MIRA INFORM REPORT

 

 

Report Date :

02.05.2012

 

IDENTIFICATION DETAILS

 

Name :

P P LAWS INVESTMENT LIMITED

 

 

Registered Office :

Plot 946, 63 Road, 6th Avenue, Festac Town, Lagos State

 

 

Country :

Nigeria

 

 

Date of Incorporation :

26.01.2009

 

 

Com. Reg. No.:

RC: 797597

 

 

Legal Form :

Private Limited Liability

 

 

Line of Business :

Not Available

 

 

No. of Employees :

Not Available

 

 

RATING & COMMENTS

 

MIRA’s Rating :

C

 

RATING

STATUS

PROPOSED CREDIT LINE

<10

C

Absolute credit risk exists. Caution needed to be exercised

Credit not recommended

 

Status :

Poor

Payment Behaviour :

---

Litigation :

---

 


NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – September 30, 2011

 

Country Name

Previous Rating

(31.12.2011)

Current Rating

(31.03.2012)

Nigeria

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


IDENTIFICATION

 

COMPANY NAME:                                 P P LAWS INVESTMENT LIMITED

REGISTERED NAME:                            P P LAWS INVESTMENT LIMITED

REGISTERED ADDRESS:                      Plot 943, 63 Road, 6th Road, Festac Town, Lagos State, Nigeria

HEAD OFFICE ADDRESS:                     Plot 946, 63 Road, 6th Road, Festac Town, Lagos State, Nigeria (Could not be located in the area)

 

Currency: All monetary quoted in this report are in Nigerian Naira, the local currency or unless otherwise stated. The exchange rate is N150 to 1 US $.

  

 

SUMMARY

 

NATURE OF PREMISES:                       Undetermined

DATE INCORPORATED                         26th January, 2009

YEAR BEGAN OPERATION:                  2009

LEGAL FORM:                                      Private Limited Liability

REGISTRATION NO:                             RC: 797597

SHARE CAPITAL:                                 3,000,000.00 

ISSUED CAPITAL:                                2,000,000.00

PAID-UP CAPITAL:                               2,000,000.00

STAFF STRENGHT:                              Undetermined

 

 

 

OWNERSHIP/SHAREHOLDING STRUCTURE

 

Name                                                                                                                                 %Held 

1.       Onumajuru Lawrence                                                                                                      40%                 

Plot 964, 63 Road, 6th Avenue, Festac Town, Lagos State, Nigeria

 

2.       Akuoma Onumajuru                                                                                                       25%

Plot 964, 63 Road, 6th Avenue, Festac Town, Lagos State, Nigeria

 

3.       Precious Onumajuru                                                                                                       12.5%

Plot 964, 63 Road, 6th Avenue, Festac Town, Lagos State, Nigeria

 

4.       Prosper Onumajuru                                                                                                        12.5%

Plot 964, 63 Road, 6th Avenue, Festac Town, Lagos State, Nigeria

 

5.       Wendy Onumajuru                                                                                                         10%     

Plot 964, 63 Road, 6th Avenue, Festac Town, Lagos State, Nigeria

 

 

DIRECTORS  

                                                                                               

1.       Onumajuru Lawrence

2.       Akuoma Onumajuru

3.       Precious Onumajuru

4.       Prosper Onumajuru

5.       Wendy Onumajuru

 

 

BACKGROUND

 

P P Laws Investment Limited was incorporated with Corporate Affairs Commission on 26th January, 2009 with Registration Number (RC: 797597). We visited Plot 964, 63 Road, 6th Avenue, Festac Town, Lagos State, Nigeria on 26th April, 2012. Unfortunately, we were unable to locate the company at Plot 946 which was supplied as the company’s address.

 

The assumed Plot 946 is undeveloped, though it is well fenced with no plot number on the wall. Having gone round the avenue we intensified efforts by discussing with the occupants of Plots 943, 950 and 1429 but they all declined information about the company as they claimed such name is unknown to them. We also applied various means to locate the company which yielded no result since there was no telephone number or e-mail address of the company provided on the enquiry.

 

Conclusion: Based on our visit and discussion held with the residence at the visited address, we are of the view that the company’s name and Plot No. 946 is not known at 63 Road, 6th Avenue, Festac Town, Lagos. Therefore, we advise that any business relationship with the company should be done with extreme caution.

 

 

TYPES OF CUSTOMERS

 

·         UNDETERMINED

 

 

PERFORMANCE RANKING

 

* Quality of Management:          Undetermined

* Ethics & Integrity:                     Undetermined

* Ownership Structure:               GOOD

 

 

FINANCES 

 

The company’s Audited Account was not available during our visit; therefore, as such, its present financial state could not be ascertained.

 

 

INDUSTRIAL OVERVIEW/ OPERATING ENVIRONMENT

 

UNDETERMINED DUE TO INSUFFICENT INFORMATION

 

CMT REPORT (Corruption, Money Laundering & Terrorism)

 

UNDETERMINED DUE TO INSUFFICENT INFORMATION

 

 

FGSL’s OFFICIAL REMARKS

 

Having carried out all necessary verifications on the company, our investigations revealed that P P Laws Investment Limited is duly registered in Nigeria with a registered address is located at Plot 943, 63 Road, 6th Avenue, Festac Town, Lagos State, Nigeria, while its operational address is located at Plot 946, 63 Road, 6th Avenue, Festac Town, Lagos State, Nigeria. COULD NOT BE LOCATED.

Information contained in the report is mostly from secondary sources.


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.52.51

UK Pound

1

Rs.85.49

Euro

1

Rs.69.61

 

 

INFORMATION DETAILS

 

Report Prepared by :

PDT

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.