-    

                2008            Enterprise turnover EUR        98.554.606,-    

                2009            Enterprise turnover EUR        84.159.407,-    

                2010            Enterprise turnover EUR        75.329.571,-    

                Group Lesnina:                                                 

                Annual turnover  2006           EUR     140.653.668,--       

                Annual turnover  2007           EUR     176.248.239,--       

                Annual turnover 2008            EUR     201.302.342,--        

                Annual turnover 2009            EUR      175.714.513,--       

                Annual turnover 2010            EUR       167.336.726,--       

                Profit 2006                     EUR       7.585.349,--

                                                                         

                Profit 2007                     EUR      15.566.356,--

                                                                            

                Profit 2008                     EUR      17.372.256,- 

                Profit 2009                     EUR      13.664.145,--           

                Profit 2010                     EUR         8.029.732,--         

Remarks         Company name:                                                  

                LESNINA, trgovina s pohištvom, d.o.o.                           

                Participation in capital:                                      

                MI Lesnina Split, Croatia v steθaju (51% share)                

                Lesnina H d.o.o. Reka, Croatia (100% share)                     

                Lesnina S d.o.o. Beograd, Serbia(100% share)                   

                Aleksandro d.o.o. Sombor, Serbia (51% share)                   

                (stand per 13.07.2011)                                         

Bank relations  NOVA LJUBLJANSKA BANKA d.d., LJUBLJANA:                        

                Central address: SI Trg republike 2, 1520 Ljubljana            

                Account number: 02922-0010985633                               

                                                                                

                NOVA KREDITNA BANKA MARIBOR d.d.:                              

                Central address: SI Ulica Vita Kraigherja 4, 2505 Maribor      

                Account number: 04750-0001038533                               

                                                                               

                RAIFFEISEN BANKA d.d.:                                         

                Central address: SI Slovenska ulica 17, 2000 Maribor           

                Account number: SI56 242039000021107                           

                company development needs to be supervised                     

                vast long-term liabilities                                      

Company development  Constant                                              (30)

                                                                    

Terms of        Mostly within agrees terms, but partly also                (32)

payment         delayed                                                        

Business        Business connection appear premissable                     (31)

connection                                                                     

 

Credit limit    EUR 620.000,-                                                  

 

A. The enclosed balance of 2010 is originated from official source, it is      

authenticated by the auditor . (31.12.2010 - 1 EUR)                            

B. The enclosed balance of 2009 is originated from official source, it is      

authenticated by the auditor . (31.12.2009 - 1 EUR)                            

C. The enclosed balance of 2008 is originated from official source, it is      

authenticated by the auditor . (31.12.2008 - 1 EUR)                            

D. The enclosed balance of 2007 is originated from official source, no data    

available about authentication. (31.12.2007 - 1 EUR)                           

 

BALANCE                              A           B           C           D

                            31.12.2010  31.12.2009  31.12.2008  31.12.2007

ASSETS (AKTIVA)            105.357.539 116.284.963 108.888.790  96.504.521

>LONG-TERM ASSETS          >82.385.937 >85.393.591 >80.109.424 >73.603.590

Intangible assets and          121.074     135.334     142.745     146.285

long-term deferred costs                                                  

and accrued revenues                                                      

Intangible assets              121.074     135.334                        

Long-term deferred costs             0           0                        

and accrued revenues                                                      

Tangible fixed assets       25.930.509  27.317.292  27.837.025  20.335.885

Long-term financial         55.528.704  56.848.348  50.961.372  45.272.478

investments and Real                                                      

estate investments                                                        

Investment property         17.531.645  18.748.984                        

Long-term financial         37.997.059  38.099.364                        

investments                                                               

Long-term operating            443.047     389.457     585.236   7.263.796

receivables                                                               

Deferred receivables for       362.603     703.160     583.046     585.146

taxes                                                                      

>SHORT-TERM ASSETS         >22.898.694 >30.822.401 >28.705.440 >22.822.792

Short-term assets                                   28.251.939  22.822.792

(without Short-term                                                       

deferred costs and                                                        

accrued revenues)                                                         

