MIRA INFORM REPORT

 

 

Report Date :

26.03.2012

 

IDENTIFICATION DETAILS

 

Name :

TCI MANUFACTURING INC

 

 

Registered Office :

55 Blizzard St, Fredericton, NB E3B 8K4,

 

 

Country :

Canada

 

 

Date of Incorporation :

1995

 

 

Legal Form :

Corporation for Profit

 

 

Line of Business :

Bags Manufacturer.

 

 

No. of Employees :

10

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Maximum Credit Limit :

USD 5,000.-

Status :

Small company

Payment Behaviour :

No complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – September 30, 2011

 

Country Name

Previous Rating

(30.06.2011)

Current Rating

(30.09.2011)

Canada

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


GEOPOLITICS – CANADA

 

POLITICAL DATA

ECONOMIC DATA

Form of Government: Federal


Economic Risk: Nil

Currency: 100.00 CAD = 99.9849 USD

Branch Situation: Stable

 

 

IDENTIFICATION

 

Ordered as:

TCI Manufacturing Inc

Address in the order:

55 Blizzard Street Fredericton NB E3B 8K3

 

 

Legal Name:

TCI Manufacturing Inc

 

 

Legal Address

55 Blizzard St, Fredericton, NB E3B 8K4, Canada.

Operative Address

55 Blizzard St, Fredericton, NB E3B 8K4, Canada.

Telephone:

+1 (506) 457-6061 / +1 (800) 641-7201

ID :

NA

Fax:

+1 (506) 457-6063

Legal Form:

Corporation for Profit

Email:

INFO@TCIMANUFACTURING.COM

Registered in:

NA

Website:

www.tcimanufacturing.com

Date Created:

1995

Manager:

Louis Bertrand, President.

Date Incorporated:

NA

Staff:

10

Stock:

NA

 

 

Value:

NA

Activity:

Bags Manufacturer.

 

 

BUSINESS

 

HISTORY

 

The company was founded in 1995.

PRINCIPAL ACTIVITY

 

It offers Bulk Bags, PP Bags and Plastic Liners.

Sales are:

 

Wholesale

Operations area:

 

National, International

The company imports from Mainly from China and India.

The company exports to USA.

Trade References:

 

FUHUA PLASTIC CO.LTD.

NO.689 HEPING EAST ROADSHIJIAZHUANG,050035, CHINA.

 

Comments on staff:

 

This information was verified by the person contacted.

PAYMENTS

 

regular

LOCATION

Headquarters

 

55 Blizzard St, Fredericton, NB E3B 8K4, Canada.

 

 

Shareholders - Manager - Related Companies

 

Listed at the stock exchange:

 

NO

Shareholders Parent Company(ies):

 

Louis Bertrand is one of the major shareholders of the company.

Management:

 

Louis Bertrand, President.

 

 

Financials - COMMERCIAL TRENDS AND FORECAST

 

As a private company the subject does not publish any financial statements.

We have contacted Jaclyn who refused to provide us any financial data on grounds of confidentiality.

Comments on the financial data: However our financial sources could provide us with the information that the annual revenues of the company would round CAD 500,000.-

Legal Fillings

 The company and one of its owners, Michael Maynard, have been pleaded guilty on July 27th 2007 for criminal storage of hazardous waste.

 

Between both subject, they had to pay USD 140,000.-

 

The case was prosecuted by the Illinois Attorney General's office and investigated by EPA CID.

 

The person contacted said that this person is not longer part of the company.

 

 

Rating

 

Local credit bureau gave a Correct credit rate.

 Final Opinion

 

This small sized company has been doing business for over 15 years.

 

The subject has always mattered on quality reaching the ISO 9000 Certification.

 

It seems to adjust to regular payment terms.

 

There was a legal filing found against the company. We could not verify if the company has already payed all its debts regarding this lawsuit.

 

A credit line may be considered for USD 5,000.-

 

 

SUMMARY

 


FINANCIAL SUMMARY


DEBT COLLECTIONS AND PAYMENTS

Profitability

N.A.

Public

NO

Indebtedness

N.A.

Payments

REGULAR

Cash

N.A.

 

 

 

 

APPENDIX

 

Person Interviewed

 

Jaclyn.

Position

 

Accounts Payable.

Comments

 

She provided us with the following information:

 

Creation Date.

Staff.

Imports & Exports.

Management.

Shareholders.

 

She refused to provide our agents with:

Financial Figures.

Bank References.

Payment Terms.


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.50.90

UK Pound

1

Rs.80.77

Euro

1

Rs.67.40

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.