MIRA INFORM REPORT

 

 

Report Date :

03.05.2012

 

IDENTIFICATION DETAILS

 

Name :

AVR DISTRIBUTORS CC

 

 

Registered Office :

9 Hill Head Road, 106 Mount Edgecombe, Manors, Durban 4300

 

 

Country :

South Africa

 

 

Date of Incorporation :

11.01.2008

 

 

Com. Reg. No.:

B2008/004944/23

 

 

Legal Form :

Close Corporation

 

 

Line of Business :

Importers and distributors of Biocides

 

 

No. of Employees :

Not Available

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ca

 

RATING

STATUS

PROPOSED CREDIT LINE

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

Limited with full security

 

Status :

Moderate

Payment Behaviour :

Unknown

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – September 30, 2011

 

Country Name

Previous Rating

(31.12.2011)

Current Rating

(31.03.2012)

South Africa

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


Company name

 

Subject Name

AVR DISTRIBUTORS CC

Country

SOUTH AFRICA

Enquiry Terms

D/A

Account Review

Every 3 Months

Subject Contact person

SHIRMAIN RAMNARAIN – Director

 

 

 

Assessment

 

 

 

 

 

On investigation we made contact with SHIRMAIN RAMNARAIN the director who declined to assist with the subject’s information unless the name of the principal enquirer and reason for the enquiry is known.

The director deems the information sensitive and feels uncomfortable providing any information whatsoever.

The subject deals in the import and distribution of Biocides to the agricultural industry.

Please see the available information for the subject below.

WE cannot support credit dealings.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Company Information

 

Registered Name

AVR DISTRIBUTORS CC

Trading as/ Division Name

None

Previous Name

Unavailable

Date of Name Change

Unavailable

Registration Number

B2008/004944/23

Registration Date

2008-01-11

Date Commenced Trading

2008-01-11

Age of Business

4 Years 3 Months

History of Business

Unavailable

History of Principals

Unavailable

Shareholders and  % holding

20 % - VISHAL RAMNARAIN

80 % - SHIRMAIN RAMNARAIN

Authorised Share Capital

2 Ordinary Shares

Issued Share Capital

R 100

Status

In Business

Operations Assessment

Importers and distributors of Biocides

Industry/ Customers

Agricultural industry :

Farmers

Export

Unavailable

Major Industry Code / SICC

6190

Definition of Code

Other Wholesale Trade

Head Office Physical Address

 

 

9 Hill Head Road

106 Mount EdgeCombe

MANORS

DURBAN

4300

Head Office Postal Address

 

 

PO Box 172

MOUNT EDGECOMBE

4051

Current Tel Number

031 5378048

Cell number

071 3539167

Current Fax Number

086 6483233

Current Email Address

Unavailable

Web Site Address

None as yet

 

 

Auditors Information

 

Company Registered Name

RIVAAJ KALIDIN

Trading Name

Unavailable

Registration Number

Unavailable

Physical Address

Unavailable

Postal Address

PO Box 13

VERULAM

4340

Contact Person

Unavailable

Contact Number

Unavailable

Email

Unavailable

Principals

Unavailable

Judgements Against Subject

Unavailable

Judgements Against Principals

Unavailable

Subject Verified as Client

Unavailable

SAICA number

Unavailable

VAT Number

Unavailable

Tax Number

Unavailable

BEE Status

Unavailable

Financial Year End

Unavailable

Years With Auditors

Unavailable

Website

Unavailable

 

Previous Auditors

Company Name

Phone Number

Time with previous auditors

RM FERGUSON MIA

Unavailable

Unknown


 

Tax Information

 

Vat Number

4600244620

Status

Active

Vat Liable Date

2008-04-01

Tax Number

9197826168

Tax Clearance Expire Date

Unavailable

Financial Year End

February

 

 

Black Economic Empowerment

 

Status

Unavailable

Score

 

Expire Date

 

BEE Certificate Available

 

 

 

ISO Status

 

Type of ISO Grade

Unavailable

ISO Certificate

 

ISO Certificate Available

 

Certified by an Accredited Agent

 

 

 

Workman’s compensation

 

Registered

Unavailable

Compliance Certified

 

