MIRA INFORM REPORT

 

Report Date :

31.03.2012

 

IDENTIFICATION DETAILS

 

Name :

PROTECTIVE  INDUSTRIAL  PRODUCTS  MANUFACTORY  LTD.

 

 

Registered Office :

Flats 8-11, 6/F., Kar Wah Industrial Building, 8 Leung Yip Street, Yuen Long, New Territories

 

 

Country :

Hong Kong

 

 

Date of Incorporation :

14.04.1978

 

 

Com. Reg. No.:

05570030

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

Manufacturer, Importer and Exporter of all kinds of protective gloves, labour gloves and other industrial safety products such as aprons, rainwear, PE and PVC shoes covers, gloves, cotton gloves, leather gloves, nylon gloves, PVC gloves, goggles, masks, respirators, garden gloves, light reflecting clothes, etc.

 

 

No. of Employees :

20

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No Complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – September 30, 2011

 

Country Name

Previous Rating

(30.06.2011)

Current Rating

(30.09.2011)

Hong Kong

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


Company name and address

 

PROTECTIVE  INDUSTRIAL  PRODUCTS  MANUFACTORY  LTD.

 

 

ADDRESS:       Flats 8-11, 6/F., Kar Wah Industrial Building, 8 Leung Yip Street, Yuen Long, New Territories, Hong Kong.

 

PHONE:            2475 9228,  2477 8472

 

FAX:                 2478 9868,  2475 8849

 

E-MAIL:            ptao@piphkg.com.hk

grace@piphkg.com.hk

 

 

MANAGEMENT

 

Managing Director:  Mr. Tao Ket Chan, Wellson

 

 

SUMMARY

 

Incorporated on:             14th April, 1978.

 

Organization:                 Private Limited Company.

 

Capital:                         Nominal:           HK$1,000,000.00

Issued:              HK$1,000,000.00

 

Business Category:        Protective Glove Trader and Manufacturer.

 

Employees:                   20.

 

Main Dealing Banker:     Bank of China (Hong Kong) Ltd., Hong Kong.

 

Banking Relation:           Good.


ADDRESS

 

Registered Head Office:-

Flats 8-11, 6/F., Kar Wah Industrial Building, 8 Leung Yip Street, Yuen Long, New Territories, Hong Kong.

 

Associated/Affiliated Companies:-

Emery Enterprises Ltd., Hong Kong.

Johnson Development Ltd., Hong Kong.  [Dissolved]

McHenry Manufacturing Inc., USA.

PIP Balkans, Greece.

PIP Europe S.r.l., Italy.

PIP Iberica, Spain.

PIP Mexico-Productos Industriales de Proteccion S.A. de C.V., Mexico.

PPE Global Sourcing (Shanghai) Ltd., China.

Protective Industrial Products (Australia) Pty. Ltd., Australia.

Protective Industrial Products (Latin America) S.A., Panama.

Protective Industrial Products Inc., USA.

Protective Industrial Products Worldwide Ltd., Hong Kong.

Well Gain Fine Chemicals Co. Ltd., Hong Kong.

Wellson Enterprises Ltd., Hong Kong.

 

 

BUSINESS REGISTRATION NUMBER

 

05570030

 

 

COMPANY FILE NUMBER

 

0059512

 

 

MANAGEMENT

 

Managing Director:  Mr. Tao Ket Chan, Wellson

Director & Sales Contact:  Ms. Tao Jun Ping, Grace

 

 

CAPITAL

 

Nominal Share Capital: HK$1,000,000.00 (Divided into 10,000 shares of HK$100.00 each)

 

Issued Share Capital: HK$1,000,000.00

 


SHAREHOLDERS

(As per registry dated 14-04-2011)

 

Name

 

No. of shares

TAO Ket Chan, Wellson

 

2,500

TAO TANG Yuen Yee

 

2,500

TAO Jun Yan, Amy

 

1,250

TAO Jun Ping, Grace

 

1,250

TAO Jun Hau, Junior

 

1,250

TAO Jun Hwa, Paul

 

1,250

 

 

––––––

 

Total:

10,000

=====

 

 

DIRECTORS  

(As per registry dated 14-04-2011)

 

Name

(Nationality)

 

Address

TAO Jun Ping, Grace

House 7, Ping Shan Garden, D.D. 122, Lot 1705, Yuen Long, New Territories, Hong Kong.