Assets (group for               38.457      38.457      51.198      51.198

estrange) for sell                                                         

Inventories                 11.863.022  13.628.299  14.547.220  14.010.927

Short-term financial         3.255.630   7.945.210     453.501           0

investments                                                                

Short-term operating         7.607.187   8.461.873  10.399.422   8.306.740

receivables                                                               

Cash assets                    134.398     748.562   3.254.099     453.927

>Short-term deferred           >72.908     >68.971     >73.926     >78.139

costs and accrued revenues                                                

Off-balance sheet items              0   8.341.738                        

>LIABILITIES               >105.357.539 >116.284.963 >108.888.790 >96.504.521

Long-term sources                                   89.434.238  77.024.788

(PASSIVA)                                                                 

>CAPITAL                   >28.704.908 >87.584.484 >84.816.783 >75.546.343

Called-up capital           12.063.847  12.063.847                        

Basic (subscribed) capital  12.063.847  12.063.847  12.129.812  12.129.812

Non called-up capital                0           0                        

(deductive item)                                                           

 Capital reserves            5.881.036   5.881.036   5.815.071   5.815.071

Reserves from profit         6.486.506  33.454.278  33.454.278  27.533.215

Surplus from revaluation        80.900     162.744      62.157      10.569

Retained net                         0  27.863.042  28.365.448  25.700.979

Net business result for      4.192.619   8.159.537   4.990.017   4.356.697

the business year                                                         

PROVISIONS AND LONG-TERM       621.702     808.416     775.674     598.388

ACCRUED COSTS AND                                                         

DEFERRED REVENUES                                                         

>FINANCIAL AND BUSINESS    >75.715.929 >27.622.717                        

LIABILITIES                                                               

>LONG-TERM LIABILITIES     >50.047.509  >2.888.767  >4.617.455  >1.478.445

Provisions and long-term                               775.674     598.388

accrued costs and                                                         

deferred revenues                                                         

Long-term liabilities                                3.841.781     880.057

Long-term financial         49.371.703   2.192.500   3.797.867     848.700

liabilities                                                               

Long-term operating            655.582     655.582      28.376      28.376

liabilities                                                                

Deferred liabilities for        20.224      40.685                        

taxes                                                                     

Short-term liabilities                              19.454.552  19.479.733

and accruals                                                              

>SHORT-TERM LIABILITIES    >25.668.420 >24.733.950 >19.133.503 >19.153.938

Liabilities, included in             0           0                        

groups for estrange                                                        

Short-term financial        12.297.204  10.599.630   7.474.787   6.887.921

liabilities                                                               

Short-term operating        13.371.216  14.134.320  11.658.716  12.266.017

liabilities                                                               

>SHORT-TERM ACCRUED COSTS     >315.000    >269.346    >321.049    >325.795

AND DEFERRED REVENUES                                                     

Off-balance sheet items              0   8.341.738                        

 

A. The enclosed profit and loss account of 2010 is originated from official    

source, it is authenticated by the auditor . (31.12.2010 - 1 EUR)              

B. The enclosed profit and loss account of 2009 is originated from official    

source, it is authenticated by the auditor . (31.12.2009 - 1 EUR)              

C. The enclosed profit and loss account of 2008 is originated from official    

source, it is authenticated by the auditor . (31.12.2008 - 1 EUR)              

D. The enclosed profit and loss account of 2007 is originated from official    

source, no data available about authentication. (31.12.2007 - 1 EUR)           

 

PROFIT AND LOSS ACCOUNT              A           B           C           D

                            31.12.2010  31.12.2009  31.12.2008  31.12.2007

TOTAL REVENUES                                      98.554.606  94.114.917

TOTAL EXPENSES                                      84.534.117  81.939.308

>CAPITAL                               >87.584.484                        

>Net sales                 >72.874.032 >82.300.263                        

>Changes in the value of            >0          >0                        

inventories of products                                                    

and work-in-process                                                       

>Capitalised own products           >0          >0                        

and own services                                                           

>Other operating revenues           >0    >963.939                        

(with subventions,                                                        

grants,...)                                                               

