MIRA INFORM REPORT

 

 

Report Date :

24.03.2012

 

IDENTIFICATION DETAILS

 

Name :

MARBLE CLASSIC EXCLUSIVE WAREHOUSE FOR NATURAL STONES CAPE (PTY) LTD

 

 

Formerly Known As :

MARBLE CLASSIC (CAPE ) (PTY) LTD

 

 

Registered Office :

8 Ludel Avenue Ludel Park Montague Gardens Cape Town

 

 

Country :

South Africa

 

 

Date of Incorporation :

31.01.2005

 

 

Com. Reg. No.:

2005/002751/07

 

 

Legal Form :

Private Company

 

 

Line of Business :

Wholeslers of natural stone.

 

 

No. of Employees :

12

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

Payment Behaviour :

No Complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – September 30, 2011

 

Country Name

Previous Rating

(30.06.2011)

Current Rating

(30.09.2011)

South Africa

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


Summary

 

Subject Name

MARBLE CLASSIC EXCLUSIVE WAREHOUSE FOR NATURAL STONES CAPE (PTY) LTD

Country

SOUTH AFRICA

Requested Credit Limit

US$1500 000

Enquiry Terms

D/A

Account Review

EVERY 6 MONTHS

Subject Contact person

JUNE- MR FRANCO D’AGNOLO WAS UNAVAILABLE

 

 

 

Assessment

 

 

 

 

Total Credit Limit Exposure: R1 600 000

The address of: 28 7th Avenue, EDENVALE, 1609 and P O Box 2328, ALBERTON, 1449 Tel 0114546037 belongs to the subject’s auditors.

This is an established company that imports most of its supplies.

Commitments with local suppliers are being met within terms.

No bankcode was available as the account details ere declined.

Your figure is considered as too high

 

 

 

Company Information

 

Registered Name

MARBLE CLASSIC EXCLUSIVE WAREHOUSE FOR NATURAL STONES CAPE (PTY) LTD

Trading as/ Division Name

None

Previous Name

MARBLE CLASSIC (CAPE ) (PTY) LTD

Date of Name Change

2007-05-29

Registration Number

2005/002751/07

Registration Date

2005-01-31

Date Commenced Trading

1989

Age of Business

7 years 2 months

History of Business

The subject was originally a CC from 1989 then converted to a PTY LTD company in 2005.

History of Principals

MR F DE’AGNOLO has shareholding in a number of other companies throughout South Africa.

Shareholders and  % holding

100% F DE’AGNOLO

Authorised Share Capital

Nominal

Issued Share Capital

Nominal

Status

In Business

Operations Assessment

Wholeslers of natural stone.

Industry/ Customers

Manufacturers of building products- bricks, tiles etc

Export

Namibia

Major Industry Code / SICC

61490

Definition of Code

Wholesale trade in intermediate products

Head Office Physical Address

 

 

8 Ludel Avenue

Ludel Park

MONTAGUE GARDENS

Cape Town

Head Office Postal Address

 

 

P O Box 514

MAITLAND

7404

Current Tel Number

021 5528017/ 011 3926700

Cell number

N/A

Current Fax Number

021 5551596

Current Email Address

judy@marbleclassic.co.za

Web Site Address

www.marbleclassic.co.za

 

 

Auditors Information

 

Company Registered Name

CILLIERS MARTIN AND ASSOCIATESINC

Trading Name

C M AND ASSOCIATES

Registration Number

2005/0219831/21

Physical Address

28 7th Avenue

EDENVALE

1609

Postal Address

P O Box 2328

ALBERTON

1449

Contact Person

CHARMAINE

Contact Number

Tel 011 4546037

Principals

1

Subject Verified as Client

Yes

SAICA number

963836

VAT Number

4240225963

Tax Number

9942630147

BEE Status

Yes, Level 4

Financial Year End

February

Years With Auditors

Since 2007

Website

None

 

Previous Auditors

 

Company Name

Phone Number

Time with previous auditors

RM MARTIN AND ASSOCIATES

 

Unknown

CJ VAN DER LOO

 

Unknown

 

 

Tax Information

 

Vat Number

4570187080

Status

Active

Vat Liable Date

2000-03-01

Tax Number

9299267840

Tax Clearance Expire Date

February and August

Financial Year End

February

 

 

Black Economic Empowerment

 

Status

Yes

Score

Level 6

Expire Date

March 2013

BEE Certificate Available

No, awaiting the new certificate

 

 

ISO Status

 

Type of ISO Grade

The subject will only purchase overseas products if they are ISO graded.