 

TAO Jun Hau, Junior

House 7, Ping Shan Garden, D.D. 122, Lot 1705, Yuen Long, New Territories, Hong Kong.

 

TAO Jun Hwa, Paul

House 7, Ping Shan Garden, D.D. 122, Lot 1705, Yuen Long, New Territories, Hong Kong.

 

TAO Ket Chan, Wellson

House 7, Ping Shan Garden, D.D. 122, Lot 1705, Yuen Long, New Territories, Hong Kong.

 

TAO Jun Yan, Amy

House 7, Ping Shan Garden, D.D. 122, Lot 1705, Yuen Long, New Territories, Hong Kong.

 

 

SECRETARY

(As per registry dated 14-04-2011)

 

Name

Address

Co. No.

Busiaid Management Services Ltd.

Room 401-402, 4/F., Tung Ming Building, 40-42 Des Voeux Road Central, Hong Kong.

0033062

 


HISTORY

 

The subject was incorporated on 14th April, 1978 as a private limited liability company under the Hong Kong Companies Ordinance.

Apart from these, neither material change nor amendment has been ever traced and noted.

 

 

OPERATIONS

 

Activities:                      Manufacturer, Importer and Exporter.

 

Lines:                           All kinds of protective gloves, labour gloves and other industrial safety products such as aprons, rainwear, PE and PVC shoes covers, gloves, cotton gloves, leather gloves, nylon gloves, PVC gloves, goggles, masks, respirators, garden gloves, light reflecting clothes, etc.

 

Employees:                   20.

 

Raw Materials:               Inported from European countries and finished products from China.

 

Markets:                       USA, Canada, Europe, China, Japan, South Korea, Taiwan, Mexico and other Southeast Asian countries.

 

Terms/Sales:                 L/C, T/T and D/P.

 

Terms/Buying:               L/C, D/P and T/T.

 

 

FINANCIAL INFORMATION

 

Nominal Share Capital:   HK$1,000,000.00 (Divided into 10,000 shares of HK$100.00 each)

 

Issued Share Capital:     HK$1,000,000.00

 

Mortgage or Charge (since 1992):  (See attachment)

 

Profit or Loss:                Making a small profit.

 

Condition:                      Keeping in a satisfactory manner.

 

Facilities:                      Making active use of general banking facilities.

 

Payment:                      Met as contracted.

 

Commercial Morality:     Satisfactory.

 

Bankers:-

Bank of China (Hong Kong) Ltd., Hong Kong.

Citibank, N.A., Hong Kong.

 

Standing:                      Good.

 

 

GENERAL

 

Protective Industrial Products Manufactory Ltd. [PIPM] was incorporated in April 1978 as a private limited company wholly-owned by the members of the Tao family.  Set up by a couple Mr. Wellson Tao Ket Chan and Mrs. Tao Tang Yuen Yee with an issued share capital of HK$1,000,000.00, PIPM is now under the management of their children which include two sons and two daughters.

PIPM is a gloves trader.  It handles all kinds of protective gloves and labour gloves.  Products are principally manufactured by its affiliated manufacturers in Guangdong Province, China.  Finished products are exported to the United States, Mexico, Canada, Europe and Southeast Asia.  PIPM is responsible for supplying its affiliated factories in China with raw materials which are mainly imported from Europe.

Before 1994, PIPM had got quotas in garments allocated by the Hong Kong Government in exporting its products to the United States and Europe.  At the end of 2001, as China joined in the World Trade Organization [WTO] and the US and European Union trade quota restrictions were abolished by 2005.

PIPM has been one of the significant glove traders in Hong Kong.

The subject’s associated company in the United States is Protective Industrial Products Inc. [PIP].

PIP is jointly owned by Joe Milot, PIP’s president, and Wellson Tao, his partner.  Since 1984, PIP has operated as a supplier of work gloves to distribution throughout the United States.  In recent years, operations in Mexico, Australia, China and Panama have been developed to meet the needs of those countries.  On 1st October, 2008 saw the inception of PIP Europe based Rome, Italy.