 

 

Company Structure

 

Subsidiaries

 

Subsidiary Company

Unavailable

Shareholding

 

Registration Number

 

Import / Export

 

 

Number of Employees

Unavailable

1.       Salaried employees

 

2.       Waged employees

 

3.       Permanent employees

 

4.       Casual employees

 

5.       Contracted employees

 

 



Company Fleet

No of vehicles:

Owned/ Leased

Value

Outstanding Balance

Fleet Operations

 

 

 

 

The Fleet is made up of

Unavailable

1.       Cars

 

 

 

 

2.       Light Delivery Vehicles

 

 

 

 

3.       Trailers

 

 

 

 

4.       Busses

 

 

 

 

5.       Trucks

 

 

 

 

6.       Fork Lifts

 

 

 

 

7.       Other

 

 

 

 

 

Offices

Unavailable


Head Office Owned/ Rented

 

Rental Company

 

Owned by

 

Value

 

Bond

 

Bank

 

Lease Agreement

 

Lease Expire Date

 

Type of Premises

 

 

Branches Names

Country

Province

Unavailable

 

 

 


Branches Owned/ Rented

Unavailable

Rental Company

 

Owned

 

Value

 

Bank

 

Bond

 

Lease Agreement

 

Lease Expire Date

 

Type of Premises

 

 

Management Overview

 

Organisation chart

Level

Position

Name

1

Director

SHIRMAIN RAMNARAIN

2

Director

VISHAL RAMNARAIN

 

Company Structure (Ownership)

Note: One level up and all levels down

 

Holding

Company

Sub

80 %

AVR DISTRIBUTORS CC

None

20 %

AVR DISTRIBUTORS CC

None

 

 

Trade References

 

Key deals signed within the past 12 months.

 

Company

Value

Contact

Unavailable

 

 

 

Trade Reference nr

Supplier

Contact

Surety Value

Notarial Bonds

1

Unavailable

 

 

 

 

Trade References Detail

Nr

Age of Acc

Credit Limit

Max Credit

Terms

Average Purchases

Terms Taken

Comment

1

Unavailable

 

 

 

 

 

 

 

Adverse Information on Subject

Judgements

 

Judgements

None

Possible Judgements

None

Civil Court

None

RDs

None

 

Business Rescue

Date registered

Business rescue practitioner

Contact Information

Details

None

 

 

 

 

Default Listings

 

Date

Details

None

 

 

Notarial Bonds

 

Date

Details

None

 


Bank Information

 

Bank

Unavailable

Branch

 

Bank Account Number

 

Type of Account

 

Account Name

 

Overdraft Facilities

 

Date Opened

 

Bank Code

 

Bank Comment

 

 

 

Bank Codes History

 

Date requested

Bank Code

Enquiry Amount

Number of RD’s

RD amount

RD Date

Bank Comments

Years with bank

Unavailable

 

 

 

 

 

 

 

 

Previous Bank Accounts

Banker

Branch Code

Account Holder

Account number

Date opened

Years with bank

Unavailable

 

 

 

 

 

 

 

Deeds Information

 

Property Interests for Company

 

Title Deed No.

None

Erf/Site No.

 

Deeds Office

 

Physical Address

 

Property Type

 

Extent / Size

 

Purchase Date

 

Purchase price

 

% Ownership

 

Bond Holder

 

Bond Number

 

Bond Amount

 

 

 

Financial Information

 

Financial Estimates

 

CURRENT ASSETS

Unavailable

Stock

 

Debtors

 

FIXED ASSETS

 

Plant, Equipment, Vehicles

 

Property

 

CURRENT LIABILITIES

 

Creditors

 

Loans/ From?