ISO Certificate

 

ISO Certificate Available

No

Certified by an Accredited Agent

The suppliers obtain ISO grading, Yes

 

 

Workman’s compensation

 

Registered

Yes

Compliance Certified

Yes

 

 

Company Structure

Subsidiaries

 

Subsidiary Company

None, however MR DE AGNOLO has shares in many other companies. The group is known as the MARBLE CLASSIC GROUP.

Shareholding

 

Registration Number

 

Import / Export

 

 

Number of Employees

12

1.       Salaried employees

 

2.       Waged employees

 

3.       Permanent employees

12

4.       Casual employees

 

5.       Contracted employees

 

 



Company Fleet

No of vehicles:

Owned/ Leased

Value

Outstanding Balance

Fleet Operations

 

 

 

 

The Fleet is made up of

1

1.       Cars

 

 

 

 

2.       Light Delivery Vehicles

 

 

 

 

3.       Trailers

 

 

 

 

4.       Busses

 

 

 

 

5.       Trucks

1

Owned

Unknown

Nil

6.       Fork Lifts

 

 

 

 

7.       Other

 

 

 

 

 

Offices

 


Head Office Owned/ Rented

Rented

Rental Company

 

 

Branches Names

Country

Province

None

 

 

 


Branches Owned/ Rented

None

Rental Company

 

           

Management Overview

 

Organisation chart

Level

Position

Name

1

Managing Director

F DE’ AGNOLO

2

 

 

 

Company Structure (Ownership)

Note: One level up and all levels down

Holding

Company

Sub

100% F DE’ AGNOLO

MARBLE CLASSIC EXCLUSIVE WAREHOUSE FOR NATURAL STONES CAPE (PTY) LTD

None

 

 

Trade References

 

Key deals signed within the past 12 months.

 

Company

Value

Contact

None

 

 

 

 

 

 

 

 

 

The subject imports all of its products and deals locally with the companies below

Trade Reference nr

Supplier

Contact

Surety Value

Notarial Bonds

1

SALVINO DEL BENE

011 4373000

 

 

        2 

SEATRAM

011 4842888

 

 

Trade References Detail

Nr

Age of Acc

Credit Limit

Max Credit

Terms

Average Purchases

Terms Taken

Comment

1

2002

R1 600 000

Unknown

30 days

R500 000- R 600 000

30 days

Very Good

2

10 years

Open

R100 000

30 days

R50 000- R150 000

30 days

Good

 

 

Adverse Information on Subject

 

Judgements

Judgements

None

Possible Judgements

None

Civil Court

None

RDs

None

 

 

Business Rescue

Date registered

Business rescue practitioner

Contact Information

Details

None

 

 

 

 

Default Listings

Date

Details

None

 

 

 

Notarial Bonds

Date

Details

None

 

 

Bank Information

 

Bank

FIRST NATIONAL BANK

Branch

Carlton Centre Johannesburg

Bank Account Number

Declined

Type of Account

Declined

Account Name

MARBLE CLASSIC EXCLUSIVE WAREHOUSE FOR NATURAL STONES CAPE (PTY) LTD

Overdraft Facilities

Declined

Date Opened

Declined

Bank Code

Unavailable without a bank account number

Bank Comment

 

Unavailable

 

 

Bank Codes History

Date requested

Bank Code

Enquiry Amount

Number of RD’s

RD amount

RD Date

Bank Comments

Years with bank

None

 

 

 

 

 

 

 

 

 

Previous Bank Accounts

Banker

Branch Code

Account Holder

Account number

Date opened

Years with bank

None

 

 

 

 

 

 

 

Deeds Information

 

Property Interestsfor Company

Title Deed No.

None

Erf/Site No.

 

Deeds Office

 

Physical Address

 

Property Type

 

Extent / Size

 

Purchase Date

 

Purchase price

 

% Ownership

 

Bond Holder

 

Bond Number

 

Bond Amount

 

 

 


Financial Information

 

Financial Estimates

CURRENT ASSETS

Declined

Stock

Declined

Debtors

Declined

FIXED ASSETS

Declined

Plant, Equipment, Vehicles

Declined

Property

Declined

CURRENT LIABILITIES

Declined

Creditors

Declined

Loans/ From?