PIP is the exclusive supplier of “Marigold®” industrial gloves in the United States and Mexico.  PIP is a supplier of gloves to industrial distributors throughout the United States.  Over the years, PIP has grown from a specialist in inspection gloves to a full line provider of work gloves.  PIP is now one of the leading companies supplying work gloves to industrial distributors nationally.

PIP is owned equally by its two shareholders, Mr. Joseph Milot and Mr. Wellson Tao.  Mr. Milot is President of PIP and Mr. Tao is Managing Director and the largest shareholder of PIPM.  Mr. Milot and Mr. Tao formed PIP in 1984.  Over the years, PIP has grown from a specialist in inspection gloves to a provider of a full line of work gloves.

Now, PIP and PIPM are marketing the following gloves:-

New Styles

·         Tomorrow’s Hand Protection Today

Unsupported Liquid Proof Gloves

·         General Purpose Unsupported Latex by “Marigold®

·         Heavy Weight Unsupported Latex by “Marigold®

·         Unsupported Chemical Resistant Gloves by “Marigold®

·         Unsupported Chemical Resistant Gloves by “TOWA®

Coated Gloves

·         Nitrotough” Series Premium Nitrile Dipped

·         ArmorCoat” Series Nitrile Coated

·         ActivGrip” Coated Gloves by “TOWA®

·         PVC Coated Gloves on Seamless Liner by “TOWA®

·         ProCoat” PVC Coated Gloves

·         General Purpose Coated Gloves

·         Excalibur™” Cut and Sewn Nitrile

·         Latex Rubber and Neoprene Coated Gloves

Disposable Gloves

·         Ambidex” Disposable Vinyl Gloves

·         Ambidex” Disposable Nitrile, Latex and Synthetic Gloves

Cut Resistant Gloves

·         Cut Resistant Gloves and Sleeves

String Knit Gloves

·         Coated String Knit Gloves

·         Specialty Coated String Knit Gloves

·         String Knit Gloves

Leather Gloves

·         Cowhide Drivers Gloves

·         Pigskin and Goatskin Gloves

·         Insulated Cowhide and Pigskin Drivers

·         Insulated Work Gloves

·         Leather Palms

·         Welders and Foundry Gloves

Ergonomic Gloves

·         Maximum “Safety™” Mechanics’ and Anti-Vibration Gloves

Cotton Gloves

·         Cotton Canvas Gloves

·         Cotton Jersey and Terry Cloth Gloves

Critical Environment Gloves

·         CleanTeam” Cotton Inspection Gloves

·         CleanTeam” Low Lint Inspection Gloves

·         CleanTeam” Parts Handler Gloves

·         CleanTeam” Critical Environment Gloves

Parade Gloves

·         Cabaret™” Parade Gloves

 

Besides gloves, PIPM also trades in the following products:-

·         Protective clothing (Hi-Visi Clothing)

·         Apron (Industrial) (leather included)

·         Industrial rainwear

·         Shoe cover ‑ PE and PVC

·         Work gloves, gloves ‑ Industrial, Cotton

·         Gloves ‑ Industrial, Leather

·         Gloves ‑ Industrial , Nylon

·         Gloves ‑ Industrial, PVC

·         Goggles ‑ Industrial

·         Mask and Respirator ‑ Industrial

·         Gloves ‑ Garden, Transport Equipment

·         Others (Floor jack, chain block)

·         Garage Equipment (Car jack)

·         Industrial Chemicals (Fine chemicals)

·         Dyeing, tanning and colouring materials (Pearlescent pigments from the United States)

Now, PIPM has set up an associated company PPE Global Sourcing (Shanghai) Ltd. in Shanghai, China.  This firm is responsible for sourcing all kinds of productive products in China and exports to the United States and Europe.

The business of PIPM is maintained in an active and satisfactory condition.  History in Hong Kong is about thirty-four years.

The annual sales turnover of PIPM is very significant.

On the whole, consider it good for normal business engagements.

 

 

REMARKS

 

            Court case:-

Action Date

Case No.

Plaintiff

Defendant

Cause

Amount

05-02-1993

S35529

Housing Management Agency Ltd.

