MIRA INFORM REPORT

 

 

Report Date :

02.05.2012

 

IDENTIFICATION DETAILS

 

Name :

NAVEED NAWAZ TEXTILES (PVT.) LIMITED

 

 

Registered Office :

P-58, Gole Cloth Katchery Bazar, Faisalabad

 

 

Country :

Pakistan

 

 

Year of Establishment :

1996

 

 

Com. Reg. No.:

0037094

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

Manufacture & Export of Grey Fabric, Dyed Fabric, Yarn Dyed Fabric, Knit, Fashion Garments, Home Textile Products

 

 

No. of Employees :

120

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

Usually Correct

 

 

Litigation :

Clear

 


NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2012

 

Country Name

Previous Rating

(31.12.2011)

Current Rating

(31.03.2012)

Pakistan

B2

B2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 


                                                                                   

Business Name

 

NAVEED NAWAZ TEXTILES (PVT.) LIMITED

 

 

Full Address       

 

Registered Address

P-58, Gole Cloth Katchery Bazar, Faisalabad, Pakistan

                       

Tel #

92 (41) 2641686, 2642886

Fax #

92 (41) 2642886

Email

amir@fsd.comsats.net.pk

 

 

Short Description Of Business

 

a.

Nature of Business        

Engaged in Manufacture & Export of Grey Fabric, Dyed Fabric, Yarn Dyed Fabric, Knit, Fashion Garments, Home Textile Products

b.

Year Established

1996

c.

Registration #

0037094

 

 

Factory Location

 

Address

1-K.M. Jaranwala Road, Khurianwala, Faisalabad, Pakistan

Tel No.

92 (41) 4360020, 4360010

Fax No.

92 (41) 4361502

 

 

Auditors

 

Yaqoob & Co.

(Chartered Accountants)

Asad Plaza, Opposite Circular Road, Faisalabad, Pakistan


Legal Status

 

Subject Company was established as a Private Limited Company in 1996

 

 

Authorized Capital

Rs. 10,000,000/- divided into 100,000 shares of Rs. 100/- each

Issued & Paid up Capital

Rs. 100,000/- divided into 1,000 shares of Rs. 100/- each

 

 

Details of Directors

 

Names

Nationality

Address

Occupation

Designation

Mr. Muhammad Naveed

 

 

Mr. Muhammad Nadeem

 

 

Mr. Muhammad Amir Nawaz

 

 

Mr. Muhammad Naeem Waiz

Pakistani

 

 

 

Pakistani

 

 

 

Pakistani

 

 

 

Pakistani

 

1-K.M. Jaranwala Road, Khurianwala, Faisalabad

 

1-K.M. Jaranwala Road, Khurianwala, Faisalabad

 

1-K.M. Jaranwala Road, Khurianwala, Faisalabad

 

1-K.M. Jaranwala Road, Khurianwala, Faisalabad

Business

 

 

 

Business

 

 

 

Business

 

 

 

Business

 

 

Chief Executive

 

 

Director

 

 

 

Director

 

 

 

Director

 

 

 

 

Shareholders                

 

Names

No. of Shares

Mr. Muhammad Naveed

 

Mr. Muhammad Nadeem

 

Mr. Muhammad Amir Nawaz

 

Mr. Muhammad Naeem Waiz

250

 

250

 

250

 

250

 

 


Associates                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     

 

A.         Subsidiary

 

               None

           

B.                  Associated Companies

 

(1)     Faisal Fabrics Limited, Pakistan.                    

 

 

Business Activities

 

Subject Company is engaged in manufacture & export of Grey Fabric, Dyed Fabric, Yarn Dyed Fabric, Knit, Fashion Garments, Home Textile Products.

 

Its mainly import Textile Raw Materials, Textile Machineries through L/C, D/A, D/P basis.

 

It sells its product through Cash, L/C, D/A basis (In case of Export).

 

Its main customers are Individuals, Reputable Companies, Worldwide.

 

Subject operates from caption leased office premises measuring 1,000 Sq.ft. which is situated at main commercial market of Faisalabad.

 

Subject employs about 120 persons in its set up.

 

 

Annual Sales Volume

 

Year

In Pak Rupees

2010

150,000,000/- (Estimated)

 

 

Production Capactiy

 

Actual production volume is indeterminable as it mainly depends upon the requirement from their local as well as international customers

 


Bankers

 

(1) KASB Bank Limited, Pakistan.

(2) Faysal Bank Limited, Pakistan.

(3) Standard Chartered Bank, Pakistan.

(4) Allied Bank Limited, Pakistan.

(5) Bank Alfalah Limited, Pakistan.

 

 

Memberships

 

·         Faisalabad Chamber of Commerce & Industry.(FCCI)

 

Foreign Exchange Rates

 

Currency

 

Unit

Pakistani Rupee

US Dollar

1

            Rs. 91.30

UK Pound

1

            Rs. 146.80

Euro

1

            Rs. 120.00

 

 

Comments

 

Subject Company was established in 1996 and is engaged in manufacture & export business. Overall reputation is normal. Trade relations are reported as fair. Subject can be considered for normal business dealings at usual trade terms and conditions.

 

 

 

 


FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.52.68

UK Pound

1

Rs.85.12

Euro

1

Rs.69.38

 

INFORMATION DETAILS

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.