MIRA INFORM REPORT

 

 

Report Date :           

28.03.2012

 

IDENTIFICATION DETAILS

 

Name :

SEARS CANADA INC

 

 

Formerly Known As :

Simpsons-Sears Limited

 

 

Registered Office :

290 Yonge St., Suite 700, Toronto, Ontario, M5B 2C3

 

 

Country :

Canada

 

 

Financials (as on) :

28.01.2012

 

 

Year of Establishment :

1952

 

 

Legal Form :

Corporation for Profit

 

 

Line of Business :

Multi-Channel Retailer

 

 

No. of Employees :

30000

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Maximum Credit Limit :

USD 2 000 000

Status :

Good

Payment Behaviour :

No Complaints

Litigation :

Clear

 

 

NOTES:

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – September 30th, 2011

 

Country Name

Previous Rating

                   (30.06.2011)                  

Current Rating

(30.09.2011)

Canada

a1

a1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


GEOPOLITICS

 

POLITICAL DATA

ECONOMIC DATA

Form of Government: Federal


Economic Risk: Nil

Currency: USD

Branch Situation: Stable

 

 

IDENTIFICATION

 

Legal Name:

SEARS CANADA INC

 

 

Legal Address

290 Yonge St., Suite 700, Toronto, Ontario, M5B 2C3, Canada.

 

Operative Address

Suite 32-190 Port Augusta, Comox, BC V9M 3M1, Canada

Telephone:

+1 (416) 362-1711

ID :

NA

Fax:

+1 (613) 391-3047

Legal Form:

Corporation for Profit

Email:

info@sears.ca

Registered in:

Canada

Website:

www.sears.ca

Date Created:

1952

Manager:

Dene L. Rogers, CEO

Date Incorporated:

1952

Staff:

30 000

Stock:

NA

 

 

Value:

NA

Activity:

Multi-channel retailer

 

 

BANKS

 

Name of the Bank

Bank of Canada

 

 

BUSINESS

 

HISTORY

 

The company was founded in 1952. Sears Canada Inc. was formerly known as Simpsons-Sears Limited and changed its name to Sears Canada Inc. in 1984.

PRINCIPAL ACTIVITY

 

Sears Canada Inc. operates as a multi-channel retailer in Canada.

 

It operates in two segments, Merchandising and Real Estate Joint Venture Operations.

 

The Merchandising segment includes the sale of goods and services through its retail and direct channels.

Products/Services description:

 

The subject offers:

 

- Appliances.

- Home furnishings.

- Mattresses.

- Home decor.

- Women’s apparel.

- Men’s apparel.

- children’s apparel.

- Cosmetics.

- Jewellery.

- Home services

 

 

Among Others.

 

 

Sales are:

 

Retail

 

 

 

 

Clients:

 

General Clientele.

Operations area:

 

National

The company imports from Asia, USA

The company does not export

The subject employs 30 000 employee(s)

PAYMENTS

 

made on a 55 days basis - monitored over the last 12 months

LOCATION

Headquarters

 

290 Yonge St., Suite 700, Toronto, Ontario, M5B 2C3, Canada.

 

Branches:

 

The company has several locations throughout Canada.



Shareholders - Manager - Related Companies

 

Listed at the stock exchange:

 

YES

Shareholders Parent Company(ies):

 

As at January 24, 2012, the Company's controlling shareholder, Sears Holdings Corporation, beneficially holds approximately 94.7% of the common shares of the Company.

Management:

 

- William Crowley, Chairman.

 

- Sharon Driscoll, SVP and CFO.

 

- R. Raja Khanna, Director.

 

- James McBurney, Director.

 

- Deidra C. Merriwether, Director.

 

- Calvin McDonald, President and CEO - Sears Canada.

 

- Debi E. Rosati, Director.

                                                                                                                                       

 

Financials - COMMERCIAL TRENDS AND FORECAST

 

The subject is a public company traded at the Toronto stock exchange under the symbol "SCC".

 

Please find enclosed the financial statements.

 

Comments on the financial data: Currency CAD           DATE    2008
Turnover            5,733,000,000
Operating Income 419,000,000
Net Income        289,000,000
Current Assets 2,271,000,000
Net worth          1,508,000,000
Liabilities           1,757,000,000
The cash flow is Normal


Legal Fillings

 The sources consulted record no detrimental legal or labor court information.

 

 

 

 

Rating

 

Local credit bureau gave a Good credit rate.

 

The company is in Good Standing. This means that all local and federal taxes were paid on due date.

 

 

 Final Opinion

 

This is a large canadian company, publicy traded, with 30 000 employees and more than 57 years of experience in the industry.

 

The subject operates in an unstable market.

 

The financial figures for the 2011 period showed that the company has worsened its performance, from $4,938.5 million to $4,619.3.

 

The decrease year-over-year was primarily attributed to sales declines in major appliances and electronics due to industry-wide price compression and lower women’s and men’s wear sales.

 

The subject´s revenue seems to be in a trend of decrease, however the income continues to be positive.

 

A credit line may be considered for USD 2 000 000.

 

In addition, we suggest requesting a monitoring report within the next 9-12 months.

 



SUMMARY

 


FINANCIAL SUMMARY


DEBT COLLECTIONS AND PAYMENTS

Profitability

CORRECT

Public

YES

Indebtedness

CONTROLLED

Payments

REGULAR

Cash

CORRECT

 

 

 



 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.50.91

UK Pound

1

Rs.81.27

Euro

1

Rs.67.99

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.