MIRA INFORM REPORT

 

 

Report Date :           

24.03.2012

 

IDENTIFICATION DETAILS

 

Name :

YEM CORP. S.A.

 

 

Registered Office :

Calle 57 y 58, Abel Bravo, Edif. Times Square Garden Plaza, Piso 1, Urb. Obarrio

 

 

Country :

Panama

 

 

Date of Incorporation :

22.08.2007

 

 

Com. Reg. No.:

No.580342, Doc.1191675, Deed 18064 (20/08/2007)

 

 

Legal Form :

Joint Stock Company

 

 

Line of Business :

Import, Export, Distribution and marketing of clothing for men, women and child

 

 

No. of Employees :

Not Available

 

RATING & COMMENTS

 

MIRA’s Rating :

Ca

 

RATING

STATUS

PROPOSED CREDIT LINE

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

Limited with full security

 

Status :

Moderate

Payment Behaviour :

Unknown

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – September 30th, 2011

 

Country Name

Previous Rating

                   (30.06.2011)                  

Current Rating

(30.09.2011)

Panama

b1

b1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


IDENTIFICATION

 

CORRECT COMPANY NAME

YEM CORP. S.A.

TAXPAYER REGISTRATION

RUC 1191675-1-580342

MAIN ADDRESS

Calle 57 y 58, Abel Bravo, Edif. Times Square Garden Plaza, Piso 1, Urb. Obarrio,

PROVINCE / DEPARTAMENT

Panamá/Panamá

STATE / REGION

Panamá

COUNTRY

PANAMA

TELEPHONE

(507) 2046000 - 2046161

E-MAIL

jamoni@bmc.com.pa

 

SUMMARY

 

Date of foundation

2007

permanent employees

Not specified.

Chief Executive

LEE, IVETTE CAROL

Disposition

Report prepared through third-party sources.

Payments policy

(No payment experience traced)

Credit (**)

Indeterminate / Information is insufficient.

 

 

LEGAL BACKGROUNDS

 

LEGAL STATUS

Joint-Stock Company

DATE OF INCORPORATION

22AUG2007

PLACE OF REGISTRY

Panamá

NOTARY OFFICE

Fifth of Circuit.

DURATION

Perpetual

REGISTRATION

No.580342, Doc.1191675, Deed 18064 (20/08/2007)

INITIAL CAPITAL

B/.10,000.= Balboas

LAST CAPITAL INCREASE

No increases registered.

CLASS OF SHARES

500 shares registered

LISTED AT STOCK EXCHANGE

No

SHARE VALUE

B/.20.= Balboas

CURRENT EXCHANGE RATE (US$)

B/.1.= per 1.00 USADollar

COMMENTS

The legal representation shall be exercised by the President , in his absence by the secretary, or by the treasurer or by any person designated by the board.

 

DIRECTORS - EXECUTIVES – SHAREHOLDERS

 

                 FULL NAMES / COMPANY NAME

TITLE

%PART.

SINCE

LEE, IVETTE CAROL

President

 

 

AGUILAR, EDITH MARISOL

Director/Treasurer

 

 

MIRANDA, ESPERANZA ELENA

Director/Secretary

 

 

MOGILEVSKY, MIJAEL

Director

YES

 

ESKENAZI ABADI, ALBERTO

Director

YES

 

YOHROS, JOSEPH RAMON

Director

YES

 

 

WHO IS WHO?

 

ESKENAZI ABADI, ALBERTO

NATIONALITY

Panamanian

BACKGROUND INFORMATION

Member of the National Election Board of Panama.

 

 

ASSOCIATED AS PER OUR DATABASE TO

COMPANY

TITLE

TAX REG

COUNTRY

INTERNATIONAL APPAREL CORPORATION S.A.

Secretary

1071084-1552146

PANAMA

DISTRIBUIDORA DALET S.A.

Shareholder

29033912338061

PANAMA

 

BUSINESS HISTORY

 

Signed the Articles of Incorporation:
- David Alberto Davarro
- Esperanza Elena Miranda.
 
The Subject is part of the so called ESMO GROUP, which has more than a decade of solid experience in the sector, with collections of clothing and accessories for men, women and children, which can be found in upscale shops in major shopping areas of Latin America and the Caribbean. 
Aside from the Subject, the group consists of the following companies:

 

 

RELATED COMPANIES TO SUBJECT COMPANY OR TO MAJORITY SHAREHOLDER

 

COMPANY NAME

COUNTRY

RELATION %

ESMO INTERNACIONAL

PANAMA

 

Related

PACIFIC LATINAMERICA S.A.

PANAMA

 

Related

 

 

BUSINESS

 

Main activity

Import, export, distribution and marketing of clothing for men, women and children, acting as authorized representatives of the brands: "U.S. POLO ASSOCIATION", "OCEAN PACIFIC - OP" , "BISOU BISOU", "SCULPTURE" (jacket, panties, shirt, ladies, shorts, bath, bath towel, jeans, pants, etc).

Export

Yes

COUNTRY

Canada and Colombia

SELLING TerritorY

National, international

EMPLOYEES

Not specified.

LOCATION

OTHER PREMISES  Tax Domicile and Administrative Offices are located at the above address
 
Warehouse:  Calle 9 de Enero, última calle antes de Manzanillo T. France Field, Colón.

 

 

 

FINANCIAL INFORMATION

 

Interviewee(s)

Third-party sources

Disposition

Report prepared through third-party sources.

Information provided

Despite our insistence, Ms. Jamení Perez (Assistant Manager) stated that per decision of the main executives our request was sent to their legal department to be evaluated by their Attorney Dr. Janeth Morjain, who will respond us accordingly. 
 
Meanwhile, we have produced this report based on data obtained using fully reliable third-party sources, where it was not possible to get any financial information to enable us to have an idea about the operations volume of the investigated company.

 

 

SALES

US$ 0.00 ()

FINANCIAL SITUATION

UNDETERMINED
We consider the Financial Situation of the company as Undetermined because lack of financial data prevents us from assessing their current results.
 
Based on available information we can say that Yem Corp. SA is a Panamanian corporation engaged in the import, export, distribution and marketing of clothing for men, women and children, acting as authorized representatives of recognized brands, which has allowed them to remain stable in the market since 2007. 
 
Although our investigation through the public record does not how anything against the company, still we have no more detailed information regarding the company to give a better opinion.

Insurance Comments

We did not have access to this kind of information.
 

 


PAYMENTS RECORD: TRADE REFERENCES

(Confidential Information)

Supplier

Country

Comment

DHL EXPRESS PANAMA S.A.

PANAMA

 

CHINA SHIPPING AGENCY

PANAMA

 

MAERSK PANAMA S.A.

PANAMA

 

 

 

CREDIT HISTORY

We requested reference from the aforementioned suppliers, but they have not yet responded, we will insist.

 

 

BANKING INFORMATION

 

Bank

                                                                                                                                                                                          

Not ascertained.                                                                                                                                                                  

          

 

GENERAL INFORMATION

 

REPUTATION                                                                                                                                                   

NOTHING AGAINST COMPANY                                                                                                                         

                                                                                                                                                                       

 


FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.50.91

UK Pound

1

Rs.80.77

Euro

1

Rs.67.40

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.