Protective Industrial Products Manufactory Ltd.

Management Fee

Not stated

07-07-1993

S35531

Housing Management Agency Ltd.

Protective Industrial Products Manufactory Ltd.

Management Fee

Not stated

 

            Property information of the company:-

1.         Property Location:          Unit 6 & 7 on 4/F., Unit 1-11 on 6/F. and Car Parking Space No. P7 & P8 on G/F., Kar Wah Industrial Building, 8 Leung Yip Street, Yuen Long, New Territories, Hong Kong.

Owner:  Protective Industrial Products Manufactory Ltd.

Date of Purchase:  n.a.

Purchased Price:  n.a.

Incumbrances:-

Date of Mortgage

Amount Consideration

Mortgagee

Nature

16-09-1994

-

The Kwangtung Provincial Bank, Hong Kong Branch.  [Merged into Bank of China (Hong Kong) Ltd.]

Collateral and further charge (jointly with Tao Tang Yuen Yee and Tao Jun Hau, Junior)

 

2.         Property Location:          Unit 17, 18 & 19 on 6/F., Kar Wah Industrial Building,
8 Leung Yip Street, Yuen Long, New Territories, Hong Kong.

Owner:  Protective Industrial Products Manufactory Ltd.

Date of Purchase:  n.a.

Purchased Price:  n.a.

Incumbrances:-

Date of Mortgage

Amount Consideration

Mortgagee

Nature

18-06-2010

-

Bank of China (Hong Kong) Ltd., Hong Kong.

Mortgage to secure general banking facilities

 

3.         Property Location:          House 7 including Garage on Lower G/F., Turfing Garden, Terrace on G/F. & Roof immediately thereover 1/F., Ping Shan Gardens, Yuen Long, New Territories, Hong Kong.

Owner:  Protective Industrial Products Manufactory Ltd.

Date of Purchase:  05-05-1989

Purchased Price:  HK$2,000,000

Incumbrances:-

Date of Mortgage

Amount Consideration

Mortgagee

Nature

05-05-1989

-

Overseas Trust Bank Ltd., Hong Kong.  [Merged into DBS Bank (Hong Kong) Ltd.]

Mortgage to secure general banking facilities

 


MORTGAGE OR CHARGE

(Since 1992)

 

Date

Particulars

Amount

16-09-1994

Instrument:        Collateral and Further Charge (Jointly with Tao Tang Yuen Yee and Tao Jun Hau, Junior)

Property:

1)         12,879/200,000th parts or shares of and in Yuen Long Town Lot No. 356 (Unit 6 & 7 on 4/F., Unit 1-11 on 6/F. and Car Parking Space No. P7 & P8 on G/F. of Kar Wah Industrial Building, 8 Leung Yip Street, Yuen Long, New Territories, Hong Kong.)

2)         3,107/200,000th parts or shares of and in Yuen Long Town Lot No. 356 (Unit 1 & 2 on 8/F. and Portions of Main Roof of Kar Wah Industrial Building, 8 Leung Yip Street, Yuen Long, New Territories, Hong Kong.)  [Released on 07-06-2010]

Mortgagee:        The Kwangtung Provincial Bank, Hong Kong Branch.  [Merged into Bank of China (Hong Kong) Ltd.]

To secure banking facilities

12-01-2010

Instrument:        Deposit Deed

Property:

By way of a first fixed charge and as a continuing security for the Obligations, the Company charges and assigns absolutely all its rights, title to and interest in the Accounts and all Deposits from time to time in the Accounts

Mortgagee:        Citibank N.A., Hong Kong Branch.

All moneys

18-06-2010

Instrument:        Mortgage

Property:

2,745/200,000th parts or shares of and in Yuen Long Town Lot No. 356 (Unit 17, 18 & 19 on 6/F. of Kar Wah Industrial Building, 8 Leung Yip Street, Yuen Long, New Territories, Hong Kong.)

Mortgagee:        Bank of China (Hong Kong) Ltd., Hong Kong.

General banking facilities to the extent of all sums of money and interest thereon

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.51.15

UK Pound

1

Rs.81.80

Euro

1

Rs.68.34

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.