 

LONG TERM LIABILITIES

 

Morgage Bonds

 

Previous Year Turnover

 

Estimated Current Year Turnover

 

Current Turnover per month

 

Current Turnover per annum

 

 

Please note the following:

 

Turnover and assets less than R 1,000,000.00

The subject falls within the National Credit Act

Turnover and assets less than R 2,000,000.00

The subject falls within the Consumer Protection Act

 

Principals

Number of Principals

2

Average Age of Active Principals

34

 

Active Principals

Principal 1 of 2: VISHAL RAMNARAIN

 

Surname

RAMNARAIN

First Name

VISHAL

Other Names

D

Marital Status

Married

ID Number

7709235014080

Verified ID Number

Yes

Current Age

35

Designation

Director

Status

Active

Appointment Date

2011-08-12

Physical Address (at time of Appointment)

61 Stonehill Grove

Centenary Park

PHOENIX

Postal Address

PO Box 172

MOUNT EDGECOMBE

4051

Current Tel Number

031 5378048

Cell number

082 2243745

Current Fax Number

086 6483233

Current Email Address

Unavailable

Shareholding

20 %

 

Adverse Information for: VISHAL RAMNARAIN

Judgement

 

Number of Judgements

None

Debt Review

Debt review

None

 

Other

Default data

None

 

Business Information for: VISHAL RAMNARAIN

Current Business Interests

Company Name

Registration No

Status

Age of Business

Judgements

Liquidation

AVR DISTRIBUTORS CC

B2008/004944/23

In Business

4 Years 3 Months

0

No

 

Previous Business Interests

Average Age of Previous Business Interests

7 Months 1 Month

 

Company Name

Registration No

Status

Age of Business

Judgements

Liquidation

I C N PROJECTS CC

2002/031514/23

In Business

10 Years

0

No

E WAVE BUILDING PROJECTS CC

2008/035493/23

Deregistration Final

4 Years 2 Months

0

No

 

Deeds Information

 

Property Interests for: VISHAL RAMNARAIN

 

Title Deed No.

T18181/2005

Erf/Site No.

 

Deeds Office

PIETERMARITZBURG

Physical Address

Shelly Beach

MARGATE

Property Type

Freehold / Ervin

Extent / Size

795.0SQM

Purchase Date

2004-12-06

Purchase price

R 285 000,00

% Ownership

0.0000

Bond Holder

FIRSTRAND BANK LTD

Bond Number

B199812005

Bond Amount

R 256 500,00

 

Principal 2 of 2: SHIRMAIN RAMNARAIN

 

Surname

RAMNARAIN

First Name

SHIRMAIN

Other Names

Unavailable

Marital Status

Married

ID Number

7806010196080

Verified ID Number

Yes

Current Age

34

Designation

Director

Status

Active

Appointment Date

2008-01-11

Physical Address (at time of Appointment)

61 Stonehill Grove

Centenary Park

PHOENIX

4068

Postal Address

PO Box 172

MOUNT EDGECOMBE

4051

Current Tel Number

031 5832406 / 031 5021628

Cell number

071 3539167

Current Fax Number

086 6483233

Current Email Address

Unavailable

Shareholding

80 %

 

Adverse Information for: SHIRMAIN RAMNARAIN

Judgement

Number of Judgements

None

 

Debt Review

 

Debt review

None

 

Other

Default data

None

 

Business Information for: SHIRMAIN RAMNARAIN

 

Current Business Interests

 

Company Name

Registration No

Status

Age of Business

Judgements

Liquidation

AVR DISTRIBUTORS CC

B2008/004944/23

In Business

4 Years 3 Months

0

No

 

Previous Business Interests

Average Age of Previous Business Interests

8 Years 4 Months

 

Company Name

Registration No

Status

Age of Business

Judgements

Liquidation

FAST LANE HIGH OCTANE PUBLISHERS CC

2003/109831/23

Deregistration Final

8 Years 4 Months

0

No

 

Deeds Information

 

Property Interests for: SHIRMAIN RAMNARAIN

 

Title Deed No.

T18181/2005

Erf/Site No.

 

Deeds Office

PIETERMARITZBURG

Physical Address

Shelly Beach

MARGATE

Property Type

Freehold / Ervin

Extent / Size

795.0SQM

Purchase Date

2004-12-06

Purchase price

R 285 000,00

% Ownership

0.0000

Bond Holder

FIRSTRANDBANK LTD

Bond Number

B199812005

Bond Amount

R 256 500,00

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.52.93

UK Pound

1

Rs.85.85

Euro

1

Rs.69.94

 

 

INFORMATION DETAILS

 

Report Prepared by :

PDT

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.