MIRA INFORM REPORT

 

 

Report Date :

31.03.2012

 

IDENTIFICATION DETAILS

 

Name :

EID LIMITED

 

 

Registered Office :

Bkb York House, Empire Way, Wembley, Middlesex, Ha9 0ql.

 

 

Country :

United Kingdom

 

 

Financials (as on) :

30.04.2011

 

 

Date of Incorporation :

13.01.1998

 

 

Com. Reg. No.:

03491832

 

 

Legal Form :

Private Limited

 

 

Line of Business :

Dealers in industrial diamonds.

 

 

No. of Employees :

8

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – September 30, 2011

 

Country Name

Previous Rating

(30.06.2011)

Current Rating

(30.09.2011)

United Kingdom

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 Company Identification Details

 

Subject Reported on

EID LIMITED

Registration Number

03491832

Address

12 ST CROSS STREET, LONDON, EC1N 8UB.

Telephone

020 7405 6594

Facsimile

020 7831 0372

Email

accounts@eid-ltd.com

Web Address

www.eid-ltd.com

 

 

Official Company Data

 

 

Legal Form

Private Limited

Registration Number

03491832

Subject Status

Trading

Date of Incorporation

13/01/1998

Registered Office

BKB YORK HOUSE, EMPIRE WAY, WEMBLEY, MIDDLESEX, HA9 0QL.

Date of Last Annual Return to Registry

13/01/2012

Accounts

The last filed accounts at Companies House are those to 30/04/2011

Accounting Reference Date

30/04

 

 

Operations

 

 

Activities

Dealers in industrial diamonds.

Nace Code

5152

Staff Employed

8

Import Countries

ALL OVER THE WORLD

Bankers

BARCLAYS BANK PLC

Address

HOLBORN.

Sort Code

204141

Auditors

Benjamin Kay &Brummer

Subsidiaries

EUROPEAN INVESTMENTS & DEVELOPMENT (PROPERTIES) LIMITED

 

 

 

 

Previous Searches

 

 

Search History Summary

 

Last 3 Months

Last 6 Months

Last 12 Months

0

0

0

 

Search History Details

 

The Search History Details shows details of the most recent 40 searches

 

Date

Description

14/01/2010

Miscellaneous

 

 

Public Record Information

 

 

Summary of CCJ's/Scottish Decrees

 

No CCJs/Scottish Decrees are recorded in our file.

 

 

Summary of Mortgages, Charges and Satisfactions

 

 

Total Number of Mortgages/Charges Registered

1

Number Outstanding

1

Number Partially Satisfied

0

Number Satisfied

0

 

 

Date of Latest Mortgage Created

16/03/2000

 

 

Details of most recent Mortgages, Charges and Satisfactions

 

 

Date Fully
Satisfied

Date
Registered

Date
Created

Charge
Description

Form Type

Lender

 

22/03/2000

16/03/2000

Debenture

395

Barclays Bank Plc

 

It should be noted that there is no legal requirement to file satisfaction details of mortgages/charges at Companies House.

 

 

Other Filings and Notices

 

 

Date

Source

Description

 

27/01/2012

Companies House Gazette

All documents required to be delivered to the registrar under section 441 (annual accounts and reports)

27/02/1998

Companies House Gazette

Alteration in memorandum or articles of association

27/02/1998

Companies House Gazette

Change among directors of a company

 

 

Company Secretary

 

 

Secretary

SANDRA ALBERTA HINDS

Service Address

34 PONTON HOUSE, PALACE ROAD, LONDON, SW2 3EQ.

Country of Origin

UNITED KINGDOM

Date of Birth

30/06/1965

Appointment Date

13/01/1998

 

 

Directors

 

 

Director

MARTIN BARRY LEE

Service Address

37 HIGHWOOD GARDENS, ILFORD, ESSEX, IG5 0AZ.

Country of Origin

UNITED KINGDOM

Date of Birth

13/09/1960

Appointment Date

13/01/1998

Other Directorships

PROCTER MANAGEMENT LIMITED

 

 

Share Capital

 

 

Shares

Ordinary GBP 1.00

Issued Number

1,000

Principal Shareholder

1,000 Leigh International Ltd

 

The above reflects the principle shareholder(s) by number of shares held, irrespective of share classification type.