>GROSS OPERATING YIELD              >0 >83.264.202                        

>Cost of goods, material            >0 >59.844.562 >62.370.630 >60.497.933

and services                                                              

Purchase value of goods              0  53.043.498                        

and materials sold and                                                    

cost of material and cost                                                 

of material used                                                           

Cost of services                     0   6.801.064   7.144.909   7.804.779

>Labour cost                        >0  >8.949.712  >9.611.154  >8.784.674

thereof wages                                        6.776.541   6.107.572

Cost of wages                        0   6.294.482                        

Cost of pension insurance            0     687.949                        

Cost of other social                 0     456.669                        

insurance                                                                  

Other labour cost                    0   1.510.612                        

>Write-offs                         >0  >4.192.776                        

Depreciation                         0   2.955.318   2.950.050   2.850.287

Revaluation operating                0      57.684                        

expenses for non-tangible                                                 

assets and tangible fixed                                                 

assets                                                                     

Revaluation operating                0   1.179.774                        

expenses for current                                                      

assets                                                                     

Other operating expenses             0     204.032     683.649     500.441

OPERATING REVENUES                   0  83.264.202  98.114.999  93.628.589

Financial Revenues from                             94.568.874  92.896.783

salles of goods, services                                                 

and materials                                                             

>OPERATING EXPENSES                 >0 >73.191.082 >83.929.384 >81.267.978

>OPERATING RESULT           >7.142.496 >10.073.120                        

>EBIT                      >11.696.782 >10.073.120                        

Financial income from            1.647      55.601       6.490       5.833

investments in other                                                       

enterprises                                                               

Financial income from          596.323     315.493                        

loans                                                                     

Financial income from          435.370     512.899                        

operating receivables                                                     

Financial expenses from              0      48.614      16.571           0

depreciation and write-                                                    

offs of financial                                                         

investments                                                               

Financial expenses from      2.796.481     501.773                         

financial liabilities                                                     

Financial expenses from        135.620     153.224                        

operating liabilities                                                     

Financial income             1.033.340     883.993     439.607     486.328

Financial expenses           2.932.101     703.611     604.733     671.330

Other revenues                  22.822      11.212           0           0

Other expenses                  15.231      11.508           0           0

Total revenues              75.329.571  84.159.407                        

>Total costs               >70.078.245 >73.906.201                        

Total business result        5.251.326  10.253.206                         

>Tax on profit               >-718.150  >2.276.206                        

Deferred taxs                  340.557    -182.537                        

>Net business result for    >4.192.619  >8.159.537                        

the accounting period                                                      

Write-offs of equity and                               588.162     671.330

other financial                                                           

investments                                                                

EARNINGS BEFORE TAXES                               14.020.489  12.175.609

(EBT)                                                                     

INCOME TAX                                           3.109.409   2.494.061

NET EARNINGS (E)                                    10.911.080   9.681.548

                                                               

Ratios                                     2007    2008    2009    2010

                Equity ratio               0,13    0,11     0,1    0,11

                Cleared equity ratio       0,13    0,11     0,1    0,11

                Current liquidity          1,19     1,5    1,25    0,89

                Quick liquidity            0,46    0,74     0,7    0,43

                Working capital         3668854 9571937 6088451 -2769726

                Gearing                    7,96    8,98    9,64    8,73

                Cleared gearing            0,64    0,93    1,07    5,15

                Profitability             12,94   14,23   12,18    6,97

                Operating profitability   10,29   11,07     9,7    5,57

                Stock days                54,34   53,88   59,11   57,48

                Debtor days               32,22   38,51    36,7   36,86

                Supplier days             47,57   43,18    61,3   64,79


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.50.90

UK Pound

1

Rs.80.77

Euro

1

Rs.67.40

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.