Declined

LONG TERM LIABILITIES

Declined

Morgage Bonds

Declined

Previous Year Turnover

Declined

Estimated Current Year Turnover

Declined

Current Turnover per month

Declined

Current Turnover per annum

Declined

 

Please note the following:

 

Turnover and assets less than R 1,000,000.00

The subject falls within the National Credit Act

Turnover and assets less than R 2,000,000.00

The subject falls within the Consumer Protection Act

 

 

Principals

Number of Principals

1

Average Age of Active Principals

62

 

Active Principals

Principal 1 of 1: FRANCO D’AGNOLO

Surname

D’AGNOLO

First Name

FRANCO

Other Names

None

Marital Status

Unknown

ID Number

5010245023100

Verified ID Number

No

Current Age

62

Designation

Director

Status

Active

Appointment Date

2005-01-31

Physical Address (at time of Appointment)

77 Jellicoe Avenue

MELROSE

Johannesburg

Postal Address

P O Box 2328

ISANDO

1600

Current Tel Number

011 3926700 011 4473100

Cell number

0836012138

Current Fax Number

 

Current Email Address

Unknown

Shareholding

100%

 

Adverse Information for FRANCO D’AGNOLO

 

Judgement

Number of Judgements

None

 

Debt Review

Debt review

None

 

 

Other

Default data

None

 

Business Information for FRANCO D’AGNOLO

 

Current Business Interests

Company Name

Registration No

Status

Age of Business

Judgements

Liquidation

MARBLE CLASSIC EXCLUSIVE WAREHOUSE FOR NATURAL STONES (PTY) LTD

1989/006784/07

In Business

22 years 4 months

0

No

THE MARBLE AND GRANITE TEAM CC

1998/000747/23

In Business

14 years 2 months

0

No

TEKNO GRANITE

S A (PTY) LTD

2002/015273/07

In Business

9 years 9 months

0

No

MARBLE CLASSIC (PTY) LTD

2005/002750/07

In Business

7 years 2 months

0

No

J P J KLIPOPGRAWE (PTY) LTD

2005/002752/07

In Business

7 years 2 months

0

No

AFRICAN SPIRIT TRADING 185 (PTY) LTD

2006/007277/07

In Business

6 years

0

No

ASH BROOK INVESTMENTS 37 (PTY) LTD

2007/003551/07

In Business

5 years 1 month

0

No

GRANITI TECHNICA TILE PLANT (PTY) LTD

20007/006023/07

In Business

5 years 1 month

0

No

MARBLE CLASSIC EXCLUSIVE WAREHOUSE FOR NATURAL STONES PE (PTY) LTD

2007/006144/07

In Business

5 years 1 month

0

No

MARBLE CLASSIC DOMESTIC (PTY) LTD

2007/011851/07

In Business

4 years 11 months

0

No

MARBLE CLASSIC PROJECTS CAPE (PTY) LTD

2007/012257/07

In Business

4 years 11 months

0

No

GRANITI TECHNICA (PTY) LTD

2007/014705/07

In Business

4 years 10 months

0

No

STONEBURG GRANITE SA (PTY) LTD

M2003/021554/07

In Business

8 years 6 months

0

No

 

Previous Business Interests

Average Age of Previous Business Interests

14 years

 

Company Name

Registration No

Status

Age of Business

Judgements

Liquidation

RUDOLPH AND VAN VUUREN CC

1985/014663/23

In Business

26 years 3 months

0

No

SISANE TILING (PTY) LTD

1987/070199/07

In Business

24 years 9 months

0

No

RUDOLPH AND VAN VUUREN (CAPE ) CC

1996/025901/23

In Business

15 years 9 months

0

No

D’AGNOLO PROPERTY (PTY) LTD

2005/021078/07

In Business

6 years 9 months

1

No

LISTELLO DESIGNS CC

B2001/084887/23

In Business

10 years 3 months

0

No

 

 

Deeds Information

 

Property Interestsfor FRANCO D’AGNOLO

 

Title Deed No.

None

Erf/Site No.

 

Deeds Office

 

Physical Address

 

Property Type

 

Extent / Size

 

Purchase Date

 

Purchase price

 

% Ownership

 

Bond Holder

 

Bond Number

 

Bond Amount

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.50.90

UK Pound

1

Rs.80.77

Euro

1

Rs.67.40

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.