 

Holding Company

Leigh International Ltd, a company incorporated in LIBERIA

Ultimate Parent

LEIGH INTERNATIONAL LTD, a company incorporated in LIBERIA

 

 

Financial Data– Statutory Accounts

 

 

For annual accounts images, view the Document Image list

 

Profit and Loss

 

The following figures are shown in units of 1000

 

Number of Weeks

52

52

52

52

Accounts Date

30/04/2011

30/04/2010

30/04/2009

30/04/2008

Currency

GBP

GBP

GBP

GBP

SALES

7965

5980

6929

7414

Cost of goods sold

 

 

6009

 

GROSS PROFIT

 

 

920

 

Wages and Salaries

358

361

353

337

Directors Emoluments

60

61

74

77

Auditors Fees

4

4

4

4

Trading Profit

305

(49)

(590)

83

Depreciation

12

16

14

52

OPERATING PROFIT

293

(65)

(604)

31

PRE TAX PROFIT

293

(65)

(604)

31

Taxation

 

17

(43)

17

PROFIT AFTER TAX

293

(82)

(561)

14

RETAINED PROFITS

293

(82)

(561)

14

 

Balance Sheet

 

The following figures are shown in units of 1000

 

Number of Weeks

52

52

52

52

Accounts Date

30/04/2011

30/04/2010

30/04/2009

30/04/2008

Currency

GBP

GBP

GBP

GBP

TOTAL FIXED ASSETS

60

67

68

80

Tangible Assets

37

43

42

53

Fixed Assets

37

43

42

53

Intangible Assets

23

24

26

27

TOTAL CURRENT ASSETS

6281

6202

6406

6250

Trade debtors

3244

3183

3645

2941

Stocks

2989

2955

2660

3007

Other Current Assets

48

64

101

302

Misc Current Assets

30

42

62

36

Cash

18

22

39

266

TOTAL ASSETS

6341

6269

6474

6330

TOTAL CURRENT LIABILITIES

3354

3407

3452

3404

Trade creditors

2884

3026

3058

2795

Short Term Loans

327

256

286

484

Bank Overdraft

327

256

286

484

Other Liabilities

143

125

108

125

WORKING CAPITAL

2927

2795

2954

2846

TOTAL LONG TERM LIABS

2346

2515

2592

1936

Long Term Loans

2346

2515

2592

1936

Due To Group

2346

2515

2592

1936

NET ASSETS/(LIABILITIES)

641

347

430

990

SHARE CAPITAL + RESERVES

641

347

430

990

Share Cap + Sundry Res

1

1

1

1

Issued Share Capital

1

1

1

1

Profit and Loss account

640

346

429

989

SHAREHOLDERS FUNDS

641

347

430

990

CAPITAL EMPLOYED

2987

2862

3022

2926

 

Financial Comparison

 

The following figures are shown in units of 1000

 

Number of Weeks

52

52

52

52

Accounts Date

30/04/2011

30/04/2010

30/04/2009

30/04/2008

Currency

GBP

GBP

GBP

GBP

Net Cashflow from Oper.

99

123

(692)

60

Increase in Cash

(76)

13

(29)

39

Directors Remuneration

60

61

74

77

Auditors Remuneration

4

4

4

4

Liquid Assets

3262

3205

3684

3207

Net Working Capital

2927

2795

2954

2846

Long Term Debt(>12 Months)

2346

2515

2592

1936

Tangible Net Worth(T.N.W)

618

323

404

963

Equity

641

347

430

990

Number of Years Trading

13

12

11

10

Number of Employees

8

8

9

9

Profit per Employee

36625

(8125)

(67111.1)

3444.4

Sales per Employee

995625

747500

769888.9

823777.8

 

Key Credit Ratios

 

The following figures are shown as Ratios or Percentages

 

Accounts Date

30/04/2011

30/04/2010

30/04/2009

30/04/2008

Current Ratio

1.9

1.8

1.9

1.8

Long Term Debt/T.N.W

3.8

7.8

6.4

2

Pre Tax Profit Margin%

3.7

(1.1)

(8.7)

0.4

Gross Profit%

 

 

13.3

 

Debtors Days (D.S.O)

149

194

192

145

Creditors Days (D.P.O)

132

185

161

138

Quick Ratio

1

1

1.1

1

W.I.P/Inventory Days

 

 

161.6

 

Return on Investment%

8.8

(2.1)

(18.3)

0.9

Return on Assets%

4.6

(1)

(9.3)

0.5

T.N.W/Total Assets%

9.7

5.2

6.2

15.2

Return on Capital%

9.8

(2.3)

(20)

1.1

Rtn on Shareholders Funds%

45.7

(18.7)

(140.5)

3.1

Working Capital/Sales%

36.7

46.7

42.6

38.4

Borrowing Ratio%

432.5

857.9

712.4

251.3

Equity Gearing%

11.2

5.9

7.1

18.5

Stock Turnover

2.7

2

2.6

2.5

Days Purchases Outstanding

 

 

185.7

 

Sales/Fixed Assets

215.3

139.1

165

139.9

Debt Gearing

379.6

778.6

641.6

201

 

 

Key Industry Sector Trends

 

 

Year

2011

2010

2009

2008

Sample Size

3151

6434

6455

6537

Pre-Tax Profit Margin

4.3

3.4

2.4

3.4

Current Ratio

1.6

1.6

1.7

1.6

Borrowing Ratio

86.8

101.1

95.6

107.5

Return on Capital

26.2

22.4

21.5

26.9

Creditors Days

54

92

105

49

 

Above figures relate to companies in 2003 Standard Industry Classification (Nace) sector : Wholesale of non-agricultural intermediate products, waste and scrap

 

 

Financial Summary

 

 

Auditors Qualification

The Auditors have expressed a clean opinion (i.e. unqualified with no referrals) on the accounts for the period ended 30/04/2011.

 

Turnover

Turnover increased by 33 % in the period and now totals GBP 7,965,000.

 

Operating Profit

Totalled GBP 293,000. In the year prior a Loss of GBP 65,000 was achieved.

 

Pre Tax Profit

The subject made a profit of GBP 293,000 in the period compared with a loss in the previous period of GBP 65,000.

 

Pre Tax Profit

The company's pre-tax profit is 4 % of sales compared with a pre-tax loss of 1% in the previous period and was 9% of capital employed.

 

Working Capital

The subject's working capital has improved by 132,000 in the period.

 

Net Worth

Net worth has increased by 85 % and now stands at GBP 641,000.

 

Long Term Liabilities

The company's long term liabilities reduced during the period by 6 % and are now 366 % of net worth compared with 725 % in the previous period.

 

Long Term Liabilities

Long term liabilities are now 37 % of total liabilities compared with 40 % in the previous period.

 

Long Term Liabilities

Long term liabilities are 79 % of capital employed, a decrease of 9 % over the previous period.




DIAMOND INDUSTRY – INDIA

 

-          From time immemorial, India is well known in the world as the birthplace for diamonds.  It is difficult to trace the origin of diamonds but history says that in the remote past, diamonds were mined only in India. Diamond production in India can be traced back to almost 8th Century B.C.  India, in fact, remained undisputed leader till 18th Century when Brazilian fields were discovered in 1725 followed by emergence of S. Africa, Russia and Australia.

-          The achievement of the Indian diamond industry was possible only due to combination of the manufacturing skills of the Indian workforce and the untiring and unflagging efforts of the Indian diamantaires, supported by progressive Government policies.

-          The area of study of family owned diamond businesses derives its importance from the huge conglomerate of family run organizations which operate in the diamond industry since many generations.

-          Some of the basic traits of family run business enterprises include spirit of entrepreneurship, mutual trust lowers transaction costs, small, nimble and quick to react, information as a source of advantage and philanthropy.

-          Family owned diamond businesses need to improve on many fronts including higher standard of corporate governance, long-term performance – focused strategies, modern management and technology.

-          The diamond jewellery industry in India today may be more than Rs 60000 mil and is rated amongst the fastest growing  in the world. Indi ranks third in the world in domestic diamond consumption.

-          Utmost caution is to be exercised while dealing with some medium and large diamond traders which are usually engaged in fictitious import – export, inter-company transactions, financially assisted by banks. In the process, several public sector banks lost several hundred million rupees. They mostly diverted borrowed money for diamond business into real estate and capital markets.

-          Excerpts from Times of India dated 30th October 2010 is as under –

 

DIAMOND SAGA – DIRTY DOZEN STUCK WITH 2K CR DEBT

 

This could be the biggest credibility crisis the Indian diamond industry has ever faced. Fifteen banks run the risk of losing Rs 2000 crore lent to a dozen diamond firms in Surat. Until about two months ago, they had not repaid  these dues. Bankers believe many diamantaires borrowed money during the economic downturn two years ago and diverted funds to businesses like real estate and capital markets. Many of themselves made money from these businesses but their diamond companies have gone sick and declared insolvency.

-          Most of the money borrowed from the banks in the name of their diamond business has been diverted in real estate and the share market. The banks are not in a position to seize their properties because in many cases, these were purchased in the name of their relatives and friends.

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.51.15

UK Pound

1

Rs.81.79

Euro

1

Rs.68.34

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.